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Author Topic: PYCT... PayChest (MLON)
mizzou7
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From another board in regards to PYCT...

Not sure where PYCT fits in.


HSBC’s Global Transaction Banking Services business today announced it will provide clients a centralised-secure payment service across Canada, the United States and Mexico. The payment service from one of the world’s largest financial institutions is geared toward clients that need to make payments to trading partners within North American Free Trade Agreement (NAFTA) countries. It especially benefits multinational companies in the automotive, pharmaceutical, technology, logistics, and consumer goods sectors that do business in any of these three markets.

“NAFTA has increased commerce across these important economic centers, and increased a client’s need to expedite payments, reduce payment file formatting, and save money,” said Michael Gallagher, head of global transaction banking for NAFTA countries at HSBC. “Before introducing this service, corporate treasurers were generally required to maintain multiple banking relationships. Clients now have the choice to use one bank to process payments in U.S. dollars, Canadian dollars, and Mexican pesos - reducing risk, errors and costs.”

"HSBC is proud to launch a service that will streamline the payments and cash management process for many of our clients," said Martin Glynn, president and chief executive officer, HSBC Bank USA, N.A. "This is another example of how HSBC can use its global network to develop cross border services for its domestic and international client base."

HSBC’s payment process is flexible and allows clients to send check, wire money transfers and Automated Clearing House (ACH) payments in one file-format whether those payables are in a single currency or in multiple currencies within North America. Through its presence across NAFTA countries, HSBC is able to facilitate all payment types into one consolidated file via HSBC Connect - a secure host-to-host file-based delivery channel.

“Corporate treasurers will no longer have to maintain a variety of in-country formats. They will have the ability to transmit data for high and low value payments across NAFTA countries with confidence and ease,” added Michael Gallagher. “And the added benefit of keeping the payment flows within one institution.”

HSBC provides a wide array of transaction banking products and services including cash management, trade services, supply chain, securities and bank notes. It ranks Number 2 globally in cash management including providing the best in-country client service (Euromoney’s 2005 Cash Management Poll).

Global Transaction Banking Services supports HSBC’s Corporate, Investment Banking and Markets (CIBM) and Commercial Banking (CMB) businesses.

CIBM provides tailored financial products and services to major government, corporate and institutional clients and offers a full range of capabilities, including foreign exchange, fixed income, derivatives, risk advisory, investment banking, payments and cash management, trade services, and securities services. Find out more about CIBM.

CMB provides loan and deposit products to small and middle-market corporations including specialized products such as real estate financing. Various credit and trade related products are also offered including standby facilities, performance guarantees and acceptance. Read more about CMB.

Media enquiries:
United States
Juanita Gutiérrez
212 525 6282

Canada
Sharon Wilks
416 868 3878

Mexico
Roy Caple
52 (55) 5721 6060

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George
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quote:
Originally posted by mizzou7:
From another board in regards to PYCT...

Not sure where PYCT fits in.



It doesn't

--------------------
If all goes well then great, if not, make it work.

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casviper
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Have they been working on this page? The translator now works. The copyright date is now 2006. I hit a link and a picture of this guy appears who works from the Salem office. Any insights?????
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mizzou7
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It's new!!!

PAYCHEST UPDATES...

The PayChest site now has a corporate profile...

I guess something is going on...

http://www.paychest.com/corporate_profile/index.html


quote:
Originally posted by casviper:
Have they been working on this page? The translator now works. The copyright date is now 2006. I hit a link and a picture of this guy appears who works from the Salem office. Any insights?????


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CareyRay
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PYCT will have PR tomorrow.
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mizzou7
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The world and hands are gone!!!

Now there's a girl on the enter page... LOL...

There are updates being done... always a good sign.

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casviper
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The picture changes every time you go to the site. Did this always happen?
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mizzou7
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No... updates have been tkaing place since this past weekend...

quote:
Originally posted by casviper:
The picture changes every time you go to the site. Did this always happen?


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mizzou7
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More updates to the PayChest home page...

Looks like some organization of what was already there.

I expect an update on the site very soon...

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Repoman75
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Is the PR going to name Mario Pino ruler of the known universe, replacing General Zod?
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George
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PayChest, Inc. Today Announced Kirby Manuel as PayChest's Chief of Operations
Tuesday April 11, 10:20 am ET


MEXICO CITY--(MARKET WIRE)--Apr 11, 2006 -- PayChest, Inc. (Other OTC:PYCT.PK - News) today announced Kirby Manuel as PayChest's Chief of Operations (COO). With position commencing April 17, 2006, Kirby Manuel will be responsible for the development, security, advancement and fulfillment of PayChest's position in third party merchant services, peer-to-peer money transfer services, and all worldwide administrative information systems.
ADVERTISEMENT


Kirby Manuel recently successfully shaped a leading enterprise and turnkey payment software company known as Cusell.com; a company he owned and operated for software which allows access to multiple banking gateways and international money transfers.

Alejandro Cerda, CEO of PayChest, Inc., stated, "Kirby came to our attention because of his strong programming execution skills and his ability to lead top-performing teams. He has demonstrated these skills by creating the day to day online operations software utilized by PayChest.com."

Kirby Manuel, COO of PayChest, Inc., stated, "PayChest.com will be a global leader in merchant services and peer-to-peer money transfers. My team and I will be performing an overhaul to the PayChest.com website; including its design, security and newly added features for PayChest's members. I intend to make PayChest.com the first to operate not only as an online payment processor, but also as an offline money transfer system. A system made possible by way of offline agents and ATM cards. This will allow members to send money to family, friends and businesses without computer access."

--------------------
If all goes well then great, if not, make it work.

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George
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I knew they had just bought some off the shelf package...look at the Cusell.com demo. I hope they can do what they say they want to do. Now they have actually hired away the guy that wrote and owns the software...looking better all the time...and by the way Mario is gone...

--------------------
If all goes well then great, if not, make it work.

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mizzou7
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Not a good day... after a PR...
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mizzou7
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Going Live?
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George
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One thing I do like is that they seem to only report actual information. they are not flooding the market with a bunch of BS PR's to just try and drive the market like a lot of pinks.

--------------------
If all goes well then great, if not, make it work.

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mizzou7
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PayChest™
PayChest Internet Payment System (IPS) is a one of a kind 3rd party payment system.

PayChest is completely secure using techniques to encrypt the client's personal and financial information including encrypting the client's credit/debit cards as well as bank account numbers for total security.

PayChest IPS DOES NOT utilize a competitors payment gateway to send or receive funds. After all, what's the point if members still have to use PayPal, StormPay or 2checkout to send, deposit or withdraw funds.

Features

2Checkout/iBill type of buyer checkout. This feature allows for the buyer to purchase the seller's product without having to sign-up for an account. Works similar to 2checkout or iBill checkouts

Send payments in multiple currencies such as Euro, British Pounds, Chinese Yuan and much more.

Support Tickets and notifications

Javascript based shopping cart

xHash and xIPN passwords for postback verifications

Customizable checkout pages with header/footer

User shopping mall area

What can PayChest do?

Works and runs similar to PayPal and 2checkout
Members can send money using their credit or bank cards
Members can send money using their bank accounts (ACH)
PayChest does not operate with your competitors gateway to work
Allows for member verification including credit/debit card, bank account, Email and home address.
Integrates with Cpanel / WHM for instant account creation
Secure Digital Download
Subscriptions
Designed for growth
MUCH MUCH MORE!

Members Features

Seller & Merchant Tools

Secure Software & Digital Download:

The buyer will only get access to the page or file (set by you) after payment has been completed and successful
Cpanel / WHM Integration:
Useful for webhosting companies that use Cpanel as their control panel.
Creates Cpanel hosting accounts instantly after payment
Choose from one time payment or bill buyer recurring either monthly, quarterly, semi-annual or per annum
Ability to setup subscription with odd days and months
Create subscriptions buttons. Choose from pre-made buttons or custom
Create packages
Uses WHM Access Key hash to connect
Supports Cpanel Resellers
Enter additional one time setup fee
Buyers enters domain name and chooses own userid & password
Checks host to make sure userid is not taken or domain already installed
THIS IS THE ONLY PAYMENT SYSTEM WITH THIS FEATURE!
Subscriptions:
Choose subscription billing cycle
Ability to set odd number of date for billing
Stop number of billing installments
Buyer chooses funding option
Notifies seller and buyer if subscription has failed
Retries billing subscription after 2-3 days
If subscription fails 3 times consecutively, script will cancel subscription and notifies buyer and seller of status
Can run every night automatically or manually
Notifies buyer and seller when payment has been made
Enter additional one time setup fee
Easy button creator
Single Items:
Easy payments
Useful for tangible items
Enter additional one time setup or shipping fee
Easy button creator
Auction Payments:
Accept auction payments from eBay
Enter additional one time setup or shipping fee
Easy button creator
Donations:
Accept donations easily
Enter additional one time setup fee
Easy button creator
User Profile
Add/confirm mailing address (total 20 addresses) & shows status
Add/confirm Email address (total 20 addresses) & shows status
Add/confirm credit or debit cards (total 20) & shows status
Add/confirm bank accounts (total 20) & shows status
Add/modify company information (if business account): service Email, service phone number and company website address (shown in member profile)
Add/modify contact information: home, work or fax numbers
View subscriptions to your and by you including edit subscription payment type, cancel subscription
Ability to offer members a way to run credit cards manually (explained)
Change member sending, receiving and payment preferences (beta)
Change & confirm password
Account Verification
Email Verification:

Member must verify their Email address, either main Email or addition before they are able to receive funds using that Email address
Funds sent to unverified Email address will be pending until recipient verifies Email address
Credit Card:
Member may add total 20 credit or bank cards into their account
Gateway checks the credit / bank cards billing address and zipcode against the card issuer's database
1. If member address & zipcode DOES match that of the card issuer's database, the card will have status "Verified" and user may use that card
2. If member address & zipcode DOES NOT match that of the card issuer's data, the card will be charged a random amount from $.01 to $1.00 and given the status "Unverified" and user may NOT user that card
2.a Member must check their statement or Online billing statement for the random charge amount and verify it
3. Member has 5 tries to verify the card
Gateway checks the credit / debit card's CVV2 number
Bank Account:
Member enters bank account number and ABA routing number
Script will generate two (2) random numbers from $.01 to $1.00
Administrator sends this information using their ACH account
Member receives the credit/debit which must be entered simultaneously into their account to verify
Member has 5 tries to verify the bank account
Home Address:
Member submits request for address verification
Member sends or faxes copies of his photo id and document with his address
Script generates 10 digit verification code the admin sends to the address
Member enters verification code and home address verified for shipping purposes
Sign Up:
Choose US Residents or Non-US Residents
Choose from Personal or Business Accounts
Prevents automated sign-up by entering access code
Checks if Email is correct format & if already being used
Ban or allow registration using same IP address or Email
Double checks password and Email
Allows for entering password retrieval question and answer
Must agree to Terms before submitting registration
Member Login:
Login using Email address
Encrypted Password
Password Reminder (uses question and answer from user)
Automatically logs out member if inactive for more than 15 minutes
Supports SSL (Recommended)
Account Overview:
Member must verify Email prior to send, receive, deposit or withdraws funds
Member Status (Bank, Card, Home (BCH))
Current Balance
Allows for multiple emails (Total 20)
Allows for multiple credit/debit cards
Allows for multiple checking/savings (bank) accounts
Transfer/Send Funds:
Send to member's main Email address or their additional Email addresses. Non-members will be notified to create an account. Funds sent to a members unverified Email address will not reflect to their account until Email is verified
Send money by choosing funding option including credit/debit cards, bank account (eCheck) or account balance (only verified cards or bank accounts will be used to send funds using that option)
Choose to provide verified or unverified shipping addresses when sending funds (or none)
Checks balance before transfer
Notes, comments or instructions to recipient
Confirms amount of transfer
Confirms if recipient is existing member
Shows you recipients member profile before continuing including account creation date, account status, if verified, company or personal account name and buyer reputation (total successful payments received)
Notification via Email of transfer sent to your and funds received sent to recipient
Deposit Funds:
Deposit VERIFIED bank account
Deposit using check (mailed)
INSTANTLY deposit using VERIFIED credit/debit card
Confirms before depositing funds
Notification of deposit sent via Email
Withdraw Funds:
Withdraw using VERIFIED bank account
Option for same-day withdrawal using bank account (explained)
Withdraw by check using VERIFIED home address
Confirms before withdrawal of funds
Notification of withdrawal sent via Email
Transaction History:
Shows type (transfer, withdraw or deposit and to WHO), time & date, amount, status (completed, pending, refunded) and current balance of that particular transaction
Ability to refund payments received within 30 days of transaction
Details shows transaction number
Details shows sender comments and shipping address (whether verified or unverified)
Transferred funds shows funding option
Shows Email address and name of recipient's account
Safe Transfer:
Acts like an escrow system
Useful for programmers, web designers & graphic designers
Guarantees money is sent for the seller
Money won't reflect to seller until both parties have agreed work is finished
Merchant Services:
Linkpoint (RECOMMENDED TRANSPARENT)
Authorize.net
ACH/EFT
OPTIONAL ADDON MODULES
2checkout
Paypal
Kagi
StormPay
Netpay

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mizzou7
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Director of Information Technology
Kirby Manuel holds a Bachelor of Computer Science from Ateneo De Manila University, Philippines. Mr Manuel is the original author of the PayChest Internet Payment System (IPS). PayChest Inc. acquired full system copyright to the IPS and he was appointed IT Director of PayChest Inc. on 5th December 2005. Kirby is leading the programming team and software development, which is currently being updated with further exclusive additional enhancements. These enhancements include a point-to-point international cash transfer system.

Vice President for Business Development & Marketing

Nestor C. Buenaflor has an extensive experience in the Technology & Telecommunications Sector. He was formerly the Business Development & Marketing Executive of a North American Software Solutions firm that caters services to top Fortune 100 Companies which include the Government of Canada and the USA. He was also a former Executive of a Canadian Telecom company, then later assumed the post of International Business Associate for Asia & the Pacific.

Nestor C. Buenaflor received Technology Trainings and Seminars from IBM Corp., Microsoft Corp., Compaq-Digital Corp., & other top technology companies. He was formerly working with the George Washington University (GWU) of Washington DC, USA. Aside from GWU, Nestor has done research studies with the Maharishi University of Management, Iowa, USA. Nestor has a background in Civil Engineering and Computer Technology. Currently, he is also the President of a Corporate Solutions and Assets Strategies firm.


--------------------------------------------------------------------------------

PayChest Inc.
3533 Fairview Industrial Drive
Salem, Oregon USA 97302
Fax: +1- 603-688-799

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mizzou7
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Latest News -
April 17 2006
Kirby Manuel has arrived in the Philippines ahead of proposed talks with Philippine bank networks.

According to a Marketwatch press release, "the government of the Philippines said its economy grew at the fastest pace in more than eight years because workers overseas sent home more money than ever -- $10.8 billion.

Remittances, when workers send money back to their home country, are a big part of developing countries' economies.

Fees charged by many smaller operators are exorbitant -- as much as 30%, according to one Interpol study. This historically has sent people to the black market, which account for more than $1 trillion per year in money transfers, according to some government estimates.

Legitimate money transfers total more than $150 billion per year, according to an industry report, double what they were 10 years ago. Growth is estimated at 28% per year, according to a Nilson Report, which tracks money transfers and other consumer-payment systems as well as alternative banking methods.

The Philippines, for example, has seven million overseas workers and the Philippines reports remittances account for more than 10% of its total economic revenue."

PayChest Inc. plans to partner with the 2 major Philippine bank networks to offer transaction processing for individuals who do not have a credit card but have local bank debit accounts.

With transfer costs set to drop as a result, the number of immigrant workers can have an alternative means to transfer their funds back home. "It seems as though hard work is paying off -- in more ways than one."

The PayChest Team

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Repoman75
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I hear Mario Pino is going to be the next man to walk on the Moon.

--------------------
Stick with Repo's plan in '07 - FRPT/DKAM!

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casviper
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HIGH VOLUME TODAY!!!! 430 million so far.
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Repoman75
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Is Mario buying back shares?

--------------------
Stick with Repo's plan in '07 - FRPT/DKAM!

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casviper
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Who knows, its up to 604 million.
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casviper
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Is Paychest going to have ATM's? They have a new picture on their sight. It's a female at an ATM with the Paychest logo.
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mizzou7
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Part of the plan...

quote:
Originally posted by casviper:
Is Paychest going to have ATM's? They have a new picture on their sight. It's a female at an ATM with the Paychest logo.


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Repoman75
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Is that Mario's 3rd wife?

--------------------
Stick with Repo's plan in '07 - FRPT/DKAM!

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mizzou7
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looking up top... he's a lucky man... LOL...

quote:
Originally posted by Repoman75:
Is that Mario's 3rd wife?


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mizzou7
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Almost time... IMO... any day now.
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Repoman75
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Mario for Governor!

--------------------
Stick with Repo's plan in '07 - FRPT/DKAM!

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mizzou7
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From the RB Board!!!


By: sentry77
29 Apr 2006, 10:17 AM EDT
Msg. 38 of 44
Jump to msg. #
I called Kirby Manuel in the Phillipines today. I am Very pleased with what he had to say. This guy definetly knows what he is doing and he means business. Kirby is sincere and a honest guy. He told me a good amount of info and I asked a good amount of questions. He could careless if your an investor of PayChest he is just doing his job what PayChest hired him to do. He is well aware of this company's prior performance and it seems that's a thing of the past now. PayChest has moved foward and I expect alot out of this company over the next couple of months. Commercial Banking relationships in the Phillipines, China, Austraila, Austria, U.S. etc. 8 - 12 months 3 million customers, Contracts with online e-merchants, And the PayChest ATM card is going to be big! I'm buying Monday.

With that press release yesterday I wasn't to thrilled. Investors I would call Kirby!

Kirby Manuel: Director of Information Technology
Telephone
US: 509 987 0182
[Currently in the Philippines until May 8. Cell Here: +63 920 483 8399

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mizzou7
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Press Release Source: PayChest, Inc.


PayChest Upgrading Its Global Payment System
Friday April 28, 11:32 am ET


MEXICO CITY--(MARKET WIRE)--Apr 28, 2006 -- PayChest, Inc. (Other OTC:PYCT.PK - News) today announced that programming for the upgrading of the company's Internet Payment System is on schedule and is now 80% complete.
ADVERTISEMENT


Negotiations are still ongoing with a number of new potential gateway partners, which will enable PayChest members to fund their transfers and online purchases using credit cards.

The company also plans to launch its own PayChest ATM card which can be funded from a PayChest member's account online.

This will enable PayChest members to withdraw funds from any of the one million ATMs in 160 countries around the globe.

PayChest Inc. continues to eye the payment gateway markets not being serviced by PayPal around the world including the Philippines.

According to some reports, the government of the Philippines said its economy grew at the fastest pace in more than eight years because workers overseas sent home more money than ever -- $10.8 billion.

PayChest is uniquely positioned to capture this market segment along with the raging Asian markets like China and the emerging Central and South American economies.

About PayChest, Inc.

Founded in 2005, PayChest has developed a proprietary and secure back end payment processing system that can easily be accessed and utilized by anyone with web access and an e-mail address in any country around the world. PayChest has developed a processing system that leverages the existing financial infrastructure of the global banking community and/or credit card companies to enable consumers and business owners located in every corner of the world to securely send, receive and/or process payments with others via the company's Web site. The company's payment processing system operates in real time and incorporates a user interface that is designed to be convenient for any user and does not require any technical know-how to send and receive payments. For more information please contact Alejandro Cerda CEO, +(5255) 5673.2364, Gavillero 32, Residencial Villa Coapa, 14390, Mexico D.F., Mexico, www.paychest.com.

This release contains forward-looking statements within the meaning of the Securities Litigation Reform Act. The statements reflect the company's current views with respect to future events that involve risks and uncertainties including uncertainties related to successful negotiations with other parties, closing of transactions, capital availability, operational and other risks, uncertainties and factors described from time to time in the company's publicly available SEC reports. In light of these risks and uncertainties, the forward-looking events described in this release might not occur.


Contact:
For more information please contact:
Alejandro Cerda
CEO
+(5255) 5673.2364
http://www.paychest.com



--------------------------------------------------------------------------------
Source: PayChest, Inc.

quote:
Originally posted by mizzou7:
From the RB Board!!!


By: sentry77
29 Apr 2006, 10:17 AM EDT
Msg. 38 of 44
Jump to msg. #
I called Kirby Manuel in the Phillipines today. I am Very pleased with what he had to say. This guy definetly knows what he is doing and he means business. Kirby is sincere and a honest guy. He told me a good amount of info and I asked a good amount of questions. He could careless if your an investor of PayChest he is just doing his job what PayChest hired him to do. He is well aware of this company's prior performance and it seems that's a thing of the past now. PayChest has moved foward and I expect alot out of this company over the next couple of months. Commercial Banking relationships in the Phillipines, China, Austraila, Austria, U.S. etc. 8 - 12 months 3 million customers, Contracts with online e-merchants, And the PayChest ATM card is going to be big! I'm buying Monday.

With that press release yesterday I wasn't to thrilled. Investors I would call Kirby!

Kirby Manuel: Director of Information Technology
Telephone
US: 509 987 0182
[Currently in the Philippines until May 8. Cell Here: +63 920 483 8399


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hagatha
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I think the only thing Mario is buying is lapdances....with the money he's getting from diluting this crap. Scroll down and look at the pix. Anyone want to give their money to this guy?

http://www.investorshub.com/boards/board.asp?board_id=3131


quote:
Originally posted by Repoman75:
Is Mario buying back shares?


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mizzou7
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From the RB Board...

PayPal to open business in RP

PAYPAL, a global leader in online payment accounts solutions, is set to establish its regional operating headquarters in the Philippines that will manage business process outsourcing (BPO) in the country.
Maria Roseni Mendoza-Alvero, the Philippine special trade representative of the Philippine Trade and Investment Center in Silicon Valley (PTIC-Silicon Valley), said Paypal Asia Services Ltd. will operate general administration and planning, business planning and coordination, data processing and development and customer service that will also include call-center operations.
Mendoza-Alvero said the company is now finalizing registration procedures with the Board of Investments to initially invest $200,000 for its project.
Currently, these services are being done in the Philippines by some 600 personnel through registered outsource providers.
“More than just operating an auction site in the Philippines, the government encouraged eBay and its affiliated companies, including PayPal, to consider the Philippines as an e-services, logistics and distribution hub for its Southeast Asian operations,” she said.
An eBay company, PayPal is available in 56 countries and regions and is widely used by more than 86 million buyers and sellers on eBay to send and receive online payments through systems provided by financial institutions.
In the Philippines it is estimated that 112,000 people are now working in call centers, bringing in $1.12 billion in revenues this year, a tremendous increase from 2000 when call centers employed 2,400 people and earned $24 million.
--Angelo S. Samonte

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tyleemary
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Kirby is sincere and a honest guy.


Yeah, OK !!!!

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Repoman75
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Mario is GOD.

--------------------
Stick with Repo's plan in '07 - FRPT/DKAM!

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George
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Paychest Intends to Pay a Dividend in Western Pacific Minerals Shares
Monday May 1, 8:48 am ET


MEXICO CITY, MEXICO--(MARKET WIRE)--May 1, 2006 -- PayChest, Inc. (Other OTC:PYCT.PK - News) today announced that it intends to pay its shareholders 1 share of Western Pacific Minerals (a Vancouver BC company) for every share of Paychest held on the record date of today thru May 26, 2006.
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In order to accomplish this dividend payment, Western Pacific will have to undergo a forward split of 100 for 1 bringing Paychest's holdings up to 20,000,000,000 shares. Western Pacific is the beneficial owner of 50 silver mining claims in an area of Canada that historically has been rich in silver deposits.

Alejandro Cerda CEO of Paychest, stated, "The reason for paying the dividend was the result of a decision to focus Paychest on its new business model and divest our interests of unrelated investments. This new focus gives us an opportunity to reward our shareholders with a dividend in a silver mining company at a time when silver has become more economically feasible to mine and highly profitable."

PayChest also confirms today that the programming for the upgrading of the company's Internet Payment System is on schedule and is now 80% complete.

Negotiations are still ongoing with a number of new potential gateway partners, which will enable PayChest members to fund their transfers and online purchases using credit cards.

The company also plans to launch its own PayChest ATM card which can be funded from a PayChest members account online.

This will enable PayChest members to withdraw funds from any of the one million ATMs in 160 countries around the globe.

PayChest Inc. continues to eye the payment gateway markets not being serviced by PayPal around the world including the Philippines.

According to some reports, the government of the Philippines said its economy grew at the fastest pace in more than eight years because workers overseas sent home more money than ever -- $10.8 billion.

PayChest is uniquely positioned to capture this market segment along with the raging Asian markets like China and the emerging Central and South American economies.

--------------------
If all goes well then great, if not, make it work.

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