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Expert Group, Inc. Begins Financial Audit to Become a CorrespondentLender
May 12, 2008 10:56:58 (ET)
MIAMI, FL, May 12, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that we have retained the accounting offices of Dave V. John C.P.A. to complete our financial audits to become a correspondent lender as well as our own FHA license.
Correspondent Lenders
Correspondent lenders, a relatively new group of mortgage loan providers, are similar to mortgage bankers in their ability to make a decision whether to extend you a loan and fund it with their own money. However, as soon as your loan is closed, it is usually sold to another lender, the 'funding lender,' with which the correspondent lender has a business relationship. If a correspondent lender makes mortgage loans available from one source of funds, they may be functioning as the exclusive agent of the funding lender. Many correspondent lenders, like mortgage brokers, have several sources to choose from, so they can help you to find a loan at a lower rate.
Shirley Rico states, "We are excited in becoming a correspondent lender and also acquiring our own FHA license. The company felt the need to take this very important step in order to best serve our brokers and loan originators; this move will broaden our business and facilitate the introduction of different loan programs. Expert has been engaged on a successful recruiting mode and to keep on this path we need to be ahead of most firms. We thank our past, present and future shareholders for their assistance and welcome everyone to visit our facilities."
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico Robert*expertfinacing.net 305-949-LOAN 1-877-949-3700
SOURCE: Expert Group
mailto:Robert*expertfinacing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group Inc., Expert Credit Fix U.S.A.
May 14, 2008 09:29:22 (ET)
MIAMI, FL, May 14, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) is proud to announce that Expert Credit Fix U.S.A. offers online payment system through PayPal to facilitate our sales and growth by accepting all major credit card including Visa, Master Card, Discover and American Express for payment of one of the 3 major credit restoration packages being offered, as we gear for a direct marketing campaign to assist those in need to better their credit rating. We now offer Pay online at www.expertcreditfixusa.com .
Shirley Rico states, "We are embarking on a marketing campaign to assist buyers in achieving Home ownership. For the summer we will aggressively market our Free Credit Repair Program. Here is how it works, when retaining Expert Credit Fix U.S.A. to assist in repairing individual's credit rating, Expert Financing will reimburse any expenses acquired with Expert Credit Fix U.S.A. at closing once we close your residential or commercial Loan. It is truly a win-win situation for the customer."
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up-to-date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from rehabilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico Robert*expertfinacing.net 305-949-LOAN or 1-877-949-3700
SOURCE: Expert Group
mailto:Robert*expertfinacing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group Inc., OTC:EXPT, Files Disclosure Statement
May 16, 2008 09:01:02 (ET)
MIAMI, FL, May 16, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) filed today its Disclosure Statement with the Pink Sheets Electronic OTC Markets. The Statement is a complete disclosure of the business, management, material agreements, capitalization and financial condition of the company, current through the most recent reporting period of March 31, 2008. Investors may view this filing on www.pinksheets.com or www.otciq.com .
"We see great things for the future of Expert," states Shirley Rico president of EXPT. "As we grow we want to make sure our shareholders have all the most current information they need to evaluate our business. We are working hard to build investor confidence."
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico Robert*expertfinacing.net 305-949-LOAN or 1-877-949-3700
SOURCE: Expert Group
mailto:Robert*expertfinacing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. (OTC: EXPT) Surpasses 100 Million in LoanOriginations
May 20, 2008 09:03:10 (ET)
MIAMI, FL, May 20, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) We are extremely pleased to announce that since inception, we have surpassed 100 million in loan originations.
Reaching this milestone at this juncture in the company's growth stage is monumental and eclipses our original projections and expectations. To put this into perspective, our first four months of 2008 saw an incredible increase in production, surpassing an enormous 38 million in loan originations. This represents an outstanding rate of growth unprecedented in the company's performance history.
We wish to thank our brokers for their outstanding work and contributions, which have directly influenced our ability to reach this mark as quickly as we have.
With our single best month in April, May is looking very strong as well, thus we are very confident going forward.
The reductions of the base interest rate and the discounted window rates have played a significant role in our current growth.
Additionally, we are rapidly growing our broker base due to our ongoing aggressive broker recruiting campaign. We at Expert are proud of the success we have had with the campaign to date, and are eager to continue into the future.
ABOUT EXPERT GROUP, INC.
Marketing a variety of financial products & services through: Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. We are licensed by the Department of Financial Regulations & a member of the FAMB. Since inception, we have originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up-to-date loan programs tailored to fit all borrowers' needs. Our professional loan officers can help you find the best loan for your needs. We are a multi-national employer; we have representatives fluent in: Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole. The company specializes in the following types of financing and loans: FHA, SBA, Fannie Mae, Freddie Mac, Jumbo Mortgages, Home Equity Credit Lines, Refinancing Loans, Foreign National Loans, No Income Verification Loans, Conventional and Non-Conventional Loans, Purchase or Leasing, Small Business Debentures, Commercial Property Credit Lines, Commercial Loans, Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
ABOUT EXPERT CREDIT FIX U.S.A.
We assist borrowers with less then perfect credit to fulfill their dream of home ownership. Our packages cover from minor credit issues like excess inquiries, to more challenging credit issues like bankruptcies, or even foreclosures. Our staff can customize your credit restoration service to best fit each borrower needs. Our experience WILL help borrowers to restore their credit to a level where lenders will grant them credit at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Email: Robert*expertfinacing.net Phone: 305-949-LOAN or 1-877-949-3700
SOURCE: Expert Group
mailto:Robert*expertfinacing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group Inc. Welcomes Mr. John Frohling as General Counsel
May 21, 2008 09:02:07 (ET)
MIAMI, FL, May 21, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) is proud to announce that the company has retain veteran security attorney John B. Frohling as general counsel.
Robert Rico C.E.O states, "We are delighted to have John on Board as Corporate Council, Mr. Frohling's first duties are to bring us to Current Info Status on Pink sheets. He has completed our Disclosure Statement and will serve as our compliance Officer overseeing all Corporate governance activities of Expert Group."
Biography for Mr. John B Frohling
Mr. Frohling graduated from Yale University in 1955 and is admitted in New Jersey.
He served with the United States Army as an Artillery First Lieutenant, and was a trial and defense counsel with the army.
He graduated from Georgetown University Law School, where he was an Editor of the Georgetown Law Journal, officer of the legal Aid Society, and graduated with distinction with the highest scholastic ranking in his class.
He was also a research fellow on the revision of the Mcquillin Treatise on Municipal Corporation.
Mr. Frohling was legal secretary for an Appellate Judge of the Superior Court of New Jersey, and was associated with Clapp & Eisenberg and Toner, Crowley, Wolper and Vanderbilt, of Newark, New Jersey.
He also served with the General Counsel's office of the U.S Securities and Exchange Commission, Washington, D.C. and was associated Chief Trial Counsel for the Washington Regional Office of the SEC. Mr. Frohling was formerly a partner of Frohling & Gaulkin and McElroy, Connell, Foley and Geiser, Newark, New Jersey.
He has been a Trustee of the Federal Bar Association of New York, New Jersey, and Connecticut, serving as Chairman of its Securities Committee, has served as an Adjunct Professor at Seton Hall Law School in the field of securities and corporate finance, and was a member of the New Jersey Statues Title 40 Revision Commission (Municipal Corporation).
Mr. Frohling was the first attorney in the State of New Jersey to specialize in the securities field and is presently engaged in specializing in securities and corporate financing, and has served as Special Counsel to the U.S House of Representative on Capital Needs of Resource Recovery Projects.
He has been Counsel to the New Jersey Council on Urban Economic Development, and serves as guest lecturer on various equity and debt market questions and the Downtown Newark Business District Associated and is a former Chairman of the Essex County Economic Development Corporation.
Mr. Frohling represents both issuers and underwriters, and has been a guest lecturer to various Investment Banking groups.
He is a member of the Essex County, New Jersey State and American Bar Associations, a former vice president and Director of the National Council of Alcohol and Drug Dependency, North Jersey Chapter, the past President and Director a Downtown Jersey City Cultural Center.
Lecturer on the Economics of Historic Preservation and has served as a member of various Historic Preservation organizations including counsel to Historic Paulus Hook Association of Jersey City a leader and State Award winning Historic Preservation Organization.
And a member of the various works committees of his local Church, and former director of a Charter School in Jersey City.
Refinancing Loans, Foreign National Loans, No Income Verification Loans.
Conventional and Non-Conventional Loans, Purchase or Leasing.
Small Business Debentures, Commercial Property Credit Lines, Commercial Loans.
Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
ABOUT EXPERT CREDIT FIX U.S.A.
We assist borrowers with less then perfect credit to fulfill their dream of home ownership.
Our packages cover from minor credit issues like excess inquiries, to more challenging credit issues like bankruptcies, or even foreclosures.
Our staff can customize your credit restoration service to best fit each borrower needs.
Our experience WILL help borrowers to restore their credit to a level where lenders will grant them credit at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Robert*expertfinancing.net 305-949-LOAN or 1-877-949-3700
SOURCE: Expert Group
mailto:Robert*expertfinancing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. Welcomes Mr. Daniel U. Brito as a Senior LoanOfficer
May 22, 2008 08:45:37 (ET)
MIAMI, FL, May 22, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that the company has hired a new Broker/Senior Loan Officer, Mr. Daniel U. Brito.
Mr. Brito is licensed with the National Association of Realtors, the Florida Association of Realtors and the Realtor Association of Miami-Dade, he is also a member of the Mortgage Brokers Association. Part of his work history includes extensive work with Prudential Florida WCI Realty.
Daniel is Fluent in English and Spanish, he is of Cuban-American heritage and has closed millions of dollars in originations during his career history.
As part of Expert Group, Inc.'s expansion strategy, we are now engaging in interviews with broker's who can serve key nationality demographics in the Florida markets.
By coincidence, Mr. Brito has extensive experience in the mortgage industry within the Hispanic community in Florida. As such, when the opportunity arose to meet with him, we discovered a number of mutual synergies we felt were beneficial to our expansion strategy.
Robert Rico C.E.O. states, "We are delighted to have Mr. Daniel U. Brito joining the Expert Family.
Mr. Brito is an experienced Real Estate professional and is a valuable addition to our team, as we brand Expert Financing to be your 'go to' firm, for all your Residential and Commercial Loan needs."
Refinancing Loans, Foreign National Loans, No Income Verification Loans.
Conventional and Non-Conventional Loans, Purchase or Leasing.
Small Business Debentures, Commercial Property Credit Lines, Commercial Loans.
Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
ABOUT EXPERT CREDIT FIX U.S.A.
We assist borrowers with less then perfect credit to fulfill their dream of home ownership.
Our packages cover from minor credit issues like excess inquiries, to more challenging credit issues like bankruptcies, or even foreclosures.
Our staff can customize your credit restoration service to best fit each borrower needs.
Our experience WILL help borrowers to restore their credit to a level where lenders will grant them credit at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Robert*expertfinancing.net 305-949-LOAN or 1-877-949-3700
SOURCE: Expert Group, Inc.
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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O.T.C EXPT Expert Group, Inc. -- Letter to Shareholders
May 29, 2008 08:45:34 (ET)
MIAMI, FL, May 29, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT), specializing in refinance loans, home mortgage loans, and new home purchases as well as foreign national loans, and now offering a range of credit repair services through its sister company, Expert Credit Fix USA, issued a Letter to its shareholders today. The Company has been extremely active in reaching out to its shareholders in order to be proactive in addressing their concerns, and over the course of these efforts has sought to discover the most frequently asked questions. Expert Group has issued this Letter to Shareholders in order to address these questions and to review the success of the Company's expansion efforts through the first quarter of 2008. The text of the letter is as follows:
From: Robert Rico, CEO, Expert Group, Inc.
To Whom It May Concern:
At least partly in response to a number of questions posed by shareholders in recent weeks, I want to take this opportunity to state The Company will be decreasing its outstanding shares by 500 million shares, Authorized Shares 1,500,000,000 as of June 2008 and Issued 750.000.000 Float 300,000,000.
Our 2008 Strategic Growth Plan
Expert first plan of action is to increase its Loan Officer base in our current address to 50 brokers. Once that has been reached, the company will open its second location 3 miles away in the Bal Harbor Area, in Miami Beach at Kane Concourse. This area allocates many top realty offices, including Coldwell Banker, Remax, Century 21 and other fortune 500 real estate companies. The Bal Harbor Office will project to have also 50 brokers bringing the total numbers of brokers to 100 by year End.
We project once operating at full capacity each office should generated 1 million dollars in Gross Income per Location.
As part of the 2008 Growth Plan we plan to launch Expert Group Title Services. Expert's title services will facilitate and assist with all closing requirements of Expert Financing and Investments and projects to have 250k in revenues for the first year of operation.
I am also very happy to be able to report that we have been extremely successful in our expansion efforts on various fronts through the first quarter of 2008. So far, our list of accomplishments has exceeded even our most optimistic projections, and we have reached a number of milestones, including:
-- Expert became a public company and entered the capital markets.
-- Expert Group solidified its foundation of expertise by adding key members to its management team.
-- We have substantially augmented our capacities by increasing the number of brokers and loan officers by 85%.
-- Expert Group launched Expert Credit Fix U.S.A, designed to offer innovative credit repair services.
-- We recently signed with the nation's 3rd largest live lead provider.
-- Expert Group entered into a venture to market Prudential/Countrywide foreclosures in the South Florida Market.
In short, we are ecstatic about our successes to date, and we are extremely optimistic about our prospects going forward. We are making every effort to build upon the momentum of this first quarter and continue to aggressively implement our growth strategy through the rest of 2008 and beyond, we want to thank our loyal shareholders for their support as we enter this next phase of our business.
Robert Rico, CEO
About Expert Group, Inc.
Expert Group, Inc. is a diversified financial services company which markets a variety of financial products and services through Expert Financing, Expert Group Title Services, Expert Credit Fix USA.
Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception, Expert has originated over $60 million in origination. The Company offers a stock option plan to its loan officers, brokers, and loan originators.
Safe Harbor Statement:
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
MIAMI, FL, May 30, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) is proud to welcome Howard Lane to the Expert Family.
We are proud to announce the hiring of our newest member Howard Lane to the Expert Team. Howard Lane is an "All American Seasoned Mortgage Professional," with strong qualifications, such as FAMB member, State of Florida Licensed Mortgage Broker, Short Sale Specialist, and experience in FHA, VA, Fannie Mae, Freddie Mac, Alt A, Sub Prime and Hard Equity programs. Mr. Lane has 22 years of experience and has worked for variety of large mortgage companies such a Countrywide Bank, American Investors Mortgage and First Northern Mortgage and his network included major real estate offices including Keller Williams Realty in Pembroke Pines, Century 21, and Gold Coast Realty in Boca Raton and Keyes Realty in Aventura. Office Manager, Alex Bartolomeo, agrees that working with Seasoned Mortgage Professionals will represent a strong foundation to the Expert Family!
Shirley Rico states, "I am pleased to have Mr. Lane on board, he has great credentials and a lot of experience in the mortgage industry, originating millions of dollars in loans through out his career; our expansion plan is going as planned."
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO: Robert Rico Robert*expertfinacing.net 305-949-LOAN
SOURCE: Expert Group
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. Expansion and Corporate Update
Jun 3, 2008 09:02:09 (ET)
MIAMI, FL, Jun 03, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) www.ExpertFinancing.net begins June 2008 operations with the completion of FHA Financial Audits. The Financials where reviewed and audited by the accounting firm of Dave V John CPA. Expert has been working diligently to obtain a PS status on Pink Sheets. We have been working closely with the Law Firm of John Frohling and all Disclosure Statements and Financial Reports have been filed on Pinksheets.com as well as the Attorney Letter required by Pinksheets.com
We originated 4.9 million in Loans for the month of May 2008, and have expanded our Loan Officer base to 39 Mortgage Brokers and Loan Officers.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be Opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
In other company updates, we will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our clients in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit score.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up-to-date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speak your language, including Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (i) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Robert*expertfinacing.net 305-949-LOAN
SOURCE: Expert Group
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. (EXPT) Obtains Current Information Status WithPinkSheets.com
Jun 18, 2008 09:02:13 (ET)
MIAMI, FL, Jun 18, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) announces today that the company has met the necessary disclosure criterion, receiving a "CURRENT INFORMATION" status with PINKSHEETS.COM.
The company filed necessary financials and other corporate information with PINKSHEETS, which provides transparent information about the Company and its business on-goings. The Company will continue to adhere to these transparency requirements to maintain itself as a "CURRENT INFORMATION" tier quoted entity; see: http://www.pinksheets.com/pink/otcguide/investors_market_tiers.jsp
Robert Rico, EXPT CEO, stated, "We have achieved our goal of reaching PS status; we will now follow this becoming a reporting issuer with SEC, and moving on to a different exchange. We believe this will help us become a nation lender. This 'CURRENT INFORMATION' Tier quoted status will help the company attract new investors, new vendors and others who can now, with ease, complete due diligence on EXPERT GROUP."
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A. is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower's needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico Robert*expertfinacing.net 305-949-LOAN
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Liberty Alliance Marks Policy and Privacy Milestone for Identity-Enabled Enterprise and Web 2.0 Applications
Jun 23, 2008 11:00:00 (ET)
SAN DIEGO, June 23, 2008 /PRNewswire via COMTEX/ -- Liberty Alliance, the global identity community working to build a more trust-worthy internet for consumers, governments and businesses worldwide, today announced an industry milestone in driving trust and privacy into enterprise and identity-enabled applications based on the release of the Liberty Identity Assurance Framework (IAF) and the Liberty Identity Governance Framework (IGF). Today's news is the result of the collaborative development of standardized frameworks and technologies designed to meet cross-industry requirements for policy-based security and privacy systems, with a focus on streamlining the establishment and management of identity and trust across user-driven applications and networks.
The IAF has been developed within the Liberty Identity Assurance Expert Group and public special interest group under the leadership of Frank Villavicencio, director, Citigroup Global Transaction Services and Alex Popowycz, vice president, Fidelity Investments. The IAF defines a global standard framework and necessary support programs for validating trusted identity assurance service providers in a way that scales, empowers business processes and fosters the deployment of identity federation networks, by standardizing four identity assurance levels and the related certification process for credential service providers. The protocol independent IAF makes it easier and more cost effective for organizations to link identity federations together based on a uniform definition of the security and privacy risks associated with each level of identity assurance. More information about the IAF is available by viewing today's corresponding Liberty Alliance Releases Identity Assurance Framework press release.
The IGF has been developed within the global Liberty Alliance Technology Expert Group (TEG) and with open source implementation ongoing at OpenLiberty.org. IGF is the industry's first declarative policy framework for managing identity flows within organizations motivated by regulatory requirements such as the European Data Protection Initiative, Gramm-Leach-Bliley Act, PCI Security Standard and Sarbanes-Oxley. IGF helps enterprises reduce risk associated with managing identity data by creating a standard for defining enterprise-level policies and controls for consumer consent for sharing sensitive personal information, including personally identifiable information. Such policies ensure that identity-enabled enterprise applications can be deployed and managed securely across enterprise networks. More information about the IGF is available by viewing today's corresponding Liberty Alliance Announces First Release of Identity Governance Framework Components press release.
"With today's announcements, Liberty Alliance is delivering on its promise to provide developers, system integrators and organizations in every sector with standardized business and policy frameworks to help build and deploy more trusted identity-enabled enterprise and user-driven applications," said Roger Sullivan, president of the Liberty Alliance Management Board and vice president, Oracle Identity Management. "The Liberty Identity Assurance Framework and the Liberty Identity Governance Framework help organizations enable a variety of new business services by making it easier to address the business and policy pain points involved in managing identity relationships and user privacy across multiple identity systems."
The release of the IAF and IGF provide organizations with a portfolio of solutions for driving policy into identity systems in order to better manage the many identity relationships spanning organizations and applications. The protocol independent IAF lays the foundation for establishing standardized identity assurances and the requirements an enterprise or group of enterprises should meet in order to obtain IAF certification. The IGF allows for the creation and updating of policy for protecting identity information and provides enterprises with tools for policy enforcement, decision explanation and auditing. The frameworks speed the advancement of interoperable and secure policy-based identity solutions across vertical markets and regions to better protect consumers against identity theft and fraud and to help organizations meet a variety of global regulatory requirements. The first versions of the IAF and IGF released today are available at:
identity-assurance-framework-v1.1.pdf (Due to the length of this URL, it may be necessary to copy and paste this hyperlink into your Internet browser's URL address field. Remove the space if one exists.)
pecs (Due to the length of this URL, it may be necessary to copy and paste this hyperlink into your Internet browser's URL address field. Remove the space if one exists.)
"Identity assurance makes user authentication meaningful. Without it, there is too much risk that the authentication has been compromised," said Mark Diodati, senior analyst, Identity and Privacy Strategies, Burton Group. "Standards-based identity assurance definitions and attestation functions are particularly important for scalable federation environments, because organizations need a way to ensure that their partners' identity assurance processes are commensurate with the security needs of the application."
About Liberty Alliance
Liberty Alliance is the only global identity community with a membership base that includes technology vendors, consumer service providers and educational and government organizations working together to build a more trust-worthy internet by addressing the technology, policy and privacy aspects of digital identity management. Liberty Alliance is also the only identity organization with a history of testing vendor products for true interoperability of identity specifications. Nearly 80 products and identity solutions from vendors around the world have now passed Liberty Interoperable(TM) testing. Liberty Alliance works with identity organizations worldwide to ensure all voices are included in the global identity discussion and regularly holds and participates in public events designed to advance the harmonization and interoperability of CardSpace, Liberty SAML 2.0 Federation, Liberty Web Services, OpenID and WS-* specifications. More information about Liberty Alliance as well as information about how to join many of its public groups and mail lists is available at www.projectliberty.org .
posted
Liberty Alliance Releases Identity Assurance Framework
Jun 23, 2008 11:02:00 (ET)
SAN DIEGO, June 23, 2008 /PRNewswire via COMTEX/ -- Liberty Alliance, the global identity community working to build a more trust-worthy internet for consumers, governments and businesses worldwide, today announced the first public release of the protocol independent Liberty Identity Assurance Framework (IAF). The IAF details four identity assurance levels to ease and speed the process of linking trusted identity-enabled enterprise, social networking and Web 2.0 applications together based on standardized business rules and security risks associated with each level of identity assurance. Liberty Alliance will launch an IAF identity assurance accreditation and certification program during 3Q 08.
The IAF has been developed within the Liberty Alliance Identity Assurance Expert Group and corresponding public special interest group with input from members of the global financial services, government, healthcare, IT and telecommunications sectors. The policy-based framework removes the need for organizations to "reinvent the wheel" each time they need to make trust decisions about the acceptance of identity credentials, which could span from SAML to X.509, when building and expanding identity systems. Organizations adopting the IAF immediately understand how to address the business and policy challenges involved in adding new members and services to federations based on standardized IAF criteria, helping to reduce the complexities and costs of advancing secure and privacy-respecting inter-federations across sectors and regions.
"The Liberty Identity Assurance Framework provides federation operators and organizations in every sector with an industry standard for moving multi-protocol federations ahead based on trusted identity assurance levels," said Frank Villavicencio, co-chair of the Liberty Identity Assurance Expert Group and director, Citigroup Global Transaction Services. "The IAF delivers the business and policy foundation developers, businesses and system integrators can now begin to leverage to more easily build and deploy a wide variety of new federated services and enterprise-grade Web 2.0 applications."
The four identity assurance levels outlined in the Liberty Identity Assurance Framework are based on a comprehensive set of process and policy criteria organizations must meet to participate in IAF-based federations. The IAF details authentication requirements to allow federation operators and federating organizations to address cross-industry business, policy and privacy requirements related to applications and services built using any federation protocol and falling into each identity assurance level. The first version of the Liberty Alliance Identity Assurance Framework released today is available at
identity-assurance-framework-v1.1.pdf (Due to the length of this URL, it may be necessary to copy and paste this hyperlink into your Internet browser's URL address field. Remove the space if one exists.)
According to Dr. Peter Alterman, Asst. CIO for E-Authentication at the US National Institutes of Health and Chair, US Federal PKI Policy Authority, "The Liberty Identity Assurance Framework will help us achieve global trust at common, known levels of assurance. This will enable secure, trusted electronic business transactions outside of the enterprise. We've recognized this need for years within the US Government and introduced some of the first successful interfederated business processes in early 2001, and we know that to maximize the value we deliver to all of our citizens and businesses within the US, we must grow these federations to achieve economies of scale, and provide new end user offerings with validated privacy and security. The Identity Assurance Framework enables the growth of these services worldwide."
Next Step - Liberty Certified Identity Assurance Levels
With four identity assurance levels in place, the IAF goes on to define standard assessment criteria, accreditation and certification rules for organizations to become certified at each identity assurance level. Federation operators and their respective relying party members will leverage IAF assessments performed by Liberty Alliance accredited assessors to determine the credential-based identity services they are willing to trust. Certification of identity assurance levels will provide federation operators with assurances that organizations have met the underlying due diligence applied to the issuance and use of identity credentials being asserted in any given federated transaction. The Liberty Alliance public IAF certification program is being developed within the Liberty Alliance Identity Assurance Expert Group for public launch later this year. More information about the IAF and the certification program is available at http://projectliberty.org/liberty/strategic_initiatives/identity_assurance
About Liberty Alliance
Liberty Alliance is the only global identity community with a membership base that includes technology vendors, consumer service providers and educational and government organizations working together to build a more trust-worthy internet by addressing the technology, policy and privacy aspects of digital identity management. Liberty Alliance is also the only identity organization with a history of testing vendor products for true interoperability of identity specifications. Nearly 80 products and identity solutions from vendors around the world have now passed Liberty Interoperable(TM) testing. Liberty Alliance works with identity organizations worldwide to ensure all voices are included in the global identity discussion and regularly holds and participates in public events designed to advance the harmonization and interoperability of CardSpace, Liberty SAML 2.0 Federation, Liberty Web Services, OpenID and WS-* specifications. More information about Liberty Alliance as well as information about how to join many of its public groups and mail lists is available at www.projectliberty.org .
posted
IMAKE, I think this is a good pick. I waited for the bottom, and hope that it begins to get a little love.
One of the few Pinkies that I feel is a strong company. It is just a matter of confidence IMO.
The irony is that the thing that got us into this stock at a good price (confidence in mortgage companies) is exactly what will hold it back from trading at a fair price.
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Expert Group Inc. (EXPT) Finalizes Negotiations to Acquire 100% ofthe Shares of Bache Leasing Inc.
Jul 7, 2008 09:19:03 (ET)
MIAMI, FL, Jul 07, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) announces today that the company has come to an agreement and has entered into a letter of agreement to acquire Bache Auto Sales & Leasing Inc.
About Bache Auto Sales and Leasing Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Operating in North Miami, Florida, offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Robert Rico, EXPT C.E.O, stated, "For over 24 years Bache has been offering the best Lease and Financing programs available in the automobile industry as well as the most reliable inventory of new and pre-owned Automobiles. The companies had Gross sales of 20 million annually for the calendar year of 2007. As part of the agreement Expert can retain Mr. Pearl Bache Founder for 2 years as a consultant. Since inception the company has generated sales north of 150 Million. We are delighted to welcome Bache to The EXPERT FAMILY."
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services, Expert Credit Fix U.S.A. and Bache Leasing Inc. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans and over 150 million in Automobile Leases and Sales.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
ABOUT BACHE AUTO SALES & LEASING INC.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Operating in North Miami, Florida, offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Robert*expertfinacing.net 305-949-LOAN
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Expert Group, Inc. Expansion and Corporate Update
Jul 8, 2008 09:01:58 (ET)
MIAMI, FL, Jul 08, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT), www.ExpertFinancing.net , begins July 2008 operations with the announcement of the acquisition of Bache Leasing Inc. and that for the first week of July 2008 the company will be closing over 1.5 million in originations.
Expert Group, Inc., with the acquisition of Bache Leasing, is now entering the lucrative world of Auto Financing and Leasing as we position ourselves as a diversified financial company it has been very clear to us that we need to be involved in automotive financing and with over 24 years of experience and 20 million in gross sales for 2007 Bache becomes the perfect candidate for an acquisition; the purchase is an all cash deal being funded by the company and its management.
On other company updates, The Company is currently expanding its broker base on the Mortgage Banking side and will continue to do so.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
We will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our client in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit.
And will now be offering Tailored Automotive Leasing through our portfolio of companies.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower's needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
ABOUT BACHE AUTO SALES & LEASING INC.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Operating in North Miami, Florida, offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico Robert*expertfinancing.net 305-949-LOAN
SOURCE: Expert Group
mailto:Robert*expertfinancing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-Listto the O.T.C. NASDAQ Bulletin Board
Jul 9, 2008 09:02:12 (ET)
MIAMI, FL, Jul 09, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speak your language, including, English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A. is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
ABOUT BACHE AUTO SALES & LEASING, INC.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC. is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Operating in North Miami, Florida, offering a full range of client's services with a focus on expert guidance and care, the company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO: Robert Rico Robert*expertfinancing.net 305-949-LOAN
SOURCE: Expert Group
mailto:Robert*expertfinancing.net
-------------------- LIFE IS 10% HOW YOU MAKE IT AND 90% HOW YOU TAKE IT!
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Expert Group, Inc. (EXPT) Becomes a Correspondent Mortgage Lender
Jul 10, 2008 09:00:22 (ET)
MIAMI, FL, Jul 10, 2008 (MARKET WIRE via COMTEX) -- Expert Group, Inc. (PINKSHEETS: EXPT) announces today that the company has been approved by the Florida Department of Financial Regulations as a Correspondent Lender.
A correspondent lender is an institution which has the capacity to authorize loans on behalf of a mortgage lender. This type of mortgage lender acts as the agent of one or several lenders (or "sponsors" who usually underwrite the loan) during the origination and closing. The correspondent lender may also service the loan for the lender.
A correspondent lender combines the best advantages offered by both bankers and brokers. "Correspondent lenders are similar to mortgage bankers in that they make the lending decision and fund the loan with their own money or credit line." However, once the loan is closed, it is sold to another lender, offering the lowest rates and best terms, at a pre-determined price. The customer will be dealing with a banker who is funding their loans. Unlike traditional bankers, this banker is also able to shop around for your mortgage, thus obtaining the lowest possible rate.
Robert Rico, EXPT C.E.O., states, "Becoming a Correspond Lender will open many doors for our business as we will be able to fund our own loans, service loans on behalf of other lenders for a fee and subsequently increase the number of loan originators as they do not have to be licensed individually under this license. There are many advantages to the customers also including that they will have more confidence and security knowing that their loan is being worked on by someone who uses everything on all available aspects of mortgage negotiating and funding."
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO Robert Rico Robert*expertfinancing.net 305-949-LOAN
SOURCE: Expert Group
mailto:Robert*expertfinancing.net
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