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Author Topic: (EFGO) Esprit Financial Group Inc. (.0001)
Romeo
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At the bottom again. Is this stock still worth it?

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SelfControl

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kermit42
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Wait. This is either big multi-bagger or reverse split disaster, but it's too early to tell.

Management has spent most of the summer in China negotiating a deal that promises to be big and promises to be announced in September. Their record on promises lately has been poor so I won't buy anymore until there is a definate reason--better to miss a tick or two than get caught in yet another "real" company that goes nowhere.

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Me Trade Pretty One Day.

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Romeo
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thnx

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SelfControl

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binnocent
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Maybe time to get back in this one....crazy volume going on this afternoon!!! Something's up!

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Growing old is mandatory!.........
Growing up is optional!

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kermit42
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400 million shares in minutes, and no uptick.

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Me Trade Pretty One Day.

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binnocent
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Yeah, strange.....would think dilution but I can't see Joe Blow Public buying that many shares at the ask.

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Growing old is mandatory!.........
Growing up is optional!

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BooDog
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quote:
Originally posted by kermit42:
400 million shares in minutes, and no uptick.

with this share structure at this level i'm not surprised. I know they have mentioned before about not wanting to do any r/s's so imo this will be a loooooong time away from going anywhere fast. Just kinda watchin and keepin an eye on it.

0.0002 0.0001 100.00% 458,291,296

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All post are my opinion. Do your own DD. Who's clicking your buy/sell button!?

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dalton05
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News for 'EFGO' - (Esprit Financial Group Inc. (Esprit) (EFGO.PK) Announces The Launch Of IFGX)


LAS VEGAS, Sept 13, 2007 /PRNewswire-FirstCall via COMTEX/ -- Esprit Financial Group Inc. (ESPRIT) (EFGO.PK) www.espritfinancialgroup.com announces the launch of its new Business to Business (B2B) web site, www.ifgx.com.

Garr Winters, Esprit CEO, commented; "The new IFGX site is now offering many previously announced and long anticipated B2B services we previously announced. Over the past several months we have focused our efforts on creating a good supply of inventory for our new business model. Now we are open for business. We have re shifted some management staff temporarily to both management and sales roles, until we add more sales staff to the IFGX division. The IFGX roots originate in the invoice discounting and the factoring sector. With our financial backers, and line of credit firmly in place we will also be looking at starting up that market segment as well as the factoring and invoice discounting marketplace is quite lucrative by itself alone".

Winters added; "With our new Asian connections we recently established we have a good supply of demand for the services offered by IFGX and our intentions are to pursue those opportunities vigorously in the Asian market. This is where our primary focus will be. We have visited many of these potential clients' companies, and some of these can best be described as large institutions. The potential revenue stream of IFGX alone has the potential to greatly increase our profitability and more importantly our share price, which in our opinion is greatly undervalued. The IFGX fee structure includes both upfront fee and a percentage of equity participation of these soon to be public companies.

About Esprit Financial Group Inc.

Esprit Financial Group Inc. is a public company engaged in a diversified number of online financial services. These include: the Payday Loan Software division; Forex Trading; Advanced Electronic Funds Management; and Online Structured Debt Resolution.

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dalton05
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News for 'EFGO' - (Esprit Financial Group Inc. (Esprit) (EFGO.PK) Announces Signing of Florida PayDay Loan Regional Distributor)


LAS VEGAS, Sept 17, 2007 /PRNewswire-FirstCall via COMTEX/ -- Esprit Financial Group Inc. (ESPRIT) (EFGO.PK) www.espritfinancialgroup.com is pleased to announce that it has signed a new licensing agreement of its PayDay Loan Software system to an independent Florida based company.

This is the second new license agreement within the last two weeks.

Garr Winters, Esprit CEO noted, "Our PayDay loan business continues to demonstrate growth and contribute to our financial results. There are additional license contracts in the pipeline under negotiation."

About Esprit Financial Group Inc.

Esprit Financial Group Inc. is a public company engaged in a diversified number of online financial services. These include: the Payday Loan Software division, Forex Trading, Advanced Electronic Funds Management, and Online Structured Debt Resolution.

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Agrimac
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have they ever had a r/s
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dalton05
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not that i am aware of
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Romeo
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Did it run to .001 this morning??

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SelfControl

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mindspin311
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I just checked my yahoo finance, and saw 001, thought it was an error, but scottrade listed a few 001 trades. Anyone know what the sizes of the trades were?

..very wierd

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oldguy
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those .001 trades were probably due to fat fingers

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It is what it is

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FrankNitti
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0.001 2416000 OTO 12:03:59

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Please DON'T invest on JMO. Do YOUR research. Invest UR money the way YOU would like to! Thanks! ;)

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oldguy
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they have not had a r/s. authorized shares are 11 billion. shares outstanding as of last week, approx 8 billion. looks like it is appraoching 9 billion today. that only leaves 2 billion

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It is what it is

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mindspin311
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What's a fat finger? Sorry if that's a stupid question.
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bobcat88
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When someons puts in the wrong amount ie .001 instead of .0001
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mindspin311
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ohh.. well what are the odds of someone making a typo 3 times in the same day??
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oldguy
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I really like this stock. They are actually making a profit which diminishes the possibility of a r/s, the nemesis of sub penny investing. Does anyone know why the unusually high volume? This could be a winner.

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It is what it is

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mindspin311
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This has consistantly gone down. It's a horrible stock. The company however isn't that bad and has had 2 positive quarters (unheard of for a pinksheet). The company is focusing on the company rather than the stock, but since it's a pinksheet, the company success doesn't mean that the stock will do anything. They really need to start making huge profits, continue great growth, and move to pinksheet checklist or otcbb for this to move. I'm stuck with this and am probably holding it for awhile. I don't see much uptick on this for about a year.
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ZeroCool
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They only care about the "market cap" according to investor relations. This company is a winner in the long haul. 14B A/S, 10B O/S, about 7.8B Float(give or take 100m). As the word is- "about 3.1 billion shares are owned by online traders that have gotten together on IHUB(hoping for a squeeze) 2billion or so were used instead of cash- and have a "first call" *$.0001. The rest of the O/S is owned by "strong hands" supposably???

The meeting with the chinese at the restaurant in Toronto, for 45 minutes, with just Garr Winters was BS. The Chinese came to meet with GVHL- Efgo just usurped some time in order to make the PR. Myself and a couple of others have already thrown money at a P.I. with excellent credentials- to follow the happenings of this company. If they screw investors- there will be law-suits.
What any other investor can do is this:

Log onto the EFGO town hall
Make posts in the announcements and Investor relations sections.
Ask as many hard questions as you can.
The answers, along with unrealized statements of fact in there PR's that are not protected under the "forward looking statements" disclaimer- will bite them in the bum.

Patience.... I'm in deep- so all of you will win by association- because I will not let EFGO beat me, and I got the $$$$ to do it.

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nn

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playtime
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quote:
Originally posted by ZeroCool:
As the word is- "about 3.1 billion shares are owned by online traders that have gotten together on IHUB The rest of the O/S is owned by "strong hands" supposably???

Well, I don't know if this guy's hands are "strong" but he sure does have "faith" to buy down here. Could explain all that volume * .0001:

OMB APPROVAL
OMB Number: 3235-0145
Expires: February 28, 2009
Estimated average burden
hours per response. . . . . . . .11

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Esprit Financial Group
(Name of Issuer)

Common Stock
(Title of Class of Securities)

29666R104
(CUSIP Number)

Garr Winters
157 Adelaide St. West, Suite 710
Toronto, Ontario M5H 4E7

CUSIP No. 29666R104

1. Names of Reporting Persons.
I.R.S. Identification Nos. of above persons (entities only).
Ronald Nathan Krifcher


Number of Shares Beneficially by Owned by Each Reporting Person
With

7. Sole Voting Power 640,525,000

8. Shared Voting Power 0

9. Sole Dispositive Power 640,525,000

10. Shared Dispositive Power 0


11. Aggregate Amount Beneficially Owned by Each Reporting
Person 640,525,000

13. Percent of Class Represented by Amount in Row (11) 6.2%


14. Type of Reporting Person (See Instructions)
Ronald Nathan Krifcher - IN

---------------------------------------------------------------

Schedule 13D

Item 1 Security and Issuer

Common Stock

Esprit Financial Group Incorporated
157 Adelaide Street West, Suite 710
Toronto, Ontario M5H 4E7
Canada


Item 2 Identity and Background

a. Ronald Nathan Krifcher
b. 10330 Castlehedge Terrace, Silver Spring MD 20902
c. Project Manager
Sprint Nextel Corporation
2000 Edmund Halley Drive
Reston, Virginia 20191
d. No
e. No
f. United States of America


Personal funds, none borrowed. Amount: $96,145.25


Item 4 Purpose of Transaction

I purchased these shares for investment purposes.

a. Although I don't have any current plans to purchase
additional shares or sell my current shares, I may do so in the
future in accordance with the law.
b. None
c. None
d. None
e. None
f. None
g. None
h. None
i. None
j. None


Item 5 Interest in Securities of the Issuer

a. 640,525,000 Common Stock Shares
6.2% of outstanding shares
b. Sole Voting Power: 640,525,000
Sole Dispositive Power: 640,525,000
Shared Voting Power: 0
Shared Dispositive Power: 0
c.

1. Ronald Nathan Krifcher

2 3 4 5
Date Amount Price Description
04/16/07 201,100,000 n/a Name and Cusip Change from Cash
Now Corp. to Esprit Financial
Group Inc.
05/24/07 200 0.0006 Bought through Etrade Financial
06/06/07 100,000 0.0007 Bought through Etrade Financial
06/11/07 50,000 0.0008 Bought through Etrade Financial
06/27/07 100,000 0.0006 Bought through Etrade Financial
08/24/07 50,000,000 0.0002 Bought through Etrade Financial
08/29/07 100,000 0.0001 Sold through Etrade Financial
08/29/07 147,500 0.0001 Sold through Etrade Financial
08/30/07 100,000 0.0001 Sold through Etrade Financial
08/30/07 125,000 0.0001 Sold through Etrade Financial
08/30/07 127,060 0.0001 Sold through Etrade Financial
08/30/07 127,060 0.0001 Sold through Etrade Financial
08/30/07 131,500 0.0001 Sold through Etrade Financial
08/31/07 492,080 0.0001 Sold through Etrade Financial
09/10/07 7,789,400 0.0001 Bought through Etrade Financial
09/17/07 14,457,700 0.0001 Bought through Etrade Financial
09/17/07 18,000,000 0.0001 Bought through Etrade Financial
09/17/07 40,000,000 0.0001 Bought through Etrade Financial
09/18/07 49,000,000 0.0001 Bought through Etrade Financial
09/18/07 57,752,900 0.0001 Bought through Etrade Financial
09/18/07 82,000,000 0.0001 Bought through Etrade Financial
09/19/07 31,000,000 0.0001 Bought through Etrade Financial
09/19/07 100,000,000 0.0001 Bought through Etrade Financial
09/25/07 9,475,000 0.0002 Sold through Etrade Financial

d. None
e. Not applicable


Item 6 Contracts, Arrangements, Understandings or
Relationships with Respect to Securities of the Issuer

None


Item 7 Material to be Filed as Exhibits

None


Signature

After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.

10/1/2006
Date

Ronald N. Krifcher
__________________
Ronald N. Krifcher
Signature

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Stockstar69
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Just found this.Very Interesting...

http://www.goodlifechina.com/about.php

Hmmm. and it is trading at .0002?

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Stockstar69
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Now you can by it at .0001 if you catch it at the right time.

flippers paradise...buy it at .0001 and sell it at .0002. --- 100% profit ? Yikers

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kermit42
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This will never sell a share at .0002 again.

Toast.

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Me Trade Pretty One Day.

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BooDog
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How bout .0003??? Been waiting forever for that!

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All post are my opinion. Do your own DD. Who's clicking your buy/sell button!?

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just speculating
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I have had orders in for over a month at .0001 has anyone else actually been able to buy there?
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just speculating
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quote:
Originally posted by kermit42:
This will never sell a share at .0002 again.

Toast.

Please explain [Confused]
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kermit42
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EFGO lost the bid. Once that happens, it rarely comes back. Not only can you no longer get out at .0002, but if you don't act quickly and are prepared to wait, you may not be getting out at .0001 either.

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Me Trade Pretty One Day.

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just speculating
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ty I just don't know what changed to make that happen. I'm just gonna hold though
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kermit42
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Good luck to you. It's possible Good Life will add value after the deal is completed, but IMO if it were good for shareholders, the PPS would be going up, not down.

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Me Trade Pretty One Day.

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just speculating
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lol that is what I think but because of my luck lately I am going opposite my gut on everything.
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Stockstar69
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Fri, Jan.26, 2008
Update on New Ticker Symbols
MonArc has now completed coordination with the Pink Sheets, LLC. to receive a new ticker symbol.Management now anticipates the date of record for the new ticker symbol to be set as February 8th, 2008, and to have the new symbol officially launched on February 11th, 2008.(full article see)
http://goodlifechina.com/townhall

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kermit42
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quote:
Originally posted by kermit42:
This will never sell a share at .0002 again.

Toast.

Looks like I was wrong. TDA not showing a bid yet, but shares are going through at .0002

Good luck to everyone. It looks like the dividend is actually happening.

--------------------
Me Trade Pretty One Day.

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