-------------------- No longer eligible for government service due to lack of tax issues. Posts: 5178 | From: Up North | Registered: Dec 2005
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posted
And before anyone starts...yes, I am aware of the typo in the title. LOL
-------------------- No longer eligible for government service due to lack of tax issues. Posts: 5178 | From: Up North | Registered: Dec 2005
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posted
I'm all for that. Another huge source of waste is the SSDI program. It is the current equivalent of welfare where they seem to give able-bodied people benefits for the asking. You wouldn't believe the number of healthy tenants I see with SSDI.
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Social Security Disability Insurance (SSDI)
Social Security Disability Insurance (SSDI) is a program financed with Social Security taxes paid by workers, employers and self-employed persons. Disability benefits are payable to disabled workers, disabled widow(er)'s or adults disabled since childhood, who are otherwise eligible. Auxiliary benefits may be payable to a worker's dependents, as well. The monthly disability benefit payment is based on the Social Security earnings record of the insured worker on whose Social Security number the disability claim is filed.
The definition of disability under the Social Security Administration is very strict. To be eligible for benefits, a person must be unable to do any kind of substantial gainful work because of a physical or mental impairment (or a combination of impairments), which is expected to either last at least 12 months, or end in death.
If, because of a medical condition, a person cannot do the work that they performed in the past, then age, education, and past work experience must be considered in determining whether the person can do other work. If the evidence shows that the person can do other work, even if it involves different skills or pays less than their previous work, they cannot be considered disabled for Social Security purposes.
You should be familiar with the process the Social Security Administration uses to determine if you are disabled. It's a step-by-step process involving five questions. They are:
-Are you working? If you are and your earnings average more than $800 a month, you generally cannot be considered disabled.
-Is your condition severe? Your impairments must interfere with basic work-related activities for your claim to be considered.
-Is your condition found in the list of disabling impairments? The Social Security Administration maintains a list of impairments for each of the major body systems that are so severe they automatically mean you are disabled. If your condition is not on the list, we have to decide if it is of equal severity to an impairment on the list. If it is, your claim is approved. If it is not, the Social Security Administration goes to the next step.
-Can you do the work you did previously? If your condition is severe, but not at the same or equal severity as an impairment on the list, then the Social Security Administration must determine if it prevents you from doing the work you did in the last 15 years. If it does not, your claim will be denied. If it does, your claim will be considered further.
-Can you do any other type of work? If you cannot do the work you did in the last 15 years, the Social Security Administration will then look to see if you can do any other type of work. Social Security considers your age, education, past work experience, and transferable skills, and Social Security reviews the job demands of occupations as determined by the Department of Labor. If you cannot do any other kind of work, your claim will be approved. If you can, your claim will be denied.
Any one can get benefits under the Social Security Disability Insurance program if they are a disabled or blind worker insured under the Social Security Act, if they are the child of an insured worker who is under the age of eighteen or if the child is over eighteen their disability must have started before the age of twenty two. An insured workers widow/widower is entitled to benefits and a surviving divorced spouse of an insured worker is also entitled to benefit
Also, to qualify for Social Security Disability benefits, you must have worked long enough and recently enough under Social Security. You can earn up to a maximum of four work credits per year. The amount of earnings required for a credit increases each year as general wage levels rise.
Family members who qualify for benefits on your work record do not need work credits. The number of work credits you need for disability benefits depends on your age when you become disabled. Generally you need 20 credits earned in the last 10 years ending with the year you become disabled.
When applying for disability benefits for a long term illness the requirements for disability benefits are the same, but the Social Security Administration makes every effort to identify cases involving a terminal illness as early in the claims process as possible so that the administration can expedite the processing of the claim. Social Security may become aware of the potentially terminal illness through statements from the claimant, a friend, family member, doctor or other medical source.
Social Security also treats certain situations, such as an allegation or diagnosis of AIDS or registration of the claimant in a Medicare-designated hospice, receipt of hospice care as indicators of a potentially terminal illness. When a person has a potentially terminal illness, Social Security tightly controls the case throughout the claims process. Social Security also makes special efforts to assist claimant's with a terminal illness in providing necessary evidence.
Children and Social Security Disability Insurance?
Under the Social Security Disability Insurance (SSDI) program, an adult child age 18 and older may receive monthly benefits based on disability (or blindness) if:
-he or she has an impairment or combination of impairments that meets the definition of disability for adults;
-the disability began before age 22; and
-the adult child's parent worked long enough to be insured under Social Security and is receiving retirement or disability benefits or is deceased.
Under both of these programs, the child must be unable to do any "substantial" work because of a medical condition that has lasted or is expected either to last for at least 12 months or to result in death. For persons who are not blind, a job that pays $780 or more per month ($800 in 2003) is usually considered "substantial". (The monthly level is somewhat higher for persons who are blind). Social Security benefits for children under the age of 18 are claimed under SSI. You can find more information on SSI Disability benefits for children in the SSI section of this website.
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Just posted this Propertymanager just in case you need it. But remember it hard to qualify and you have to pay into it.
Posts: 3875 | From: ca. | Registered: Jul 2005
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It sounds like a great program, doesn't it? It would be a great program if it was administered they way it is written above. As I've said many times, I'm all for helping people who are physically or mentally ill.
Unfortunately, what you posted above is PURE FICTION. I see able-minded and able-bodied people EVERY DAY that are receiving SSDI. It is simply the new welfare. It is the NORM in the low income community to receive SSDI and to be too lazy to work. I know it's hard to believe if you're not involved with this class of people on a routine basis, but it is the truth.
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What I've never understood about Welfare and other social programs is why they aren't tied to a job. The welfare recepiant is made to chose between work or the welfare check.
I once had a girl who worked for me that was faced with the decision. It was cheaper to go on welfare and stay home with her kids than to work and pay child care.
Why not give her both? She was a very bright person who would have become a valued asset to my company and her community.
The welfare system makes it's client's dependant upon the system, a system few ever get out of.
-------------------- Let's Go METS!!! Posts: 3317 | From: CT | Registered: Dec 2006
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posted
The welfare system makes it's client's dependant upon the system, a system few ever get out of.
AMEN!
There needs to be a way to phase people out of these programs so that they ALWAYS make more money when they work. They should be rewarded for working, not punished for working. They also need to stop rewarding women for having more children. I have tenants that have 5 or 6 children by 5 or 6 men. It's ridiculous!
quote:Originally posted by Lockman: What I've never understood about Welfare and other social programs is why they aren't tied to a job. The welfare recepiant is made to chose between work or the welfare check.
I once had a girl who worked for me that was faced with the decision. It was cheaper to go on welfare and stay home with her kids than to work and pay child care.
Why not give her both? She was a very bright person who would have become a valued asset to my company and her community.
The welfare system makes it's client's dependant upon the system, a system few ever get out of.
Wow,
I agree also!
I had an Uncle who stopped working years before he had to in order to keep his disability benefits.
Very glad we made that decision because now he couldn't possibly work and if he had dropped off the program it would have been much more difficult to get back on.
Would love to see the programs revamped to remove that barrier.
Disability is very important though and I would never agree to cutting the program. Same with Medicare and Medicaid. But major overhauls so the programs actually benefit the people they are supposed to? Yes, I would be very much in favor of that, same with the farm bill. Large corporations and wealthy individuals have no reason to be getting aid from the farm bill. I'd also say that tying conservation (which I am fully in favor of) into the farm bill is distracting and complicates issues needlessly. It should stand on its own.
-------------------- No longer eligible for government service due to lack of tax issues. Posts: 5178 | From: Up North | Registered: Dec 2005
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quote:Originally posted by glassman: I see able-minded and able-bodied people EVERY DAY that are receiving SSDI
LOL.. so? now you're psychiatrist, psychoanalyst, neurologist and a GP... and you can do it with JUST a glance...
wow, we are privileged to have you speaking down to us.... the shades are to protect my eyes from your brilliance.
You beat me to it Glassman... someone whose a real estate expert all of a sudden is a medical expert... they do not get on SSDI that easy... true medical experts are involved before that person ever gets any SSDI... i have a friend whose bipolar and is on all sorts of pills to combat it and im sure if Property Manager saw her he would think that she is not mentally ill.. yet she has been in and out of mental hospitals throughout her life for manic episodes, suicide attempts etc... every doctor whose seen her including doctors that SS sends her to agrees she is not able to function in a work environment... she did not want to be on SSDI all her life and went to school to get a degree and did get a job in the medical field but her disease interferred and she finally faced that she cannot conquer it so that is why she is still on SSDI... I'm glad people like Property Manager are not in charge of SSDI because if he was people like my friend would be in trouble and not get the help they need.... just based on "looking" at someone with no medical degree...
-------------------- Let the world change you... And you can change the world.
Ernesto "Che" Guevara de la Serna Posts: 4669 | Registered: Mar 2004
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"i wonder if prop man supports eugenics too?"
Oh, I bet he would in a hare's breath if it was someone his prejudices had already labeled as unfit, like his deadbeats and socialist and lazy wacko liberals. But certainly not a good and God fearing blue eyed blond haired white boy (Ayran? ... and I'm not so sure he would or wouldn't include girls), having a substantial bank account.
I, like Machiavelli, am glad he is "not in charge of SSDI (and I'll add just about anything else that has any sort of control or influence on other's welfare or freedom). He points out a good example of the injustices that would result from letting political biases decide who is in need.
Here's another.
I have a friend that has nerve damage in her spine. Most of the time, she can get about by biting a lip, trying to ignore the terrible back pain, and look to be walking like it is normal and painless. It hurts, but she tries not to look like it does. Occasionally, though, she simply can't do more than hobble. Living alone, she must have handicapped plates on her car for grocery shopping and whatever, to just manage to stay alive. With the disability tags on her car, she is allowed to park in the marked closer parking spaces of stores and office buildings and other places that serve the public. Sometimes when bravely holding her head up against admitting she isn't physically normal and walking from her parked car with the handicapped plates, she has to hear horrible insults aimed at her from people that can see only that she looks like she doesn't deserve those plates. Sometimes she goes home and cries from how it feels to be called those hateful names.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
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posted
I don't know about a consensus but i will disagree. First you might want to read what it say's about SSDI carefully and not just the short versions. I do know several people on SSDI. They have worked over 20+ years in a particular profession and have paid into the system one way or the other.
It should be like putting money into the bank for a rainy day. This is part of the same system as SS. I do not know about you but if i put money in the bank i do expect to be able to take it out and use it if needed, and under the same conditions that the money went in there under. I do not expect that my money which i entrusted to the government under a certain agreement would be taken out and used anywhere they want and depleted over the years.
Most of us do not have a option when we work for someone else on whether this money would be taken out of my wages or added into the costs of doing business, which gave us less take home money. Since we paid in, if we need to use this money we are Entitled under the contract to use it. If this money had been used the way it was suppose to be used then there would be no major problem in the system.
The thing that really pisses me off is that
1.This money has been spent elsewhere as we continually feed this system.
2. If you need this assistance it can be very hard to get and some end up losing their house because the system has tried to changed the contract. This is so they can use the money elsewhere, steal from Peter to pay Paul.
3. This system does not pay interest when the recipients win their case after many years, yet if we owe money to the government it expects us to pay it back with interest.
4. When a SSDI recipient wins their case after years they do not get lawyers cost included in their lump sum payment. This amount cost the recipient around 30% of his DDSI paypent for those years he fought the case or a maximium amount which is determined by how long it takes a case to get to court. When this maximum amount is reached is usually when your case gets to court allowing the lawyers to get some real easy money and the maximum amount.
5. When you win your case the lawyer is paid immediately by the government, but many times the recipient has to wait several months to get their money.
Again this is a system that these indivuals have paid into there is nothing free about it, and the more you pay into it the higher the amount you can receive to a certain limit.
There would be no shortage of funds if this money had been invested properly and blaming people that so called cheat the system is the easy way out.
SSDI works much the same way the VA Disability System works. Indivuals have paid into it in a different way but when they need it they also get run through the mill when they try and use it, but their mill is usually much longer than the SSDI one.
These Disability Systems were set up for a purpose and there is no shame in using them when needed, even if some try and make you feel that way. For every one that slides by the interpretation of the law under DDSI and CFR's, there are tons more that get the shaft.
Again even for the few that get by the requirements set up by law, they have paid into the system there is nothing free about it.
Posts: 3875 | From: ca. | Registered: Jul 2005
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i figured out how to make it work for me instead of against me, but every time i move? i have to start all over making them understand i actually know my rights when i show up at the new hosp.
i just use my BCBS now, since the war started anyway...
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
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"These Disability Systems were set up for a purpose" and it is to make this a better Nation for us all.
I don't know if any of you has had to provide the assistance someone has needed just to live, but I have more than once. I will promise you that when someone is getting disability assistance from the government (or elsewhere), those that recieve the greatest benefit are the parents and sons or daughters or whatever other person that lends a hand to the needy individual.
I will promise you is that providing that the help in transportation, arranging maintainence for the home, and on and on is more than some piddling 40 hour a week job.....and it isn't something you can skip for a day or two....certainly not enough time to take a vacation or attend a professional conference. (I once had to turn down a job I had worked toward for a lifetime because I had obligations to attend to someone that couldn't handle life alone and couldn't go where that job was....that hurt, to be honest.)
Life here is better than many places because we PROMISE that if something catastrophic comes along and destroys your ability to provide for a life of normal freedoms and responsibilities, WE will help.
It's the American way!
Those aren't deadbeats and loafers and whatever other nasty labels you can fling about to build your own ego and try to justify your self serving money grubbing attitude, they are us.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
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So why are you so angry and always throwing personal insults at everyone that doesn't agree with your position? You've obviously got some kind of problem. Did you have a bad childhood? Are you a minority and feel that you've been discriminated against? Can't find a job? Is the vast right wing comspiracy taking a toll on you? Why not fess up? It might make you feel better.
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bdgee lives in TX and he can't turn on the radio without getting a lecture from some preacherman trying to get him to send in 20$ for a prayer reading.... "you know you always have the lord by your side, i was so pleased to be informed of this that i ran 20 redlights in hizzoner..."
"The Jagger"
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
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You are twenty years behind the times. Multiply that $20 by about 10 now.
And it ain't just on the radio. They hitcha on the net and in the mail and with billboards.
Shoulda seen the look on the face of one last summer that came a bangin on the front door when I told him I wasn't going to be listening for his prayer reading anymore 'til he started sendin me my cut.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
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twney years is about right... Some Girls came out in 78 i think..mighta been 79...
as for the radio? that's all we get here too...
the American Family Network or something..
those guys were telling the peopl in Oklahoma to pray for global warming yesterday.. i ain't kiddin'....
sad part is that just 200 miles south of there? we are hitting 80 every day and have 80% humidity too.. i had to turn on my AC in the house for a half hour in the evening the last three days cuz it's too hot...
gonna have to do it again here in half hour or so.. and NO my studio is not connected to the house...
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
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Let all those that want to help the deadbeats, the welffare jokes who sit on their fat ass so it can get fatter...
Pay for their kids so they reproduce faster so you pat for them to stay home. ..
pay for all who scream, i am a vixtim and you owe me...
Then DO so...Ill make my choices...Ill work and give to charities of my choosing...
I will not support illegals getting instate tuituin while citizens cannot..
I will nt pay to take care of your kids while you sit on your fat ass...
But, those of you that want to, please do so...
I am for opportunity for all but opportunity is created..all have a right to work but all are responsible for themselves and their kids...
I an for all having a right to work and all else is upto the person...
But, before bdgeee insults and glassman caves to bdgee there i am surprised cause ithouht u were decent...
Hey,thos that want to give to the parasites in society, please do but I choose diffeerently..
Life is unfair and we all are at different levels of awareness..we all choose and I can ONLY be responsible for me and my kids...
I work every day 40 hours a week and then come home to take care of kids..my spouse busts his butt off so we as a family are not the deadbeats...but the some scream help the deadbeats...sometimes if i had no honor it would be easier to be a deadbeat...there is honor in working...
and, i have a right not to support your ass.. get your ass to work....
Posts: 864 | Registered: Jun 2004
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it is very hard for a middle class american family to raise children in this society besides morales...
i will speak finacially in this chat.. hard to be middle america and take care of yourself and kids and then folks scream care for our ass..sorry but get your ass to work..I work from 6 a.m. to 9 p.m. every day... I do giv but charity i choose..i am fer disabled but the system is scammed...
I have a graduate degree and my spouse busts his but off too...
We work hard cause that is our values to work for ou living and do whatever we can to give our kids more....we bust so my kids can have the american girl doll i never had...
Posts: 864 | Registered: Jun 2004
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I worked very hard in schoool...in grad school i worked 5o hrs pr week and took 2 course part time to support me and my education...i graduated 3.5 because i burnt out and did not do my thesis over for a A...
Posts: 864 | Registered: Jun 2004
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My preposition is for ALL those that support deadbeats Please do so!!!!but, dont expect me to cause i think ALL should support their butt...
Posts: 864 | Registered: Jun 2004
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i make decent wage but my point is we work hard to support our family..and we give ourr kids american girl dolls cause i never had that dream..gotta be a girl to know the significance of american girl dolls
Wework hard to give our kids more than we had and we hae honor to work...i do support giving to those truly in need..but i feel our system is way scam...
Posts: 864 | Registered: Jun 2004
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And, that is why I do not think middle america can be asked to continue to support and be taxed for the lower classes...i do think the ultra rich should be taxed more..i think a 10 % for all no loopholes is fair..these tax deductions are all scam..
Posts: 864 | Registered: Jun 2004
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