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Posted by a surfer on :
 
At least somebody has read part of it even if congress hasn't.
> *Subject:* A few highlights from the first 500 pages of the Healthcare bill in congress...>
> Contact your Representatives and let them know how you feel about this. We, as a country, cannot afford another 1000 page bill to go through congress without being read. Another 500 pages to go. I have highlighted a few of the items ....
>
> • Page 22: Mandates audits of all employers that self-insure!
> • Page 29: Admission: your health care will be rationed!
> • Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)
> 8 0 Page 42: The "Health Choices Commissioner" will decide health benefits for you. You will have no choice. None.
> • Page 50: *All non-US citizens, illegal or not, will be provided with free healthcare services*.
> • Page 58: Every person will be issued a National ID Healthcard.
> *_• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer.
> _*• Page 65: *Taxpayers will subsidize all union retiree and community organizer health plans20(read: SEIU, UAW and ACORN)*
> • Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.
> • Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)
> • Page 91: *Government mandates linguistic infrastructure for services; translation: illegal aliens*
> *_• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.
> _*• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.
> • Page 124: No company can sue the government for pr ice-fixing. No "judicial review" is permitted against the government monopoly. Put simply, private insurers will be crushed.
> • Page 127: *The AMA sold doctors out: the government will set wages*.
> *• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.
> *• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.
> *• Page 149: Any employer with a payroll of $400K or more, who does not offer the _public option_, pays an 8% tax on payroll
> • Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the _public option_, pays a 2 to 6% tax on payroll
> • Page 167: Any individual who doesn’t' have acceptable healthcare (according to the government) will be taxed 2.5% of income.
> • Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).
> *• *_Page 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records._*
> • Page 203: "The tax imposed under this section shall not be treated as tax." Yes, it really says that.
> • Page 239: *Bill will reduce physician services for Medicaid. Seniors and the poor most affected*."
> • Page 241: Doctors: no matter what specialty you have, you'll all be paid the same (thanks, AMA!)
> • Page 253: Government sets value of doctors' time, their professional judgment, etc.
> • Page 265: Government mandates and controls productivity for private healthcare industries.
> • Page 268: Government regulates rental and purchase of power-driven wheelchairs.
> • Page 272: Cancer patients: welcome to the wonderful world of rationing!
> • Page 280: Hospitals will be penalized for what the government deems preventable re-admissions.
> • Page 298: Doctors: if you treat a patient during an initial admission that results in a readmission, you will be penalized by the government.
> • Page 317: *Doctors: you are now prohibited for owning and investing in healthcare companies*!
> • Page 318: Prohibition on hospital expansion. Hospitals cannot expand without gov ernment approval.
> • Page 321: Hospital expansion hinges on "community" input: in other words, yet another payoff for ACORN.
> • Page 335: Government mandates establishment of outcome-based measures: i.e., rationing.
> • Page 341: Government has authority to disqualify Medicare Advantage Plans, HMOs, etc.
> • Page 354: *Government will restrict enrollment of SPECIAL NEEDS individuals*.
> • Page 379: More bureaucracy: Telehealth Advisory Committee (healthcare by phone).
> • Page 425: More bureaucracy: Advance Care Planning Consult: Senior Citizens, assisted suicide, euthanasia?
> • Page 425: Government will instruct and consult regarding living wills, durable powers of attorney, etc. Mandatory. Appears to lock in estate taxes ahead of time.
> *_• Page 425: Government provides approved list of end-of-life resources, guiding you in death._*
> • Page 427: Government mandates program that=2 0orders end-of-life treatment; government dictates how your life ends.
> • Page 429: *Advance Care Planning Consult will be used to dictate treatment as patient's health deteriorates. This can include an ORDER for end-of-life plans. An ORDER from the GOVERNMENT.*
> _*• Page 430: Government will decide what level of treatments you may have at end-of-life.
> *_• Page 469: Community-based Home Medical Services: more payoffs for ACORN.
> • Page 472: Payments to Community-based organizations: more payoffs for ACORN.
> • Page 489: Government will cover marriage and family therapy. Government intervenes in your marriage.
> • Page 494: Government will cover mental health services: defining, creating and rationing those services.
>
>
 
Posted by Lockman on :
 
Kinda scary if you ask me.

And I'm sure my Senator The Dis-honorable Chris Dodd will be one of the first to sign and not read.
 
Posted by CashCowMoo on :
 
This is sick, talk about special interests.
 
Posted by Newbie13 on :
 
WoW! This vet knows his sh*t and it doesn't seem like a lot of support for this senator on health care! Educated man... I like that.

Oh wait though... I have to keep working so I can pay for the people who don't. Get a clue.. all for helping the people who really need it, but so many are capable of working up the ladder like the rest of us have! I'm scared either way this issue goes!

Good luck to all you lefty's and righty's!

http://www.youtube.com/watch?v=y98HxYbsdBM&eurl=http%3A%2F%2Fwww%2Efacebook%2Eco m%2Fhome%2Ephp&feature=player_embedded
 
Posted by Newbie13 on :
 
• Page 354: *Government will restrict enrollment of SPECIAL NEEDS individuals*.

----------------

Are you kiding me?!!! The people who need it the most! R I D I C U L O U S!

------------------------------

> *• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.
> *• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.
> *• Page 149: Any employer with a payroll of $400K or more, who does not offer the _public option_, pays an 8% tax on payroll
> • Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the _public option_, pays a 2 to 6% tax on payroll
> • Page 167: Any individual who doesn’t' have acceptable healthcare (according to the government) will be taxed 2.5% of income.
> • Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).
----------------------

This is laughable.... The American Dream.... come to the USA legally! Work hard, start small and work your way up to create a good life! (Work ethic)

The NEW American Dream.... come to the USA get on public assistance, find a way to get more, the people who work 40 to 80 hours a week will pay for it!!! Gotta love it

Why isn't the Governments plan just going to be an option for people instead of a Mandate? I wouldn't mind if this was just an option for people. Choice is what made this country GREAT! We all make them and we all have to live with the choices we make! So please don't make excuses for the people who make piss pour choices time and time again!

I'm glad I already work and pay for my insurance! (I fore went the nice fancy vehicle so I have insurance! 2001 hyundia accent woo hoo)

Hope they don't take my insurance away!
 
Posted by glassman on :
 
this is funny:

Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).

what is a non-resident alien?
see IRS form 851:

Since resident and nonresident aliens are taxed differently, it is important for you to determine your status. You are considered a nonresident alien for any period that you are neither a United States citizen nor a United States resident alien.

You are considered a resident alien if you met one of two tests for the calendar year.

The first test is the "green card test." If at any time during the calendar year you were a lawful permanent resident of the United States according to the immigration laws, and this status has not been rescinded or administratively or judicially determined to have been abandoned, you are considered to have met the green card test.

If you are a resident alien, you must follow the same tax laws as U.S. citizens. You are taxed on income from all sources, both within and outside the United States. You will file Form 1040EZ (PDF), Form 1040A (PDF), or Form 1040 (PDF) depending on your tax situation. The return is due by April 15, and should be filed with the service center for your area. If the due date falls on a Saturday, Sunday, or legal holiday, the due date is delayed until the next business day.


it goes on and on, but basically it means you do business here, and pay SOME taxes but don't really live here as a legal definition.

in other words? you are legally a not a citizen and you don't live here
 
Posted by CashCowMoo on :
 
quote:
Originally posted by glassman:
this is funny:

Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).

what is a non-resident alien?
see IRS form 851:

Since resident and nonresident aliens are taxed differently, it is important for you to determine your status. You are considered a nonresident alien for any period that you are neither a United States citizen nor a United States resident alien.

You are considered a resident alien if you met one of two tests for the calendar year.

The first test is the "green card test." If at any time during the calendar year you were a lawful permanent resident of the United States according to the immigration laws, and this status has not been rescinded or administratively or judicially determined to have been abandoned, you are considered to have met the green card test.

If you are a resident alien, you must follow the same tax laws as U.S. citizens. You are taxed on income from all sources, both within and outside the United States. You will file Form 1040EZ (PDF), Form 1040A (PDF), or Form 1040 (PDF) depending on your tax situation. The return is due by April 15, and should be filed with the service center for your area. If the due date falls on a Saturday, Sunday, or legal holiday, the due date is delayed until the next business day.


it goes on and on, but basically it means you do business here, and pay SOME taxes but don't really live here as a legal definition.

in other words? you are legally a not a citizen and you don't live here

This is what the new majority in congress comes up with?
 
Posted by glassman on :
 
the IRS already had it on the books.
non-resident aliens pay taxes here, but don't live here. there's lots of 'em.

http://www.irs.gov/taxtopics/tc851.html
 
Posted by SeekingFreedom on :
 
quote:
At least somebody has read part of it even if congress hasn't.
Bah! Who needs to read what we sign into law?

During his speech at a National Press Club luncheon, House Judiciary Chairman John Conyers (D-Mich.), questioned the point of lawmakers reading the health care bill.


“I love these members, they get up and say, ‘Read the bill,’” said Conyers.


“What good is reading the bill if it’s a thousand pages and you don’t have two days and two lawyers to find out what it means after you read the bill?”



Don't bother reading it. Just vote for it.
 
Posted by glassman on :
 
Don't bother reading it. Just vote for it.

yeah, just like the Patriot Act.
 
Posted by SeekingFreedom on :
 
Yes, Glass. Just like the Patriot act...and the TARP...and the Stimulus...

I'm not saying it's just one side. But to be THAT blatant about it smacks of some pretty healthy hubris.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Yes, Glass. Just like the Patriot act...and the TARP...and the Stimulus...

I'm not saying it's just one side. But to be THAT blatant about it smacks of some pretty healthy hubris.

i remember when Hillary didn't read the security breifings before she voted to give Bush war powers in Iraq.


here's the "thing"

memebrs of Congress are similar to any CEO of any corp.

they assign tasks to their employees.

now, i cannot speak directly for any particual meber of congress, but if it were me in there?

i'd have the task divided up into reasonable amounts of data and sifted by my TRUSTED staff and then get breifed by them all at one conference so they can compare notes and hear my questions as i ask them.


as i recall the election cycle in '08? one of the main themes until the TARP program was the congress did nothing


When Democrats won control of Congress in 2006, Republicans were eager to tar them as "do nothing," an echo of Democrat Harry Truman's successful 1948 presidential campaign during which he railed against the "Do Nothing Congress" led by Republicans.

"The Democrats in charge of this Congress have been heavy on fluff and light on substance," says Republican leader Rep. John Boehner of Ohio. "Resolutions are fine but why aren't we also passing legislation to lower gas prices? What about health-care reform and runaway entitlement spending?"



BTW? that's from the WSJ not exactly a "Liberal Rag"

http://online.wsj.com/article/SB121910897089651793.html


of course as soon as they do something? it's too fast. [BadOne]
 
Posted by glassman on :
 
in case you aren't sure if this was a major them? i can pull over 100 articles to backitup:

Put Up or Shut Down?
“Do-Nothing Congress” has little time left for appropriations.

By David Freddoso

September 4, 2007 6:30 AM


The Democratic 110th Congress has passed 80 bills that President Bush has signed into law. These include 35 bills naming or renaming federal facilities (mostly post offices); ten bills extending current laws and levels of spending on such items as Indian housing and a commission on diplomacy, and one bill allowing construction of a 540-foot stretch of road in eastern Missouri. Just before the August recess, Congress also unanimously passed a bill to rebuild the collapsed bridge in Minnesota.


that's the National Review

http://article.nationalreview.com/?q=ZTRhZWE0NTg2OWYyMjIzMzc2OTc2M2EwM2U3MGQ4NmI =

and on and on and on ad nauseum...
 
Posted by glassman on :
 
to be fair? this do-nothing theme has been the theme of one side or the other in almost all the campaigns
 
Posted by SeekingFreedom on :
 
And I don't disagree with any of that. If you do nothing, nothing can come back to haunt you, I guess. This was something in Pres. Obama's campaign that I actually applauded. His '5 day online' pledge. I had my doubts because in general, the most vocal opinion is not always the majority opinion. But I thought that it would be a step in the right direction to hold those '545 people' accountable. I still hope he gets around to implementing it before his time is up.
 
Posted by glassman on :
 
politics is some screwed up stuff.

imo you have to be a little crazy to want to follow a career in it.

i don't even think there's a cure for the insanity [Wink]
 
Posted by Lockman on :
 
Term limits...then at least in their last term they aren't just trying to get elected again.
 
Posted by CashCowMoo on :
 
So...what does this mean for me since im a small business owner? Will I be strong armed?
 
Posted by glassman on :
 
quote:
Originally posted by CashCowMoo:
So...what does this mean for me since im a small business owner? Will I be strong armed?

don't hire employees, hire sub-contractors
 
Posted by raybond on :
 
Republicans Reveal Their Hypocrisy On Health Care, Refuse To Support Bill To Kill Government-Run Medicare
For months, Republicans have been trying to scare Americans away from supporting a public option in health care reform, claiming that “government-run” medicine is akin to socialism and would be disastrous. But the government already runs several successful, well-loved health care programs — most notably, Medicare.

Yesterday, Rep. Anthony Weiner (D-NY) decided that it was “put-up or shut-up time for the phonies who deride the so-called ‘public option.’” He offered an amendment that would eliminate government-run Medicare:


Not a single member of Congress voted for the amendment, and Republicans were blasting it as a “political farce.” Last night, Weiner went on MSNBC and explained the GOP’s hypocrisy:

WEINER: Well, for some reason, I guess Republicans don’t like publicly funded, publicly administered health plans except for Medicare, and, I guess, except for the Veterans Administration and except for the health care that our military gets from the Department of Defense. The fact of the matter is, what we’ve learned is that government administered health care works pretty darn well. It’s got lower overhead and people like it.

So, when my Republican colleagues pound the drum and pound the podium about how they hate government-run health care, I guess they haven’t looked at what they get.
Republicans are refusing to acknowledge the hypocrisy in their statements warning about “socialized” medicine and their support for Medicare. Of course, conservatives also opposed the creation of Medicare in the 1960s and made many of the same claims that their counterparts are doing today. Forty-four years later, Medicare has helped America’s senior citizens live longer, healthier lives. By not voting for Weiner’s amendment, conservatives are acknowledging that their supposedly substantive claims about health care reform are nothing more than crass political fear-mongering.
 
Posted by Newbie13 on :
 
RAYBOND...
Blah...blah....blah.... blah

There's just as much democratic redorick about issues as well! DEMS/ REPS who gives a F*CK.
What about the AMERICAN PEOPLE???
poor, rich, middle class, white, black, or hispanic.. amongst many more!

What's all wise raybonds solution? or better yet compromise to benefit the most americans? not just either parties interest?!!!
 
Posted by Newbie13 on :
 
Why doon't we make this a true democracy and get ride of most of government and let the people vote on the issues?
Then and only then will the majority of voices be heard!
Instead of some I don't care except for my namesake senator or represenative!
 
Posted by glassman on :
 
quote:
Originally posted by Newbie13:
Why doon't we make this a true democracy and get ride of most of government and let the people vote on the issues?
Then and only then will the majority of voices be heard!
Instead of some I don't care except for my namesake senator or represenative!

because then the poor would really be in control,
 
Posted by Pagan on :
 
quote:
Originally posted by Newbie13:
RAYBOND...
Blah...blah....blah.... blah

There's just as much democratic redorick about issues as well! DEMS/ REPS who gives a F*CK.
What about the AMERICAN PEOPLE???
poor, rich, middle class, white, black, or hispanic.. amongst many more!

What's all wise raybonds solution? or better yet compromise to benefit the most americans? not just either parties interest?!!!

redorick=rhetoric maybe?
 
Posted by The Bigfoot on :
 
Question....who here has read or even attempted to read H.R. 3200? Other than Glass that is...lol
 
Posted by The Bigfoot on :
 
P.S. Glass,

I do believe that the non-resident alien description became necessary to identify seasonal migrant workers within the tax code. Not completely sure on that one though.
 
Posted by T e x on :
 
quote:
Originally posted by The Bigfoot:
Question....who here has read or even attempted to read H.R. 3200? Other than Glass that is...lol

not me...I been wading through this:

http://www.bos.frb.org/economic/ppdp/2009/ppdp0904.pdf

Talk about dense [Roll Eyes]
 
Posted by rounder1 on :
 
I will ask a the same question that is before congress.....I will just put it in more simple terms:

Why should any other person carry the burden (without freedom of choice) for my lifestyle, my genetics, my misfortune?

Ultimately, the passage of this bill will curb the profitability of the medical practice in the U.S.......follow the logic.

If that happens....the best and the brightest will focus their interests elsewhere because it will cease to be as profitable to cure cancer, aids, alzheimers, herpes, syphilus, .........to infinity.

I would imagine that they would all become personal injury lawyers and run commercials every five minutes on Fox News (i like fox....but they should quit runninn those stupid commericials).

We all go back and forth about everything that the government does......rarely do we b***h about private industry.

Does anyone on this board, beit dem or rep., really want to trust the welfare of their family to the political machine that has become D.C.......

I say "HELL NO." Give me the overpriced insurance company and the Doc that has to drive a Mercedes.........At least I know what their motivations are.

With the government fools you don't know what your up against........

You guys do a ton of research and I thank you all for it; but, c'mon......imo.....this is not an area of your life that you want the government in.

If you accept this we should change the governments nickname from "uncle sam" to "daddy sam."
 
Posted by The Bigfoot on :
 
quote:
Originally posted by rounder1:
I will ask a the same question that is before congress.....I will just put it in more simple terms:

Why should any other person carry the burden (without freedom of choice) for my lifestyle, my genetics, my misfortune?


They already do Rounder. It is called Insurance and if you think there is freedom of choice involved feel 'free' to cancel your plan and show us the results of your choice.
 
Posted by T e x on :
 
Why should any other person carry the burden (without freedom of choice) for my lifestyle, my genetics, my misfortune?

hold on, take a breath...

what is the "burden" you describe?
 
Posted by rounder1 on :
 
Point taken....and it is valid.

However, it is not universal. As a free enterprise.....insurance companies will deny coverage to people that are more at risk or have pre-existing conditions.

This means that I am paying for the benefits that I will use; and, for the most part, persons that are at approximately the same risk level as I (and my family) are. If either of these criteria are trumped.....it is only done because there are enough people to make the risk to the insurer financially feasible....if not advantageous.

I noticed that you addressed only one aspect of the argument that I put forth.

What say you about the repression of R and D?
 
Posted by The Bigfoot on :
 
quote:
Originally posted by rounder1:

If that happens....the best and the brightest will focus their interests elsewhere because it will cease to be as profitable to cure cancer, aids, alzheimers, herpes, syphilus, .........to infinity.


They're attention will wander elsewhere eh? Kinda like big Pharma's has???

quote:
But while the rhetoric is stirring, it has very little to do with reality. First, research and development (R&D) is a relatively small part of the budgets of the big drug companies—dwarfed by their vast expenditures on marketing and administration, and smaller even than profits.

Second, the pharmaceutical industry is not especially innovative. As hard as it is to believe, only a handful of truly important drugs have been brought to market in recent years, and they were mostly based on taxpayer-funded research at academic institutions, small biotechnology companies, or the National Institutes of Health (NIH). The great majority of "new" drugs are not new at all but merely variations of older drugs already on the market.

Third, the industry is hardly a model of American free enterprise. To be sure, it is free to decide which drugs to develop (me-too drugs instead of innovative ones, for instance), and it is free to price them as high as the traffic will bear, but it is utterly dependent on government-granted monopolies—in the form of patents and Food and Drug Administration (FDA)–approved exclusive marketing rights. If it is not particularly innovative in discovering new drugs, it is highly innovative—and aggressive—in dreaming up ways to extend its monopoly rights.

http://www.nybooks.com/articles/17244
 
Posted by rounder1 on :
 
quote:
Originally posted by T e x:
Why should any other person carry the burden (without freedom of choice) for my lifestyle, my genetics, my misfortune?

hold on, take a breath...

what is the "burden" you describe?

I require intensive medical treatment.....that comes at a premium cost......why should you have to pay for it.

To B.F.s point.....that happens with insurance today.....but you maintain the option of finding other companies.

I will concede that in almost every case....it will continue to play out about the same way; but, if that is the case then why is there a need for a "national healthcare" program.

You may say that; "there are people with no insurance." That is valid.....However, those are the people that would not pay into the government anyway. So you are left with this.....

Healthcare for everyone.....and the same amount of people paying in to it.....= costs go up.....or you just tax the most successful to cover it. The latter idea is the most appealing to politicians because you satisfy the majority and piss off the minority.....then again.....there are fewer and fewer wealth people.....they only cast so many votes.

Then, again if my question about R and D is addressed then perhaps there are fewer wealthy people to cover our a$$......People should understand something about the wealthy.....they will not let anyone tax them into poverty.....they will eventually pick up their marbles and find another place to play.

At that point.....it ends up with my poor a$$ paying for your poor a$$.......

With all choice removed the only way for me to come out on top is to be sicker than you.
 
Posted by rounder1 on :
 
quote:
Originally posted by T e x:
Why should any other person carry the burden (without freedom of choice) for my lifestyle, my genetics, my misfortune?

hold on, take a breath...

what is the "burden" you describe?


 
Posted by T e x on :
 
Is this your answer to my "burden" question?

quote:
I require intensive medical treatment.....that comes at a premium cost......why should you have to pay for it.
cuz if it is, I can answer that, too...
 
Posted by rounder1 on :
 
quote:
Originally posted by The Bigfoot:
quote:
Originally posted by rounder1:

If that happens....the best and the brightest will focus their interests elsewhere because it will cease to be as profitable to cure cancer, aids, alzheimers, herpes, syphilus, .........to infinity.


They're attention will wander elsewhere eh? Kinda like big Pharma's has???

quote:
But while the rhetoric is stirring, it has very little to do with reality. First, research and development (R&D) is a relatively small part of the budgets of the big drug companies—dwarfed by their vast expenditures on marketing and administration, and smaller even than profits.

Second, the pharmaceutical industry is not especially innovative. As hard as it is to believe, only a handful of truly important drugs have been brought to market in recent years, and they were mostly based on taxpayer-funded research at academic institutions, small biotechnology companies, or the National Institutes of Health (NIH). The great majority of "new" drugs are not new at all but merely variations of older drugs already on the market.

Third, the industry is hardly a model of American free enterprise. To be sure, it is free to decide which drugs to develop (me-too drugs instead of innovative ones, for instance), and it is free to price them as high as the traffic will bear, but it is utterly dependent on government-granted monopolies—in the form of patents and Food and Drug Administration (FDA)–approved exclusive marketing rights. If it is not particularly innovative in discovering new drugs, it is highly innovative—and aggressive—in dreaming up ways to extend its monopoly rights.

http://www.nybooks.com/articles/17244


B.F.

I appreciate you taking the time to pull this article; but, there is no way that I am buying it.

We are all members of this forum because we are interested in stocks.....(making money). Drug companies are no different. I doubt that a single one of them is in the business for the "betterment of mankind." If they spend the bulk of their budgets marketing an already successful drug.....cant say that I blame them.

My argument is this......cause they are in the business due to their greed.....they will work harder than a civil servant (that is just trying to do right by his fellow man).

The two greatest motivators will always be "beliefs and greed".......

If you don't believe that.....look at the world today.....societies are clashing and would kill each other if they could.....simply because they view the other as being at the opposite end of the spectrum that I just defined.

I will take the greedy insurance company.

Cause I know there motivation is to serve themselves and that forces them to compete.....therefore they are compelled to out work the other greedy ba$tards to give me just a tiny bit more.
 
Posted by glassman on :
 
funny you should use the word greed.

the fact is that NIH has funded all of the important drugs either directly or indirectly.

and greed is what brings bad drugs to market, we've seen quite few of those have we not? FenPhen?
 
Posted by rounder1 on :
 
quote:
Originally posted by T e x:
Is this your answer to my "burden" question?

quote:
I require intensive medical treatment.....that comes at a premium cost......why should you have to pay for it.
cuz if it is, I can answer that, too...
Yes Tex that is my response to your question.....but I should clarify so that I do not mis-represent.

I, personally, do not require that level of medical care. I started down a hypothetical road and got side tracked by my passion on the subject.

In the interest of fair debate.....you should know that I am a very heathy 30 year old.

Upon reading your reply......I realized that I had given a false impression that could have played towards a position that I am fortunate enough not to have.

My apologies.
 
Posted by The Bigfoot on :
 
Before its patent ran out, for example, the price of Schering-Plough's top-selling allergy pill, Claritin, was raised thirteen times over five years, for a cumulative increase of more than 50 percent—over four times the rate of general inflation.

-same article-

Sometimes greed needs to be contained by more than just competition. Especially when they are given patents preventing competition from occurring.
 
Posted by thinkmoney on :
 
And, I already know folks that are rich that are putting money into retirement and depleting all souces of income cause better to live off of
daddy BaMA THEN TOO WORK and pay for all others' - better to get it for free - let dad Bama pay for my house, food, education and health and then why should I work? Maybe, Ill work a little to have the big screen tv and phone but Uncle Sam can do thw rest -

What is happening is anti americn - I am for FREEDOM no welfare and govt to deciode all -

Freedom founded this country and made it great it dont take a village to care for us - it may take a village when dad runs off but not when folks are responsible and want to be free-
 
Posted by rounder1 on :
 
Look fellas,

I am not claiming to have the answer to this.

Glass,
Yeah bad drugs have come to the market. U appear to be a research guru so I am not wanting to see if you can dig up more bad than I can good. However, if you applied your researching talents equally to both.....I bet you would find more good. And who says that government run H.C. stops the bad from making it to the market......The FDA is a government agency......all the prior bad drugs were approved by them.

B.F.
I love Claritin. Allergies have kicked my a$$ for the last decade. They made a profit off of it. They should have......cause I remember when the best you could get was sudefed.......great for staying up all night partying.....or for a 5k race.....not much for allergy/sinus relief. Ask this.....if they had not had the option of attaining a patent.....would it have been developed? Prolly not....it would not have been financially reasonable to pursue.
 
Posted by thinkmoney on :
 
In socialissm , motivation and incentive is killed - creativity is gone and atrophy is present -

Most folks rather wait in line or flee than to pay for all lazy butts -

Like I said, freedom is why my ancestors came to this country not socialsim - not govt run health, education and all else - I doubt it will go thru cause no matter how bad Bush was - who wants to give govt conrol of most of how we live and die?

Who the hell is Obama even to consider it? He is a control freak - very arrogant and insecure cause daddy left him - it may be mean but it is true - those that are most insecure are most arrogant and want control - if his plan is so good - he and all of govt workers should have it===
 
Posted by glassman on :
 
I bet you would find more good

i would bet you that i can show that every drug brought to market in the last forty years was subsidized by your govt at some level or another.

claritin is a decent drug since it has few side effects, but it can hardly be counted to saving lives.


hre's a good example of how complicated the drug co's legal strategies become with most of their drugs:

Schering-Plough goes to court to protect loratadine patent
Drug Store News, Feb 18, 2002

KENILWORTH, N.J. -- Schering-Plough announced Jan. 31 that it has filed separate suits against Johnson & Johnson's McNeil Consumer Healthcare and American Home Products' Whitehall-Robins Healthcare for an alleged patent infringement on the company's prescription loratadine product, Claritin. According to Schering-Plough, the suits "seek to prevent McNeil and Whitehall from manufacturing, using, selling or otherwise making a loratadine product until after the expiration of the metabolite patent [desloratadine]." Desloratadine is listed as the active ingredient in Clarinex, a prescription-only allergy remedy that is expected to be Claritin's successor.


http://findarticles.com/p/articles/mi_m3374/is_2_24/ai_83117374/

they basically got several patents in sequence and tried to enforce them all.

keep in mind that the lawyers that work on these "strategies" get 500$ per hour.

you pay that too when you pay. [Wink]
 
Posted by rounder1 on :
 
c'mon Glass,

The corn that I eat has been subsidized by the govt......but corn will grow without them.....Indians did it for years.

Just cause the govt sticks their hands in it does not make it theirs.......and U know that.

That is like saying that cause the govt. helped me get an education that my brain would not have been possible without them.
 
Posted by The Bigfoot on :
 
Commodities markets fluctuate not to mention the environmental factors that affect growing paterns. Subsidies for crops are meant to provide a base so there are some protections for small farmers who bet their livelihoods every time they plant their fields.

Patents are supposed to safeguard intellectual properties so that someone else can't take your hard-earned research and drive you out of your own market.

Problem is these companies aren't the ones doing the hard work and they are abusing the patent protections to price gouge the public. America pays the most of any industrialized nation for pharmaceutical drugs and that is provable and preventable.
 
Posted by T e x on :
 
quote:
Originally posted by rounder1:
quote:
Originally posted by T e x:
Is this your answer to my "burden" question?

quote:
I require intensive medical treatment.....that comes at a premium cost......why should you have to pay for it.
cuz if it is, I can answer that, too...
Yes Tex that is my response to your question.....but I should clarify so that I do not mis-represent.

I, personally, do not require that level of medical care. I started down a hypothetical road and got side tracked by my passion on the subject.

In the interest of fair debate.....you should know that I am a very heathy 30 year old.

Upon reading your reply......I realized that I had given a false impression that could have played towards a position that I am fortunate enough not to have.

My apologies.

no problem...

sometimes I merely help with the thought process

[Smile]
 
Posted by Newbie13 on :
 
oh sorry pagan that after 13 hours of working for myself I miss spelled a word. Do you have anything of substance to add? oh what are you another party basher instead of some one for real people!
----------------------------

Rounder... great read. For myself, unless ABSOLUTELY nessacery I could and would never ask anyone to pay for me. Which I have had to do in the past because of a very bad injury.
Yes some people need the help, but so many are capable and just lazy because the gov takes care of them.
-------------------------------

TEX... I believe the burden is financial.
 
Posted by The Bigfoot on :
 
I had an appointment with my primary care doctor regarding a flair up of a chronic condition two weeks ago. My purpose was not to get his opinion but to get his referral. He also ordered an ultrasound to discount other more serious problems. One week ago I met with the specialist who has ordered another round of physical therapy and an new batch of equipment once the therapy is completed. To discount different more serious problems she ordered a CT scan.

A few days ago I had a CT scan and got the results yesterday. None of the problems they were looking for but it seems I have a 1 centimeter spot that is most likely nothing more than a polyp but still needs checking so now my physical therapy sessions are on hold until after I see a different specialist and do whatever he makes me do.

The point of this isn't to tell you about my medical history (and by the way except for one issue I am a healthy full-time working no restrictions no disabilities adult who generally goes to the doc about once a year).

The point is that I went in for a flair up of something I know well but if I didn't have insurance I would have already blown through more than a grand and I haven't even finished the diagnostic stage yet. Depending on the hoops the third doctor puts me through this could end up totaling more than 3-4k easy. And that is for something well documented in my medical history along with one unexpected item.

You young'uns (I'm not THAT much older than you) who have never seen the bottom line of a hospital stay before can talk breezy about paying your own way all you like but I know full well where I and my wife would be if I didn't have good insurance.

NYC would'a given me a travel voucher years ago.

There is a reason why 60% of all bankruptcies are tied to medical bills.
 
Posted by jordanreed on :
 
thank god for a national health care....this has to be pushed thru...it shouldnt be a political issue,,but a human(humane) issue!
 
Posted by CashCowMoo on :
 
What do you have to say about this Jordan?

http://www.breitbart.tv/uncovered-video-obama-explains-how-his-health-care-plan- will-eliminate-private-insurance/


Also:

"Specter was shouted down when he said that lawmakers divide up the bills into sections and have their staffs read portions because, "We have to make judgments very fast."


http://www.foxnews.com/politics/2009/08/03/audience-shouts-sebelius-specter-heal th-care-town-hall-philadelphia/
 
Posted by Lockman on :
 
Bottom line....I only want a government health care plan that those who write the plan, paticipate in.

Don't tell me what kind of insurance I'll be receiving and then have our President and congress on another plan. A true vote for a health care plan is by someone who will be living with it.
 
Posted by CashCowMoo on :
 
Change you can believe in!
 
Posted by poorman on :
 
Originally posted by rounder1:

If that happens....the best and the brightest will focus their interests elsewhere because it will cease to be as profitable to cure cancer, aids, alzheimers, herpes, syphilus, .........to infinity.

It is never profitable to " CURE " any sickness. What is a money maker is finding a way for people to live with it lol
 
Posted by raybond on :
 
well what do you know I agree with you lock. Don't throw a bone to the vast population while you eat the new yorks and say look what I have done for everybody.

I will say this that is the way it will most likley happen from any of our leaders.

I do know one thing our health does need reform it is getting to the point that our business cannot compete on a world market 50 million people are uninsured and the tax payer does wind up in the end paying for them and we rank 37 in the world as far as a nation is evalueated for health care some third world countries rate higher than us.
 
Posted by raybond on :
 
as far as pay I don't think anybody but the ultra rich can afford paying for health care by themselves.

The last outpatient severice I had done was a one hour surgery to a nasal passage the bill was $9800.that does not include doctors visits drugs or anything elese. that was 2002 I bet it is more today.Glad I had insureance to cover it
 
Posted by glassman on :
 
quote:
Originally posted by poorman:
Originally posted by rounder1:

If that happens....the best and the brightest will focus their interests elsewhere because it will cease to be as profitable to cure cancer, aids, alzheimers, herpes, syphilus, .........to infinity.

It is never profitable to " CURE " any sickness. What is a money maker is finding a way for people to live with it lol

absolutely correct
 
Posted by glassman on :
 
quote:
Originally posted by Lockman:
Bottom line....I only want a government health care plan that those who write the plan, paticipate in.

Don't tell me what kind of insurance I'll be receiving and then have our President and congress on another plan. A true vote for a health care plan is by someone who will be living with it.

that sounds like single payer to me lock, i don't want single payer.
 
Posted by CashCowMoo on :
 
You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity
 
Posted by a surfer on :
 
http://www.youtube.com/watch?v=SD_YOlUBoIk

Couldn't have said it better myself....
 
Posted by jordanreed on :
 
http://www.youtube.com/watch?v=-NpTumjHylw&feature=fvw

couldnt of said it better myself...
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by jordanreed:
http://www.youtube.com/watch?v=-NpTumjHylw&feature=fvw

couldnt of said it better myself...

I've read your posts before, Jordan. I think you could. [Smile]

That guy's a nut.
 
Posted by Lockman on :
 
quote:
Originally posted by glassman:
quote:
Originally posted by Lockman:
Bottom line....I only want a government health care plan that those who write the plan, paticipate in.

Don't tell me what kind of insurance I'll be receiving and then have our President and congress on another plan. A true vote for a health care plan is by someone who will be living with it.

that sounds like single payer to me lock, i don't want single payer.
I don't either but if that's the way this is headed lets make sure everyone has the same deal.
 
Posted by glassman on :
 
i don't think that's the way this is headed.

IMO there's more mythology than fact floating around the media right now.

i've gotten decnt care out of the VA when i used it, but i had to fight for it.

i found it better than kaiser permanente, and easier to find people in the VA system that would get things done right for me in the VA sytem. at kaiser? the policy was being followed uniformly whereas in the VA, for some reason, the first person you would see tended to be a jerk (the PA) and once you got past them? things got better.

physicians assistants who tended to be the first line of care were the worst. Doctors in the VA system tended to be just as good and treated me just as well as doctor i get on insurance, but you don't see them first.

the PA's tended to be monsters.

in the US we have only one doctor pr 400 and some patients where theres about 1 doctor per 300 in countries that have single payer and or other highly socialised medical plans.

we need more family practice doctors in the US, and fewer specialists.i like the doctor i have now, and i think most people do.

the doctors would be able to work under less stress, and give better care to each of thier patients and probably make the same money if we could cut insurance/billing costs.

as has been observed by many our health is priceless.


corporate America is looking at their health care costs as competitive hindrance.

Obama is getting jammed up by the people who have no interest in seeing anything fixed simply because they see it as a way to score political points.

i've never been on medicare, and don't have any direct expereince with it. but getting medicare passedw as just as hard as this has been (literally, it took several presidents) and i don't hear too many people complaining.

i think we should get something passed and it will probably take a few tries to get it right.

the US spends about double per person on healthcare than any of the other industrialised nations. there is no evidence that we are getting more for our money either.

the last time i was at the doctors offcie which has 4 doctors practicing in one building? i saw 5 or six drug reps wandering around, i see that many or more every time. there's another place we could save alot of money.

the drug co's spend much more on advertising than they do on research. sure it creates alot of important jobs, but those 5 dollar pills to us cost a penny to make and deliver in most cases
 
Posted by SeekingFreedom on :
 
The Daily Show has figured out how to solve the health care crisis. [Razz]

You're Welcome
 
Posted by raybond on :
 
Its going to be tough and the Government is doing all thyat it can

they have held and stopped a banking crisis

Saved what they could of the auto industry and still working on it

But to get things going again purchasing power is what is needed and I don't think even the government can stop the job loss and be able to create the milions of jobs necessary. Don't forgetwe have had 40 years of sending our jobs snd somtimes whole industries overseas. I hope we can do it. IMHO it will be close
 
Posted by SeekingFreedom on :
 
I sincerely hope that your 'half-full' viewpoint is right, Ray. I see it a little more cynically.

Its going to be tough and the Government is doing all thyat it can

All that it can to consolidate power...

they have held and stopped a banking crisis

Or they over-stated the crisis and then bought their way into more influence in the banking sector..

Saved what they could of the auto industry and still working on it

Or, yet again, bought their way into management of the auto industry and gave it to the unions that got Obama elected.

But to get things going again purchasing power is what is needed

No, I think what is needed is to change our economy from a consumption based economy to a production based economy. You have to produce more than you consume to prosper.

and I don't think even the government can stop the job loss and be able to create the milions of jobs necessary.

I don't think it's their place to create jobs, Ray. It's their job to encourage the private sector to create jobs. That's why we're still losing them.

Don't forgetwe have had 40 years of sending our jobs snd somtimes whole industries overseas.

Agreed, that is part of the problem, but I think it's a symptom of a bigger issue.

I hope we can do it. IMHO it will be close

Until the feds remember that it's their job to serve and protect 'we the people' instead of line their pockets and get re-elected I don't think we even have a chance.

And I'm not usually a 'half-empty' guy.
 
Posted by glassman on :
 
Or they over-stated the crisis and then bought their way into more influence in the banking sector..

you know i listen to fox and other conservative pundits regularly and i hear this all the time.

ask Larry Kudlow, he speaks freely about it,
we collapsed.
the people in the markets that didn't want govt bailouts wanted to buy Capital assets for pennies on the dollar.
i mean pennies, as in under 10 cents and i mean it literally.

there is noone anywhere in the business of economics that even remotely suggests that we did not collapse.

the only arguments are whether it is "good" to bailout, or better to allow the system to fold and rebuild.

people now claiming that it was a trumped up power grab are not informed or just like to make chit up as they go.

the millions of home foreclosures are very real.
 
Posted by glassman on :
 

I don't think it's their place to create jobs, Ray. It's their job to encourage the private sector to create jobs. That's why we're still losing them.


then we have to ban imports.

because every job we lose to production is not made up by "middleman" jobs.

yet thats called protectionism?

Don't forgetwe have had 40 years of sending our jobs snd sometimes whole industries overseas.

Agreed, that is part of the problem, but I think it's a symptom of a bigger issue.

the bigger issue is that Wall St wants to make 15% per year ROI overseas instead of 7.5% here.

the other issue is that large companies destroy their competition using the govt.
they always have always will
 
Posted by SeekingFreedom on :
 
quote:
you know i listen to fox and other conservative pundits regularly and i hear this all the time.
You listen to Fox?!?!? Then you're obviously brainwashed and can't be taken seriously. [Razz]

quote:
there is noone anywhere in the business of economics that even remotely suggests that we did not collapse.

the only arguments are whether it is "good" to bailout, or better to allow the system to fold and rebuild.

Collapse is a relative term, Glass. How far and what the consequences would have been had we not done the bail outs will never be known outside of the realm of speculation.

That being said, as I recall, the threats at the time were that should the stimulus package not be passed, we would have had mass riots, runs on the banks, and martial law in the U.S. It is odd to me that if it was that serious, less than 10% of the money that was allocated seems to have stemmed the tide of global chaos...since that's all that has been spent and here we are without martial law...so far.

quote:
the millions of home foreclosures are very real.
And inevitable. You cannot continue to loan money to people that have no realistic chance to make their payments under the conditions of the mortgage and not expect a housing collapse.
 
Posted by Pagan on :
 
quote:
Originally posted by SeekingFreedom:
quote:
you know i listen to fox and other conservative pundits regularly and i hear this all the time.
You listen to Fox?!?!? Then you're obviously brainwashed and can't be taken seriously. [Razz]

quote:
there is noone anywhere in the business of economics that even remotely suggests that we did not collapse.

the only arguments are whether it is "good" to bailout, or better to allow the system to fold and rebuild.

Collapse is a relative term, Glass. How far and what the consequences would have been had we not done the bail outs will never be known outside of the realm of speculation.

That being said, as I recall, the threats at the time were that should the stimulus package not be passed, we would have had mass riots, runs on the banks, and martial law in the U.S. It is odd to me that if it was that serious, less than 10% of the money that was allocated seems to have stemmed the tide of global chaos...since that's all that has been spent and here we are without martial law...so far.

quote:
the millions of home foreclosures are very real.
And inevitable. You cannot continue to loan money to people that have no realistic chance to make their payments under the conditions of the mortgage and not expect a housing collapse.

I never read that anywhere. Can you post a link to a reputable news source that said there would be martial law? TIA
 
Posted by glassman on :
 
Collapse is a relative term, Glass. How far and what the consequences would have been had we not done the bail outs will never be known outside of the realm of speculation.

not really.

i've posted this before, i'll post it again.

we have no investment banks left. they are all gone.

actual failures have been occurring are still accelerating, it is STILL following the same model as the '29 collapse.


this bl og image won't post so you'll have to clik on it:

http://www.ritholtz.com/bl og/wp-content/uploads/2009/07/7-24-09-bank-failures.gif


Economists worldwide agreed that the bailouts were a necessity to keep a repeat of the thirties from happening.


credit availability had completely dried up (just as it did in the thirties), the bailouts were specifically done to increase credit availability.

trying to blame this collapse on subprime mortgages alone is irresponsible. the reason so many subprime loans were made was because they said it would take a perfect storm to cause this. well, we had one.

and our economic system DID collapse, because we have a new system that involves govt bailouts.
 
Posted by SeekingFreedom on :
 
I'm at work so I have limited internet access, Glass. Do a google search for Rep. Brad Sherman and martial law. He claims that he and other members of congress were told that if they didn't pass the stimulus bill there would be such chaos that Martial Law would need to be declared.

Oh, and Sherman is a Democrat...from Cali no less.
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
I'm at work so I have limited internet access, Glass. Do a google search for Rep. Brad Sherman and martial law. He claims that he and other members of congress were told that if they didn't pass the stimulus bill there would be such chaos that Martial Law would need to be declared.

Oh, and Sherman is a Democrat...from Cali no less.

According to Wikipedia, here is an excerpt of the "clarification statement" issued by Sherman's office, bold my emphasis:

quote:
I urged my colleagues not to take the extreme statements seriously and urged them to defeat the bill. It should be clear from the context of my speech that I did not believe that martial law would be declared under any circumstances and I did not think that such absurd and outlandish comments should cause members to vote for the bill.
I also want to stress that I have no reason to think that any of the leaders in Congress who were involved in negotiating with the Bush Administration regarding the bailout bill ever mentioned the possibility of martial law -- again, that was just an example of extreme and deliberately hyperbolic comments being passed around by members not directly involved in the negotiations.


 
Posted by SeekingFreedom on :
 
And that's exactly inline with my point, Tex.

None of the fears that were being put forth had any basis other than possible 'worst-case' scenarios. He never backs off in his clarification that members were indeed told there would be Martial Law. Rep. Sherman states clearly that this was something floated around to scare people into voting for the bill. He didn't believe it would happen, but what about those that DID believe in it and cast their vote accordingly.

BTW, the link on Wiki to his clarification statement didn't work for me so I had to dig it up myself.

http://bradsherman.house.gov/press_room_2007_2008/morenews/BailoutComment.html
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
I'm at work so I have limited internet access, Glass. Do a google search for Rep. Brad Sherman and martial law. He claims that he and other members of congress were told that if they didn't pass the stimulus bill there would be such chaos that Martial Law would need to be declared.

Oh, and Sherman is a Democrat...from Cali no less.

and you think that argues against my assertion that the system collapsed? cuz i beleive it supports my assertion due to the fact that the people in charge were pretty darn scared.

the Bush people admitted by their acts in this that their whole economic program was a complete failure.

the Bankers in investment banking actually gave up alot of their freedom to become fully regulated under the FED RESERVE. in other words? they all ran for cover to be protected by the US Govt. are you trying to tel me that this was some scheme cooked up by the Govt to "takeover" the private industries of the US?

to what end? these people were crushed, they have taint on them now that will never go away.

they failed. they admitted it by taking govt money and being threatened with govt regualtion of their paychecks.

i'm really not understanding how people on the one hand claim it was bad to bail them out and not let them collapse (think Lehman) and then turn around and say they probably didn't even need the bailout.

the real money players that wanted the collapse were sitting on cash and waiting to buy up assets at pennies on the dollar like i already said.

martial law was probably going to be required without the bailouts.

1) people would be running on the banks, the banks do not have the money to pay out all deposits, never did- the FDIC does not have the money either, never did.

2) people would have begun stealing everything in sight. why not? they work thier whole live and some handfull of bankers makes a couple of bad decisions and they have nothing, and no job? darn right we have martial law, people would have been hijacking tractor trailers on the hi-ways.

3) the same peopl that say Obama is now to blame cuz his stimulus plan is not working? they are the ones saying we didn't need a bailout? but WITH the bailout? we are still losing too many jobs...

sorry man, i see serious duplicity in those thought processes.

PS, Brad Sherman was raising hell abut bailing out foreign (bond) investors in that speech...

the bailout ended up NOT being used to buy bonds (tocksick assets), it was used to buy preferred stock in the banks, which we own and will be bough back by the banks.

the investment banks are gone. they SUBMITTED to tougher regulations rather than fold, that's not a scam, that's desperation.

they had no cash for operation because almost all businesses as of the last Q'08 were operating day to day on borrowed money. no one would lend money to anybody and that includes grocery stores and farmers. the banks knew that they had all lied to each other, they didn't trust anybody.
 
Posted by glassman on :
 
BTW? i started studying the depression era stuff a few years back when i started readin' how the average leverage in the stock market had risen to 12-1.

i was shocked that it was that high. turns out? that was a low estimate by more than half. some of the worst banks were leveraged at 50 and 60 to one in the mortgage bonds. that's why the system failed, not because of subprime.

they bought insurance (credit default swaps) and then assumed more leverage thinking that they were safe at outrageous leverage rates. they beleived the insurance could only fail in a "perfect storm"... we had one.
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
And that's exactly inline with my point, Tex.

None of the fears that were being put forth had any basis other than possible 'worst-case' scenarios. He never backs off in his clarification that members were indeed told there would be Martial Law. Rep. Sherman states clearly that this was something floated around to scare people into voting for the bill. He didn't believe it would happen, but what about those that DID believe in it and cast their vote accordingly.

BTW, the link on Wiki to his clarification statement didn't work for me so I had to dig it up myself.

http://bradsherman.house.gov/press_room_2007_2008/morenews/BailoutComment.html

SF, here's what you wrote:

He claims that he and other members of congress were told that if they didn't pass the stimulus bill there would be such chaos that Martial Law would need to be declared.


Did you intend the connotation that someone in power sorta threatened members of Congress with concerns of martial law?

Or did you merely intend something like "rumors were flying."
 
Posted by SeekingFreedom on :
 
Glass, I think you misunderstand my intent. I don't argue that a crisis of unprecedented proportions existed in the financial sector. Many factors including the obscene leverage and bad mortgages and dishonest ratings in loan packaging and others set the stage for an unavoidable fall.

That's not my contention...

What I believe is that instead of being a Doctor acting to aid a dying patient, the Gov moved in like a Vulture over a thirsty desert traveler.

The powers currently in congress\white house believe that the Government should have MORE and MORE control over our lives. Crisis isn't to be avoided in this thought process, it is to be embraced and utilized. Are they new in this? Of course not. But the fact that it has been done in the past does not excuse the nefariousness of it.

Was the financial crisis orchestrated? No. Encouraged to some degree by those in positions to do so? I believe so.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Glass, I think you misunderstand my intent. I don't argue that a crisis of unprecedented proportions existed in the financial sector. Many factors including the obscene leverage and bad mortgages and dishonest ratings in loan packaging and others set the stage for an unavoidable fall.

That's not my contention...

What I believe is that instead of being a Doctor acting to aid a dying patient, the Gov moved in like a Vulture over a thirsty desert traveler.

The powers currently in congress\white house believe that the Government should have MORE and MORE control over our lives. Crisis isn't to be avoided in this thought process, it is to be embraced and utilized. Are they new in this? Of course not. But the fact that it has been done in the past does not excuse the nefariousness of it.

Was the financial crisis orchestrated? No. Encouraged to some degree by those in positions to do so? I believe so.

OK, i did misunderstand you.

i'm not a big fan of the govt either.

here's the catch tho. we have to have some govt.

my opinion on big govt is not that the polticians are trying to gain power over our daily lives so much as they are being bought off by big business who wants to have a free pass on everything they can get. power money and lack of competition.

sure politics attracts powerhungry people, but i beleive in checks and balances.

the two parties are supposed to be part of that too...

i would prefer Obama had opened up investigations into past behaviour. in fact i'm pretty disappointed.
 
Posted by T e x on :
 
The powers currently in congress\white house believe that the Government should have MORE and MORE control over our lives.

You're confusing admins...

Look, if you wanna knock Obama, the knock is his inexperience and getting scattered, trying to do too much and losing focus. This other stuff? Do you troll the Net, looking for "weird" stuff?
 
Posted by SeekingFreedom on :
 
http://www.youtube.com/watch?v=HaG9d_4zij8

Here is the short version of his speech.

He clealy states that members of the House of Reps were told that without the bill's passage, Martial Law was a possibility. His tone of voice, just as clearly, shows he didn't believe that it was going to happen.

Now, if you go back to my original mention of martial law...

quote:
That being said, as I recall, the threats at the time were that should the stimulus package not be passed, we would have had mass riots, runs on the banks, and martial law in the U.S. It is odd to me that if it was that serious, less than 10% of the money that was allocated seems to have stemmed the tide of global chaos...since that's all that has been spent and here we are without martial law...so far.
...I mentioned it as one of many 'worst case' scenario threats that were used to pass the TARP and subsequent Stimulus bills. I don't believe that anyone in power DIRECTLY implied that they would implement Martial Law if they didn't get their way. I DO believe that the hypothetical scenario WAS used to scare people into voting the way some wanted.

The point I tried to make was that it wasn't AS BAD as many wanted us to believe. The fact that only 10% of the money has been spent and here we are at what many are calling a rebounding point in the recession goes to show that such a large allocation of funds is NOT needed.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by T e x:
The powers currently in congress\white house believe that the Government should have MORE and MORE control over our lives.

You're confusing admins...

Look, if you wanna knock Obama, the knock is his inexperience and getting scattered, trying to do too much and losing focus. This other stuff? Do you troll the Net, looking for "weird" stuff?

I'm not holding Bush on any kind of pedestal, Tex. I fully agree with many on this board that the Patriot Act went FAR too far. He and Cheney used 9/11 to pass laws that allowed Big Gov. to intrude too far into innocent Americans' lives. The TARP bill? A sad attempt to pass the buck to Obama so Bush wouldn't have to try and fight a hostile congress to truly address the issue in his final months.

That said, do you honestly believe that the current admin doesn't believe that the government should have more say in our lives\choices?

Cap and Trade, anyone?

27+ Czar's not accountable to anyone but the Pres, anyone?
 
Posted by glassman on :
 
here's the 9 minute version:

http://www.youtube.com/watch?v=p6KRXnYgu5I


the pressure was coming from the white house and sec-tres to pass the bill quickly.

he states that we would be sending money to the Bank of China and House Saud. that didn't happen...

he is saying that they didn't need to pass it without understanding it more, he wanted hearings.
they had no hearings

The original proposal was three pages, as submitted to the United States House of Representatives. The purpose of the plan was to purchase bad assets, reduce uncertainty regarding the worth of the remaining assets, and restore confidence in the credit markets. The text of the proposed law was expanded to 110 pages and was put forward as an amendment to H.R. 3997.[4] The amendment was rejected via a vote of the House of Representatives on September 29, 2008, by a margin of 228-205.[5]

On October 1, 2008, the Senate debated and voted on an amendment to H.R. 1424, which substituted a newly revised version of the Emergency Economic Stabilization Act of 2008 for the language of H.R. 1424.[6][7] The Senate accepted the amendment and passed the entire amended bill by a vote of 74-25.[8] Additional unrelated provisions added an estimated $150 billion to the cost of the package and increased the size of the bill to 451 pages.[9][10] See Public Law 110-343 for details on the added provisions. The amended version of H.R. 1424 was sent to the House for consideration, and on October 3, the House voted 263-171 to enact the bill into law.[6][11][12] President Bush signed the bill into law within hours of its enactment, creating a $700 billion Troubled Assets Relief Program to purchase failing bank assets.[13]

 
Posted by T e x on :
 
The point I tried to make was that it wasn't AS BAD as many wanted us to believe.

Well, it was bad enough. I don't know what "many wanted us to believe."

Personally, I believe we could've been seeing long lines at soup kitchens.

And you are aware, surely, of the credit crunch, right? And the number of bankruptcies, and the types of bankruptcies?
 
Posted by glassman on :
 
The fact that only 10% of the money has been spent and here we are at what many are calling a rebounding point in the recession goes to show that such a large allocation of funds is NOT needed.

all the TARP money went out very fast, it has all been put itno the banks for months now.

the Obama stimulus is now higher than ten percent,

and i don't beleive we are doing as well as some people are trying to say on the tube.

what they are saying is we are slowing down in our fall, not rebounding. our GDP is still not positive, and i belevie it's worse than they posted see surfers thread.
 
Posted by glassman on :
 
On Friday, the Bureau of Economic Analysis released its advance estimate of real G.D.P. for the second quarter of 2009. Although some say it provides some of the first evidence of the stimulus law’s efficacy, a close inspection of the results shows that the government sector’s contribution to real G.D.P. growth so far has been trivial at best.

G.D.P. measures the total amount produced and spent in the nation during a particular time frame, like a year or a quarter of a year, indicating the country’s economic fitness.

Real G.D.P. for the first quarter of 2009 was sharply lower than it was in 2008’s last quarter, which was itself sharply lower than the quarter before that. Thus, it came as a bit of a surprise that second-quarter real G.D.P. was not also sharply lower, but rather was pretty close to what it was in the first quarter.


http://economix.****s.nytimes.com/2009/08/05/chump-change-in-the-latest-gdp-repo rt/
 
Posted by T e x on :
 
quote:
Originally posted by glassman:
The fact that only 10% of the money has been spent and here we are at what many are calling a rebounding point in the recession goes to show that such a large allocation of funds is NOT needed.

all the TARP money went out very fast, it has all been put itno the banks for months now.

the Obama stimulus is now higher than ten percent,

and i don't beleive we are doing as well as some people are trying to say on the tube.

what they are saying is we are slowing down in our fall, not rebounding. our GDP is still not positive, and i belevie it's worse than they posted see surfers thread.

basically, not every sector is in freefall.

That really is good. But it's not time to pop the cork on that special bottle...

Myself? I'm looking forward to this winter's seed catalogs.
 
Posted by T e x on :
 
That said, do you honestly believe that the current admin doesn't believe that the government should have more say in our lives\choices?

already stated, you're confusing admins... Obama in his sort of earnest but fumbling, stumbling ways is trying to unwind what he can of previous dastardly behavior. And we see good signs, eg, today the SEC busted its first NSS case.

And we see bad signs: FOREX trading just took a nasty hit for Joe Retail.

A month or so ago, some top insurance execs reared up on their reptilian hind legs and told Congress, "NO! we're not going to stop recission of insurance policies."

But at least we're not in the headlong, toxic, death-spiral that we most definitely were in under Bush.

Obama's biggest problem has been in underestimating the amount of hate and vitriol that would come from his audacity to stop the BushNazis...

Colin Powell would be the best thing in the world for the GOP now, but they're so polarized over Rush et al that his voice seems to be lost in the hue and donnybrook.
 
Posted by The Bigfoot on :
 
Transition to a producer society? Not saying I don't like the idea but just how in the world are we gonna do that SF? You wanna compete with China? In urban areas the average salary has risen to $1000 dollars per year. In the countryside it is still around $300 dollars per year. How do you see us successfully competing against a such a low cost basis without destroying the economy you want to save?
 
Posted by T e x on :
 
quote:
Originally posted by The Bigfoot:
Transition to a producer society? Not saying I don't like the idea but just how in the world are we gonna do that SF? You wanna compete with China? In urban areas the average salary has risen to $1000 dollars per year. In the countryside it is still around $300 dollars per year. How do you see us successfully competing against a such a low cost basis without destroying the economy you want to save?

Apparrently, SF has backed off, for the time being...
 
Posted by T e x on :
 
Hedzup:

quote:

SEC plans more subpoena power, enforcement units



By Jonathan Stempel Jonathan Stempel – Wed Aug 5, 8:58 pm ET

NEW YORK (Reuters) – The U.S. Securities and Exchange Commission plans to issue more subpoenas and give people more incentives to cooperate with investigations as it works to tighten oversight of financial markets.

Speaking in New York, Robert Khuzami, the director of the SEC's enforcement division, said the changes will help the regulator as it focuses "on cases involving the greatest and most immediate harm and on cases that send an out-sized message of deterrence."

Khuzami, a former federal prosecutor, is presiding over a division much criticized by lawmakers for missing Bernard Madoff's $65 billion Ponzi scheme and for not doing enough to protect investors during the financial crisis.

The changes call for SEC staff to now generally have power to issue subpoenas by getting approval only from their supervisors, not the full Commission.

"If defense counsel resist the voluntary production of documents or witnesses or fail to be complete and timely in responses or engage in dilatory tactics, there will very likely be a subpoena on your desk the next morning," Khuzami said.

Other changes include plans to seek authority to submit more immunity requests to the Justice Department to encourage people to testify without fear of criminal prosecution.

The SEC also plans to create new groups to investigate cases involving asset management, foreign corrupt practices, market abuses, municipal securities and public pensions, and structured products. One group already exists to investigate subprime mortgage abuses.

Khuzami said the SEC also plans to create a new office to monitor incoming tips and complaints, and hire its first chief operating officer to boost efficiency and speed the reimbursement of funds to harmed investors.

Management will also be streamlined, and staff will need his permission for "tolling agreements" that give them more time to conduct investigations. He said these have become too common, causing delays that reduce the SEC's accountability.

DETERRENCE NOT ALWAYS "HIGH-PROFILE"

The SEC has had a number of high-profile enforcement cases in recent months, including penalties levied against Bank of America Corp and General Electric Co and insider trading charges brought against Angelo Mozilo, the former chief of mortgage lender Countrywide Financial Corp.

Speaking on the sidelines at the Association of the Bar of the City of New York, Khuzami said the emphasis on deterrence does not mean the SEC will overemphasize higher-profile cases at the expense of cases involving fewer investors or smaller amounts of money.

"Deterrent impact is not tantamount to high-profile," but could focus on novel areas of potential wrongdoing, Khuzami said. "It's not connected to big corporate cases necessarily."

He did say that the increased subpoena power may induce companies to be more aggressive in addressing wrongdoing to avoid "the necessity" of a subpoena. Some companies do not disclose SEC probes before subpoenas are actually issued.

While acknowledging a "general sense of renewed urgency" to aggressively root out wrongdoing, Khuzami downplayed the suggestion he feels pressure to do more.

"I would take issue with the premise that I am under pressure to bring enforcement actions," he said in a question-and-answer session after his speech. "No one has told me to bring more cases. What they have told me is we need to be vigorous advocates for investors."

On Wednesday, SEC Chairman Mary Schapiro told CNBC television that she would like by year end to see definitive rules governing short-selling, a practice blamed for feeding carnage in bank stocks. She also wants the regulator to work on many fraud cases with criminal authorities.

Before joining the SEC, Khuzami was a prosecutor for 11 years with the U.S. Attorney for the Southern District of New York, and was chief of that office's securities and commodities fraud task force for three years. He was subsequently general counsel for the Americas at Deutsche Bank AG.

(Reporting by Jonathan Stempel; Editing by Gary Hill)

http://news.yahoo.com/s/nm/20090806/ts_nm/us_sec_enforcement_subpoenas
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by The Bigfoot:
Transition to a producer society? Not saying I don't like the idea but just how in the world are we gonna do that SF? You wanna compete with China? In urban areas the average salary has risen to $1000 dollars per year. In the countryside it is still around $300 dollars per year. How do you see us successfully competing against a such a low cost basis without destroying the economy you want to save?

I only have a minute or two before I go to work so I'll expand on this later in the day, Big.

First, culturally we need an about face. We've been fed the 'I gotta have that too' crap for too long. As a culture, we need to change our mindset as to the differences between wants and needs. Too many of the middle and lower class are knee deep(or worse) due to misunderstanding the difference between these two priorities. Credit has been TOO EASY to obtain and I believe this is a contributing factor to our current economic situation. Too many people are in too much debt...but at least they have nice TV's\cars\homes. [Razz]

Secondly, as a nation, we need to utilize the resources that nature has given us. The 'Green' folks have it right in some ways (wow! did I actually type that?). I actually DO like the idea of solar\wind\hydro power vs. importing oil. But we need to understand that they are limited in their own ways. Add nuclear to the list and we start to leave the coal\oil for power production paradigm. Speaking of...DRILL FOR OIL AND START EXPORTING IT!!!! The reserves that we know of would all but pay off the national debt in a relatively short time period once in full production. Developing nations will be using oil for a long time as they advance technologically. FEED THE NEED.

Will hit on this more later today if I have any downtime.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by T e x:
Apparrently, SF has backed off, for the time being...

When your day starts at 3:30 am, Tex, you gotta sleep some time. [Smile]
 
Posted by glassman on :
 
Speaking of...DRILL FOR OIL AND START EXPORTING IT!!!! The reserves that we know of would all but pay off the national debt in a relatively short time period once in full production. Developing nations will be using oil for a long time as they advance technologically. FEED THE NEED.

Ok, this is a common misconception. the world is not running out of oil any time soon, and as you say, we are not out of oil either

we are running out of "cheap" oil. the days of finding oil by "shootin' at sumfood" are long over.

why do you think the OPEC members set oil prices where they do? their stated goal was ONLY 80$ not 100$ 120$ or 140$, that's because they know how much they can charge without bringing too much competition into the market.

the price of oil going so high was another major contributing factor to the collapse.
as rising oil prices had their infaltionary impact on the economy? th Fed responded by raising rates. this triggered the "unimaginable" rise in ARMS monthly payment that actually began the very first wave of the foreclosure problem.

the price of oil went so high because the oil traders were getting 10 to one leverage on the face of the trade. it became painfully obvious that quite a few traders were getting much more.

the common theme in all of the collapse areas is in fact too much credit/leverage. it always is.
 
Posted by raybond on :
 
Health insurance executives undermine insurance lobbyist’s pledge to reform insurance market.
Yesterday, during an interview with Bloomberg Radio, Karen Ignagni — the President and CEO of America’s Health Insurance Plans (AHIP) — reiterated insurers’ commitment to reforming the health insurance marketplace:

That’s what people want. They want to be in. They don’t want to be rejected because of preexisting conditions, and they want to make sure they have continuity of care. We’ve committed to that. That’s what our industry is doing. We are one of the first to step up and offer real change that affected our industry. And we’re still committed to that.

While the insurance industry has publicly supported regulations that would guarantee everyone coverage and outlaw pre-exising condition exclusions, Ignagni may be overstating the industry’s commitment to so-called “market reform.” On June 16, despite Ignagni pledges of commitment, insurance executives from UnitedHealth Group, Assurant, and WellPoint specifically refused to “commit” to ending the controversial practice of rescinding coverage after an applicant files a medical claim. Watch a compilation of Ignagni’s claim and insurers’ refusal to end rescission:
As former health insurance executive Wendell Potter argues, insurers seek to “drive down” costs by refusing to insure “unhealthy people,” a tactic borne out by the fact that 47 million Americans currently lack health insurance. The “insurance industry has been one of the most successful, in beating back any kinds of legislation that would hinder or affect the profitability of the companies,” said Potter. The Wonk Room has more.
 
Posted by CashCowMoo on :
 
quote:
Originally posted by glassman:
Speaking of...DRILL FOR OIL AND START EXPORTING IT!!!! The reserves that we know of would all but pay off the national debt in a relatively short time period once in full production. Developing nations will be using oil for a long time as they advance technologically. FEED THE NEED.

Ok, this is a common misconception. the world is not running out of oil any time soon, and as you say, we are not out of oil either

we are running out of "cheap" oil. the days of finding oil by "shootin' at sumfood" are long over.

why do you think the OPEC members set oil prices where they do? their stated goal was ONLY 80$ not 100$ 120$ or 140$, that's because they know how much they can charge without bringing too much competition into the market.

the price of oil going so high was another major contributing factor to the collapse.
as rising oil prices had their infaltionary impact on the economy? th Fed responded by raising rates. this triggered the "unimaginable" rise in ARMS monthly payment that actually began the very first wave of the foreclosure problem.

the price of oil went so high because the oil traders were getting 10 to one leverage on the face of the trade. it became painfully obvious that quite a few traders were getting much more.

the common theme in all of the collapse areas is in fact too much credit/leverage. it always is.

If we could keep oil at a set price of $75 per barrel that would be perfect.
 
Posted by Lockman on :
 
Let's face it what ever this Health Care legislation becomes, it's just the first step towards a single payer government controlled Health Care System.

Once the ball starts rolling down hill they'll never stop it. Let's hope we get the best program possible because we're gonna be paying dearly for it. And let's make sure that what ever congress votes to saddle us with, they too must be committed to the same program for themselves and their families.
 
Posted by glassman on :
 
i think Congress SHOULD get the VA [Wink]

if it's good enough for the troops?
 
Posted by wallymac on :
 
quote:
Originally posted by glassman:
i think Congress SHOULD get the VA [Wink]

if it's good enough for the troops?

That's a sure fire way to improve the care our Vet's get. I'm with you.
 
Posted by CashCowMoo on :
 
Why dont they do that?
 
Posted by CashCowMoo on :
 
Drug Industry Helping Obama Overhaul Health Care


WASHINGTON (AP) -- The nation's drugmakers stand ready to spend $150 million to help President Barack Obama overhaul health care this fall, according to numerous officials, a staggering sum that could dwarf attempts to derail Obama's top domestic priority.

The White House and allies in Congress are well aware of the effort by Pharmaceutical Research and Manufacturers of America, a somewhat surprising political alliance, given the drug industry's recent history of siding with Republicans and the Democrats' disdain for special interests.

The campaign, now in its early stages, includes television advertising under PhRMA's own name and commercials aired in conjunction with the liberal group, Families USA.

Numerous people with knowledge of PhRMA's plans said they had been told it would likely reach $150 million and perhaps $200 million. They spoke on condition of anonymity, saying they were not authorized to divulge details.

Additionally, the industry is the major contributor to Healthy Economy Now, which recently completed a $12 million round of advertising nationally and in several states. The ads were made by firms with close ties to Democrats and the White House and generally reflected the administration's changing rhetoric on health care.

In an interview, Ken Johnson, senior vice president of PhRMA, said, "We will have a significant presence over the August recess, both on television and newspapers and on radio, but we have not finalized details for our fall campaign."

Ron Pollack, executive director of Families USA, said the partnership with the deep-pocketed drug industry is one of mutual self-interest, even though the two groups disagree on numerous issues. "We want to achieve coverage for everyone. For PhRMA, this would improve volume for prescription sales because everyone" would have better access to medicine, he said.

Any health care bill that makes it to Obama's desk is expected to extend health insurance to the nearly 50 million who now lack it. That would mean a huge new pool of potential customers for drug companies and other health care providers. That, in turn, has created an incentive to offer concessions to the White House and lawmakers in hopes of shaping the bill, rather than simply opposing it.

Drugmakers were the first group to reach agreement with the White House and Senate Finance Committee Chairman Max Baucus, D-Mont., announcing several weeks ago that they would absorb $80 billion in costs over a decade.

Even before the announcement, according to several individuals, the White House sought help from PhRMA in passing legislation.

Now, with the legislation under attack, the industry is providing key support during August as Republicans work to inflict a high-profile defeat on the president.

A significantly more ambitious advertising effort by PhRMA is expected to begin around Labor Day.
Jim Messina, a deputy White House chief of staff who is deeply involved in the administration's health care effort, brought Democratic senators up to date recently on the help PhRMA, labor unions and other outside groups are providing.

At the same time, the drugmakers are counting on the White House to block efforts by House Democrats to extract more than $80 billion from their industry in the legislation.

The partnership is complicated because many Democrats in both the House and Senate oppose key goals of the drug industry. Liberals, in particular, favor the importation of prescription medicine from Canada and other countries. They also want the government to have authority to negotiate directly with companies for lower drug prices under Medicare.

House Speaker Nancy Pelosi, D-Calif., has been critical of drug manufacturers, and Rep. Henry Waxman, D-Calif., chairman of the Energy and Commerce Committee, said several weeks ago the House was not bound by PhRMA and Baucus' agreement.

By the White House tally, overall advertising so far by PhRMA and other supporters of the bill has swamped efforts by opponents. Republican strategists concede it would be extremely difficult to match an effort of the size PhRMA is planning.

For comparative purposes, 2008 Republican presidential candidate John McCain was limited to spending $84 million a year ago when he accepted government funding for his fall campaign.

Independent calculations show Healthy Economy Now has spent about $12 million on three ads that ran nationally and in 17 states and the District of Columbia.

The messages meshed with the White House's changing rhetoric. An ad that began in mid-June said patients would be able to choose their own doctors. Another, launched in mid-July, focused on consumer protections, including a ban on insurance companies denying coverage due to pre-existing medical conditions.

To make the ads, the group hired GMMB, a political consulting and advocacy advertising firm with close ties to the White House and Senate Democrats, as well as AKPD, top White House strategist David Axelrod's former firm.

Jeremy Van Ess, a spokesman for Health Economy Now, said the decisions were made by the organization, and not at the White House's request.

"Absolutely not. ... It's no secret in Washington that these two firms we had are the best out there," he said.

PhRMA/Families USA spent about $5.7 million in nationwide advertising for the two months ending Aug. 9, according to information compiled by a different organization.

Two weeks ago, the drug industry added another weapon to its arsenal, launching a series of ads under its own name in a few key states at a cost of about $1 million so far.

Among them is Nevada, where the industry has purchased time through Labor Day to air commercials thanking Senate Majority Leader Harry Reid for his efforts to pass health care reform.

Reid's public approval is weak in the state, although he does not yet have a Republican opponent for 2010.

While the White House and Democrats benefit from PhRMA's help, they seem reluctant to discuss it openly.

When PhRMA became the first big health care provider to agree to accept reductions as part of legislation, Obama made the announcement at the White House with the head of AARP in attendance. Billy Tauzin, the former Republican congressman who is head of PhRMA, was not invited.

More recently, Reid omitted the drugmakers from a list of outside interests trying to help pass legislation.

The drug industry's campaign is the culmination of a broader shift it has undertaken. A few years ago, the industry hired Steve McMahon, a longtime Democratic strategist, to oversee its political advertising.

Drugmakers have also funneled more money to Democrats in recent years, a trend that began soon after they gained control of Congress.
 
Posted by T e x on :
 
cool--about time the pharmies get on board [Smile]

trust you realize I'm going off your headline--you've proven it's a waste of time to read beyond your initial "theme."
 
Posted by T e x on :
 
quote:

CBO Admits (Very Quietly) That HR 3200 Will Reduce Costs


by Tim Foley

category: Obama and Congress

Published July 26, 2009 * 11:16PM PT

Since I’m sure we’ll be greeted Monday morning with a chorus of opponents of reform citing the latest Congressional Budget Office pronouncement as proof that we should give up on health care reform, I thought I should call attention to the last two paragraphs of the document. Last week, many took CBO Director Doug Elmendorf’s verbal testimony as proof that the current reform proposals in the House, the Senate and the White House would not appreciably reduce health care costs. What, I wonder, will they make of CBO’s new pronouncement that HR 3200 would “achieve tens of billions of dollars in Medicare savings each year”?

The context: Rep. Steny Hoyer asked the Congressional Budget Office to “score” the proposal to create an independent body modeled on the existing Medicare Payment Advisory Commission. Since this new commission – IMAC – would be staffed with providers and experts, not politicians, they’d be empowered to make policy decisions to reduce Medicare spending unencumbered by political calculation. The President would decide whether to implement their proposals each year as a package deal (no amendment or picking and choosing), and they would become law unless Congress passed a law to put them on ice within 30 days. White House Office of Management and Budget Director Peter Orszag has championed this idea as a way to overcome political inertia and generate long-term savings.

CBO determined there may well be substantial long-term savings, but marginal short-term savings. However, given the furor of last week, it’s striking that part of the reason why Elmendorf and his staff don’t believe IMAC will yield much short-term savings is because their recommendations will likely overlap with provisions in HR3200 that will already be reducing costs. Full quote, with no elisions:

Several percent of annual Medicare spending would amount to tens of billions of dollars per year after 2019. By that point, H.R. 3200, as introduced, would already be on track to achieve tens of billions of dollars in Medicare savings each year, primarily as a result of provisions that would reduce payments to Medicare providers relative to those projected in the current-law baseline. (Total federal resources devoted to health care programs would increase under the introduced version of that bill, however, because of the provisions aimed at making health insurance available to more people.) Substantial additional savings from an IMAC-type proposal would probably require significant changes in coverage, benefit design, and payment and delivery systems aimed at reducing the quantity and intensity of services provided. Some of the savings that could be expected from such changes are probably already captured in CBO’s assessment of the long-term savings that would result from provisions of H.R. 3200, but it is difficult to assess the extent of that overlap.

Something to keep in mind as you hear pundits thundering that the CBO says health care reform won’t reduce costs.

http://healthcare.change.org/****/view/cbo_admits_very_quietly_that_hr_3200_will _reduce_costs
 
Posted by T e x on :
 
http://tpmcafe.talkingpointsmemo.com/talk/****s/robert_reich/2009/08/how-the-whi te-houses-deal-with.php/

not sure where this is going, just reporting...
 
Posted by glassman on :
 
pretty good article Tex, i have to agree with this part in particular:

When the industry support comes with an industry-sponsored ad campaign in favor of that legislation, the threat to democracy is even greater. Citizens end up paying for advertisements designed to persuade them that the legislation is in their interest. In this case, those payments come in the form of drug prices that will be higher than otherwise, stretching years into the future.

i get annoyed every time i see drug commercials on tv cuz we pay fro them too...


apparently the Obama people have launched a website to attempt to dispute the rumors floating around:

http://www.whitehouse.gov/realitycheck/?e=10&ref=text

i haven't watched the videos. i think it's interesting that they are using video instead of text.

i could be wrong, but i beleive the whitehouse dotgov site is legally obligated to keep these up even if they turn out out have factual errors.
 
Posted by raybond on :
 
August 12, 2009
Obama Takes Health Care Debate to a N.H. School
By HELENE COOPER
PORTSMOUTH, N.H. — Fans and foes of President Obama’s push to overhaul health care descended on a local high school here on Tuesday, ostensibly to give the visiting Mr. Obama a piece of their minds. In reality, they appeared to spend a lot more time yelling at each other.

“Parasites!” yelled the protestors on the right side of the school’s driveway who oppose the president’s plan.

“Ignorants!” yelled the protestors on the left side who support it.

While apparently failing to convert the people on the right side of the driveway, Mr. Obama sought to reassure the 1,800 people inside the school gymnasium that health care overhaul did not mean Americans would lose their coverage or surrender treatment decisions to the government. Special interest groups seeking to block change, Mr. Obama said, were trying to scare people with misinformation, creating “boogeymen out there that just aren’t real.”

“Where we do disagree, let’s disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that has actually been proposed,” Mr. Obama told the audience.

Unlike most of Mr. Obama’s town-hall-style meetings, which are usually filled with supporters, Tuesday’s meeting included a few skeptics of his plan. He also sought questions from those skeptics, at one point asking that only people who disagreed with his health proposal raise their hand.

There were plenty who did. One woman, a school teacher from Portsmouth, asked where the country was going to get the doctors and nurses to attend to all the newly insured people that changes to the health care system might bring. Another questioner, Bill Anderson, complained that Medicare tried to force him to take a generic for Lipitor, the anticholesterol drug, which did not agree with him, before allowing him to return to the name-brand drug. And Ben Hershenson, a self-described Republican —”I don’t know what I’m doing here.”— fretted that a government-run public option would kill private insurance companies.

Mr. Obama said health care overhaul would free up doctors to concentrate on treatment because they would not be prodded to schedule unnecessary tests. He said the fact that Medicare allowed Mr. Anderson to return to Lipitor showed that the federal system worked. And he said that a government-run public option should not put private insurers out of business, but rather force them to be more competitive, even going so far as to compare the competition between the two to the competition among Federal Express, U.P.S, and the Postal Service.

“U.P.S. and FedEx are doing just fine,” Mr. Obama joked. “It’s the post office that’s always having problems.”

Outside the school, things were a little less civil. There looked to be about 2,000 people, and the distribution seemed to be pretty balanced — 50 percent for reform and 50 percent against. “Euthanize Obama!” one protester on the right side of the driveway yelled at Tom Jordan, a social studies teacher from Amesbury, Mass., who stood with the president’s supporters on the left side and held up a “Euthanize Ignorance: Go Obama” sign.

Mr. Jordan shook his head. “You look at these guys, with their Hitler posters and their communist posters,” he said. “How can they say Obama is both at the same time?”

Across the driveway from Mr. Jordan, holding one of those Hitler posters — “Hey America, You want Change? Hitler did too!” — stood Diane Campbell, a Dunkin’ Donuts franchise owner from Kingstown, N.H..

Although Mr. Obama has stressed that the changes he supports would leave employers and private insurers as the primary conduits of health insurance, Ms. Campbell, like many other opponents of the Democratic approach, expressed fear that the legislation would leave the government to make life or death decisions about which patients would get treatment and which would not.

“Hitler killed six million people; he killed everyone who wasn’t perfect,” Ms. Campbell said. “I have an elderly mom and a severely handicapped sister, and I fear for their lives if this plan goes though.”

Ms. Campbell said she knew plenty about government health insurance and wanted no part of it.

“My pastor’s wife’s grandmother is Canadian, and she died waiting for care while she was on a waiting list to see a doctor,” she said, holding up a sign from Americans for Prosperity, an industry-financed organization that opposes Mr. Obama’s proposals to overhaul health care. “And the same thing happened to my pastor’s wife’s friend — she died waiting for care in Canada, too.”

The tone of the national debate over the future of health care has become increasingly emotional, even bitter, as reflected in comments by lawmakers across the political spectrum.

In introducing a Web site to defend the president’s proposals, White House officials were tacitly acknowledging a difficult reality: they are suddenly at risk of losing control of the public debate over a signature issue for Mr. Obama and are now playing defense in a way they have not since last year’s campaign.

Senator Bernard Sanders of Vermont, an independent who is one of the most liberal members in Congress, said Tuesday that “the Republicans are the party of do-nothingism, and because of them it is very hard to move forward.”

But Mr. Sanders, in an interview on MSNBC, said that “frankly, the Democrats have not handled this as clearly and effectively as they might have.”

Representative Peter King, Republican of New York, offered a different perspective, saying it was quite understandable that many Americans were not enthusiastic about “the radical type of reform that President Obama’s talking about.”

The health care system should be changed “incrementally” rather than all at once, Mr. King said on MSNBC. The congressman said he thought the White House had made a tactical error in its approach on health care. “It may not be perfect,” he said of the current system, conceding that Americans “may have problems with it.”

“But it’s not the rabid-type issue that had to be solved by Aug. 1 of this year, the way President Obama was saying,” Mr. King said.

David Stout contributed from Washington.
 
Posted by The Bigfoot on :
 
quote:
“Where we do disagree, let’s disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that has actually been proposed,” Mr. Obama told the audience.
Awesome response. This is why folks like me are so high on our current President.
 
Posted by raybond on :
 
Murkowski ‘offended’ by Palin’s ‘death panel’ fearmongering.
Sarah Palin’s claim last week that President Obama plans to institute bureaucratic “death panels” has been called “crazy” and “nuts” by pundits and lawmakers looking to distance themselves from the untrue and ugly rhetoric. But perhaps the harshest rebuke came last night from a fellow Alaskan, Sen. Lisa Murkowski (R), who said while speaking to a crowd in Anchorage that she was “offended” by Palin’s baseless attack:

“It does us no good to incite fear in people by saying that there’s these end-of-life provisions, these death panels,” Murkowski, a Republican, said. “Quite honestly, I’m so offended at that terminology because it absolutely isn’t (in the bill). There is no reason to gin up fear in the American public by saying things that are not included in the bill.“
 
Posted by CashCowMoo on :
 
quote:
Originally posted by The Bigfoot:
quote:
“Where we do disagree, let’s disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that has actually been proposed,” Mr. Obama told the audience.
Awesome response. This is why folks like me are so high on our current President.
There are things people disagree on that wont change. Its Obamas way or the highway. Same as Bush. Im glad im a cow and not a sheep.
 
Posted by glassman on :
 
you know, people should be worried about the state of our Union.

they should have been worried for the last ten years.


what is the American dream?

your own house, your own car, enough money to retire and not have to eat cat food?

this has all been in serious jeopardy for awhile.

i hear people say we are at a major crossroads TODAY?

we passed that crossroads a long time ago.

when the median household income will not provide enough money to buy the basics involved in the American dream? it's already slipping away.

the median house price was over 200,000$ and the median income was under 50,000.

before you tell me that people need to work harder on education and their own upward job mobility? let me point out that the jobs that do not pay a living wage still have to be filled with somebody.

at the beginning pf 2008? the us govt debt was already above 30,000$ per person in the US.

the median household (not perperson) income was only about 45 thousand at that time...

since the average household is 2.5 people? the average per person income in the US was about 1/2 the US govt debt per person.

add to that the personal debt? at 8000$ per household for credit cards only? the country was well over 2 years in debt before the system collapsed....
 
Posted by SeekingFreedom on :
 
I'll leave the jokes about being 'high' and supporting Obama till later in his term, Big. [Razz]

As for the current discussion, here is where I see the biggest issue...

Haste...haste...haste...

Obama (and Pelosi\Reid\Waxmen) has been in such a rush to 'fix' healthcare that they don't have anything to actually back up their claims that they AREN'T trying to gobble up private healthcare.

All the American people have is a 1000+ page bill from the House (not even finalized for a vote yet) that many members ADMIT to not having any intention of reading (see Conyers).

So, the people start reading the bill (thankfully not passed yet), and start coming up with questions about the 'legaleze' speak. For example, the provision we've posted before that seems to state that if your current private policy changes in any way you cannot keep it and must go to the public option. Without having '2 days and 2 lawyers' to explain it to you, you could resonably take it to mean that the government want to do away with private health care insurers. And that is one of more 'clear' sections of the bill.

If Obama really wanted to put these 'wild misrepresentations that bear no resemblance to anything that has actually been proposed', he needs to come out with an actual plan that HE endorses. One that he can get up to the mike and tell the people exactly what he wants to do and then let the PEOPLE say if that is what they want.

GET SPECIFIC!!!
 
Posted by glassman on :
 
SF, all of these "seems" to say things have been the imagination of a few crazy people.

the fact that there are so many people that blindly beleive the people like beck and limbugger when they make these crazy statements is just sad.

just last election? people called the congress a bunch of do-nothings.

i can pull 100's of articles saying so...
 
Posted by SeekingFreedom on :
 
And I don't even pretend to argue with the 'imagination of a few crazy people' line, Glass. Here's the rub, though...the administration has done nothing to truly counter the 'disinformation' other than to try and dismiss it out of hand. No references to parts of the actual proposed bill to aleviate the fears. No proposals to congress in either house to solidly state the direction it wants to go.

Let me try to make my point this way:

Some one comes out and claims on cable news that Obama is anti-feline. Yes, that's right. He hates cats!!!

The logical person asks: Where did he say that?

The reporter is unable to show anything to prove the claim, or there is actually information to the contrary(if he had several cats as pets) and for the most part the claim dies out. Some people might cling to the idea because it holds water with what they already believe but it gains little to no momentum by and large.

Now.

If both parts of congress had a proposed bill ready for vote, posted it online for ALL to see, read, understand and form an opinion on; then these pernicious rumors would have NO room to grow in. Anything stated as being in the bill could be verified or dismissed by looking at the actual bill.

Drafting a bill pretty much in the dead of the night and throwing it at the House of Reps with little to no time to actually read\understand\consult your constituents on is fertile rumor ground because none of our elected reps can even find the section the rumor is based on, let alone show that such is not supported by the bill.

By simply dismissing opposition/specific rumors as 'hate mongering anti-Obamaites' only lends credit to the rumor because it isn't being countered. That is what I think the Admin\Congress needs to do. Produce an actual hard bill and give people time to read it before they vote on it.
 
Posted by glassman on :
 
but the people yelling aren't waiting.
this really is democracy at work.

however, what i am "concerned" about is how many people appear to me to be just plain stupid.

take Palins' claim for instance:

Palin says in the America she knows, people won't have to "stand in front of Obama's 'death panel' so his bureaucrats can decide, based on a subjective judgment of their 'level of productivity in society,' whether they are worthy of health care."

She says such a system is "downright evil."


we already stand in front of a "panel" to have this determination made, it's called a job interview.

if you don't have job interviews to determine it? then you must have a nice bank account...

most of this stuff makes no sense on the surface.

i agree that we should have more information, however, when the white house asked for people to forward the rumors so theta they could respond to them? they were then accused of making a list...

said list being a "bad" thing to be on...

when the founding fathers created this Republic? they made it a Republic because of this sheer stupidity. they saw pure democracy as mob rule..
 
Posted by jordanreed on :
 
the only fear was perpetrated by the far rights parroting of the health industries fear campaign against reform...and obama has repeatedly responded accordingly.
 
Posted by CashCowMoo on :
 
I remember when people even on THIS board were calling Bush and his administration a bunch of nazis, hitler, violent protests in the streets.

I remember a bunch of left wing groups vandalizing Denver during the past elections. Stop the spin machine Jordan.
 
Posted by glassman on :
 
i recall no violence in the streets.

i do recall people being jailed in NYC during the GOP convention and then being released because they had committed no crimes other than showing up to protest without a permit.

as for calling Bush a nazi? i remember that too...

i don't recall it being touted on TV by any of the media tho...

the criticism here is becoming what is journalism and what responsibiltiy do people have for being honest?

it's not illegal to lie in most circumstances.

but you have to wonder why people are making stuff up like this.

i mean people who are expected to know better.
 
Posted by SeekingFreedom on :
 
quote:
said list being a "bad" thing to be on...

[tinfoilhat]Depending on what the list was used for, it WOULD be a bad thing to be on.[/tinfoilhat] [Smile]

quote:
when the founding fathers created this Republic? they made it a Republic because of this sheer stupidity. they saw pure democracy as mob rule..
The Rebublic was supposed to be somewhere between Mob Rule and and Oligarchy. If the Representatives aren't representing the true interests of their constituents; but simply substituting what they think is best, we're no longer 'of the people, by the people, and for the people.' And that's my biggest fear for where we're headed.
 
Posted by glassman on :
 
The Rebublic was supposed to be somewhere between Mob Rule and and Oligarchy. If the Representatives aren't representing the true interests of their constituents; but simply substituting what they think is best, we're no longer 'of the people, by the people, and for the people.' And that's my biggest fear for where we're headed.

OK, Obama got elected on a platform of changing health care.

people knew he was runnng on that when they elected him. so caliming that health care reform goes against what the people want is again not a valid argument.

keep in mind that i am not convinced yet at all about whether we are getting the "right" bill or not.

i do think we should have people involved, and i do think people should be able to decide if it is a good bill on facts.

what i want to see is some serious dialogue.

that's not what we are getting here. what i see happening is a bunch of flatout lies being repeated over and over again. that's how you make lies into the "truth" as people know it.


i could care less if i was on a list, i was posting my concerns online in public about the Iraq war in early 2004, when very few others were.

i posted here several years ago that i see the US as bankrupt.
we were actually worse off then i knew.

i was not worried about being on a list because i didn't lie.

that list? it's another paper tiger, the whitehouse wanted the rumors posted so they could address them.

how many separate and distinct crazy rumors are out there?
 
Posted by SeekingFreedom on :
 
quote:
people knew he was runnng on that when they elected him. so caliming that health care reform goes against what the people want is again not a valid argument.
I don't think that the majority of people that are voicing their concerns here are adamantly against ANY healthcare reform, Glass. I think that they are simply against what has been proposed as HOW to do it.

It's not: NEVER, NO HOW, NO WAY!

But more of: NOT LIKE THIS!
 
Posted by glassman on :
 
but that's not what i am seeing on fox or the rest of the media.

what i see is people being irrational.

i already posted a perfect example of the irrationality in Plains post.

i see people that are obviously old enough to be on medicare yelling that they don't want govt run healthcare. it's crazy, and it's not a good sign of the state of the cognitive ability of the general populace IF you beleive they represent the general populace... [Wink]
 
Posted by Relentless. on :
 
quote:
Originally posted by glassman:
The Rebublic was supposed to be somewhere between Mob Rule and and Oligarchy. If the Representatives aren't representing the true interests of their constituents; but simply substituting what they think is best, we're no longer 'of the people, by the people, and for the people.' And that's my biggest fear for where we're headed.

OK, Obama got elected on a platform of changing health care.

people knew he was runnng on that when they elected him. so caliming that health care reform goes against what the people want is again not a valid argument.

keep in mind that i am not convinced yet at all about whether we are getting the "right" bill or not.

i do think we should have people involved, and i do think people should be able to decide if it is a good bill on facts.

what i want to see is some serious dialogue.

that's not what we are getting here. what i see happening is a bunch of flatout lies being repeated over and over again. that's how you make lies into the "truth" as people know it.


i could care less if i was on a list, i was posting my concerns online in public about the Iraq war in early 2004, when very few others were.

i posted here several years ago that i see the US as bankrupt.
we were actually worse off then i knew.

i was not worried about being on a list because i didn't lie.

that list? it's another paper tiger, the whitehouse wanted the rumors posted so they could address them.

how many separate and distinct crazy rumors are out there?

What was the percentage of the populace that voted for Obama?
Unless it was more than 50% then there is no way to say health care reform is what the people want.
A large chunk of the populace don't vote because they very well know it does not matter who is in office.. The end is always the same.
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
quote:
Originally posted by glassman:
The Rebublic was supposed to be somewhere between Mob Rule and and Oligarchy. If the Representatives aren't representing the true interests of their constituents; but simply substituting what they think is best, we're no longer 'of the people, by the people, and for the people.' And that's my biggest fear for where we're headed.

OK, Obama got elected on a platform of changing health care.

people knew he was runnng on that when they elected him. so caliming that health care reform goes against what the people want is again not a valid argument.

keep in mind that i am not convinced yet at all about whether we are getting the "right" bill or not.

i do think we should have people involved, and i do think people should be able to decide if it is a good bill on facts.

what i want to see is some serious dialogue.

that's not what we are getting here. what i see happening is a bunch of flatout lies being repeated over and over again. that's how you make lies into the "truth" as people know it.


i could care less if i was on a list, i was posting my concerns online in public about the Iraq war in early 2004, when very few others were.

i posted here several years ago that i see the US as bankrupt.
we were actually worse off then i knew.

i was not worried about being on a list because i didn't lie.

that list? it's another paper tiger, the whitehouse wanted the rumors posted so they could address them.

how many separate and distinct crazy rumors are out there?

What was the percentage of the populace that voted for Obama?
Unless it was more than 50% then there is no way to say health care reform is what the people want.
A large chunk of the populace don't vote because they very well know it does not matter who is in office.. The end is always the same.

There's sumpin' to that, all right. But those peeps don't then turn around and start attending town hall meetings shouting out utter BS, do you think?
 
Posted by jordanreed on :
 
54%?
 
Posted by glassman on :
 
What was the percentage of the populace that voted for Obama?
Unless it was more than 50% then there is no way to say health care reform is what the people want.
A large chunk of the populace don't vote because they very well know it does not matter who is in office.. The end is always the same.


whatchoo ben drankin'?

he got elected didn't he?


if you don't vote? you got nothing to complain about. cuz you proved you don't care.

the end is always the same?

sorry, i don't buy that.

the GOP has no interest in health care reform,

Obama knew what happened to the Clintons over health care reform and he took it on anyway...

what i've bene trying to point out here is that the opposition to health care reform is behaving like it failed kindergarten.

the media gets to show people behaving like little children that haven't gotten a nap or their milk and cookies and they love it...

as for your statement in the other thread about this country being done?

if it is, which i am not feeling a whole like disagreeing with you at this point? it was done before Obama took office, and the terrorists won.
 
Posted by CashCowMoo on :
 
Glass, what would YOU do then if you were Obama? I mean, the people for this reform I dont think they know what the "reform" really is. Not saying you DONT, but the message has been poorly delivered. Why isnt the bill online for Americans to read themselves? Why not let the American people vote and decide on it? Isnt it about what the people want?
 
Posted by glassman on :
 
what would i do? i don't want that job. i think you have to be crazy...

but i'll give it a try.

first off? i would begin by asking for a hellofalot more than i really want. first rule of negotiations.

keeping in mind how the last health care refom legislation was a ticking bomb?

i would go ahead and allow everybody to go nuts this time too, and make fools of themselves while i try to show a calm demeanor, but act somewhat distressed that i am not gettin' what i want.


i would also avoid like hell writing the bill myself (cough hillarycare cough cough) and try to get Congress to do it. when it stinks? i'd tell em, and send it back... the best thing is to have open lines of communication as they write it so that i don't have to send it back, it'll get written in a way that i like,

BUT

this bill has not been written yet, we have FIVE diffferent versions right now- 2 in the senate and three in the house..

after one or the other (house or senate) gets a single bill voted in? then the other side has to vote on it and/or their own ..

if we have two bills? on from the house and one form the senate? then they have a committee to shape one bill out of them and they both vote on it again...


i'd be happy if i could get something decent signed (as a beginning) in two years, but i'd never tell anybody they have two years to do it, cuz then it would take five, and that's too long...

the one thing i personally would push hard for is a federal govt run medical school that is free.

call it the Surgeon Generals Academy or something...

open to anyone with a bachelors --
first two years? VERY hard make or break classes. i mean very very hard. only the top 25% make it.
this i how the Seals work too... altho they don't allow just anyone.

after the two years of very hard classes? then they begin real medical school training also on the taxpayers dime. when they graduate? they have to do family practice, or the VA or some form of medicine that we can't get enough doctors in for ten years to fulfill their obligation, and? they would be govt employees.

it would be similar to military academy model in some ways, and the ultimate goal would be to increase number of doctors practicing in general practice by 20 to 40%..

it would take ten years to implement and graduate the first doctors, so it's not a quick fix, but it should be a good long term fix...

most doctors graduate 100's of thousands in debt.. govt employed doctors won't be sued.
 
Posted by CashCowMoo on :
 
Glass, I dont think it is going to pass.
 
Posted by T e x on :
 
quote:
Originally posted by CashCowMoo:
Glass, I dont think it is going to pass.

You come across as highly disingenuous...

first you ask:

Glass, what would YOU do then if you were Obama?

Then, he gives you a long, thoughtful answer--taking some time to formulate.

And you dismiss his idea as:

"don't think it will pass."

Why would anyone want to help you if you continue to act so juvenile and belligerent?
 
Posted by Relentless. on :
 
If I am given two effin crooks to vote for and I vote for neither then it is not my m**#$^F(**&$ fault when the **** hits the fan... It will be the fault of
A - The Elected crooks and their puppetmasters
B - The raging morons who voted them into office.
Plain and simple...
 
Posted by The Bigfoot on :
 
Relentless,

I generally like your posts when you have something worthwhile to say but why are you wasting space here? You have already said you don't want nothing to do with it.

So go stand in the corner, hold you breath, and have nothing to do with it until someone notices and gives you a cookie... but right now us adults are talking.
 
Posted by The Bigfoot on :
 
Nah, I'd never be able to type intelligible words if I were high SF. I laugh too much to concentrate on anything. [Smile]

How can the pres give specifics when there aren't any yet SF? Did you hear specifics about the Chevy Volt before it was unveiled the other day? When the contractor came over to discuss renovating your bathroom did he come with a parts and labor breakdown?

No...cuz it wasn't created yet.

First conservatives have railed that things are moving too fast and when the Pres relents on his timetable to give folks the time they cried out for, now they complain there are no specifics.

Meanwhile when we should be using this Fall break to have meaningful discussion of exactly what we DO and Do NOT want in the final bill (which is what those who are holding town hall meetings during their vacations are trying to do) conservative spin doctors have everybody so busy putting out phantom fires with the formless specters of death panels and benefit loss that meaningful discussion becomes near impossible.

The tactic may be a great stalling tactic but it won't keep reform from going through and it is what will keep the republican party weak going into 2010 and 2012. Eventually lies get exposed and no one, not even conservative cows likes being lied to repeatedly.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
If I am given two effin crooks to vote for and I vote for neither then it is not my m**#$^F(**&$ fault when the **** hits the fan... It will be the fault of
A - The Elected crooks and their puppetmasters
B - The raging morons who voted them into office.
Plain and simple...

you're right, i'm sorry, we need a better way to select who will run for office.

let's have them fight with swords...

i dunno what to tell you. you are correct, they are all crooks.

they have thick skin, and they have to have families that keep low profiles...

society has created a rather odd set of requirements for how we pick politicians...
 
Posted by SeekingFreedom on :
 
quote:
How can the pres give specifics when there aren't any yet SF?

...

No...cuz it wasn't created yet.

And that's why he's losing traction on this, Big. He has literally nothing to show the American people other than pretty promises that 'nobody's gonna kill your grandma.'

Now, bear with me a moment and look at this as though he weren't the 'chosen one who cometh to bring us from the darkness into light.' [Smile]

He says that he isn't for rationing healthcare. He says that he doesn't want to take away anyone's private healthcare plans if they like them. He says that the government doesn't want a say in your healthcare decisions. He says alot of nice things.

But...

Many people who have objectively (supposedly) looked at the current incarnation of the House's healthcare bill forsee just the opposite in all of these cases. They are looking at the ONLY concrete piece of information available. Not promises, not hopeful plans; just the actually proposed plan.

Some of those spouting misinformed rumors have agendas. Given. But some of the critics of the proposed legislation aren't simply right-wing parrots trying to smear Obama. They are raising valid (in their opinions) objections to the current bill.

Others, both rumor mongers and honest critics, have many nightmare scenarios to put before the american people from other 'government-run' systems. While these may or may not be indicative of the systems in question, they have the impact needed to make people question the effectiveness of similar plans here.

They HAVE something to show to support their positions against the plan.

Obama doesn't.

Now...(sorry for the long windedness)...

quote:
First conservatives have railed that things are moving too fast and when the Pres relents on his timetable to give folks the time they cried out for, now they complain there are no specifics.
Ok, I have to throw the B.S. flag, Big. Let's be honest with ourselves on this one. Obama didn't relent on any timetable out of the desire to have meaningful discussion about concerns. He was simply unable to force it through before anyone could read anything and form on opinion. The stalling of the Repubs (granted not out of the goodness of their hearts) is the only reason we're even able to have a discussion before it got passed and signed.
 
Posted by glassman on :
 
and it is what will keep the republican party weak going into 2010 and 2012.

don't tell that the fox friends, they have convinced themselves that this is Obama's waterloo.

and that's all that matter to them anymore.

i am reminded of soldiers with latrines three feet from their tents tho.

something will pass. what it looks like is being shaped right now.

by the people. all of this yelling and screaming allows BIG BUSINESS to have greater influence, since the complaining has become the sound of an angry hornets nest.
divide and conquer.
 
Posted by SeekingFreedom on :
 
quote:
The tactic may be a great stalling tactic but it won't keep reform from going through and it is what will keep the republican party weak going into 2010 and 2012. Eventually lies get exposed and no one, not even conservative cows likes being lied to repeatedly.
2012 is too far out to even hazard a guess, but I will weigh in on my prediction for 2010.

IF the Dems\Obama write and pass a good reform bill then I think they will hold their majority in both houses. By 'good' I mean a clearly written bill that can be 'sold' to the american people instead of rammed down their throats in the dark of the night.

If, however, they fail to pass anything; or force through a bill that can be 'spun' as statist or rationed healthcare it will kill them in 2010. I'm talking 10+ seats in the Senate and a proportional amount in the House.

Just my unsupported opinion\prediction.
 
Posted by The Bigfoot on :
 
quote:
Originally posted by SeekingFreedom:
[QUOTE]Ok, I have to throw the B.S. flag, Big. Let's be honest with ourselves on this one. Obama didn't relent on any timetable out of the desire to have meaningful discussion about concerns. He was simply unable to force it through before anyone could read anything and form on opinion. The stalling of the Repubs (granted not out of the goodness of their hearts) is the only reason we're even able to have a discussion before it got passed and signed.

B.S. Flag yourself SF. If Obama wanted to ramrod his personal agenda and force Universal Healthcare on America, guess what??? He's got the filibuster-proof majorities in both halls to do it. If that were his goal then a bill would already be signed into law by now.
 
Posted by The Bigfoot on :
 
Could you give me an example of these objective people whom you have placed so much of your faith in that you are willing to forgo reading the paper yourself in exchange for their opinions SF?

Or are you just spouting [More Crap]
 
Posted by The Bigfoot on :
 
Feel free to be long winded SF. I will read it-If in bits and pieces.

Please understand if I come across heated that I want Specifics 'From You' in regards to who it is that is saying there are dangers to beware from within the health plan. I want to know your sources because quite frankly, there ain't many within your party that are credible anymore.
 
Posted by raybond on :
 
These morons that are yelling so louad at the town halls don't knbow what to call Obama A Fascist or Marxist

Police detain town hall protester carrying ‘Death to Obama’ sign.
The AP reports that the Secret Service “is investigating a man who authorities said held a sign reading ‘Death to Obama’ outside a town hall meeting” held by Sen. Ben Cardin (D-MD). yesterday. The protester’s sign also declared, “Death to Michelle and her two stupid kids.” The detention of the unidentified, 51-year-old man by local police comes on the heels of two Democratic members of Congress reporting that they received faxes to their offices featuring pictures of Obama accompanied by the phrase, “Death to All Marxists! Foreign and Domestic!” [BadOne]
 
Posted by SeekingFreedom on :
 
quote:
B.S. Flag yourself SF. If Obama wanted to ramrod his personal agenda and force Universal Healthcare on America, guess what??? He's got the filibuster-proof majorities in both halls to do it. If that were his goal then a bill would already be signed into law by now.
Sorry, Big, that arguement only holds water if you presuppose that he can get all of his 'troops' in lockstep with him.

As I recall, Rep. Waxman threatened at one point to completely bypass the entire commitee process and write the entire bill himself just to get around the Blue Dogs. I also recall Obama sending Rahm "The Icepick" Emmanuel to the floor to talk to reluctant members. Now, I seem to remember that as being the Majority Whip's job, not the White House Chief of Staff.

So, unless this is the way the Dems in the House show 'unity,' I can't buy that the lack of passage of a bill is based solely on Obama's desire for debate.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by The Bigfoot:
Could you give me an example of these objective people whom you have placed so much of your faith in that you are willing to forgo reading the paper yourself in exchange for their opinions SF?

Or are you just spouting [More Crap]

That's a loaded question, Big. Who do you consider reliable? How about unreliable? I can show you the IBD article I've posted before:

http://www.ibdeditorials.com/IBDArticles.aspx?id=332548165656854

Or others as soon as I know what you feel is 'objective.'

Or is your question what I consider objective? If that is the case I'll get a list together for you when I get some time at home tonight.
 
Posted by glassman on :
 
that article is crapola SF, and it's a perfect example of how people have sought to undo the bill simply to undo it.

they did not read the whole section as i pointed out right here ahwile back...

it's been debunked by numerous experts since then.


In fact, as Media Matters for America has noted, the provision to which the editorial referred establishes the conditions under which existing private plans would be exempted from the requirement that they participate in the Health Insurance Exchange. Individual health insurance plans that do not meet the "grandfather" conditions would still be available for purchase, but only through the Exchange and subject to those regulations.

http://mediamatters.org/research/200907170005

if it is so important to have Obamas "waterloo" at teh cost of not just the truth but a way to save the American Public money? then this country is toast.

SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.

(a) GRANDFATHERED HEALTH INSURANCE COVERAGE DEFINED. -- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ''grandfathered health insurance coverage'' means individual health insurance coverage that is offered and in force and effect before the first day of Y1 [2013] if the following conditions are met:

 
Posted by The Bigfoot on :
 
Well SF your IBD article raises a legitimate point. However...from my understanding...the definition intended by the legislation is not the same as the definition provided by IBD.

From what 'I' have been led to believe...It limits private insurance providers from "grandfathering" people into their plans after the fact. It does not limit individuals from choosing the plan once they qualify for it.

I do agree that the paragraph needs to be reworded and clarified and I will say as much to my congressman. Good SF! Now we are really talking.

And yes I want the sources you consider objective as those are the sources you are using to form your opinion.

As to Obama...do you recall him having closed door meetings with Representative Waxman? Because I seem to recall differently. I seem to recall multiple meetings with both the BlueDogs and the Team of Six. Now isn't that right?
 
Posted by SeekingFreedom on :
 
I believe that you and I are once again understanding the same information differently, Glass. Let me quote from your link and explain...


In fact, as Media Matters for America has noted, the provision to which the editorial referred establishes the conditions under which existing private plans would be exempted from the requirement that they participate in the Health Insurance Exchange. Individual health insurance plans that do not meet the "grandfather" conditions would still be available for purchase, but only through the Exchange and subject to those regulations.

So, you could no longer purchase the existing policies (meaning what others currently have) but would have to buy a policy THROUGH the government regulated Exchange and subject to the regulations mandated by the Government.

Do you see what I'm referring to?

You are no longer free to purchase a 'government-hands-off' policy.

If that is NOT how you read it, please explain.
 
Posted by SeekingFreedom on :
 
Big, as far as the IBD article, see above answer to Glass.

quote:
I do agree that the paragraph needs to be reworded and clarified and I will say as much to my congressman. Good SF! Now we are really talking.
And yet, worded as quoted, that is how Pelosi was pushing it through the House. And this is what has many conservatives (note the lack of use of Rep\Dem) concerned. This wording (and others in the bill) only has one of two possible excuses for their vaguery\ambiguity.

1) The authors are sadly lacking in skill\knowledge of how to clearly delineate their intended objectives.

or

2) The authors fully INTENDED it to be vague to allow for maximum manipulation after the law was passed. The wanted it to be ambiguous to allow them to sell it as one thing and then rule with it from another interpretation.

Which do you truly believe?
 
Posted by SeekingFreedom on :
 
As far as my 'sources' of opinion, here is a truncated list:

For finding news:

Usually Google's News link. It seems to pull up news based on popularity and thus runs what is currently being talked about. May be just my opinion as to how they choose stories, but I like it.

FoxNews\CNN : Reading both give me a good idea of how each 'side' views the issues I find on Google.

For what I consider informed opinions:

The Heritage Foundation and The Cato Institute are good places to find the conservative viewpoint (which I generally share on most issues) for most current affairs.

I like the often used Fact Check for major events that are generally subject to interpretation.

Finally, I do listen to talk radio on occasion as I'm driving. I generally only get to hear small portions of Glenn Beck and Dave Ramsey here but I like their takes on things usually.

Hope that helps to show where I'm coming from in general.
 
Posted by glassman on :
 
Dave Ramsey has one of the best shows on air anywhere.
 
Posted by glassman on :
 
And yet, worded as quoted, that is how Pelosi was pushing it through the House

it was only ambiguous if you didn't read the whole section SF,

and that's what the people using the one statemnt out of context KNOW.
 
Posted by glassman on :
 
Bush never held one single Town Hal right?

the few public appearances he made were by invitation only.

he was afraid of having this very situation...

he basically said he didn't care what polls say.

and Cheney is apparently miffed that he listened to polls as much as he did...

it would be good if we can continue having them, but if people can't act civil? they won;t have them.
 
Posted by glassman on :
 
Do you see what I'm referring to?

You are no longer free to purchase a 'government-hands-off' policy.

If that is NOT how you read it, please explain.


a govt hands -off policy? what is that? we don't have those now. are you sure you want the govt out of the insurance regulating business?

i beleive in capitalism, but i know for a fact that without rules and regulations? you and i will get robbed every time.

they are passing new regulations like not allowing people to be rejected for pre-existing conditions.

nobody (who is a consumer) who thinks it thru likes the pre-existing condition exemptions


the issue as pointed out and what people beleived was that you would not be able to get "individual" PRIVATE insurance anymore.
 
Posted by raybond on :
 
You can come up with all kinds of plans for health care.

But the bottom libne we have the worst health care system in the industrial world we rank 37th as far as health getting to people

Almost 50 million people with out any health care .

Illagals that are getting taken care of by tax payer expence.
they say 14,000 people are dropping into the ranks of uninsured evey day.And who knows how many people are under insured?

I have heard people from Europe say looking at a lot of American people is like seing people in a third world country health wise.

Our industry cant compete in a lot of cases any more because of health care expense.

If a single payer plan does not take affect this time it will in a couple of years when the pain levels get so high there will be riots. Simply put working class people that do not have employer based insurance cannot afford a private policy and there is 14000 aday more falling into that club.

look out drug companies ama and indurance companies its getting pretty close to the time you throw a little sop to the peon's if you want to stay in the picture at all the pot is boiling over
 
Posted by The Bigfoot on :
 
See here is where we are getting misrepresentations again.

quote:
He says that he isn't for rationing healthcare. He says that he doesn't want to take away anyone's private healthcare plans if they like them. He says that the government doesn't want a say in your healthcare decisions. He says alot of nice things.

But...

Many people who have objectively (supposedly) looked at the current incarnation of the House's healthcare bill forsee just the opposite in all of these cases.

Now from this post and the subsequent link to the IBD article I believed you were inferring that individuals will not be able to purchase private healthcare plans once the reform act is enacted. That IS the text of the article you posted...

Now once we delve into the text of the argument you are saying that what you are concerned about is the government creating a regulation authority for health insurance.

Which is it SF? Are people not going to be able to by private health insurance or is the gov setting up a regulation authority? Those are two very different things.
 
Posted by rhwdetroit on :
 
quote:
in the industrial world we rank 37th
I'm just curious as to what the factors are in this rating. I heard this thrown around in the news but I never heard a basis for this. I'm not arguing it, it could be true, but where did it come from?
 
Posted by glassman on :
 
quote:
Originally posted by rhwdetroit:
quote:
in the industrial world we rank 37th
I'm just curious as to what the factors are in this rating. I heard this thrown around in the news but I never heard a basis for this. I'm not arguing it, it could be true, but where did it come from?
the World Health Organisation. they rate total population health

the numbers are based on things like infant mortality
Infant mortality is defined as the number of deaths of infants (one year of age or younger) per 1000 live births.

the US rate is 6.3 which places US 33rd behind Britain (socialised medicine) and Canada

here's the list:

http://en.wikipedia.org/wiki/List_of_countries_by_infant_mortality_rate

of course that's not all, the argument against the reliability of the list is that it takes into account the whole population.

US is ranked by them as the most responsive.

http://www.who.int/whr/2000/media_centre/press_release/en/index.html
 
Posted by rhwdetroit on :
 
Thanks glass
 
Posted by glassman on :
 
De Nada...

the high reponsiveness of our system is what people are afraid to lose.
 
Posted by SeekingFreedom on :
 
quote:
Which is it SF? Are people not going to be able to by private health insurance or is the gov setting up a regulation authority? Those are two very different things.
What I am concerned about, Big, is twofold.

Part 1) As I listed from Glass's link to Media Matters' interpretation of the IDB article, once the reform bill takes effect (in it's current form), insurance policies as they currently exist will no longer be available. Even with the grandfathering clause viewed in it's entirety, no new policies will be extended that do not meet the exhanges regulations.

Let that sink in for a moment.

The government is going to mandate that private insurance companies increase their risk exposure by forcing them to accept 'pre-existing condition'-ers. These new poilicies will be guaranteed money losers as they, by definition, will need more money to cover than they will EVER produce in premium generated income.

Now, if you were in charge of the Insurance Company and knew that this increase in risk\cost was coming, what do you do to balance it out to maintain profitability? Raise premiums. But wait, Obama said that he is going to limit\cap premiums that insurance companies can charge.

Keep with me, I'm almost there...

So, we have an increase risk exposure mandated by law. We have a capped income pool, also limited by law. And...wait for it...a competing entity with unlimited funds (as they look at tax payer dollars).

How long do you think that private companies can survive in that environment?

Increased risk is why many property insurance companies stop issuing policies in certain geographical areas. The risk to return ratio doesn't make sense. That is exactly what the reform bill is going to mandate by capping premiums and mandating pre-existing condition acceptance.

More later...
 
Posted by Lockman on :
 
Thanks you! SF you spelled it out in a nut shell.

The Government will also force private insurance companies to provide coverage for abortions.
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
quote:
Which is it SF? Are people not going to be able to by private health insurance or is the gov setting up a regulation authority? Those are two very different things.
What I am concerned about, Big, is twofold.

Part 1) As I listed from Glass's link to Media Matters' interpretation of the IDB article, once the reform bill takes effect (in it's current form), insurance policies as they currently exist will no longer be available. Even with the grandfathering clause viewed in it's entirety, no new policies will be extended that do not meet the exhanges regulations.

Let that sink in for a moment.

The government is going to mandate that private insurance companies increase their risk exposure by forcing them to accept 'pre-existing condition'-ers. These new poilicies will be guaranteed money losers as they, by definition, will need more money to cover than they will EVER produce in premium generated income.

Now, if you were in charge of the Insurance Company and knew that this increase in risk\cost was coming, what do you do to balance it out to maintain profitability? Raise premiums. But wait, Obama said that he is going to limit\cap premiums that insurance companies can charge.

Keep with me, I'm almost there...

So, we have an increase risk exposure mandated by law. We have a capped income pool, also limited by law. And...wait for it...a competing entity with unlimited funds (as they look at tax payer dollars).

How long do you think that private companies can survive in that environment?

Increased risk is why many property insurance companies stop issuing policies in certain geographical areas. The risk to return ratio doesn't make sense. That is exactly what the reform bill is going to mandate by capping premiums and mandating pre-existing condition acceptance.

More later...

Given your sources, I'm not saying I agree with this post, but take a look at merely one practice of current insurance "business as usual":

http://www.consumerwatchdog.org/patients/articles/?storyId=27994
 
Posted by glassman on :
 
no new policies will be extended that do not meet the exhanges regulations.

correct.

however, the insurance plan(s) that the congress persons enjoy already has such an exchange rule. guess what? there are plenty of competing companies.

they choose form a set of policies that meets the criteria.

one of the rules in that exchange is no existing condition exclusions.

in essence? the Congress is TRYING to extend the same coverage they have to everybody...

that is not how the IBD and fox friends present it tho is it?
 
Posted by T e x on :
 
quote:
Originally posted by glassman:
no new policies will be extended that do not meet the exhanges regulations.

correct.

however, the insurance plan(s) that the congress persons enjoy already has such an exchange rule. guess what? there are plenty of competing companies.

they choose form a set of policies that meets the criteria.

one of the rules in that exchange is no existing condition exclusions.

in essence? the Congress is TRYING to extend the same coverage they have to everybody...

that is not how the IBD and fox friends present it tho is it?

GEB, take a look at that article on rescission. Link above...
 
Posted by glassman on :
 
So, we have an increase risk exposure mandated by law. We have a capped income pool, also limited by law. And...wait for it...a competing entity with unlimited funds (as they look at tax payer dollars).

so in essence you think that the only way to run health care is survival of the fittest?

just wait till you need it buddy. this seems to me to be the underlying theme of the "new" conservative movement that is based on what Ayn Rand called Objectivism.

let's all be honest with each other here.

when it comes down to it? we have turned over our paychecks to our doctors to do as they please.

that's what's going on here, and they see the insurance co's as the right to charge and spend as much as they can because they would never do this crap to a real customer.

when you walk into the Dr's office? YOU are not the customer. YOU already paid your insurance co.
 
Posted by glassman on :
 
GEB, take a look at that article on rescission. Link above..

i am...

An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period.

It also found that policyholders with breast cancer, lymphoma and more than 1,000 other conditions were targeted for rescission and that employees were praised in performance reviews for terminating the policies of customers with expensive illnesses.


i've been aware of this for years. it's hard to prove because you only hear word of mouth stories, the data is not easuy to prove
 
Posted by glassman on :
 
From 2000-04 profits for the top 17 insurance providers rose 114 percent. Comparatively, the S&P 500 only rose 5 percent. At the same time uninsured individuals grew by 6 million and health insurance premiums rose 60 percent.
 
Posted by T e x on :
 
quote:
Originally posted by glassman:
GEB, take a look at that article on rescission. Link above..

i am...

An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period.

It also found that policyholders with breast cancer, lymphoma and more than 1,000 other conditions were targeted for rescission and that employees were praised in performance reviews for terminating the policies of customers with expensive illnesses.


i've been aware of this for years. it's hard to prove because you only hear word of mouth stories, the data is not easuy to prove

It was little known until the LA Times broke it three years ago. Here's a summary from the June hearings:

quote:
“Late in the hearing, Stupak, the committee chairman, put the executives on the spot. Stupak asked each of them whether he would at least commit his company to immediately stop rescissions except where they could show ‘intentional fraud.’

“The answer from all three executives:

” ‘No.’ “



 
Posted by SeekingFreedom on :
 
quote:
Given your sources, I'm not saying I agree with this post, but take a look at merely one practice of current insurance "business as usual":

http://www.consumerwatchdog.org/patients/articles/?storyId=27994


Ok, I have to ask you then, Tex...

Do you disagree with my conclusion if the following is true:

IF an insurance company's risk is increased...

and

IF an insurance company is unable to raise money to offset said risk through raising premiums...

and

IF there is a competeing entity that has an unlimited amount of capital to use...

THEN

There would seem to be a problem with them being able to stay afloat long term?
 
Posted by SeekingFreedom on :
 
Now, I have a gripe to air...

I understand, in part, that alot of the arguement I'm seeing come from you, Glass, Big and others are in response to the many critics of Obama's health care reform efforts and not all of them are directed at what I've personally posted...but...

I am a little annoyed that I keep getting responses that seem to indicate that I don't believe ANY reform is necessary.

I fully agree with you that the above linked information shows the dirty side of the industry. But our efforts, in my opinion, should not equate to the 'cure the disease by killing the patient.'

Let me be clear. YES, we need to change the current system. I agree with Obama 100% on this. (I never thought I'd type that. [Razz] ) But it's the HOW that I worry about.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by Lockman:
Thanks you! SF you spelled it out in a nut shell.

The Government will also force private insurance companies to provide coverage for abortions.

Lock, I have to be honest with you, I don't see that as being a major issue in this.

Here's why.

My personal belief is that abortion should only be used in the cases of incest, rape, or where the life of the mother is in danger. Period.

But that's all it is, my personal beliefs. I feel it is inapropriate for a medical procedure to be denied someone based on those beliefs as they may not share them. I believe that they should have the right to choose for themselves...and carry the consequences of said choices.

Sooner or later society in general will decide the 'human line,' where the fetal tissue gains 'humanhood.' Until that happens, abortions will be held as a choice and not the potential homicide many feel it to be.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by glassman:
no new policies will be extended that do not meet the exhanges regulations.

correct.

however, the insurance plan(s) that the congress persons enjoy already has such an exchange rule. guess what? there are plenty of competing companies.

they choose form a set of policies that meets the criteria.

one of the rules in that exchange is no existing condition exclusions.

in essence? the Congress is TRYING to extend the same coverage they have to everybody...

that is not how the IBD and fox friends present it tho is it?

Wow. Where to begin with this...

Their risk pool is finite, Glass. And they can charge whatever the Congress is willing to spend. I would love to see the premiums that are charged for said policies.

The current discussion is seeking to create a nearly INFINITE risk by not allowing incureres to deny coverage based on pre-exisiting and not allowing them to offset said risk.
 
Posted by glassman on :
 
I would love to see the premiums that are charged for said policies.

Ok, start here:

http://www.opm.gov/INSURE/HEALTH/

but keep in mind that trying to decide between all their choices is a daunting task. most people (as i understand it ) choose Blue Cross Blue Sheild, and even they have several levels of coverage too.

in MS? there's about 15 to choose from.


each year they have "open season" and you can change your policy during open season...
 
Posted by glassman on :
 
But that's all it is, my personal beliefs. I feel it is inapropriate for a medical procedure to be denied someone based on those beliefs as they may not share them. I believe that they should have the right to choose for themselves...and carry the consequences of said choices.

Sooner or later society in general will decide the 'human line,' where the fetal tissue gains 'humanhood.' Until that happens, abortions will be held as a choice and not the potential homicide many feel it to be.


well said. people do carry those choices.

i can even see how some elements that oppose this now, would welcome the opportunity to have a chance in the future at banning all abortions by making them unavailable in govt run health care after everybody is on it....

the sword always cuts both ways.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Now, I have a gripe to air...

I understand, in part, that alot of the arguement I'm seeing come from you, Glass, Big and others are in response to the many critics of Obama's health care reform efforts and not all of them are directed at what I've personally posted...but...

I am a little annoyed that I keep getting responses that seem to indicate that I don't believe ANY reform is necessary.

I fully agree with you that the above linked information shows the dirty side of the industry. But our efforts, in my opinion, should not equate to the 'cure the disease by killing the patient.'

Let me be clear. YES, we need to change the current system. I agree with Obama 100% on this. (I never thought I'd type that. [Razz] ) But it's the HOW that I worry about.

what i'm "arguing" against here is that we are seeing a massive propaganda campaign.

it's good that you are able to define your concerns clearly.

people are being encourage en masse to not seek answers. they are going kinda crazy.

when the concerns were first raised in the IBD article? i couldn't answer them, it took me quite awhile to figure out what the answer was, but when i did? i was kinda angry cuz it's blatant misinformation.


these so-called death panels are a benefit in medicaid designed to PAY YOUR DOCTOR for providing counseling for end of life decisions. they aren't govt panels. they are a new service that the doctor can provide and be paid moeny to do.

yet i see fox and friends and other s showing actuarial tables and scaring people into thinking the Govt will set up a panel to choose who lives and who dies.

those decisions are already being made every day in places like Kaiser and other HMO's.

there is also a system like that inplace already for organ transplanting... but it's doctors in most cases that are on the panel.
 
Posted by The Bigfoot on :
 
quote:
Originally posted by SeekingFreedom:
Big, as far as the IBD article, see above answer to Glass.

quote:
I do agree that the paragraph needs to be reworded and clarified and I will say as much to my congressman. Good SF! Now we are really talking.
And yet, worded as quoted, that is how Pelosi was pushing it through the House. And this is what has many conservatives (note the lack of use of Rep\Dem) concerned. This wording (and others in the bill) only has one of two possible excuses for their vaguery\ambiguity.

1) The authors are sadly lacking in skill\knowledge of how to clearly delineate their intended objectives.

or

2) The authors fully INTENDED it to be vague to allow for maximum manipulation after the law was passed. The wanted it to be ambiguous to allow them to sell it as one thing and then rule with it from another interpretation.

Which do you truly believe?

Once again I will say this SF...there is no comprehensive bill created yet. It is still very much in the draft stages. In fact, there are 5 different health reform bills in the house right now that have to be merged together before a vote. Then the senate gets in on the action and creates their own bill. Then they negotiate a final bill. It is early to be assigning blame to any individuals they are still in the positional process and haven't gotten to the main editing yet.
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
quote:
Given your sources, I'm not saying I agree with this post, but take a look at merely one practice of current insurance "business as usual":

http://www.consumerwatchdog.org/patients/articles/?storyId=27994


Ok, I have to ask you then, Tex...

Do you disagree with my conclusion if the following is true:

IF an insurance company's risk is increased...

and

IF an insurance company is unable to raise money to offset said risk through raising premiums...

and

IF there is a competeing entity that has an unlimited amount of capital to use...

THEN

There would seem to be a problem with them being able to stay afloat long term?

You first--you read that article I linked to? The Consumer Digest repost of the LA Times piece on rescission...
 
Posted by SeekingFreedom on :
 
quote:
You first--you read that article I linked to? The Consumer Digest repost of the LA Times piece on rescission...
Yes, I did. Is there a particular part you want to discuss? Rescission is supposed to be an 'out' for the Insurance company when fraud is discovered. If you lie to the company and tell them that you are perfectly healthy when you know you have a lump the size of a grapefruit in your abdomen they absolutely shouldn't be on the line for your bills.

Now. If some companies are truly abusing this clause and simply using it to get out of an honestly entered into contract, then by all means run them up the flag pole and sue the crap out of them.

The only problem is under the law as it currently stands(as I understand it), they don't have to prove 'intentional' fraud. Only that you knew\should have known that the information left out of your application for insurance would have disqualified you for coverage. Right or wrong, that's the law as it exists.

Unless there is some specific part you would like my input on (which I would be happy to provide), do you disagree with my previously stated conclusion if those conditions listed ARE true?
 
Posted by glassman on :
 
so, if you have insurance and you get laid off from your job and you get sick? you are just "unlucky"?

in some cases you will never be insurable again.

if you get sick? you have no prospects of getting a better job because you can't switch insurance?never mind the chance of starting a small business.not going to happen.

what if you have insurance and you have a child that will be "unprofitable to insure" for the duration of their lives? you are stuck working at that job for life, or more precisely till the child reaches an age where medicaid will take over, and your employer knows that too...

in many cases? those children are already on medicare now, so we taxpayers pick up the tab while the insurance companies make more profit. we pay anyway again....


so how do we approach these issues?

if we are going to dump all the unprofitable ones on the taxpayers and allow the insurance co's to choose who they want to cover? aren't we really subsidizing the insurance co's already?
 
Posted by SeekingFreedom on :
 
Once again, Glass...

The current system needs changing...

Already stated my support for that.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Once again, Glass...

The current system needs changing...

Already stated my support for that.

that's why i am asking.

i don't know what's fair.

that "unprofitable" child born to a person on insurance could very well lead to making the parent the first one to be laid off, regardless of performance too couldn't it?
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
quote:
You first--you read that article I linked to? The Consumer Digest repost of the LA Times piece on rescission...
Yes, I did. Is there a particular part you want to discuss? Rescission is supposed to be an 'out' for the Insurance company when fraud is discovered. If you lie to the company and tell them that you are perfectly healthy when you know you have a lump the size of a grapefruit in your abdomen they absolutely shouldn't be on the line for your bills.

Now. If some companies are truly abusing this clause and simply using it to get out of an honestly entered into contract, then by all means run them up the flag pole and sue the crap out of them.

The only problem is under the law as it currently stands(as I understand it), they don't have to prove 'intentional' fraud. Only that you knew\should have known that the information left out of your application for insurance would have disqualified you for coverage. Right or wrong, that's the law as it exists.

Unless there is some specific part you would like my input on (which I would be happy to provide), do you disagree with my previously stated conclusion if those conditions listed ARE true?

Ya, fraud should work both ways...but these insurance companies are rescinding folks via loopholes, for reasons that have nothing to do with the claims they're refusing, or for blaming the patient for not knowing what the doctor wrote in notes, but did not share with the patient:

quote:
A Texas nurse said she lost her coverage, after she was diagnosed with aggressive breast cancer, for failing to disclose a visit to a dermatologist for acne.

The sister of an Illinois man who died of lymphoma said his policy was rescinded for the failure to report a possible aneurysm and gallstones that his physician noted in his chart but did not discuss with him.

When I see stuff like that? At that magnitude? ie, not "isolated"... Frankly, I don't care if they stay in business or make a profit or dry up and go to Hell...

I mean, let's face it...Insurance company execs could not care less what kind of care you or I get. There's no "level of service" quality control--there's only "products" to be sold. I think some things are so basic to human existence that operating them at break-even (or even some public subsidy) is OK, eg, water/sanitation, electric/gas, even basic transportation in some areas. Sure, the workers who make things happen should be well paid, but why should some azzhole make umpteen gillion dollars cuz you and I pay too much for health care?
 
Posted by glassman on :
 
it seems to me, that in some ways? a person making civil service pay and collecting taxes and using them to pay the medical bills might in fact have more empathy than some insurance exec who's working on his performance bonus, so i have a hard time listening to people complain about insurance companies losing profits.

we all buy insurance cuz we are afraid we migh get sick.

our insurance costs us about 14 grand a year, we don't spend 14 grand worth, but we MIGHT...
 
Posted by Relentless. on :
 
I agree.. Government would make a more logical choice...
Just not ours...
If it passes I give it a few years before we are all used as test subjects for chem warfare or bio warfare...
That and taxes will be through the roof.
I lived under Canada's system for ten years and never had a problem with it...
 
Posted by glassman on :
 
i don't want single payer...

i just don't really know how we can fix the system.

i really do think we give our doctors our paychecks and then we hope they don't take too much. insurance allowed them to be able to do that.
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
I agree.. Government would make a more logical choice...
Just not ours...
If it passes I give it a few years before we are all used as test subjects for chem warfare or bio warfare...
That and taxes will be through the roof.
I lived under Canada's system for ten years and never had a problem with it...

well that's refreshing...I thought you despised all gummint.

Seriously? I envision sumpin like the co-op utility model, but better. If there *is* profit? Share it among co-op members.

Just saying, there's some things that work great as strictly for-profit. AND, any of these co-ops I'm building should NOT have a monopoly. That way, if a for-profit can achieve a better model, thereby lowering costs and delivering equal or better quality--HIT IT.
 
Posted by raybond on :
 
I really don't have an answer either this health care is a real problem in America.I do know one thing that has to go is having your medical care as part of your employment package. What does where I work have to do with my health care
 
Posted by The Bigfoot on :
 
OK...I will try and pull back a bit as well now that we are really talking about the bill and not about the spin.

So SF (and Lock), what concerns you most is the cost of the plan and the idea that government is going to put some regulations on private providers which makes you believe that the intention is not to provide basic care for all but to run private companies out of business and leave the gummint (as Tex would say) the sole health care provider in the nation is this correct?

BTW...seems the end of life care provision is being removed from the Senate version of the bill. I am of two minds on this. On the one hand most hospitals already have a nurse talk to patients about health care directives when they are checking vitals so it really isn't an important part of the bill. On the other hand it just galls me a little to think that Palin and the other "death council" fearmongerers are going to claim this as a victory. I don't think we should be rewarding dirty politics like this.
 
Posted by SeekingFreedom on :
 
Half and half...

I honestly don't give a fig about how much it's going to cost. Really. I don't. If you want a good health care plan for ALL Americans it's going to be expensive. If all you wanted to do is give free bandaids to everyone then you can save a bundle of money. [Smile]

My concern with the current projected cost is HOW it's going to be paid for. Lumping the burden of paying for the plan (or any other) onto the backs of a small groups of people (the 'rich') to pay for the benefits for the many (mostly poor\underinsured in this case) is not just in my opinion. The rich have as much right to the protection of property as the poor. The fact that they have more of it does not disqualify them from that constitutional protection.

As far as the second part of your question, whether it's the government's intent to drive private insurers out of business or not doesn't really matter. It's the inevitable outcome under the currently intended plan. Noone has provided anything to dispute my belief on this. The insurers CANNOT survive under the proposed limitations. It's just not possible imho.

Now, to finish with a tinfoil hat aside. I actually DO believe that the government WANTS to be either the main source of healthcare or the only source. Government is all about power and no administration that I know of has EVER backed done from the chance to increase the feds' reach.
 
Posted by Relentless. on :
 
Think this about sums it up:

quote:
Yesterday on "ABC-TV" (better known as the all Barrack channel) during the "network special on health care".... Obama was asked:

"Mr. President will you and your family give up your current health care program and join the new 'universal health care program' that the rest of us will be on?".....

(bet you already know the answer)...

There was a stoney silence as Obama ignored the question and chose not to answer it.... in addition, a number of Senators were asked the same question and their response was..."We will think about it." And they did.

It was announced today on the news that the "Kennedy health care bill" was written into the new health care reform initiative, ensuring that that Congress will be 100% exempt !

This should speak volumes to all of us. so, this great new health care plan that is good for you and me... is not good enough for Obama, his family or Congress...??

yup
 
Posted by T e x on :
 
Ya, I don't agree with that, either.

But then, that possibility was never on the table. No admin would change that.

They *should*
but they won't...
 
Posted by glassman on :
 

"Mr. President will you and your family give up your current health care program and join the new 'universal health care program' that the rest of us will be on?".....


uhhh, this question is impossible to answer since the president has his own personal physician, and he said as much in New Hampshire, so the question was repeated in Boseman.

this is exaclty what they are trying to work toward.

The Federal Employees Health Benefits Program (FEHBP) is a system of "managed competition" through which employee health benefits are provided to full-time permanent civilian employees and qualified retirees of the United States Government. The FEHBP allows insurance companies and employee associations such as labor unions to develop health, dental, and allied plans to be marketed to governmental employees.

These plans are available to employees during an "open enrollment" once probationary status has been passed by a new employee, during which time the employee, if accepting enrollment, will be covered fully in any plan he or she chooses without limitations regarding "pre-existing conditions." After the initial enrollment, changes can be made only upon a "qualifying life event" such as marriage, divorce, adoption or birth of a child, or change in employment status of a spouse, or during the annual "open season," during which employees can enroll, disenroll, or change from one plan to another. The exact dates of the open season change from year to year, but are basically from the Monday of the second full week in November through Monday, the second full week of December.

Premiums vary from plan to plan and are paid in part by the employer (the U. S. Government agency that the employee works for) and the remainder by the employee: the employer pays an amount equal to 72 percent of the average plan premium for self-only or family coverage (not to exceed 75 percent of the premium for the selected plan), and the employee pays the rest. Certain employees (such as postal workers) have a higher portion of their premiums paid as the result of collective bargaining agreements.

Some plans, particularly the one offered by some employee unions such as the National Association of Letter Carriers, and by the Blue Cross and Blue Shield Association on behalf of its member insurers, are nationwide; others are regionally-available plans such as HMOs. The FEHBP is open to members of United States Congress; in the 2004 presidential campaign, Senator John Kerry proposed opening enrollment in this plan to all Americans, which would certainly have changed it drastically.

Check these sites for more information: www.OPM.gov/insure, ]www.FEPblue.ORG

 
Posted by raybond on :
 
Well after reading some of these posts I now know why I am a democrat and a progressive. The whole thing about health care is to make it available to everyone.

Worring about some damn insurance co that was one of many that has got us into this mess is foolishness. Let them run thier business if they want to,and if they put out a good product people will buy it if they don't they go by-by that simple.

If they keep on the same path of bigger profits all the time they only have a very few methods of making them. raise the price,give less care, and turn down claims. Insurance companies keep refining this practice until they cover very little don't cover any preexsisting and want to insure only healthy people for a certain lenght of time.

We need a public option that is government run every time the issue comes up we get closer.Truman,Nixon,Clinton, And now Obama,who if he does not get anything passed will have made the best case for health care reform and so far has got the best message out and made more awarness about the subject so the next time around we will get the prize.
 
Posted by glassman on :
 
if they put out a good product people will buy it if they don't they go by-by that simple.

in the Fed Employee program that Congress has? yes, every year they can switch to another participant.

however, in many cases? you take what your employer gets for you.....

what we really need IMO? is for Doctors, who are the ones who order off the menu for us, to wake up and smell the coffee...

they brewed this mess. they know what they are doing.

when they tell you they have to order so many extra tests to protect themselves because of lack of tort reform? ask them who owns the lab that did the tests [Wink]
 
Posted by raybond on :
 
Right glass , Another point I would like to make is that the current system smoothers small business start ups. I remember when I was much younger in the late sventies I had a very good plsn for starting up a business and it was the issue of health care insurance that stopped me I needed at this time to keep us all insured and between preexsisting and higher payment I had to make a moral play to my family because of health coverage. See in many countries that is not even a thought health is considerd a right of birth.

I have to think how many other young people that are full of lifes energy and ideas can't make the move without the fear of loosing there health care. So they keep there 9 to 5 job. Think how much socity suffers by holding back this force of growth and enterpanure sprit
 
Posted by Pagan on :
 
quote:
Originally posted by glassman:
if they put out a good product people will buy it if they don't they go by-by that simple.

in the Fed Employee program that Congress has? yes, every year they can switch to another participant.

however, in many cases? you take what your employer gets for you.....

what we really need IMO? is for Doctors, who are the ones who order off the menu for us, to wake up and smell the coffee...

they brewed this mess. they know what they are doing.

when they tell you they have to order so many extra tests to protect themselves because of lack of tort reform? ask them who owns the lab that did the tests [Wink]

IMO Glass, I think you are getting a bit off track. So many here are defending the insurance companies. Complaining they might fail if there is a government insurance program. Seems to me these are the same people who were saying "don't bail-out the auto industry! Let them fail!". Yet they wanna see these bloodsucking insurance companies survive if even if they are bleeding the populace dry?!?! Makes no sense to me. The insurance industry has never had a true viable competitor that would force them to actual put out some competitive rates. Well guess what boys and girls. If health reform legislation passes, they will be forced to compete, or go the way of the Dodo. About damn time IMO. I've had health care insurance insurance, auto insurance, homeowners insurance for many years. Never filed a major claim with any of them. Yet they continue to bleed us all dry with they're ridiculous rates and restrictions. It is time for a change.

Ok...end of rant.
 
Posted by glassman on :
 
i think that big businesses would also like to see health care shifted off their books as it continues to become more and more expensive.

they get a tax break now, McCain was offering a tax plan that would have shifted at least part of that tax break away from employers and to the plan owner.


the idea of tax protected savings accounts would be good, until you need a 70,000$ surgery for a pacemaker
 
Posted by T e x on :
 
ya, would be good to have "separation of work and health care" so employers could hire without fear, and workers could say "eff off--I won't take abuse" without fear.
 
Posted by SeekingFreedom on :
 
You tell em, Pagan!!

Screw the insurance companies!

I say we all boycott them and tell them to go to hell! Next time your sick, Pagan, you show them you won't be sucked in by their scheme. You go ahead and pay full price for your doctor's visit, prescriptions and live off your ample savings account while you miss work!! That will show them!!

[Mad]
And don't get me started on the auto insurance. You tell them to pi$$ off too! And if you just happen to be in a 'no fault' wreck? You just go ahead and buy a new car out of your own pocket!! And if it happens to be your fault, and you hurt someone in the wreck...you just pay for their healthcare and new car out of pocket too!!

That will show those blood suckers!!!

You go boy!!
 
Posted by Pagan on :
 
quote:
Originally posted by SeekingFreedom:
You tell em, Pagan!!

Screw the insurance companies!

I say we all boycott them and tell them to go to hell! Next time your sick, Pagan, you show them you won't be sucked in by their scheme. You go ahead and pay full price for your doctor's visit, prescriptions and live off your ample savings account while you miss work!! That will show them!!

[Mad]
And don't get me started on the auto insurance. You tell them to pi$$ off too! And if you just happen to be in a 'no fault' wreck? You just go ahead and buy a new car out of your own pocket!! And if it happens to be your fault, and you hurt someone in the wreck...you just pay for their healthcare and new car out of pocket too!!

That will show those blood suckers!!!

You go boy!!

Your such an imbecile it is astounding. Where did I ever say that crap you are spewing knucklehead. And I wasn't addressing you in that post. I try to avoid engaging idiots like you in conversation...it's pointless. I was addressing Glassman. I know you are mentally deficient...but try and keep up for a change.
 
Posted by SeekingFreedom on :
 
quote:
I've had health care insurance insurance, auto insurance, homeowners insurance for many years. Never filed a major claim with any of them. Yet they continue to bleed us all dry with they're ridiculous rates and restrictions. It is time for a change.
This is the part my sarcasm was addressing, P. This is the attitude that simply astounds me both in this debate and in others that I've read on this board.

Big Business is BAD...until you need them.

So many people that I've listened spout this same sentiment have absolutely no qualms about filing claims when their life hits the fan. No matter that the claim is many times any amount of premiums they will EVER pay into the company.

It's all good to gripe and moan about how much the EVIL insurance companies charge until you need them to pay for your children to be delivered or your car replaced or your home rebuilt after a fire. Then you fully demand they pay your what you're due.

What ingrates we are.

Do changes need to be made? Sure. Do we still need them even if it doesn't happen? Absolutely.

quote:
Your such an imbecile it is astounding. Where did I ever say that crap you are spewing knucklehead. And I wasn't addressing you in that post. I try to avoid engaging idiots like you in conversation...it's pointless. I was addressing Glassman. I know you are mentally deficient...but try and keep up for a change.
Only four personal attacks in three lines?

You're slipping, Pagan. I know you can do better than that.

[Smile]
 
Posted by glassman on :
 
It's all good to gripe and moan about how much the EVIL insurance companies charge until you need them to pay for your children to be delivered or your car replaced or your home rebuilt after a fire. Then you fully demand they pay your what you're due.

What ingrates we are.


LOL...

we wouldn't need them if big brother paid for it.

it's always amusing to play games with economic theory...

people like to say that if we overtax the rich? they won't work anymore. LOL, they'll work, and they'll still be the rich. they'll just charge more.

cutting taxes didn't incentivise them to charge less now did it? [Big Grin]
 
Posted by T e x on :
 
It's all good to gripe and moan about how much the EVIL insurance companies charge until you need them to pay for your children to be delivered or your car replaced or your home rebuilt after a fire. Then you fully demand they pay your what you're due.

Lol, are you paying attention? The gripe is they're self-serving and too damn powerful. You can *demand* what you're due all you want and still not get it. My auto insurance paid off on a bogus claim and raised *my* rates for being involved in a wreck that was clearly not my fault. My homeowner's paid...but not the full amount, on either my contents or my structural--and the mortgage company shorted me about $6 grand that they should have refunded. As I read your post, I'm supposed to be happy about all that.

To repeat from that repost of the LA Times article, bold my emphasis:

quote:
An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period.

It also found that policyholders with breast cancer, lymphoma and more than 1,000 other conditions were targeted for rescission and that employees were praised in performance reviews for terminating the policies of customers with expensive illnesses.

"No one can defend, and I certainly cannot defend, the practice of canceling coverage after the fact," said Rep. Michael C. Burgess (R-Tex.), a member of the committee. "There is no acceptable minimum to denying coverage after the fact."

The executives -- Richard A. Collins, chief executive of UnitedHealth's Golden Rule Insurance Co.; Don Hamm, chief executive of Assurant Health and Brian Sassi, president of consumer business for WellPoint Inc., parent of Blue Cross of California -- were courteous and matter-of-fact in their testimony.

But they would not commit to limiting rescissions to only policyholders who intentionally lie or commit fraud to obtain coverage, a refusal that met with dismay from legislators on both sides of the political aisle.

What's there to like or be happy about in this picture?
 
Posted by SeekingFreedom on :
 
Ok, Tex, here's a part of my previous post I would love an answer to in regarding yours...

For all the problems you listed, did you receive more money (in total) than you've paid into the insurance companies (in total)?

I'm guessing just with the house fire claim you did.

So, in all, you've received more money than you spent...and still you're not happy?
 
Posted by SeekingFreedom on :
 
quote:
LOL...

we wouldn't need them if big brother paid for it.

it's always amusing to play games with economic theory...

So, are we to just sit back and let big brother pay for every ill that exists, Glass? Crash your car, Big Brother will pay for it. Lose your job, Uncle Sam can pay your bills till you get (assigned) a new one. Get sick, Nanny State can pay your medical bills...

Where does that cycle end?
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
Ok, Tex, here's a part of my previous post I would love an answer to in regarding yours...

For all the problems you listed, did you receive more money (in total) than you've paid into the insurance companies (in total)?

I'm guessing just with the house fire claim you did.

So, in all, you've received more money than you spent...and still you're not happy?

By your logic, there's no point in contracts: "they" get to decide "what you need" instead of paying out on the schedule they agreed to. There's also a hint of this: "To tell the truth, you actually were lucky to have been burnt and spent six weeks in a coma and lost your family home that your Dad built."

Why are you asking about me, personally?

How about this: We're in a card game, and you win. There's supposed to be $10 grand in the pot, but I'm light $2 grand. Oh, well, you still won more than you had....

And that would be OK with you?
 
Posted by glassman on :
 

Where does that cycle end?


comeon man. LOL means laughing out load...
big brother? i am the oldest kid of half dozen in my family so i am big brother.


i have really good insurance, i also have VA benefits.

i was already following most of Dave Ramseys principles before i ever heard his show.

i am not for single payer.

what i find so funny in all of this is that i actually beleive in Govt BY the people, and for the people.

i don't think govt is evil, i think it's necessary and it always needs to be better.

i think we have alot of really crappy stupid laws, and i think we have alot of good laws that should be enforced much more strictly.

seems to me that if you wear a suit? the law is rarely enforced against you. i wear 'em, it works.


i don't see "Govt" as evil. i do see evil people doing evil things in Govt and in business.

i don't blindly trust ANYBODY.

i do especially dislike people that i vote for expecting to do or be one thing and they do/be something else entirely.

i have less than no respect for liars. and i see a lot of lying going on these days
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Ok, Tex, here's a part of my previous post I would love an answer to in regarding yours...

For all the problems you listed, did you receive more money (in total) than you've paid into the insurance companies (in total)?

I'm guessing just with the house fire claim you did.

So, in all, you've received more money than you spent...and still you're not happy?

i'm sorry SF, but that's about as dumb a question as i've ever heard.
 
Posted by glassman on :
 
when i lost my house?

the insurance agent came by, was real nice, gave us some forms to fill out.

we did.

after a month had gone by, something about the adjusters attitude was bothering me.

i called the State Insurance Commissioners office and had about a twenty minute chat with them.


the lady said to me that as long as we file form XYZX (i forget the numbers now) within 45? days, we shouldn't have anything to worry about. that deadline was just less than two weeks away.

it was good thing i did call because neither the agent nor the adjuster had given us the form we needed to actually file the claim. they had given us other forms that made us think we were filing the claim.

i looked thru the packet they had given us and it wasn't there, it turns out the form had to have every single item we were claiming on it house and items, and ours was a total loss, it was a custom home in the very middle of 27 wooded acres, so nobody saw the fire until it was higher than the trees and was seen from the highyway 1/2 mile away. we were out of town fishing.

the agent was not the responsible party, the adjuster was, but the adjuster tried to say he thought he agent had given it to us....

then the adjuster refused to extend the time we had left to file the paperwork properly and he also gave us the wrong instructions on how to fill it out.

then he sat on the paperwork for nine months....

there's more too, but i just don't feel like gettin into it...

if i hadn't gotten a "feeling" and i mean that it was just a bad feeling off the guy one day, we would have been frozen out. the bad feeling i got was because he wasn't looking me in the eye in answering simple clerical type questions....

he surely never mentioned the claim deadline coming up, we thought we had already filed the claim, and he knew we thought that.

trust no-one, expect the worst, and you'll never be disappointed.
 
Posted by SeekingFreedom on :
 
Wow, this is so getting out of hand and so far from what I wrote...

First to Tex because I think you've either read something into what I wrote that I never intended or I REALLY missed my intended target.

quote:
By your logic, there's no point in contracts: "they" get to decide "what you need" instead of paying out on the schedule they agreed to.
No, that not what I meant. As I stated in response to your rescission link,

Now. If some companies are truly abusing this clause and simply using it to get out of an honestly entered into contract, then by all means run them up the flag pole and sue the crap out of them.

I apply the same to your situation. If they broke contract with you...SUE THE #$#$ OUT OF THEM. I meant that when I wrote it. If they failed to live up to the contractual agreement that they entered into with you then litigate till they do.

quote:
There's also a hint of this: "To tell the truth, you actually were lucky to have been burnt and spent six weeks in a coma and lost your family home that your Dad built."
If that's how it came across I apologize, Tex. That was nowhere near my intent. My intent was to show that for every (major) claim made, rarely has that same amount been paid by the applicant in premiums. I know from two children and a wife with some health issues that medical costs are astronomical. Without my insurance I wouldn't have a penny to my name. They have literally saved my wife's life and our financial situation. I don't begrudge them charging me premiums to offset that cost.

quote:
Why are you asking about me, personally?
With all due respect, T, you shared personal experiences in your post. I merely asked follow up based on what you wrote.

quote:
How about this: We're in a card game, and you win. There's supposed to be $10 grand in the pot, but I'm light $2 grand. Oh, well, you still won more than you had....

And that would be OK with you?

Of course not. I would hope that you would be good for the money at a later date(See my comment above about litigation).

That being said, do I regret having wagered whatever my share of the pot was because I didn't get everything? No. If I had not wagered at all, I would have won nothing.

Without ANY insurance (as I tried to show in my post to Pagan) when bad things happen, you have NO recourse at all. You're simply hosed. At least WITH insurance, you have something to fall back on when it all hits the fan.
 
Posted by SeekingFreedom on :
 
quote:
i'm sorry SF, but that's about as dumb a question as i've ever heard.
Bah, I'm sure I've surpassed it sometime here. [Smile]

Seriously, though, in retrospect I probably could have worded it better. Hopefully my follow up to Tex cleared up what I meant a little. (shrug)

quote:
when i lost my house?...
Everyone has a horror story, Glass. That's the nature of horror stories. Yes, as I've stated several(reoccurring) times, changes need to be made in the industry. If more regulation is the answer, then regulate. If it's tort reform, then reform. If it's 'fat-trimming', then cut away.

But for the love of Heaven Above, you don't kill all privatization in an industry and simply hope that the Government Bureaucracy will happily make all bad things go away.

That's a horror story just waiting to happen.
 
Posted by glassman on :
 
But for the love of Heaven Above, you don't kill all privatization in an industry and simply hope that the Government Bureaucracy will happily make all bad things go away.

i agree.

i'll tell ya tho, i don't really think of that as a horror story...

nobody got hurt, all of the firemen were fine, and of course we were out of town...

my first job was drawing blood at a huge hospital. that wasone horror story after another...


as they said in barterown? Right or wrong, we had a deal. And the law says: bust a deal and face the wheel!

i don't see the govt as something you hope about...

you get involved. the town hall meetings are kinfofa new thing (for this century anyway)...

i don't want to run for office, but do write letters and i am persistent.
 
Posted by SeekingFreedom on :
 
quote:
as they said in barterown? Right or wrong, we had a deal. And the law says: bust a deal and face the wheel!
I loved Thunderdome...even with Tina in it. [Smile]
 
Posted by glassman on :
 
If they broke contract with you...SUE THE #$#$ OUT OF THEM

i wish it was that simple. i had a good case, but i also had agood lawyer and he told me that by the tme we sued and won? i would not get enough money to make it owrth my while.

he said i would have to be happy with winning in principle. the co's know this, they have the best lawyers on retainer and they pay them anyway....

paperwork and discovery can become very expensive.

in spite of all the big cases you hear about on the news? they are very rare as a percentage of overall cases...
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
quote:
as they said in barterown? Right or wrong, we had a deal. And the law says: bust a deal and face the wheel!
I loved Thunderdome...even with Tina in it. [Smile]
yeah, Max was Everyman.
 
Posted by T e x on :
 
If they broke contract with you...SUE THE #$#$ OUT OF THEM. I meant that when I wrote it. If they failed to live up to the contractual agreement that they entered into with you then litigate till they do.

The only one I can (afford to) sue is the lawyer who represented me against the mortgage company. And I'm going to...

If that's how it came across I apologize, Tex. That was nowhere near my intent. My intent was to show that for every (major) claim made, rarely has that same amount been paid by the applicant in premiums.
Apology accepted, thanks.

The business model was dreamed up by the insurance companies, "betting" on the numbers, so it's a bit tautological to say "rarely has that same amount been paid by the applicant in premiums." My narrow point is they dreamed up the deal, so they should live by it instead of looking for loopholes. Yes, *I* came out OK--though shorted thousands of dollars and unable to replace my home with a similar quality home. My point about talking about me is simply that my personal experience is not pertinent to the discussion as a whole. I could provide many personal details that do apply, but the major points are: 1) insurance companies cheat people alla time [cf rescission ] 2) not enough people have health insurance, and ethically that's wrong 3) the obfuscation and even hate coming from the naysayers seem more directed at manifesting Obama's "waterloo" instead of joining in a sincere debate.
 
Posted by SeekingFreedom on :
 
quote:
but the major points are:

1) insurance companies cheat people alla time [cf rescission ]

As you've shown, it does happen. My caveat would be that we need to make sure we're not generalizing. Do ALL insurance companies cheat their clients? Or only the sad few giving them all a bad name (like bad cops).

quote:
2) not enough people have health insurance, and ethically that's wrong
I would love for everyone to have alot of things, Tex. That doesn't mean that society in general has rated it high enough of a priority to forgo other things to pay for it yet.

quote:
3) the obfuscation and even hate coming from the naysayers seem more directed at manifesting Obama's "waterloo" instead of joining in a sincere debate.
Agreed. Political football at it's finest (worst). This is why I've tried to vocalize specific points where I disagree (ie. surtax on rich, killing privatization in sector).
 
Posted by IWISHIHAD on :
 
How about before they fix this thing they loan Calif. some money.

I am tired of looking at a registered warrant we were sent by the state that my wife stuck on our refrigerator door.

I am sure many people will be happy to stay ahead of their taxes after this type of problem.
 
Posted by glassman on :
 
As you've shown, it does happen. My caveat would be that we need to make sure we're not generalizing. Do ALL insurance companies cheat their clients? Or only the sad few giving them all a bad name (like bad cops).

obviously not all do.

however, there is an inherent flaw in the whole private insurance system.

that is that profits really are based on not paying claims. it is that simple.

as Tex said? he was not made whole in his ordeal, and as i didn't say but will now? i was not made whole either.

what your agent sells you is not what you get.
your agents job is to sign you up, the adjusters job is to chisel you.

that's the truth in many things, not just insurance, but insurance is a contract, and none of us are competent to understand a contract written by those lawyers i mentioned earlier. you talk about not being able to understand a law? try actually reading your full homeowners contract.

this is why i laugh when people say they trust private industry more than the govt.

that's alot of foolishness. your only paranoid if they really are not out to get you(rmoney)

in fact? it is a state by state issue regualted and enforced differntly in each state,

and allowing insurance to be sold across state lines would make it much worse.

so making it more competitive by allowing sales across state lines will in fact make it easier for insurance companies to abuse teir customers.
 
Posted by IWISHIHAD on :
 
Quote Glassman:

what your agent sells you is not what you get.
your agents job is to sign you up, the adjusters job is to chisel you.

that's the truth in many things, not just insurance, but insurance is a contract, and none of us are competent to understand a contract written by those lawyers i mentioned earlier. you talk about not being able to understand a law? try actually reading your full homeowners contract.

this is why i laugh when people say they trust private industry more than the govt.

that's alot of foolishness. your only paranoid if they really are not out to get you(rmoney)

in fact? it is a state by state issue regualted and enforced differntly in each state,

_________________________________________________


The insurance companies are not suppose to cheat us.

They do make it hard on you many times, even though we pay for their service and are suppose to get "service" when we need it most.

You are protected by law from insurance companies cheating us by what's called a bad faith claim, which worries insurance companies the most.

The big problem as always is that we have to prove that there is bad faith and generally need a lawyer to do that.

Insurance companies are there to make money, where is the government is suppose to be there to serve, we the people.

So many times it seems like the government is there to serve a few and many outside of the goverment reap the benefits, that's where one of the problem lies.

That is one of my big gripes with the VA compensation program, as some of you know.
 
Posted by T e x on :
 
I would love for everyone to have alot of things, Tex.

I'm not concerned with "utopia." But coming up with a decent health-care system is crucial for this country, heading into the decades ahead.

Now that being said, I think Obama made a mistake: He should have focused on cleaning up the market. Not just band-aids, either, but fundamental shake-ups with strong, hands-on regulatory *and* enforcement power.

Back to medical...the system as is bad for everybody, really. There's insurance companies who won't pay, doctors who overcharge, and patients who scam. You may not consider chiropracty a medical field, but it *is* health care. I reworked a friend's back-office and started doing workman's comp and denied insurance claims.

Turns out, the insurance companies would routinely deny certain (broad categories) of cases...just cause. Then--if you took the trouble--upon resubmital, they would deny again and affix one of about 3-4 codes. Guess what those codes traced out to mean?

They were denied the second time because they had already been denied once.

The "trick"--which my buddy's office manager refused to do (I would've fired her)--was you had to stamp across the upper part of the top form (or write with Magic Marker) these specific words:

"Submitted for Reconsideration"

With that and a couple of other techniques I developed, I recovered about $50 grand in a few months that otherwise my buddy would have had to simply write off or spend *more* money on, for collection efforts to go after hurt people. These were people he was trying to help get better so they could work again.

Now, did he also have deadbeat clients? Sure. And it's always disappointing to cut peeps deals for cash discounts only to get stiffed. You're trying to help and you get stiffed. Nobody likes that...

But I guarantee you if ask him today which is the bigger problem, he'll tell you he could treat the deadbeats as medical "pro bono" if he didn't lose so much to bad insurance companies.

And we got lots of folks that are fenda to hit the health-care system in the next 30 years.

We better get it figgered out...
 
Posted by raybond on :
 
American people are sure funny. One of the issues OIbama was elected on was a public option medical insurance policy that any american could buy since it seems private insurance companies can't do the job. Well now he is close to doing the jo b and they are all choking and leaving the ship like rats I guess we have to have at least 150,000,000 people left uncovered for folks to demand health care that they can afford to purchase. I don't know why I care so much I have great medical coverage and so does my family. I just would like to see a much healthier nation with people that feel good.

Truman could see this and he could not get it done same for Richard Nixon,Hillary Clinton tried and Obama is losing ground to bad for thoes of you that need it you are letting the greedy criminal element win again
 
Posted by CashCowMoo on :
 
quote:
Originally posted by raybond:
American people are sure funny. One of the issues OIbama was elected on was a public option medical insurance policy that any american could buy since it seems private insurance companies can't do the job. Well now he is close to doing the jo b and they are all choking and leaving the ship like rats I guess we have to have at least 150,000,000 people left uncovered for folks to demand health care that they can afford to purchase. I don't know why I care so much I have great medical coverage and so does my family. I just would like to see a much healthier nation with people that feel good.

Truman could see this and he could not get it done same for Richard Nixon,Hillary Clinton tried and Obama is losing ground to bad for thoes of you that need it you are letting the greedy criminal element win again

I knew the bill wouldnt get passed. 2010 is going to be a VERY interesting election season. Maybe they can focus on the problems on a different approach?
 
Posted by thinkmoney on :
 
What Obama should be focusing on is JOBS, JOBS , JOBS, and then deficit - also jailtime and fines, etc. for all the wall street criminals -

He also should apologize for a phony pork stimulus --

And, no more spending----
 
Posted by wallymac on :
 
quote:
Originally posted by thinkmoney:
What Obama should be focusing on is JOBS, JOBS , JOBS, and then deficit - also jailtime and fines, etc. for all the wall street criminals -

He also should apologize for a phony pork stimulus --

And, no more spending----

How exactly do you create JOBS JOBS JOBS, with no more spending?

Unless you are saying he should be courting Steve JOBS for a cabinet position.
 
Posted by T e x on :
 
quote:
Originally posted by thinkmoney:
What Obama should be focusing on is JOBS, JOBS , JOBS, and then deficit - also jailtime and fines, etc. for all the wall street criminals -

He also should apologize for a phony pork stimulus --

And, no more spending----

kinda what I was saying. Would that I were in Obama's position, the market would be getting severe, severe, severe comeuppance. Answer to me, and get that chit straight.

Frankly, I can't understand how certain homeowners--even neighborhoods--have not *even* been approached for a class-action suit in the realm of the tobacco precedent.

Sad to say, some more spending may be necessary.

Still, the push for health-care revolution is ill-timed, I agree. It's necessary, but not *as* needed as market reform and jail time for the crooks.

Whacking Bernie ain't NEAR enough.
 
Posted by thinkmoney on :
 
After the pork stimulus etc..- question I ask is how do we get more jobs? Well,

1. Less taxes for all esp. small business owners -
2. Hire americans first . I am in IT but in this mess I cant get work while many foreign workers are employed- give incentives to companies which hire american -
3. Stop outsourcing jobs or tax penalty and no tax benefits - Bring home our jobs and if companies put greed first then they should not get tax breaks - Also provide incentives to call centers, etc to get those jobs back in the USA and outsourced call centers give lousy service anyway -
4. Give tax incentives to growth industries -
5. There should be a buy american in stimulus - these are american tax dollars and should only support usa firms - and, that isnt protetionism - it is common sense dont get it that we dont have a buy american clause -
6. Stimulus should have been mostly infrastructure -
7. Give incentives to firms to avoid layoffs

Cut the deficit - Cut overall spending - Cut the fraud in government - But Obama did not put emphasis in job creation but pork stimulus then cap and trade and then health reform - sorry but I am an american and I want a country for my kids and work on jailing the croooks and get the money back, but jobs and deficit should be #1 priority --

Health reform is necessary but first you need a strong economy and definitely no pulic option -

But, Obama has tripled the deficit, raised taxes, and is using stimulus money for more welfare hand-outs for people who don’t deserve it. Which doesn’t create jobs; it creates a lazy, uneducated, and a worthless populous.

I say it this way to - the line for freebies gets longer and welfare state destroys incentive- the crux of job creation -

[ August 17, 2009, 21:01: Message edited by: thinkmoney ]
 
Posted by thinkmoney on :
 
oops ---
 
Posted by T e x on :
 
quote:
Originally posted by thinkmoney:
oops ---

lol, you're right:

oops
 
Posted by glassman on :
 
1. Less taxes for all esp. small business owners -

they did that under Bush and we still lost jobs...and the economy still tanked.


when Reagan did it? the taxes were way higher... so it helped then, but as taxes get lower? cutting them more has less impact.

at some point? cutting taxes increases deficit spending which then causes inflation

small business owners pay about 10K to 14,000$ per year to insure their employees.

a govt plan would cut that about in half, and small business employers would realise considerable gains.

the insurance co's would lose tho, and that's the only valid complaint i've heard raised in all this health care argument. cutting costs would make insurance co's less profitable or even unprofitable.

people in general don't seem to understand that they cannot have everything they want...


7. Give incentives to firms to avoid layoffs

that is why they bailed out everybody they did...

to avoid up to 20 million people being layed off in one year.... of course many still got layed off, but it was not as many and it didn't happen all at once...


i agree with your buy American ideas, but the "conservative" people call it "protectionism"
 
Posted by The Bigfoot on :
 
Obama moving to talk radio to push health care reform. Gonna be on Michael Smirconish today taking calls.
 
Posted by The Bigfoot on :
 
quote:
Originally posted by SeekingFreedom:
quote:
Given your sources, I'm not saying I agree with this post, but take a look at merely one practice of current insurance "business as usual":

http://www.consumerwatchdog.org/patients/articles/?storyId=27994


Ok, I have to ask you then, Tex...

Do you disagree with my conclusion if the following is true:

IF an insurance company's risk is increased...

and

IF an insurance company is unable to raise money to offset said risk through raising premiums...

and

IF there is a competeing entity that has an unlimited amount of capital to use...

THEN

There would seem to be a problem with them being able to stay afloat long term?

I am going back through this thread as it has gotten away from me and though I know it wasn't directed at me I would like to answer.

My answer is that the pressure of competition forces the company to become more efficient and cost conscious without allowing the company to just cut problem customers out of the plan as an answer.

As Glass and others have posted medical insurance companies have some of the highest profit margins in the country. They also have some of the highest advertising budgets in the country. Are you really honestly concerned that they aren't gonna find a few corners to cut to make ends meet? I am not.

As to unlimited money....if these plans have unlimited resources then why is Medicare a decade away from going broke?


There is a funny human reaction that can happen when placed into a seeming no-win situation. It's called dependency or institutionalization depending on which type of situation is being discussed. It happens to battered women, kidnap victims, inmates in prison, the elderly. It's main characteristic is a unexplainable reliance and devotion to the very object or person which is restricting your freedoms.

I believe that in a large part this is some of the backlash that is being fought here. Most everyone in the country knows their wallets are being raped but many have been institutionalized into believing the system as it stands now is the only thing that is protecting their health.

Join me SF. Let's set our brothers and sisters free from their shackles! [Smile]
 
Posted by The Bigfoot on :
 
quote:
Originally posted by SeekingFreedom:
Ok, Tex, here's a part of my previous post I would love an answer to in regarding yours...

For all the problems you listed, did you receive more money (in total) than you've paid into the insurance companies (in total)?

I'm guessing just with the house fire claim you did.

So, in all, you've received more money than you spent...and still you're not happy?

Woah....SF....do we need to explain the definition of insurance and how it works? Cuz it sounds to me like you are mixing it up with your savings account.
 
Posted by a surfer on :
 
http://www.youtube.com/watch?v=G44NCvNDLfc
 
Posted by glassman on :
 
yawn... that guys facts are very questionable:


Canada gets high ranking for cancer survival rates

Updated Wed. Jul. 16 2008 10:55 PM ET

CTV.ca News Staff

Canada has some of the best cancer survival rates in the world, and doctors are pointing to our much-maligned public health-care system as the reason.

In a report on worldwide cancer survival rates, Canada ranked near the top of the 31 countries studied with an estimate five-year survival rate of 82.5 per cent.

For breast cancer,
Cuba had the highest survival rates -- another country with free health care.

The United States was second, and Canada was third, with 82 per cent of women surviving at least five years.

The U.S. has a five-year survival rate in all the cancers studied of 91.9 per cent, while Europe's is much lower at 57.1 per cent. However, survival rates within the U.S. can vary.

In Canada, the five Canadian provinces included in the study had almost identical results.

"For those five provinces, the survival rate does not differ very greatly from one to the other," said British cancer researcher Prof. Michel Coleman. "That probably indicates the overall effectiveness of universal health care for setting a high standard."

The range of survival rates across the five provinces was quite narrow, from a low of 79.3 per cent in Nova Scotia to a high of 85.4 per cent in British Columbia.

The other provinces studied were Manitoba, Ontario and Saskatchewan.

However, the survival rate for the seventeen regions in the United States that were included in the study ranged from 78 per cent to 90 per cent.


in other words? we are paying double what they are for 1/2 to 3 percentage rates higher. 1/2 to 3 percentage points can be accounted for by any number of things.

the average life expectancy for Canadians was 80.34 years compared with 78.6 years for residents of the U.S.

in Canada in 2000? they had a mortality rate of 180 per 100,000 for all types of cancer.

in the US in 2002 it was 194

but states vary considerably:
from high
Kentucky had 228
Louisaina had 222.8
MS has 217
WV had 215

to Utah and HI which were lowest at 144 and 145

that's the facts he's presenting as "better"

in fact? 42 states in the US have a higher mortality rate from cancer than Canada does:


http://www.statemaster.com/graph/hea_can_dea_rat_per_100-death-rate-per-100-000


what he like to ignore is that in the US we rank 33rd in infant mortality, which is interesting because that is about "well care" and saving babies is so high on the priority list of the very same people against govt health care.

maybe the most important point of all is that we already find ways to care for the people without healthcare. the fact is? the hospitals charge those of us with insurance already.
so this increased cost cannot be calculated. it should actually go down because hospital care in the ER is five times more expensive than a dedicated clinic for poor people.

i am not for single payer. i just want people to understand that the facts are "elusive" at best and most of what i've been hearing is just plain lies.

[ August 21, 2009, 23:49: Message edited by: glassman ]
 
Posted by SeekingFreedom on :
 
quote:
Woah....SF....do we need to explain the definition of insurance and how it works? Cuz it sounds to me like you are mixing it up with your savings account.

There is an old book I have somewhere around here called The Richest Man in Babylon. One of the chapters details the building of a massive wall around the city to protect them against possible future invaders. The expense involved was great, but less than what it would have cost had the invaders come in and sacked the city.

This is how I look at insurance. It's an investment against future catastrophe. However large the investment involved (read premiums), it will never be as much as a catastrophic expense would be without it.

We pay the insurance companies to offload our risk onto their shoulders. To accept that risk, they charge us what they calculate is needed at any one time to cover the needed expenses of their clients. If you never have to file a claim, then yes, you're probably better off stuffing the money in a savings account. But as shown in the preceding posts, disasters happen to everyone eventually. With insurance, you're not on your own to foot the bill. Without it, you better have been saving that money...cause you're going to need it.

That's why I look at it as I mentioned above as a amount invested vs. amount paid out by the insurance company view.

quote:
As to unlimited money....if these plans have unlimited resources then why is Medicare a decade away from going broke?
Do you really, honestly think that whoever is in power in 2014 (projected date for medicare to run out of cash I believe) will allow everyone on medicare to go without care? Do you think that they won't simply pass legislation to re-fund the program? It will be the exact same way with this government run public option. Money WILL be found if it means saving votes.
 
Posted by glassman on :
 
Money WILL be found if it means saving votes.

and that is what they are trying to "insure against" by starting NOW!

people on medicare are truly afraid they will lose the benefits they have now, i am sure that i will not get the same benefits they are getting now when i am eligible

IMO? it all comes to the doctors shoulders. not that they have to take pay cut mind you, but they need to figure it out because the politicians just can't
 
Posted by SeekingFreedom on :
 
I don't think the doctors are going to be given much of a choice in the matter, Glass.

On one hand, they accept the plan (however it turns out) and are forced to accept the new option with all of its price caps (and if anyone thinks that the gov isn't going to cap the prices the doctors can charge I have a bridge to sell you). On the other, they refuse to take patients with the public option (if the new plan even allows them to refuse them, which I doubt) and then they get demonized for being money grubbers.

No, no matter how the final plan unfolds, they are stuck with the consequences far worse than any of us will be.
 
Posted by SeekingFreedom on :
 
For anyone here that still believes that government run healthcare won't involve rationing...

http://www.youtube.com/watch?v=70KcaXbkJw4&feature=ytn%3Amptnews

Insurance companies may have their own issues in this area, but be under no illusions about the alternative...
 
Posted by raybond on :
 
I can tell you one reason the doctors don't like the new health care plan is they are not going to be able to double dip anymore. Obama said that is a no no anymore.

I could give you lots of examples but here is an easy one that just happenrd about 60 days ago to my neighbor on medicare. This nice lady had a pace maker installed and the first time the doc did it wrong so he did it over and got paid twice.

I know of very few service industries that get paid for screwing a job up and getting paid again to cover there screw up. One should have it so good
 
Posted by Relentless. on :
 
Let me get this straight...
Are you actually arguing that government will for the first time in the history of humanity.. if not reality... INCREASE efficiency... reduce costs?
Not sure where you left your drawing board but I'm thinking you need to go back to it.
 
Posted by raybond on :
 
The Government will manage health care much better than the private sectore will. And if you look at all the things the Government manages at all levels county,city,state and federal you will find most of them are done well.
 
Posted by Relentless. on :
 
So you are...
The same government that has just admitted they are going to take the ten year deficit to TEN TRILLION dollars is the government you are telling me is the pinnacle of efficiency?
Where did that pesky drawing board go?
 
Posted by raybond on :
 
This can be debated as to why we are in our terrible fix of debt but I do not want to get into that.

sanition,education,law,law enforcement,
corrections,water,sewer,land management,defence,dmv. are just a few things the U.S. Government,state and city goverments do that is the envy of the world. I have seen a lot of the others and our Government does a damn good job.
 
Posted by Relentless. on :
 
DMV?
lol
Law enforcement?

How long have you been in this country?


The ****ing DMV is your example?

Truly amazing.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
So you are...
The same government that has just admitted they are going to take the ten year deficit to TEN TRILLION dollars is the government you are telling me is the pinnacle of efficiency?
Where did that pesky drawing board go?

when are people going to realise that the govt runs a deficit as a matter of POLICY? or that the so-called conservatives are the ones that have run the highest deficits and that they do it on purpose because it is the cheapest way to borrow money from people who don't even have it?

when are people going to realise that by running a deficit, and subsidising lending and borrowing they are able to increase the GDP by as much as 20 percent?

of course the govt is inefficient, it's run by humans.

but to try to glorify private enterprise as some sort of model of efficiency even in comparison is ludicrous.


if the govt had not stepped in four seperate and distinct time in the last 100 years? we'd still be riding horses.

before that? how did our railroads get built? it wasn't simply because of a few aggressive induastrialists, the industrialists used the govt to their own particualr ends to acquire the land they needed to build them on..

same goes with the damn power grid. the GOVT had to be there to take the land from the rightful owners. look up the history of the Tennesse Valley Authority sometime...

the economy we have today could not exist without a relatively powerful centralised govt. the alternative to that would be an industrial fuedalistic society.
 
Posted by Relentless. on :
 
So what are we going to call this new country?

I vote "Happy Land"
Seems the name should be as far from reality as possible, in keeping with the perceptions of its inhabitants.
 
Posted by raybond on :
 
Dmv is one of my examples look at all the vehicles we have on the road and once a year I get my licence and tags without a thought have you ever tried that eles where by the way how long have you been in America and what have you ever done for your county or country folk.If you want to throw things around and I don't mean you had to be a John Wayne.

If you have ever done anything in you community to help or are you an arm chair American with a lot of ideas and no action. This country was built on labor and people that produced it set the ground work for what we are today.
 
Posted by Relentless. on :
 
DMV
Amtrack
USPS
Military
Foreign Relations
EPA
Customs

The list goes on and on as names and acronyms fully embraced as the most inefficient cluster ****s on the planet.

It was just one short year ago that you and your type hated and despised the government... Now some moron who you've been told is like you is supposedly in charge of it and you can't wait to have him sire you with his idea of what's right.

Pointless really..

I was in the military pal, as was every male member of my family going back multiple generations...
Short of fighting the next revolution... we've done enough.
 
Posted by raybond on :
 
I am glad you have done your duty and I am proud of you to keep this going is very non productive. me and you will never agree on most things and thats ok I do respect you and will continue to do so. Now I have to get back to my job have a nice day. you are a very smart person with good Ideas
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
So what are we going to call this new country?

I vote "Happy Land"
Seems the name should be as far from reality as possible, in keeping with the perceptions of its inhabitants.

it's like a narcotic DQR, you can't wean them off all at once...it's too dangerous.

last time i added it all up? between private and govt debt? we are about two years worth of GDP in debt, and keep in mind that GDP includes all the deficit spending.

somebody has to actually rethink our economic metrics just so we can be honest (with ourselves) in evalution.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
DMV
Amtrack
USPS
Military
Foreign Relations
EPA
Customs

The list goes on and on as names and acronyms fully embraced as the most inefficient cluster ****s on the planet.

It was just one short year ago that you and your type hated and despised the government... Now some moron who you've been told is like you is supposedly in charge of it and you can't wait to have him sire you with his idea of what's right.

Pointless really..

I was in the military pal, as was every male member of my family going back multiple generations...
Short of fighting the next revolution... we've done enough.

raybond is correct, we have had the best place to live for the last few centuries...


it is also good to have high standards and lofty goals.

if that seems to be slipping away? maybe it's because we didn't really earn it in the first place? maybe it was just an accident?

have you read Atlas Shrugged yet DQR?
 
Posted by Relentless. on :
 
Glass, it was never the best place to live because of the federal government's actions...

That's not precisely true... a great many things have come from both NASA and military research...

Point being our government is not in a position to provide nor manage health care for the citizens...
It is heavily in debt and its resources(us) have nothing left to offer(recession). It is a government like so many other failed governments... corrupt beyond a satanic wet dream.

Yes a government properly regulated and monitored would be the ideal choice for a health care manager...
We don't have one of those...
 
Posted by Relentless. on :
 
quote:
have you read Atlas Shrugged yet DQR?
nope, just wiki'd it and it looks interesting.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
Glass, it was never the best place to live because of the federal government's actions...

That's not precisely true... a great many things have come from both NASA and military research...

Point being our government is not in a position to provide nor manage health care for the citizens...
It is heavily in debt and its resources(us) have nothing left to offer(recession). It is a government like so many other failed governments... corrupt beyond a satanic wet dream.

Yes a government properly regulated and monitored would be the ideal choice for a health care manager...
We don't have one of those...

well, i won't disagree, but i will ask how we go about getting one.

the Govt is aheckofalot more involved in getting food on your table than anyone NOT in the producer biz knows and the producers want to keep it that way [Wink]
 
Posted by Relentless. on :
 
Yeah no doubt.
I don't know really.. I think getting rid of the fed is an essential first step. Could be that representatives should be picked via lottery rather than electing them. Seems to me the election process has been corrupted beyond repair. The obvious argument against would be A:

What if we get a moron via the lottery?
Umm... look around.. That's all we have now.

B:
What if the lottery is rigged?

Rigged worse than the current election system?

Dunno, just a thought.
 
Posted by glassman on :
 
face it, society in every instance is simply a cleptocracy
 
Posted by T e x on :
 
I say get rid of all "quasis"

if it's governmental/regulatory, it should be subject to FOI/Open Records acts.

I doubt the Federal Reserve is, & I know the DTCC is not.
 
Posted by glassman on :
 
that is an excellent point Tex, and Ron Paul is for that too...

Ron has some really excellent points, but i have to admit that when i listen to him cover all of his points he gets too far gone on some of them.

the DTCC is part of the Federal Reserve. i found that on their site last year, but right now it is not mentioned on their site, so they may have distanced themself when or after they acquired/partnered with Euronext.

they are another example of being too big to fail and should not be as big as they are...
 
Posted by T e x on :
 
"too big to fail"

feed 'em fish heads and dob mud up their asses...

I'm sick to death of too-big-to-fail bull-bully-bullchit.

How come US homeowners are not "too big to fail" ?
 
Posted by raybond on :
 
right you are tex but it just ain't fair or just.
but money and power always have advantage in the USA. The only way to stop it is to stop the lobby system
 
Posted by raybond on :
 
It was just one short year ago that you and your type hated and despised the government... Now some moron who you've been told is like you is supposedly in charge of it and you can't wait to have him sire you with his idea of what's right.

_________________________________________________-

Yes you are 100% correct and I still hate Bush and I still think he is a semi Fascist that given the chance he would would be a full blown Hitler with all the traits of his grandfather who was a Nazi supporter. And I have no shame in that.
 
Posted by Relentless. on :
 
How can you hate anyone who is semi anything?
Wouldn't you semi-hate him?
And that's merely dislike.

I bet you're thrilled now that Obama is in office and has repealed all the laws and orders put in place by Bush the semi-fascist. I can almost hear you rejoicing as Obama pulled the troops out of the mideast. You were overjoyed when Obama closed Gitmo. You were filled with glee when Obama distanced himself from and then refused to use hired mercs like Blackwater to do what the constitution wouldn't allow regular military troops. I know you were darn near orgasmic when Obama declared the repealing of the patriot act.

Yes... how far we've come...
What a bright day.
 
Posted by glassman on :
 
i liked it when he opened the investigation of the institution of the unlimited nobid contract process for Cheney er i mean Halibuttorn.
 
Posted by raybond on :
 
No fully hate I don't care what part of him is or is not the cancer that he is is out of the way for a while or maybe for ever so there is no need to waste any more time on him.
 
Posted by raybond on :
 
I am glad you don't enjoy the day give you something to post about and maybe I will learn a few things from your post.

Any way have a good day I think I will rejoyce now that I know I am a killer thanks for bring that out.

If we love to fight so much how come the idea of a draft scares most people
 
Posted by Relentless. on :
 
Slavery has never been enjoyable... to the slaves.
 
Posted by wallymac on :
 
"I can almost hear you rejoicing as Obama pulled the troops out of the mideast"

What fantasy show did that happen on? Last I looked we still have troops in the middle east. I will be very happy when the troops come home but want it to be done in an orderly and safe manner.

"You were overjoyed when Obama closed Gitmo."
Once again, Gitmo is still open. Yes Prisoners will be transferred and Gitmo will be closed in the future but it is still open. Funny thing, people in the US don't want the prisoner's transferred to US Soil so arrangements are being made with other countries to house these prisoners.

"You were filled with glee when Obama distanced himself from and then refused to use hired mercs like Blackwater to do what the constitution wouldn't allow regular military troops."

Ironic, people want us to follow the Constitution to a T but it's bad to not do an end run around it.

"I know you were darn near orgasmic when Obama declared the repealing of the patriot act."


Eight years after being enacted, and three years after being reauthorized, the controversial USA Patriot Act was repealed by Congress by a vote of 99 to 1 in the Senate and 520 to 18 in the House.

Doesn't look like there were too many people against it.
 
Posted by Relentless. on :
 
Sarcasm is a form of humor that uses sharp, cutting remarks or language intended to mock, wound, or subject to contempt or ridicule.[1] It is first recorded in English in The Shepheardes Calender in 1579:

Tom piper) An Ironical [Sarcasmus], spoken in derision of these rude wits, which make more account of a rhyming Rimbaud, then of skill grounded upon learning and judgment.
—Edmund Spenser[1]

It comes from the ancient Greek σαρκάζω (sarkazo) meaning 'to tear flesh' but the ancient Greek word for the rhetorical concept of taunting was instead χλευασμός (chleyasmόs). Sarcasm appears several times in the Old Testament, for example:

Lo, you see the man is mad; why then have you brought him to me? Do I lack madmen, that you have brought this fellow to play the madman in my presence?
—Achish, king of Gath, I Sam 21:10-15[2]

Hostile, critical comments may be expressed in an ironic way such as saying "don't work too hard" to a lazy worker. The use of irony introduces an element of humour which may make the criticism seem more polite and less aggressive but understanding the subtlety of this usage requires second-order interpretation of the speaker's intentions. This sophisticated understanding is lacking in people with brain damage, dementia and autism,[3] and this perception has been located by MRI in the right parahippocampal gyrus.
 
Posted by glassman on :
 
Eight years after being enacted, and three years after being reauthorized, the controversial USA Patriot Act was repealed by Congress by a vote of 99 to 1 in the Senate and 520 to 18 in the House.

what? that's news to me

there's not even 500 members of the House... that article is incorrect. i dunno how it got published , but it is the only reference to the so-called repeal of the patriot act
 
Posted by wallymac on :
 
quote:
Originally posted by glassman:
Eight years after being enacted, and three years after being reauthorized, the controversial USA Patriot Act was repealed by Congress by a vote of 99 to 1 in the Senate and 520 to 18 in the House.

what? that's news to me

there's not even 500 members of the House... that article is incorrect. i dunno how it got published , but it is the only reference to the so-called repeal of the patriot act

http://www.nytimes-se.com/2009/07/04/patriot-act-repealed/

I should have read further. Looks like just another example of misused sarcasm.
 
Posted by glassman on :
 
the GOP should be glad they have the health care bill to argue about instead of defending themselves for all the things they did wrong.

it would not surprise me to see some of those "issues" get addressed if things keep going the way they have been the last month or so...
 
Posted by Relentless. on :
 
Things keep going the way they are and we'll soon see another "terrorist" attack of some sort.
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
Sarcasm is a form of humor that uses sharp, cutting remarks or language intended to mock, wound, or subject to contempt or ridicule.[1] It is first recorded in English in The Shepheardes Calender in 1579:

Tom piper) An Ironical [Sarcasmus], spoken in derision of these rude wits, which make more account of a rhyming Rimbaud, then of skill grounded upon learning and judgment.
—Edmund Spenser[1]

It comes from the ancient Greek σαρκάζω (sarkazo) meaning 'to tear flesh' but the ancient Greek word for the rhetorical concept of taunting was instead χλευασμός (chleyasmόs). Sarcasm appears several times in the Old Testament, for example:

Lo, you see the man is mad; why then have you brought him to me? Do I lack madmen, that you have brought this fellow to play the madman in my presence?
—Achish, king of Gath, I Sam 21:10-15[2]

Hostile, critical comments may be expressed in an ironic way such as saying "don't work too hard" to a lazy worker. The use of irony introduces an element of humour which may make the criticism seem more polite and less aggressive but understanding the subtlety of this usage requires second-order interpretation of the speaker's intentions. This sophisticated understanding is lacking in people with brain damage, dementia and autism,[3] and this perception has been located by MRI in the right parahippocampal gyrus.

lol, good post
 
Posted by T e x on :
 
quote:
Originally posted by wallymac:
quote:
Originally posted by glassman:
Eight years after being enacted, and three years after being reauthorized, the controversial USA Patriot Act was repealed by Congress by a vote of 99 to 1 in the Senate and 520 to 18 in the House.

what? that's news to me

there's not even 500 members of the House... that article is incorrect. i dunno how it got published , but it is the only reference to the so-called repeal of the patriot act

http://www.nytimes-se.com/2009/07/04/patriot-act-repealed/

I should have read further. Looks like just another example of misused sarcasm.

everybody makes mistakes. shake it off: you post well. [Wink]
 
Posted by T e x on :
 
quote:
Originally posted by glassman:
the GOP should be glad they have the health care bill to argue about instead of defending themselves for all the things they did wrong.

it would not surprise me to see some of those "issues" get addressed if things keep going the way they have been the last month or so...

Exactly.

Is why I say Obama should've stuck to market reform/regulation before advancing to health care. Huge error, both strategic and tactical.

Well, we wanted a rookie, we got a rookie...
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
Things keep going the way they are and we'll soon see another "terrorist" attack of some sort.

just a matter of time: peeps conveniently forget how many acts of terrorism we've overcome.

here's a starting point:

http://www.google.com/search?hl=en&client=firefox-a&rls=org.mozilla:en-US:offici al&hs=xAT&ei=vC6SSvncCpC6NbC27JEK&sa=X&oi=spell&resnum=0&ct=result&cd=1&q=histor y+of+terrorism+in+America+USA&spell=1
 
Posted by glassman on :
 
quote:
Originally posted by glassman:
the GOP should be glad they have the health care bill to argue about instead of defending themselves for all the things they did wrong.

it would not surprise me to see some of those "issues" get addressed if things keep going the way they have been the last month or so...

it took them all of a few hours to begin the next attempt to take over the news cycle:


CIA likely to be investigated over prisoner abuse

Attorney general urged to reopen terror interrogation files

* Ewen MacAskill in Washington and Julian Borger
* guardian.co.uk, Monday 24 August 2009 13.53 BST


The US is close to ordering a criminal investigation into the conduct of the CIA during the Bush administration, it emerged today.

The US justice department's ethics office has recommended to the attorney general, Eric Holder, that he reopen a host of CIA alleged prisoner abuse cases during the interrogation of al-Qaida suspects.

The disclosure comes on the day that the justice department is scheduled to release an internal investigation into the CIA's behaviour, as well as other documents relating to the agency's treatment of prisoners at Guantánamo and in secret prisons round the world in the aftermath of the 9/11 attacks.


http://www.guardian.co.uk/world/2009/aug/24/cia-investigation-prisoner-abuse


Barack Obama initially said he did not want to look backward, with his advisers saying the row would distract from his heavy domestic and foreign agenda. But Holder is said to have been disturbed by what he read in internal justice department reports and it would be difficult for him to ignore the findings of his ethics office.

they're all disturbed that they lost control of the media [Wink]
 
Posted by raybond on :
 
The AFL-CIO draws a line in the sand over the public option.
Yesterday, the AFL-CIO drew “a line in the sand” when it outlined three elements any health care bill it supports must have: a public health insurance option, an employer mandate, and no taxation of health benefits. AFL-CIO Secretary Treasurer Richard Trumka told the press that this means the 11 million member-strong labor organization “won’t support the bill if it doesn’t have the public option in it.” Today, Trumka appeared on MSNBC and explained to Norah O’Donnell that the inclusion of these three elements marks the difference between “coming up with a bill that you have reform and actually having health insurance reform.
The AFL-CIO’s declaration comes at time when there is speculation that Obama may be willing to sacrifice the public option, with reports that “some administration officials welcome a showdown with liberal lawmakers … [for] Obama to show he is willing to stare down his own party to get things done.” Despite the political wrangling over the inclusion of a new public plan in the final health care bill, the public remains overwhelmingly in support of including such an option.
 
Posted by T e x on :
 
quote:
With almost 20 years inside the health insurance industry, Wendell Potter saw for-profit insurers hijack our health care system and put profits before patients. Now, he speaks with Bill Moyers about how those companies are standing in the way of health care reform.
http://www.pbs.org/moyers/journal/07102009/watch2.html
 
Posted by Pagan on :
 
Finger bitten off during California health protest
(AP) – 37 minutes ago

THOUSAND OAKS, Calif. — California authorities say a clash between opponents and supporters of health care reform ended with one man biting off another man's finger.

Ventura County Sheriff's Capt. Frank O'Hanlon says about 100 people demonstrating in favor of health care reforms rallied Wednesday night on a street corner. One protester walked across the street to confront about 25 counter-demonstrators.

O'Hanlon says the man got into an argument and fist fight, during which he bit off the left pinky of a 65-year-old man who opposed health care reform.

A hospital spokeswoman says the man lost half the finger, but doctors reattached it and he was sent home the same night.

She says he had Medicare.

O'Hanlon says the attacker fled but authorities have a good description.
 
Posted by Pagan on :
 
I just find it so ironic, that the guy who got his finger bit off had Medicare, yet he is protesting against public healthcare reform. What does he think Medicare is?
 
Posted by glassman on :
 
She says he had Medicare. (Ironic, huh?)

i've now watched hundreds of pix from townhall meetings.


my eye tells me that only one in ten persons "protesting" are not obviously retirees.

the ones that are not obviously retirees are not obviously young people either, they are simply indeterminate.

i am personally not for a single-payer system.

however, as i posted last year and the year before? US companies NEED a cheaper alternative in order to increase their competitiveness

the fact is? US health insurance co's have not done anything to cut medical costs because (as inmost businesses) the profits are simply based on a percentage of revenues. the higher the revenues? the higher the profits.
 
Posted by raybond on :
 
Real-life ‘Norma Rae’ dies of cancer after her health insurance refused to cover her medications.
Crystal Lee Sutton, whose courageous efforts organizing Southern textile mills inspired the award-winning 1979 film “Norma Rae,” passed away on Friday after a long battle with brain cancer. Sutton’s story is particularly tragic because after fighting her whole life for rights of working Americans, her health insurance wouldn’t cover the medications she needed:

She went two months without possible life-saving medications because her insurance wouldn’t cover it, another example of abusing the working poor, she said.

“How in the world can it take so long to find out (whether they would cover the medicine or not) when it could be a matter of life or death,” she said. “It is almost like, in a way, committing murder.”

Although Sutton eventually received the medication, the cancer had already taken a toll on her.
 
Posted by Relentless. on :
 
Government of the people for the ... bla bla bla

quote:
Ensign receives handwritten confirmation

This doesn't happen often enough.

Sen. John Ensign (R-Nev.) received a handwritten note Thursday from Joint Committee on Taxation Chief of Staff Tom Barthold confirming the penalty for failing to pay the up to $1,900 fee for not buying health insurance.

Violators could be charged with a misdemeanor and could face up to a year in jail or a $25,000 penalty, Barthold wrote on JCT letterhead. He signed it "Sincerely, Thomas A. Barthold."

The note was a follow-up to Ensign's questioning at the markup.


 
Posted by T e x on :
 
not following, sounds like gibberish...sorry
 
Posted by Relentless. on :
 
Define gibberish
 
Posted by The Bigfoot on :
 
If I am following this right here is the logic.

Healthcare reform is passed requiring all adults to get some form of healthcare coverage.

Man does not get coverage as required by law and is fined $1,900 for not getting coverage (supposedly this fine is meant to offset costs of uninsured emergency medical treatment in ER's)

Man continues to disregard the law and does not pay his fine so a warrant is put out on him in the same manner as unpaid speeding tickets...man goes to court and is sentenced to a year in jail or a $25,000 dollar fine.


What I don't get is Relentless's objections to it. There has to be accountability somewhere in there. Step three seems a logical place to put it at.
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
Define gibberish

chit that don't make sense, surrounded by nonsense.

In other words, no context.
 
Posted by Relentless. on :
 
Going to jail for not getting health insurance?
My problem with that?
What ****ing country is this?
 
Posted by raybond on :
 
not a bad idea always room for one more
 
Posted by raybond on :
 
Bet on health care reform passing
By: Paul Begala
September 28, 2009 03:37 AM EST

Hey, fellow progressives, I have a secret for you: We’re winning on health care.

As a battle-scarred veteran of President Bill Clinton’s health care fight, I know there are many dangers, toils and snares ahead. But I am optimistic that President Barack Obama will be able to sign into law a bill any fair-minded observer would call far-reaching, progressive health reform. Here’s why.

The right-wing shouting didn’t work

The conservative strategy of blowing up town hall meetings was must-see TV — as when conservatives shouted down a woman in a wheelchair. But the histrionics didn’t change any minds (Gallup shows support essentially unchanged before and after the August recess), and they didn’t change any votes. I can’t think of a single Democrat who has switched from supporting health reform to opposing it because of the right-wing primal scream strategy. It was, _-as Macbeth said, “a tale told by an idiot, full of sound and fury, signifying nothing.”

The train keeps a-rollin’

All five committees involved have, for the first time in history, reported out bills to fundamentally reform our health care system. Previous House committee chairpersons in prior Congresses wouldn’t speak to one another, much less collaborate on three very similar bills, as the Energy and Commerce, Ways and Means and Health, Education, Labor and Pensions committees have. Very impressive and very encouraging.

On the Senate side, even the absence of the irreplaceable Ted Kennedy has not stopped the cause of his life. His health committee produced a first-class bill. And the Finance Committee, where every progressive feared health care would die, is in the process of producing a bill that covers 95 percent of Americans, cracks down on insurance company abuses like the pre-existing condition rule, subsidizes coverage for the poor, wallops insurance companies with taxes and fees and actually reduces the deficit.

Sure, most liberals think we can do more and we can do better. But it’s most likely the Finance Committee bill will be the floor, not the ceiling. Even one year ago, a bill as progressive as Sen. Max Baucus’s would have been unimaginable in George W. Bush’s Washington.

Democrats can go it alone

Democrats must accept that bipartisanship is dead. It’s not sleeping, it’s not comatose, it’s not hiding. It is dead, dead, dead. Republicans clearly have no desire to work constructively for a bipartisan bill.


Why should they? They’re shaping the bill without giving up any votes. Even before Baucus’s proposal was publicized, the Democrats on the other four committees had adopted 181 Republican amendments. And what did the Democrats get in return for those amendments? Nada. Zip. Zilch. Not even one vote in one committee.

How can I be optimistic that Democrats alone can reform health care? Because these aren’t your parents’ Democrats. The single biggest reason, I believe, that the Democrats lost in a landslide in 1994 was because they failed on health care. More important, congressional Democrats believe it. They know it is their rear ends on the line in 2010, not Obama’s. The press will play a defeat as a disaster for the president, but the voters will visit their wrath on Democrats. That alone may explain the remarkable progress Congress has made in the face of unified and intransigent GOP opposition.

Still, even with the proverbial gun at their heads, Senate Democrats may find it nearly impossible to herd 60 cats — especially when one of them is Joe Lieberman (I-Conn.), the longtime opponent of progressive health care reform. But they have a Plan B: passing health care with 50 votes through reconciliation. Sure it’s a crapshoot. Sure it will annoy the GOP. But what are they going to do: Vote against it? The truth is, reconciliation is an unusual vehicle but not unprecedented. The GOP used it to pass welfare reform and the Bush tax cuts. It was used to pass other health care bills, namely, the State Children’s Health Insurance Program and COBRA (Consolidated Omnibus Budget Reconciliation Act). And if faced with the choice between reconciliation or failure, it’s an easy call.

President Obama says we’re 80 percent of the way there. I know this: When my beloved Texas Longhorns have the ball on the opposing team’s 20-yard line, don’t bet against them. And don’t bet against the Democrats passing major health care reform legislation this year.

Paul Begala is a Democratic strategist and CNN political commentator. He served as counselor to the president in the Clinton White House and currently advises the Service Employees International Union. The views expressed are his alone.

© 2009 Capitol News Company, LLC
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
Going to jail for not getting health insurance?
My problem with that?
What ****ing country is this?

I would think it would be discussed here:

http://www.factcheck.org/2009/08/twenty-six-lies-about-hr-3200/

but I don't see it. I see "a fine" or "a tax," but nothing about jail.
 
Posted by T e x on :
 
this cat makes some good points, but he did a poor job modding the debate shown in the embedded clip:

http://www.cnbc.com/id/32954426/?site=14081545

In his column, where he writes. . . : "They called the figures "hearsay" and "made-up." But it turns out the figures come from Congress's own non-partisan Congressional Research Service. Take a look at how Rep. Andrews responded (in the video); suffice it to say he refused to apologize."

. . .what he should have written is: "I lost when I myself was unable to back up my figures, but as it turns out the figures come from..."

This, too, is a pretty good (although trash-talkin') take on the Moore film, from what I've read about it:

http://www.cnbc.com/id/33020319/

This is the best part of that column:

quote:
It takes a full hour and a half before he stumbles upon the topic he should have started skewering from the moment his film began: Bear-Lehman-AIG-Merrill Lynch-Goldman Sachs et al, and all the short-seller raids and bank runs and trillions of dollars in MBS's, CDS's, CDO's and CLO's that this entails.

Moore fails to make any serious attempt to show how and why Wall Street failed so dismally at managing risk. Instead we get silly stunts akin to what he was doing 20 years ago, in his far superior debut, "Roger & Me."


 
Posted by glassman on :
 
i hear prisoners get excellent health care. and they don't pay a penny [Roll Eyes]
 
Posted by Relentless. on :
 
quote:
Originally posted by T e x:
quote:
Originally posted by Relentless.:
Going to jail for not getting health insurance?
My problem with that?
What ****ing country is this?

I would think it would be discussed here:

http://www.factcheck.org/2009/08/twenty-six-lies-about-hr-3200/

but I don't see it. I see "a fine" or "a tax," but nothing about jail.

What happens when you don't pay a fine?
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
quote:
Originally posted by T e x:
quote:
Originally posted by Relentless.:
Going to jail for not getting health insurance?
My problem with that?
What ****ing country is this?

I would think it would be discussed here:

http://www.factcheck.org/2009/08/twenty-six-lies-about-hr-3200/

but I don't see it. I see "a fine" or "a tax," but nothing about jail.

What happens when you don't pay a fine?
depends.

traffic tickets? even for goofy chit, you can easily wind up in a jail situation. Around here? There's been times when I would surrender myself and work off $400+ fines in a dayandahalf. The worst part? I read all their books, except romances--a man's gotta draw line, somewhere.

Zoning/code compliance? Depends where you live. In my old 'hood, we had a nutball-sourpuss that would study the code and call in on anybody that didn't have regulation kickstands on bicycles. Plus, the dept. "mailed" out tickets. Totally without due process. Consequently, I totally wadded 'em up and ignored 'em. That chit simply *goes away.*

Seriously, this would be federal, I guess, (or some combo of state/federal) so you're talking IRS and somewhere in the neighborhood of student loans. At the income levels we're talking about, I can't think of a single case of poor folks slammed into jail time over an IRS bill. And there's certainly no jail time over student loans. In fact, some of the student-loan originators could stand a lil' scrutiny themselves. What would happen--most likely--is sumpin like this: Instead of getting, say, $1,000 refund with Earned Income Credit factored in, you'd only get an $80 refund.

Now, that's totally offa the top of my head as far as figures go. But the principle's sound--our problem is the principals.
 
Posted by The Bigfoot on :
 
quote:
Originally posted by Relentless.:
Going to jail for not getting health insurance?
My problem with that?
What ****ing country is this?

What happens if you don't have auto insurance and you get into an accident Rent?
 
Posted by raybond on :
 
_-as Macbeth said, “a tale told by an idiot, full of sound and fury, signifying nothing.”
 
Posted by Relentless. on :
 
Please then show me exactly where the FEDERAL government is given the right to mandate that I pay a friggen fine for not getting health insurance...
It will take you until the next amendment I think so I won't hold my breath.
Auto insurance is mandated by local or state governments BF... Yes there is a difference.
 
Posted by Relentless. on :
 
Oh.. and for anyone that thinks the FEDS of all worthless organizations will simply forgive any unpaid fines?
Yeah...
Holding merely delusional as a lofty goal...
 
Posted by raybond on :
 
I liked the prison term better
 
Posted by Relentless. on :
 
Is there any hope at all that you might focus long enough to actually reply coherently?
 
Posted by T e x on :
 
quote:
Originally posted by Relentless.:
Oh.. and for anyone that thinks the FEDS of all worthless organizations will simply forgive any unpaid fines?
Yeah...
Holding merely delusional as a lofty goal...

Truly, I've lost track of where the prison idea got started on this thread. I don't see it mentioned anywhere else in the health-care "cloud."

Anyway, for peeps who truly can't afford health-care, it shouldn't be "required" as much as it is "offered." That would be like jailing peeps who qualify for food stamps but don't go get 'em...
 
Posted by raybond on :
 
Grayson’s Right: Under The Republican Plan, ‘Don’t Get Sick’ (Or You Might Have To ‘Die Quickly’)

Last night, in a controversial speech on the House floor, Rep. Alan Grayson (D-FL) announced that the Republican alternative health care proposals would force sick Americans to “die quickly”:

It’s my duty and pride tonight to be able to announce exactly what the Republicans plan to do for health care in America… It’s a very simple plan. Here it is. The Republican health care plan for America: “don’t get sick.” If you have insurance don’t get sick, if you don’t have insurance, don’t get sick; if you’re sick, don’t get sick. Just don’t get sick. … If you do get sick America, the Republican health care plan is this: “die quickly.”
No Republican wants Americans to die, but the party’s efforts to stonewall meaningful health care reform perpetuate a status quo in which 45,000 Americans die every year because they lack health care coverage and thousands more see their policies canceled or denied by private insurers that are beholden to Wall Street’s profit expectations and not patient health.

Grayson intentionally over-stated his case. It’s not that Republicans want to kill people; it’s that their opposition to meaningful health care reform and their “free market” alternatives would further deregulate insurers and allow companies to continue pushing individuals into high deductible policies that don’t provide adequate coverage and actually harm Americans who can’t afford their medical bills:

“Don’t get sick.” Under the Republican alternatives, private insurers will deny coverage to Americans who suffer from chronic illnesses like cancers or asthma and lure healthier applicants into high deductible policies that provide limited coverage once they become sick.

“Die quickly.” If Americans in these policies do fall ill, they will go bankrupt paying off their medical bills and join the 78 percent of bankruptcy filers burdened by health care expenses who had health insurance but “still were overwhelmed by their medical debt.” Grayson is facetiously suggesting that Americans would be urged to skip the “bankruptcy” part, avoid being a financial burden on their family, and simply pass away.

In other words, the Republican alternatives harm Americans by placing our fate in the hands of the very same private for-profit corporations that have created the health care crisis in the first place.
 
Posted by Lockman on :
 
quote:
Originally posted by raybond:
Grayson’s Right: Under The Republican Plan, ‘Don’t Get Sick’ (Or You Might Have To ‘Die Quickly’)

Last night, in a controversial speech on the House floor, Rep. Alan Grayson (D-FL) announced that the Republican alternative health care proposals would force sick Americans to “die quickly”:

It’s my duty and pride tonight to be able to announce exactly what the Republicans plan to do for health care in America… It’s a very simple plan. Here it is. The Republican health care plan for America: “don’t get sick.” If you have insurance don’t get sick, if you don’t have insurance, don’t get sick; if you’re sick, don’t get sick. Just don’t get sick. … If you do get sick America, the Republican health care plan is this: “die quickly.”
No Republican wants Americans to die, but the party’s efforts to stonewall meaningful health care reform perpetuate a status quo in which 45,000 Americans die every year because they lack health care coverage and thousands more see their policies canceled or denied by private insurers that are beholden to Wall Street’s profit expectations and not patient health.

Grayson intentionally over-stated his case. It’s not that Republicans want to kill people; it’s that their opposition to meaningful health care reform and their “free market” alternatives would further deregulate insurers and allow companies to continue pushing individuals into high deductible policies that don’t provide adequate coverage and actually harm Americans who can’t afford their medical bills:

“Don’t get sick.” Under the Republican alternatives, private insurers will deny coverage to Americans who suffer from chronic illnesses like cancers or asthma and lure healthier applicants into high deductible policies that provide limited coverage once they become sick.

“Die quickly.” If Americans in these policies do fall ill, they will go bankrupt paying off their medical bills and join the 78 percent of bankruptcy filers burdened by health care expenses who had health insurance but “still were overwhelmed by their medical debt.” Grayson is facetiously suggesting that Americans would be urged to skip the “bankruptcy” part, avoid being a financial burden on their family, and simply pass away.

In other words, the Republican alternatives harm Americans by placing our fate in the hands of the very same private for-profit corporations that have created the health care crisis in the first place.

This is really helpful in the debate, what a jacka$$.
 
Posted by Pagan on :
 
quote:
Originally posted by Lockman:
quote:
Originally posted by raybond:
Grayson’s Right: Under The Republican Plan, ‘Don’t Get Sick’ (Or You Might Have To ‘Die Quickly’)

Last night, in a controversial speech on the House floor, Rep. Alan Grayson (D-FL) announced that the Republican alternative health care proposals would force sick Americans to “die quickly”:

It’s my duty and pride tonight to be able to announce exactly what the Republicans plan to do for health care in America… It’s a very simple plan. Here it is. The Republican health care plan for America: “don’t get sick.” If you have insurance don’t get sick, if you don’t have insurance, don’t get sick; if you’re sick, don’t get sick. Just don’t get sick. … If you do get sick America, the Republican health care plan is this: “die quickly.”
No Republican wants Americans to die, but the party’s efforts to stonewall meaningful health care reform perpetuate a status quo in which 45,000 Americans die every year because they lack health care coverage and thousands more see their policies canceled or denied by private insurers that are beholden to Wall Street’s profit expectations and not patient health.

Grayson intentionally over-stated his case. It’s not that Republicans want to kill people; it’s that their opposition to meaningful health care reform and their “free market” alternatives would further deregulate insurers and allow companies to continue pushing individuals into high deductible policies that don’t provide adequate coverage and actually harm Americans who can’t afford their medical bills:

“Don’t get sick.” Under the Republican alternatives, private insurers will deny coverage to Americans who suffer from chronic illnesses like cancers or asthma and lure healthier applicants into high deductible policies that provide limited coverage once they become sick.

“Die quickly.” If Americans in these policies do fall ill, they will go bankrupt paying off their medical bills and join the 78 percent of bankruptcy filers burdened by health care expenses who had health insurance but “still were overwhelmed by their medical debt.” Grayson is facetiously suggesting that Americans would be urged to skip the “bankruptcy” part, avoid being a financial burden on their family, and simply pass away.

In other words, the Republican alternatives harm Americans by placing our fate in the hands of the very same private for-profit corporations that have created the health care crisis in the first place.

This is really helpful in the debate, what a jacka$$.
Ya mean kinda like the GOP talking about Death panels? [BadOne]
 
Posted by glassman on :
 
i simply yelling out you lie?
 
Posted by raybond on :
 
Pelosi: ‘There’s no reason for Mr. Grayson to apologize. If anyone should apologize, everyone should apologize.’

Republican lawmakers have been pressing Rep. Alan Grayson (D-FL) to apologize for saying that the Republican alternative health care proposals would force sick Americans to “die quickly” (even though their own members have been making absurdly false claims about Democratic plans). Rep. Tom Price (R-GA) said that Grayson should “do the right thing and recognize the comments that he made were disrespectful to the House and to the decorum.” Today in her weekly press conference, however, House Speaker Nancy Pelosi (D-CA) said that there’s no reason for Grayson to apologize:

Apparently Republicans hold Democrats to a higher standard than they hold members of their own party. … There’s no reason for Mr. Grayson to apologize. If anyone should apologize, everyone should apologize.

Yesterday, Grayson did say he was sorry — to all the people who have lost their lives because they didn’t have health insurance (almost 45,000 Americans each year).

* Comments
* 52
 
Posted by glassman on :
 
[BadOne] are these people even really sick?

Placebos Are Getting More Effective. Drugmakers Are Desperate to Know Why.
By Steve Silberman 08.24.09

From 2001 to 2006, the percentage of new products cut from development after Phase II clinical trials, when drugs are first tested against placebo, rose by 20 percent. The failure rate in more extensive Phase III trials increased by 11 percent, mainly due to surprisingly poor showings against placebo. Despite historic levels of industry investment in R&D, the US Food and Drug Administration approved only 19 first-of-their-kind remedies in 2007—the fewest since 1983—and just 24 in 2008. Half of all drugs that fail in late-stage trials drop out of the pipeline due to their inability to beat sugar pills.

The upshot is fewer new medicines available to ailing patients and more financial woes for the beleaguered pharmaceutical industry. Last November, a new type of gene therapy for Parkinson's disease, championed by the Michael J. Fox Foundation, was abruptly withdrawn from Phase II trials after unexpectedly tanking against placebo. A stem-cell startup called Osiris Therapeutics got a drubbing on Wall Street in March, when it suspended trials of its pill for Crohn's disease, an intestinal ailment, citing an "unusually high" response to placebo. Two days later, Eli Lilly broke off testing of a much-touted new drug for schizophrenia when volunteers showed double the expected level of placebo response.

Some products that have been on the market for decades, like Prozac, are faltering in more recent follow-up tests. In many cases, these are the compounds that, in the late '90s, made Big Pharma more profitable than Big Oil. But if these same drugs were vetted now, the FDA might not approve some of them. Two comprehensive analyses of antidepressant trials have uncovered a dramatic increase in placebo response since the 1980s. One estimated that the so-called effect size (a measure of statistical significance) in placebo groups had nearly doubled over that time.



http://www.wired.com/medtech/drugs/magazine/17-09/ff_placebo_effect?currentPage= all


who cares if it works better than a sugar pill as long as it's profitable? [Roll Eyes]

this may seem like a "disconnect" but we need to ban advertising of all prescription drugs immediately, because of the power of suggestion.

besides i'm tried of hearing about side effects of prostate pills during the news...

we could prolly cut health care costs alot by simply presrcibing sugar pills.. [Wink]

Why are inert pills suddenly overwhelming promising new drugs and established medicines alike? The reasons are only just beginning to be understood. A network of independent researchers is doggedly uncovering the inner workings—and potential therapeutic applications—of the placebo effect.

how long before the drug co's patent placebos too? [More Crap]
 
Posted by glassman on :
 
want to cut health care costs? tell people they aren't sick when they aren't. [Big Grin]

Nearly half of the doctors polled in a 2007 survey in Chicago admitted to prescribing medications they knew were ineffective for a patient's condition—or prescribing effective drugs in doses too low to produce actual benefit—in order to provoke a placebo response.


http://www.wired.com/medtech/drugs/magazine/17-09/ff_placebo_effect?currentPage= all

hmmmmmmm....

"The quality of care that placebo patients get in trials is far superior to the best insurance you get in America," says psychiatrist Arif Khan, principal investigator in hundreds of trials for companies like Pfizer and Bristol-Myers Squibb. "It's basically luxury care."

Big Pharma faces additional problems in beating placebo when it comes to psychiatric drugs. One is to accurately define the nature of mental illness. The litmus test of drug efficacy in antidepressant trials is a questionnaire called the Hamilton Depression Rating Scale. The HAM-D was created nearly 50 years ago based on a study of major depressive disorder in patients confined to asylums. Few trial volunteers now suffer from that level of illness. In fact, many experts are starting to wonder if what drug companies now call depression is even the same disease that the HAM-D was designed to diagnose.


LOL:

The pharma crisis has also finally brought together the two parallel streams of placebo research—academic and industrial. Pfizer has asked Fabrizio Benedetti to help the company figure out why two of its pain drugs keep failing.

cuz they don't work?
 
Posted by Lockman on :
 
quote:
Originally posted by raybond:
Pelosi: ‘There’s no reason for Mr. Grayson to apologize. If anyone should apologize, everyone should apologize.’

Republican lawmakers have been pressing Rep. Alan Grayson (D-FL) to apologize for saying that the Republican alternative health care proposals would force sick Americans to “die quickly” (even though their own members have been making absurdly false claims about Democratic plans). Rep. Tom Price (R-GA) said that Grayson should “do the right thing and recognize the comments that he made were disrespectful to the House and to the decorum.” Today in her weekly press conference, however, House Speaker Nancy Pelosi (D-CA) said that there’s no reason for Grayson to apologize:

Apparently Republicans hold Democrats to a higher standard than they hold members of their own party. … There’s no reason for Mr. Grayson to apologize. If anyone should apologize, everyone should apologize.

Yesterday, Grayson did say he was sorry — to all the people who have lost their lives because they didn’t have health insurance (almost 45,000 Americans each year).

* Comments
* 52

45,000 Americans lose their lives each year because they didn't have health insurance? Was there a study? A poll? Where does this figure and validity come from? Nancy Polosi?
 
Posted by glassman on :
 
i heard Rush limbaugh say it and cackle, and i heard Glen Beck say it and cry, so it must be true [Big Grin]
 
Posted by jordanreed on :
 
limbaugh DENIED! or soon will be for nfl ownership
 
Posted by raybond on :
 
Study finds 45,000 people in U.S. die each year because they lack health insurance

Reuters

Friday, September 18th 2009, 12:49 PM
Related News

* Articles
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* Union: Teachers deserve day off if they get swine flu

WASHINGTON - Nearly 45,000 people die in the United States each year -- one every 12 minutes -- in large part because they lack health insurance and can not get good care, Harvard Medical School researchers found in an analysis released on Thursday.

"We're losing more Americans every day because of inaction ... than drunk driving and homicide combined," Dr. David Himmelstein, a co-author of the study and an associate professor of medicine at Harvard, said in an interview with Reuters.

Overall, researchers said American adults age 64 and younger who lack health insurance have a 40 percent higher risk of death than those who have coverage.

The findings come amid a fierce debate over Democrats' efforts to reform the nation's $2.5 trillion U.S. healthcare industry by expanding coverage and reducing healthcare costs.

President Barack Obama's has made the overhaul a top domestic policy priority, but his plan has been besieged by critics and slowed by intense political battles in Congress, with the insurance and healthcare industries fighting some parts of the plan.

The Harvard study, funded by a federal research grant, was published in the online edition of the American Journal of Public Health. It was released by Physicians for a National Health Program, which favors government-backed or "single-payer" health insurance.

An similar study in 1993 found those without insurance had a 25 percent greater risk of death, according to the Harvard group. The Institute of Medicine later used that data in its 2002 estimate showing about 18,000 people a year died because they lacked coverage.

Part of the increased risk now is due to the growing ranks of the uninsured, Himmelstein said. Roughly 46.3 million people in the United States lacked coverage in 2008, the U.S. Census Bureau reported last week, up from 45.7 million in 2007.

Another factor is that there are fewer places for the uninsured to get good care. Public hospitals and clinics are shuttering or scaling back across the country in cities like New Orleans, Detroit and others, he said.

Study co-author Dr. Steffie Woolhandler said the findings show that without proper care, uninsured people are more likely to die from complications associated with preventable diseases such as diabetes and heart disease.

Some critics called the study flawed.

The National Center for Policy Analysis, a Washington think tank that backs a free-market approach to health care, said researchers overstated the death risk and did not track how long subjects were uninsured.

Woolhandler said that while Physicians for a National Health Program supports government-backed coverage, the Harvard study's six researchers closely followed the methodology used in the 1993 study conducted by researchers in the federal government as well as the University of Rochester in New York.

The Harvard researchers analyzed data on about 9,000 patients tracked by the U.S. Centers for Disease Control and Prevention's National Center for Health Statistics through the year 2000. They excluded older Americans because those aged 65 or older are covered by the U.S. Medicare insurance program.

"For any doctor ... it's completely a no-brainer that people who can't get health care are going to die more from the kinds of things that health care is supposed to prevent," said Woolhandler, a professor of medicine at Harvard and a primary care physician in Cambridge, Massachusetts.
 
Posted by Relentless. on :
 
People do not run a higher risk of death because they don't have insurance.
The probability of death .. is 100% each and every friggen time.. For everyone.
That's right...
Everyone dies.
Health insurance just means you die poor.
 
Posted by Lockman on :
 
How many people die because they have Health care, that's the study we need.
 
Posted by The Bigfoot on :
 
huh? So Relentless says health insurance is a suckers game that will take your money and Lock is saying that you shouldn't get health care because it might kill you?

LOL I want some of whatever you guys are smokin!
 
Posted by Lockman on :
 
Does anyone actually know what these clowns in washington are actually debating? I haven't actually seen any legislation as of yet.

The public option will be the deciding factor.

Also the idea of not allowing preexisting conditions is gonna be a tricky one. Do you fine or tax those that don't sign up for health insurance?
 
Posted by glassman on :
 
quote:
Originally posted by Lockman:
How many people die because they have Health care, that's the study we need.

hmmmmmm.......


In Hospital Deaths from Medical Errors at 195,000 per Year USA
Main Category: Litigation / Medical Malpractice
Article Date: 09 Aug 2004 - 13:00 PDT

An average of 195,000 people in the USA died due to potentially preventable, in-hospital medical errors in each of the years 2000, 2001 and 2002, according to a new study of 37 million patient records that was released today by HealthGrades, the healthcare quality company.

The HealthGrades study finds nearly double the number of deaths from medical errors found by the 1999 IOM report "To Err is Human," with an associated cost of more than $6 billion per year. Whereas the IOM study extrapolated national findings based on data from three states, and the Zhan and Miller study looked at 7.5 million patient records from 28 states over one year, HealthGrades looked at three years of Medicare data in all 50 states and D.C. This Medicare population represented approximately 45 percent of all hospital admissions (excluding obstetric patients) in the U.S. from 2000 to 2002.



http://www.medicalnewstoday.com/articles/11856.php
 
Posted by Relentless. on :
 
quote:
Originally posted by The Bigfoot:
huh? So Relentless says health insurance is a suckers game that will take your money and Lock is saying that you shouldn't get health care because it might kill you?

LOL I want some of whatever you guys are smokin!

No, I said the headline was idiotic and fearmongering to promote a political agenda of powerful elites...

I really want none of what you are smoking as the side effects are quite apparent.
 
Posted by glassman on :
 
i can't beleive anybody thinks we don't already subsidze the insurance industry:

Blue Shield is ousted from California's high-risk health insurance pool
Its premiums were substantially higher than those of the other two insurers in the Major Risk Medical Insurance Program, state officials say. Blue Shield coverage will remain in effect until Jan. 1.


By Lisa Girion

October 15, 2009

California has ousted Blue Shield, the state's second-largest not-for-profit health plan, from the state's high-risk medical insurance pool because its premiums were too high.

The pool, known as the Major Risk Medical Insurance Program, or MRMIP, insures more than 6,700 Californians who have been shut out of the private health insurance market because of pre-existing conditions.

Through MRMIP, such people are able to buy coverage from private insurers at premiums that are supposed to be 25% higher than the market rate for a comparable policy. The state reimburses the insurers for any losses they incur.


http://www.latimes.com/business/la-fi-blueshield15-2009oct15,0,3875854.story?tra ck=rss
 
Posted by Relentless. on :
 
Not at all surprising... Government subsidizes all industries in one way or another.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
Not at all surprising... Government subsidizes all industries in one way or another.

yep....

i'm looking into anti-trust ruling info on health insurance co's
 
Posted by Relentless. on :
 
I remember being scoffed at for asserting that the penalty for not getting health insurance would be jail time...
quote:
PELOSI: Buy a $15,000 Policy or Go to Jail
JCT Confirms Failure to Comply with Democrats’ Mandate Can Lead to 5 Years in Jail
Friday, November 06, 2009

Today, Ranking Member of the House Ways and Means Committee Dave Camp (R-MI) released a letter from the non-partisan Joint Committee on Taxation (JCT) confirming that the failure to comply with the individual mandate to buy health insurance contained in the Pelosi health care bill (H.R. 3962, as amended) could land people in jail. The JCT letter makes clear that Americans who do not maintain “acceptable health insurance coverage” and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.

In response to the JCT letter, Camp said: “This is the ultimate example of the Democrats’ command-and-control style of governing – buy what we tell you or go to jail. It is outrageous and it should be stopped immediately.”

Key excerpts from the JCT letter appear below:

“H.R. 3962 provides that an individual (or a husband and wife in the case of a joint return) who does not, at any time during the taxable year, maintain acceptable health insurance coverage for himself or herself and each of his or her qualifying children is subject to an additional tax.” [page 1]

- - - - - - - - - -

“If the government determines that the taxpayer’s unpaid tax liability results from willful behavior, the following penalties could apply…” [page 2]


 
Posted by The Bigfoot on :
 
I never scoffed.

I just asked and will ask again what other form of enforcement would you prefer?

I would assume as in most cases of this sort fines would be the norm and jail time would be the exception.
 
Posted by Relentless. on :
 
Oh there was scoffing
 
Posted by glassman on :
 
and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.

isn't that normal for people who don't pay taxes?

a big concern now becomes how you maintain insurance "between" jobs to avoid being taxed on "no income"...

didn't they offer some sort of assistance to low income earners to get insurance?

i suppose you now need a lawyer if you lose your job just to make sure you don't get thrown in jail
 
Posted by The Bigfoot on :
 
I know I have scoffed some of what you have said....don't remember it on this topic but in the interest of moving forward I will admit said scoffing. [Smile]

Now, what other form of enforcement would you prefer to be used?
 
Posted by Relentless. on :
 
I would prefer that it were not a crime to not have health insurance... Seems there is absolutely no constitutional authority for the federal government to demand it...
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
I would prefer that it were not a crime to not have health insurance... Seems there is absolutely no constitutional authority for the federal government to demand it...

they have no constitutional authority to do alot of things they do...

they slip things in by way of "regulating interstate commerce" (for instance) which they do have under Article 1 section 8
 
Posted by The Bigfoot on :
 
Well....I guess it is all dependent on your priorities. I personally think that if by doing something I already do anyway in a different way can get more people the treatment they need to live healthy lives and may actually end up saving me money in the long run then another rule or two to insure the system works correctly doesn't matter to me. As long as the leash is held lightly.

Half the reason we are in the mess we are in is that there weren't enough rules and enforcements on others. If you want rules to be enforced on others as I do, it is hypocrisy to flinch when a rule is put out that could possibly affect me as well.
 
Posted by Relentless. on :
 
BF if you break the law.. what happens?
Fine...Jail.. Death in that order.
If the government breaks the law what happens?
People make excuses and then ***** they didn't break it more.
 
Posted by Relentless. on :
 
No it does not depend on anyone's priorities.. Simply stated the government has NO authority to implement the proposed health care plan.
To do so would break the law.
 
Posted by The Bigfoot on :
 
Preamble of the constitution Relentless.

promote the general welfare

It is not only in the constitution it is one of the reasons why the constitution was created.
 
Posted by glassman on :
 
quote:
Originally posted by The Bigfoot:
Preamble of the constitution Relentless.

promote the general welfare

It is not only in the constitution it is one of the reasons why the constitution was created.

funny? i heard House Republican Leader John Boehner "quote" the preamble of the constitution at a rally yesterday... he quoted it wrong, where do we get these idiots from anyway?:

When it was Mr. Boehner’s turn to step up to the podium he started with some red meat to fire up the protesters, then he pulled out his pocket Constitution and said, “This is my copy of the Constitution and I am going to stand here with our founding fathers who wrote in the preamble, we hold these truths to be self evident,…”.

There is a preamble to the Constitution, but what House minority leader Boehner (R-OH) was reading was the preamble to the Declaration of Independence. He obviously does not know the difference between the two. The upside for him was that none of the teabagger protesters knew the difference either.



see it here, 2:30 in:

http://www.youtube.com/watch?v=L5_SuqrdLYc&feature=player_embedded
 
Posted by glassman on :
 
apparently Rachael maddow was even more of an idiot and claimed we don't even have preamble to the constitution.. (we do)

Maddow Wrongly Claims 'Constitution Doesn't Have A Preamble'

http://newsbusters.org/blogs/noel-sheppard/2009/11/06/maddow-wrongly-claims-cons titution-doesnt-have-preamble

Preamble Note

We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.


face it, this country has been rode hard and put away wet, and both parties are guilty as sin.
 
Posted by Relentless. on :
 
quote:
Originally posted by The Bigfoot:
Preamble of the constitution Relentless.

promote the general welfare

It is not only in the constitution it is one of the reasons why the constitution was created.

Promote... Not MANDATE...
English is a wonderful language so complex with the words and letters and all... yes a joy to embrace.
 
Posted by glassman on :
 
all of this is still the fault of the doctors.

i live in a small town (way less than 50,000) and our local surgery clinic just "invested" in arthroscopic eqpt...

they are running TV ads night and day onall the procedures they can do...

thing is? my (and your) insurance is paying for all those damn ads...
don't get me wrong, i'm glad they can do colonoscopies and other "diagnostic" arthroscopic surgery locally, but why do we have TV ads for it?

and i'm also hearing about all kinds of other diagnostic procedures they want to do from people i know...

anybody who doesn't think the doctors are not running a blank check business should look into how many "tests" they run and who actually owns and operates the testing eqpt/facilities...

they claim they have to protect themselves from lawsuits, but they are the one ordering, and profiting from, the tests.
 
Posted by Relentless. on :
 
Bull****.. this is the fault of the voters and the media that guides them.
Doctors for the most part are reactionary in their monetary desires..
You are still making excuses for the governments you have elected.
 
Posted by raybond on :
 
ha,ha,ha,ha
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
Bull****.. this is the fault of the voters and the media that guides them.
Doctors for the most part are reactionary in their monetary desires..
You are still making excuses for the governments you have elected.

reactionary? LOL.. they are making money as fast as they can, sure, they complain about expense just like any other business does. my doctor is seeing about four to five patients per hour. and it takes an hour and a half to two hours to see him... go figure.
 
Posted by Relentless. on :
 
The few doctors I know are getting eaten alive by insurance costs... Granted I don't know alot of doctors but I do know a few.
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
The few doctors I know are getting eaten alive by insurance costs... Granted I don't know alot of doctors but I do know a few.

"eaten alive"? what's that mean? they only make 150,000/yr instead of 190K?


This spring the ASA Committee on Professional Liability again conducted a survey of
46 medical liability insurance carriers to assess rate changes and market trends in
2004. We compared 2004 premiums to similar surveys in 2002 and 2003.4,5 The
average premium for anesthesiologists in 2004 was $20,611 (range = $3,958 to
$62,400) compared to $15,476 (range = $4,855 to $58,089) in 2002, representing a
33-percent increase [Figure 1]. The premiums are highly variable, however, with
markedly high premiums for anesthesiologists with prior history of a lawsuit,
performance of higher-risk procedures (e.g., invasive pain management, officebased
surgery), and for those practicing in localities with high liability risk. Mean
premiums were fairly similar in 2003 and 2004, although some states experienced
increases of more than 40 percent (Alabama, Colorado, Maryland, Missouri, New
Hampshire and Oklahoma). In 2002, five states had average premiums of greater
than $20,000, while 22 states had average premiums of more than $20,000 in 2004.
The highest average premiums (>$30,000) during 2004 were found in Florida,
Illinois, Michigan, Ohio and West Virginia, with premiums in Florida leading the
nation. Rate increases have been particularly severe when insurance carriers have
withdrawn from the market in the state.


http://depts.washington.edu/asaccp/prof/asa68_6_5_6.pdf

eaten alive my ass.
 
Posted by glassman on :
 
BTW? i had a couple dozen tests by neurologists and anaesthesiologists.. i know exacly why they have the high premiums and no, i didn't sue any of them, but i should have [Wink]

some of the crap they do shouldn't be done to animals. i have no sympathy for any of them.

my insurance as a repo man was higher
 
Posted by glassman on :
 
Malpractice Insurance Premium Increases Have Small Effect On Physicians, Study Finds
Main Category: Litigation / Medical Malpractice
Article Date: 12 May 2006 - 0:00 PDT

Medical malpractice premiums cost an average of $18,400 in 2000, down from the 1986 average of $20,106 in inflation-adjusted dollars, according to a study published on Tuesday in Health Affairs, the Boston Herald reports (Heldt Powell, Boston Herald, 5/8). Researchers at Suffolk University Law School examined surveys from 1970 to 2000 conducted by the American Medical Association's Center for Health Services Research and its successor, the Center for Health Policy Research. The nationwide surveys looked at samples of all self-employed physicians in regards to their income, practice expenses and practice characteristics. The researchers finds that malpractice premiums increased from 6% of physicians' total expenses in 1970 to 11% of expenses in 1986. Premiums fell to 6% of expenses in 1996 and then increased to 7% of expenses in 2000.


http://www.medicalnewstoday.com/articles/43147.php
 
Posted by The Bigfoot on :
 
Further within the Constitution under the powers of congress.

quote:
To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.
It is necessary for all who can to participate with universal healthcare in order for it to achieve the goals of low cost universal access to quality care that promotes the general welfare therefore it is proper for there to be consequences for those who have the ability to participate but do not.

My interpretation is amateurish but I'd bet a political law professor would use a similar defense with better verbiage. I get your point Relentless that the individual is having constraints put upon them in order to serve the larger picture. I don't believe that congress is abusing their authority though.
 
Posted by Relentless. on :
 
If it gets passed we will find out as you know someone will sue and the case will make it all the way to the top.
 
Posted by glassman on :
 
i don't think it would hold up DQR, but i wonder who will have standing to bring it....
 
Posted by The Bigfoot on :
 
You really think it won't hold up glass?
 
Posted by glassman on :
 
quote:
Originally posted by The Bigfoot:
You really think it won't hold up glass?

nope. requiring people to get health care/insurance is overstepping. there's no basis for the govt to force people to do business with anybody.
 
Posted by The Bigfoot on :
 
There is precedent. Government requires auto insurance.
 
Posted by glassman on :
 
quote:
Originally posted by The Bigfoot:
There is precedent. Government requires auto insurance.

LIABILITY insurance for what you do to others not for yourself.
 
Posted by The Bigfoot on :
 
Granted. However if the argument is that government is overstepping their authority by requiring that you do business with somebody the example stands as legitimate precedent.

If the argument is the government requiring you to insure yourself....well, I guess we will see as Relentless said.

You know what is next if it does get struck down though right? Single payer option becomes the new holy grail for liberal democrats.
 
Posted by glassman on :
 
quote:
Originally posted by The Bigfoot:
Granted. However if the argument is that government is overstepping their authority by requiring that you do business with somebody the example stands as legitimate precedent.

If the argument is the government requiring you to insure yourself....well, I guess we will see as Relentless said.

You know what is next if it does get struck down though right? Single payer option becomes the new holy grail for liberal democrats.

no, you have the choice not to drive on public streets, or you can buy liability insurance.

recently the Supreme Court has been changing it's views on driving cars since the country is now built in such away that we have a hard time living at all without hem, but they still see cars as a privilege not a right. Hence their argumetn that stopping you at random checkpoints is not a violation of the 4th ammendment even tho it clearly is -if you read the Constitution literally...


The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized.

isn't your car an effect?


6 plural : movable property : goods

isn't a roadblock "just because" unreasonable? yes it is...

the whole point of getting warrants was to stop "fishing expeditions" which road blocks clearly are...

a portion of the bill can be struck down without breaking the whole bill...

there are many options to fix our medical delivery/payment situation, but the doctors are in charge and in the end? they will get what they want...

they have the most powerful Union the world has ever seen...

i think most of us want them to be paid well...

on the other hand? when they precribe you a 300$ medication when a 25$ will work? you have to ask yourself why. they make a kickback on it..

the FDA has been pulling generics off the market because they were grandfathered in. The new drugs that replace them are ten or even fifty times as much.. yet these old standby drugs are know to work and have been being prescribed since before the FDA began aproving drugs...

this really is about corporate feudalism. i don't want to see single payer, but i see that nobody is trying to set up a decent replacement...
 
Posted by The Bigfoot on :
 
House got their 218. Moving to the senate.
 
Posted by Relentless. on :
 
Treasonous... Everyone who voted for an unconstitutional bill should be jailed.
 
Posted by jordanreed on :
 
so scared!
 
Posted by raybond on :
 
Got our 218 now to the senate to kick more republican butt. Good day for the white hats we are getting closer than ever before its like a wish come true.

[Were Up] [Were Up] [Were Up] [Were Up] [Were Up] [Were Up]
 
Posted by glassman on :
 
quote:
Originally posted by Relentless.:
Treasonous... Everyone who voted for an unconstitutional bill should be jailed.

the provision is in there as a favor to the insurance co's. they demanded it.

if there is no public option in this bill? they are garanteeing that costs will go up.
 
Posted by Relentless. on :
 
Prices will go up either way.. The only thing they are doing is killing what is left of our economy while jailing anyone who doesn't want to play along.
 
Posted by glassman on :
 
what's left? what is left?
 
Posted by Relentless. on :
 
yeah.. good point
 
Posted by Highwaychild on :
 
You don't have to look very far to see how bad of an idea this is...
Is Canada's Government run health care system not just one big backlog.
A lot of 'em have been coming down here just to be able to get a doctor.

Will We all be
going to Mexico if this thing passes? Is our system going to be marred by bureaucracy...
Especially when all them Baby Boomers start getting euthanized to make room for another bed... (note to self: maybe I'll get my social security after all)
 
Posted by raybond on :
 
House Democrats Voting No

An interesting table from The New York Times profiles the House Democrats who voted “no” on health reform last night. Mostly it’s people from districts that went for John McCain, oftentimes heavily so. There’s also Artur Davis whose district suggests he ought to be a solid Democratic vote but who’s running for governor of Alabama and thus tacking way to the right of what his district requires. You’ve also got idiosyncratic nos from Brian Baird and Dennis Kucinich and a clutch of freshman Dems from districts Obama won.

This last group, I think, provided the House leadership with a margin of error on the vote. The leaders want to hold these seats, so are happy to let these folks vote no if their votes aren’t necessary. But it’s far from clear that a Larry Kissell or a John Adler (both from districts Obama won by five percent) actually does need to vote need to vote no in order to stay viable. Arms could be twisted in other words. Given how close the vote was in the end, it’s noteworthy that there was no real sign of nervousness from the House leadership all day—they had this in the bag.
 
Posted by a surfer on :
 
http://online.wsj.com/article_email/SB10001424052748704795604574519671055918380- lMyQjAxMDA5MDEwMTExNDEyWj.html
 
Posted by glassman on :
 
Senate Health Care bill to cut deficit (according to CBO)? LOL.. that's UnAmerican...
 
Posted by glassman on :
 
wow, it won't cover the 30 million illegal immigrants? sheesh... who wrote that thing anyway?
 
Posted by Lockman on :
 
quote:
Originally posted by glassman:
Senate Health Care bill to cut deficit (according to CBO)? LOL.. that's UnAmerican...

Ya it will cut the deficit and cut Medicare benefits....RIGHT! These people that make this stuff up aren't living in the same world as the rest of us.

Can you really believe any politican is going to vote yes on a bill the even suggests a cut in Medicare.
 
Posted by glassman on :
 
i dunno lock, i've pretty much given up trying to figure out what world most of them are in...

i actually watched most of the Palin interview with Hannity last night, and i still don't see what attracts people to her either...

last night O'reilly was strongly hinting at creating a third party.

i have no clue what world he thinks he is living in either... cuz everybody that goes with him and palin and beck will come right out of the GOP...

they will leave the GOP in tatters.
 
Posted by SeekingFreedom on :
 
quote:
they will leave the GOP in tatters.
Would that be such a bad thing given the current batch of Repubs?
 
Posted by glassman on :
 
yes IMO it would. i've been accused of being all kinds of things- liberal etc... but what i understand about our system of govt is that it should be "adversarial". that's the checks and balances that our forefathers were seeking...

i would prefer the President of whichever party have to deal with a Congress controlled by the opposite party.

That's always what is best for the majority...

Clinton was well-balanced by the GOP Congress, the train derailed when Bush got a GOP congress and used his rubberstamp all day long..

it is depressing when the adversarial attitudes don't dwell on facts, just partisan attitudes.....
 
Posted by SeekingFreedom on :
 
On basic principle, I would agree with the adversarial concept with our current party system.

However, even if it means handing an election to the other party to show your own party that they have to start actually representing the people instead of making decisions based on back room deals and lobbyist donations, then maybe it's worth it.

You can't tell me that when Reagan swept the country that some Dems didn't vote for him out of disgust with their party's actions. It needs to happen every now and then (more than it has in recent times) imo.
 
Posted by glassman on :
 
what i see coming is the "Fox party" ...

i think they have convinced each other that they are more important and more "right" or "correct" than anybody else. they have a strong following, but they also have a strong negative reaction.

Beck has few good ideas. he doesn't just spew 100% lies; he puts enough truth in there that when he drops turds? they seem palatable as long as you don't think too hard about them....

i only watched a few of the last minutes of his show today but he was rolling, and he is making noises that sound like he's going into politics seriously...

the thing to keep in mind about people like him and limbugger is that they do well when they are on the soapbox, but when it comes time to actually interact with other people? they often fall apart... even Obama was obviously uncomfortable in debates...

another good example is Palin, she claims she wasn't expecting "hardballs" from Katie Couric... but Katies' hardball was asking where she gets her news, what she reads.. my bet is that Palin gets her news from Fox, and she didn't want to say that, and took it as a hardball question because of that...
 
Posted by SeekingFreedom on :
 
I'm not saying that I would vote any of them in either, Glass.

But what if they start something that actually threatens the status quo of current politics?

What if a repeat of the New York Congressional District 23 happens on a wider scale? With independents\conservatives actually getting a decent following because people are fed up with the 'R' vs. 'D' crap.

This is what I would actually like to see. People voting for candidates based on their stances on issues, not which party they owe their allegiance to.

If they can actually something that leads to that place, I say more power to them.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:


You can't tell me that when Reagan swept the country that some Dems didn't vote for him out of disgust with their party's actions. It needs to happen every now and then (more than it has in recent times) imo.

well carter had the Iraq hostage crisis fiasco on his hands...

the last time unemployment was (almost now) this high? Reagan had been in office for two and three whole years and the Senate had become GOP for the first time almost 30...

http://www.swivel.com/data_columns/spreadsheet/4527076

i am not sure why people remember Reagans good points more than his bad...
Reagan didn't "win" the cold war.. he was in office when the USSR finally collapsed under it's own weight, in large part due to the cost of the Afghan war...

Reagan pulled out of Lebanon after the Marine Barracks bombing. France bombed them back.. go figure that?

also? Reagan was a firm beleiver in the progressive tax systems, his brand of Conservatism is almost liberal compared to todays brand... he cut the govt growth rate by ZERO while talking "bad" about it...

his tax cuts were apropriate given the rates that were being charged when he came in, but there is a point where cutting them more begins to have much less effect on the economy, and Bush took all that slack out of it, cutting more now would do little..
 
Posted by SeekingFreedom on :
 
I'm not holding Reagan up on a pedastal, Glass. This isn't about how his term were spent.

Pulling in 44 out of the 50 states tells you something about the political environment that ushered him in. And I fully believe that many Dems of the time either didn't go vote out of disgust, or actually voted for him to get rid of Carter.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
I'm not holding Reagan up on a pedastal, Glass. This isn't about how his term were spent.

Pulling in 44 out of the 50 states tells you something about the political environment that ushered him in. And I fully believe that many Dems of the time either didn't go vote out of disgust, or actually voted for him to get rid of Carter.

i was disgusted that we had hostages in Iran and "we" were sitting there wringing our hands... i enlisted summer of 80 fully expecting to see action... nobody would have even thought of stopping US..
 
Posted by raybond on :
 
Former Insurance Company Executive: Health Insurers Stand Between Patients And Their Doctors

ellenhayden3 One of the most common right-wing memes used by opponents of health care reform is that progressive solutions to America’s health care problems place “Washington bureaucrats firmly between you and your doctor.” Again and again, conservatives have deployed this meme to demagogue the health care debate.

However, the reality is there already is someone standing between you and your doctor: health insurance companies. Single mother Ellen Hayden knows this from experience. After losing her mother at the age of 7 from breast cancer, Hayden has done everything she can to get regular mammograms. Following an abnormal mammogram, her doctor recommended that she have an MRI. After the scan, her insurer, Blue Cross Blue Shield, refused to pay for the procedure and is also refusing to pay for a follow-up second MRI her doctor has suggested.

Ned Helms, a former health insurance industry executive who now works at the University of New Hampshire, told Sea Coast Online that this is Hayden’s case is an example of “insurance people” getting between patients and their doctors:

“It’s understandable that this is an emotional issue because most patients believe that ‘nothing is going to stand between me and what I want to get done,’” said Ned Helms, a former health insurance industry executive and director of the N.H. Institute of Health Policy and Practice at the University of New Hampshire. [...]

“We have this notion in our political debate and popular culture that we can’t have reform because that means that government bureaucrats will make decisions but we already have insurance people playing that role,” said Helms

Helms went on to say that one of the major obstacles to attaining proper reform is the way insurance companies often “write their own rules for the road.” Late last year, former Cigna executive Wendell Potter left his 15-year career at the major health insurer and joined the fight for universal health care. He told Bill Moyers last July that politicians who warn about the government getting between patients and their doctors are “ideologically aligned with the [health insurance] industry.”
 
Posted by CashCowMoo on :
 
Yeah....because this is excatly what we need right here:


http://www.washingtonexaminer.com/politics/HHS-would-become-federal-giant-under- Senate-plan-8586777-73718162.html


Give me a break
 
Posted by raybond on :
 
Senate Considering Opening Medicare To Americans Under 65?

oldYoungEzra Klein is reporting that lawmakers may be considering replacing the opt-out public option in the Senate health bill with a provision that would open Medicare to Americans under 65 years of age. “Sources who have been briefed on the negotiations say that Medicare buy-in is attracting the most interest,” Klein reports. “Expanding Medicaid is running into more problems, though there’s some appeal because, unlike increasing subsidies, expanding Medicaid actually saves you money.”

The Congressional Budget Office has concluded that allowing uninsured Americans 62 to 64 to buy into the Medicare program and charging the buy-in population a regular premium plus a 5 percent administrative fee, would not add to long-term Medicare outlays. Dick Gephardt and John Edwards both offered a buy-in option during the 2004 presidential campaign and, in November 2008, Sen. Max Baucus (D-MT) proposed expanding Medicare in the short term and phasing it out once the Exchange became operable (in 2013). More recently, Rep. Mike Ross (D-AR) — who led a group of seven centrist Blue Dogs who objected to a public option that reimbursed providers based on Medicare rates — floated a proposal to open-up Medicare to Americans under 65, “but at a reimbursement rate much greater than current Medicare rates.”

But some point out that expanding Medicare to a younger population is not without its problems. Jacob Hacker predicted in an interview with the Wonk Room, that seniors would oppose opening the program to younger Americans and explained that Medicare was not designed “to provide health security to a younger than 65 population.” “There are a lot of holes in the Medicare program that should be fixed but which aren’t going to be fixed immediately. One of the important reasons to have a separate insurance plan is to make sure you’re providing the kind of good coverage that you know younger Americans need,” Hacker said.

“Ultimately though, we should understand the public health insurance plan idea, and Medicare as being very much interrelated. That over time, we should see this public health insurance plan and Medicare as a way of improving the cost effectiveness and the quality of care delivered to both younger Americans and to those over 65.”
 
Posted by raybond on :
 
Lieberman’s Offer to You: Nothing

Well, as I wrote this morning:

That said, I agree with Chris Bowers that in a lot of ways the real story here is that the Senate leadership has, at every step of this process, underscored that a “reconciliation” path to a health care bill is off the table. That means Lieberman has unlimited control over what happens, and no incentive to compromise, so it shouldn’t surprise anyone that he’s being uncompromising. Can’t liberals be just as stiff-necked as Lieberman? Sure, they could. But liberals members do have an incentive to compromise—the tens of thousands of people who die every year for lack of health insurance. The leverage that Lieberman and other “centrists” have obtained on this issue (and on climate change) stems from a demonstrated willingness to embrace sociopathic indifference to the human cost of their actions.

And it looks like Lieberman used that leverage to the hilt and we’re looking at a bill with not so much as a faint trigger of a public option.
 
Posted by glassman on :
 
it looks like the health care bill is simply a gift to the insurance co's at this point.

if they require people to get health insurance? it will go to the courts. they have no right to require US to get health insurance.
 
Posted by Lockman on :
 
quote:
Originally posted by raybond:
Lieberman’s Offer to You: Nothing

Well, as I wrote this morning:

That said, I agree with Chris Bowers that in a lot of ways the real story here is that the Senate leadership has, at every step of this process, underscored that a “reconciliation” path to a health care bill is off the table. That means Lieberman has unlimited control over what happens, and no incentive to compromise, so it shouldn’t surprise anyone that he’s being uncompromising. Can’t liberals be just as stiff-necked as Lieberman? Sure, they could. But liberals members do have an incentive to compromise—the tens of thousands of people who die every year for lack of health insurance. The leverage that Lieberman and other “centrists” have obtained on this issue (and on climate change) stems from a demonstrated willingness to embrace sociopathic indifference to the human cost of their actions.

And it looks like Lieberman used that leverage to the hilt and we’re looking at a bill with not so much as a faint trigger of a public option.

Do you have documented proof that tens of thousand of people die each year simply because they have no health insurance? That's a scare tactic and you know it.
 
Posted by glassman on :
 
Do you have documented proof that tens of thousand of people die each year simply because they have no health insurance? That's a scare tactic and you know it.

so, take the opposition view and say nobody dies because they don't have health care and where does that take you?

if it were true, and i don't think anybody beleives it is, the answer would be that we with insurance already pay for the people that don't have helath care insurance (we do, but not all)

all those BK filings on health care bills? we pay for them too, we also pay for all those damn TV commercials.

this is why it's funny when people claim that any health care bill will cost us more. done well? it would cost us alot less.

we have built our health care system sitting on a railroad track and the trians a'coming.

i see no reason to think anything has been fixed.

and quite frankly? the GOP wants it to be worse than it is now. don't they?

in a couple years? people will remeber that they sat on their butts and and threw rottten fruit instead of rolling up their sleeves and getting to work. cuz it's gonna be worse.
 
Posted by Lockman on :
 
quote:
Originally posted by glassman:
Do you have documented proof that tens of thousand of people die each year simply because they have no health insurance? That's a scare tactic and you know it.

so, take the opposition view and say nobody dies because they don't have health care and where does that take you?

if it were true, and i don't think anybody beleives it is, the answer would be that we with insurance already pay for the people that don't have helath care insurance (we do, but not all)

all those BK filings on health care bills? we pay for them too, we also pay for all those damn TV commercials.

this is why it's funny when people claim that any health care bill will cost us more. done well? it would cost us alot less.

we have built our health care system sitting on a railroad track and the trians a'coming.

i see no reason to think anything has been fixed.

and quite frankly? the GOP wants it to be worse than it is now. don't they?

in a couple years? people will remeber that they sat on their butts and and threw rottten fruit instead of rolling up their sleeves and getting to work. cuz it's gonna be worse.

Ok lets let the government run health care with a single payer system. They do such a good job with everything else. Wait until we see how they do with the census count next year...I'm sure it's gonna run as smooth as silk.

Has anyone actually done a study to see why health care insurance is high? I think we should identify the reasons the present system doesn't work...of course it works for 85% of americans so I'm told...I'm for improving the system but starting from scratch seems like a huge job that I honestly don't see our government capable of.
 
Posted by glassman on :
 
Ok lets let the government run health care with a single payer system.

you are doing it too.

the system is NOT working for 85% of Americans.

first off, the Govt does not screw up everything.

that's such a patent lie that people don't even try to make the case anymore.

the govt is just fine with whoever is in power at the moment and sux for whoever is out of power, and that can change in the course of 6 years now.
that's tearing our country into little peices.

the Govt is not perfect, but private enterprise is no better. in fact? private enterprise has not performed too well when it has been allowed to run wild.. ever.

why do we need to do a study to find out why health care is high?

we know why, doctors spend our insurance money on themselves without any questions.

our employers buy our health insurance for us, and we go to the doctor and ask for every test in sight just in case because we don't get a bill.

it's not freemarket at all. the doctors own the system and they have figured out how to charge whatever they want.

medicare was fought tooth and nail by conservatives. but now that they have it? they won't give it up. and yeah, it's going broke, but conservatives like to borrow and spend while liberals like to tax and spend.
 
Posted by raybond on :
 
I would really like to see a private insurance company to take on a medicare type policy.

(1) No one under the age of 65 would be allowed to buy a policy.

(2) And everybody excepted irregardless of past conditions.

Now when I see a private insurer do that I may listen to there whining. But the way the private industry thinks, that is a segment of the insurance market that they give the tax payers because nobody can make any money in that market. Wake up people you are being taken apart and made over like a cheap watch. Get private insurance out of health care your bodies are not a commodity.
 
Posted by SeekingFreedom on :
 
Once again, if you're Union (in the tank for Obama) you're in!!

Deal Reached on Taxing 'Cadillac' Plans

The White House has reached a deal with health care negotiators, including labor unions, on taxing the high-level "Cadillac" plans that workers with high-risk jobs often purchase.

The excise tax on high-cost insurance plans has been one of the biggest sticking points in the negotiations, as President Obama has favored the Senate plan which calls for the tax, while House Democrats preferred raising taxes on high-income earners.

A senior Democratic official speaking on background told Fox News that the threshold for exemption would be raised from $23,000 to $24,000 per family but would remain the same at $8,500 for singles with high-value plans. Dental and vision plans would be removed from that calculation, however.

State and local workers and union members are exempted until 2017. A Democratic source with close union contacts said labor leaders are not particularly happy with the tentative deal, but are much less angry than they were at the previous plan.

The new plan was not accompanied by an explanation to how much revenue would be generated by the new figures.

The value of the plans that are taxed would be indexed to the consumer price index plus 1 percent, meaning over time more and more people would be affected by the threshold than would be if the tax had been indexed to health care inflation. Health care spending in 2008, the last year for which the Centers for Medicare and Medicaid Services has data, rose at a historically low rate of 4.4. percent. Inflation was at 6 percent in 2007.

The White House did not comment on the deal on Thursday, with White House Press Secretary Robert Gibbs saying only that on Wednesday the president and Democratic members of Congress "made a tremendous amount of progress in bridging the differences that existed between the two pieces of legislation that have passed the House and the Senate."

"We may have more later in the day," Gibbs said.

The deal must be vetted with rank-and-file members but the agreement would appear to be a major win for Senate Democrats.


 
Posted by raybond on :
 
e White House has agreed to exempt collective bargaining agreements from the Cadillac tax until January 1, 2018 and increase the threshold of the plans affected by the tax.

Beginning on January 1, 2013, a family plan that costs more than $24,000 and an individual policy valued at $8,900 will now be subject to the 40% excise tax, labor leaders said during a conference call outlining the new compromise. The new provisions would reduce the estimated revenue from the excise tax by $60 billion, forcing lawmakers to make-up for the lost revenue by increasing the payroll tax (which would still hit union members) or applying it to investment income.

AFL-CIO President Richard Tumka laid out the other compromise provisions:

- The threshold can also be adjusted further in three ways: if between 2010-2013, inflation increases higher than expected, if plans have a high number of older workers, women, high risk individuals and qualified retirees.

- Beginning in 2015, dental and vision benefits will be excluded from the cost of the plan.

- Collective bargaining agreements would be able to go into the exchange beginning in 2017.

Critics will interpret the temporary exemption as a special interest carve out for a vital political constituency, but it makes perfect policy sense. Unlike non-union labor negotiations which can be re-negotiated annually, collective bargaining agreements tie unions down for multiple years. The temporary exemption allows them to get out of the way of a moving train. After all, collective bargaining agreements are not the same as raise negotiations for non-union employees. While the latter operates under the implicit assumption that a certain percentage of compensation is dedicated for health benefits and is exempt from taxation, a union collective bargaining agreement enters into an explicit trade off between taxable and nontaxable compensation.

Typically, a union negotiates a certain dollar agreement from the employer for total compensation as well as how that will be divided between wages and benefits. The employer could agree to compensate its workers $30 per hour and the union would decide to allocate $20 to wages and $10 to health care. Or, it may choose to spend $15 on wages and $15 on health care. Whatever the case, the unions weighs the benefits of receiving tax deductible health benefits with the immediacy of higher wages and agrees to abide by the agreement for several years.

Without an exemption period, the excise tax would change the rules midstream. Non-union workers with expensive health care benefits could change their compensation package in anticipation of the new tax, but unions with health policies of above $24,000 would pay higher taxes until their contract expires. The temporary exemption still accomplishes the goals of the excise tax — pushing people into lower cost health care plans — but gives unions more time to change their behavior and switch to cheaper policies.

Still, some progressives are not amused. Over at FireDogLake, Michael Whitney argues that “if unions take this ‘deal,’ if the labor movement decides to fold and exempt themselves from the excise tax, they fulfill one of the worst of stereotypes of labor unions: blind self interest. By abandoning the nonunion middle class and protecting only their own, the labor movement is throwing any hope of future relevancy out the window.” On the call, Trumka argued that “we were able to do something that will help everyone out there.” “We’ve increased the threshold for everybody. The age and the gender adjusts for everybody taking out vision and dental out of threshold is for everybody,” he argued.
 
Posted by Lockman on :
 
D.O.A.
 
Posted by raybond on :
 
Will Brown Give Back The Federal Money That Subsidized Health Reform In Massachusetts?

Senator-elect Scott Brown (R-MA) supports Massachusetts’ 2006 health care reform but opposes the near-identical Senate health care bill. During the campaign, Brown promised to provide the 41st vote for any national reform effort that required states like Massachusetts to finance reform elsewhere:

Thank you for the question, the health care plan is not good for Bay State Health Center here in Springfield, I worked on that health care bill, the problem with it is that we have 98% of our people insured and we have to look at pricing it’s getting out of control – but the Federal plan, taking a half trillion from Medicare, why would we go and subsidize the failure of other states – not only would we be paying for our plan, we’d be paying for everyone else – and look at the back door deals – I think people have lost confidence – and I think that we need to go back – I’d work on it – why do we need a one size fits all government approach we already did
But if Brown believes that Americans should not have to finance other states’ reform efforts, he should return the federal dollars that subsidize Massachusetts’ Medicaid expansion. After all, the state’s 2006 health care reform legislation included an expansion of Medicaid for children up to 300% of the federal poverty level and increased enrollment caps on existing Medicaid programs for adults. Massachusetts relied “very heavily on federal Medicaid funds to finance the plan, including $385 million in annual federal Medicaid payments that would have been lost in the absence of a plan to reduce the number of uninsured.”

Massachusetts used federal funds because, like all states, it lacked the economic capacity to invest in something as big as health care reform. Only the federal government can fix the systematic problems plaguing the health care system and improve the system in an equitable manner. Brown’s insistence that states can do reform on their own, is just a back door way for preserving the status quo that denies millions of Americans the kind of reforms that they’re financing in Massachusetts.
 
Posted by SeekingFreedom on :
 
Pelosi: Not Enough Votes to Pass Senate Health Bill in House


WASHINGTON -- House Speaker Nancy Pelosi said Thursday she does not have the votes to pass the Senate's version of a health insurance bill that is now in severe jeopardy of being scrapped.

Just days ago, that was the most viable option for keeping alive President Obama's top domestic priority, but with the election of Republican Scott Brown to the U.S. Senate in Massachusetts, the fragile coalition of Democrats has broken apart as lawmakers bicker over which portions of the $900 billion, 10-year Senate bill they will and won't accept.

Emerging from a closed-door meeting with her caucus, the House speaker vented frustration with the massive version of the legislation.

"In its present form without any changes I don't think it's possible to pass the Senate bill in the House," said Pelosi, D-Calif. "I don't see the votes for it at this time."

Among the issues that House lawmakers are unwilling to accept is the 40 percent excise tax on high-value insurance plans that unions earned an exemption from until 2018 after major backlash toward the Democratic-led Congress.

Lawmakers are now looking at options that were left on the drawing board as the party looks to pursue a more modest bill. Senior House Democratic aides say they are evaluating the potential of taking parts of the existing bill and passing it in a piecemeal fashion. But they say privately there is no roadmap and they don't expect to have a decision for a couple of weeks.

Pelosi didn't present a blueprint for how Democrats might proceed on health care, except to say that "everything is on the table."

"We're not in a big rush. We'll pause," Pelosi said. "We have to know what our possibilities are."


http://www.foxnews.com/politics/2010/01/21/pelosi-votes-pass-senate-health-house /
 
Posted by raybond on :
 
Brown In ‘09: Admits Massachusetts Took Federal Dollars To Fund Health Reform, Sees Need For Public Option

While Senator-elect Scott Brown (R-MA) now says that Massachusetts shouldn’t subsidize federal health care reform, in October of 2009 the then-mostly unknown candidate Brown bragged that his state “took money that was coming from the federal government” rather than raise taxes to pay for its 2006 health care overhaul. During the radio interview with WRKO, Brown also defended the individual and employer health care mandates and admitted that the public option “may be good for other parts of the country“:

BROWN: It’s not good for Massachusetts because any time government is trying to put a government option there with directly competing with what we’ve done already here, it may be good for other parts of the country, but for us where we have 98% of the people insured already, government should not be in the business of running health care…We took actually money that was coming from the Federal government and also from the uncompensated health care pool, things we were giving hospitals were in fact to pay for this. And obviously there’s an employer contribution and a purchaser contribution. We gave through the Connector and various types of plans, Commonwealth Care, we provided pretty good plans for a lot of folks that wanted that type of care.
Brown implied that the federal government needs to play a role in reforming the health care system and stressed that the federal dollars have helped insure residents who “don’t have any care whatsoever.” “Until they change the federal rules regarding health care and health care coverage for all, and we have to continue to support the folks hare in Massachusetts to keep them healthy,” he said.
 
Posted by SeekingFreedom on :
 
Brown had stated repeated during the campaign that he is for health care reform, Ray. Just not this monstrosity that the Dems are trying to push through right now.
 
Posted by raybond on :
 
what have the republicans done but obstruct when asked they want it to stay the same they are the monsters in this county. The dems made it the way it was to keep the insurance companies in the loop and maybe get a few republicans to go along but the bought off crooks won't do that they want there masters to keep the 31% and not a dime less.

The problem with Obama is he is to nice and he should have stayed here and fought instead of going to China and other places, his country was facing a crisis and he should of been here at the helm. Most of the country wanted Bush's hide and he did not hang him, like I would have. Obama will pay the price for this in the end he will be another Jimmy Carter unless he can pull a Regan.
 
Posted by SeekingFreedom on :
 
quote:
The problem with Obama is he is to nice and he should have stayed here and fought instead of going to China and other places, his country was facing a crisis and he should of been here at the helm. Most of the country wanted Bush's hide and he did not hang him, like I would have. Obama will pay the price for this in the end he will be another Jimmy Carter unless he can pull a Regan.

[Eek!]

Did you just criticize the Holy One, Ray!?!?!

There may be hope yet.

[Razz]
 
Posted by raybond on :
 
yes I did not for the same reasons you would and I will never be conservative in heart I have seen there cruelness first hand also there lies. I would never change camps. But I will admit when we are wrong and hopefully a correction can be made.
 
Posted by Lockman on :
 
[QUOTE]Originally posted by raybond:
[QB] what have the republicans done but obstruct when asked they want it to stay the same they are the monsters in this county. The dems made it the way it was to keep the insurance companies in the loop and maybe get a few republicans to go along but the bought off crooks won't do that they want there masters to keep the 31% and not a dime less.

What choice did the republicans have but to just let the Dem's self destruct. If your not given a real chance to have your voice heard what would you do?
The Democrat congress had the ability to pass any legislation they wanted, but once the moderates realized they where going to have to answer for this lunacy, they ran for cover.
Our congress works best with split power so real debate and compromise can take place.
Usually a congress that does nothing is better than what we've seen here.
 
Posted by Lockman on :
 
Question: What exactly is wrong with our presnt Health care system? and how is this legislation being pushed thru congress gonna fix what's wrong?


I think maybe we should identfy the problems with what's in place and then work to repair those, creating an entirely new untested system doesn't seem to be the best way to go.
 
Posted by glassman on :
 
quote:
Originally posted by Lockman:
Question: What exactly is wrong with our presnt Health care system? and how is this legislation being pushed thru congress gonna fix what's wrong?


I think maybe we should identfy the problems with what's in place and then work to repair those, creating an entirely new untested system doesn't seem to be the best way to go.

IMO? a public option with a garantee of no deficit spending is all they needed to do.

people say it will be anti-competitive, but i totally disagree with that.

co's that switch to it will lose their best employees.

the insurance co's are already heavily subsidized because the govt takes all the worst cases anyway. the govt also takes everybody on medicare which tends to be a major cost savings for insurance co's.

this bill got all screwed up in part because the public option was the original goal and it got sidetracked by fear mongers in the insurance industry who ended up getting EXACTLY what they wanted which is a requirement for everybody to get health insurance.
 
Posted by raybond on :
 
I agree 100% with that glass. Insurance companies only insure good risks in this country the tax payer picks up the bill for the sick and elderly.The fear mongers or republicans got the bill side tract by fear and obstruction. They never brought one thing to the table for debate they just said no and were well paid for it.
 
Posted by Lockman on :
 
quote:
Originally posted by raybond:
I agree 100% with that glass. Insurance companies only insure good risks in this country the tax payer picks up the bill for the sick and elderly.The fear mongers or republicans got the bill side tract by fear and obstruction. They never brought one thing to the table for debate they just said no and were well paid for it.

I don't believe there was any room in the closed door meetings for Republicans to bring their ideas. Maybe that will change now, but I doubt it at least until after the november elections.
 
Posted by jordanreed on :
 
Republicans has,have,had,nothing to offer...doors were open for their help but ,as is widely known , they condemned and critisized with nothing helpful offered. give one example of an idea to help reform out current health care travesty.
 
Posted by SeekingFreedom on :
 
Tort reform...

Cross State Boundry Competition...

Oh, wait, you only asked for one. Sorry, Jordan.

[Razz]
 
Posted by jordanreed on :
 
isnt that what the dems have been saying all along?..competition??...of course it is!!..monopolies dont want competition

come on,,give me something!!
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Tort reform...

Cross State Boundry Competition...

Oh, wait, you only asked for one. Sorry, Jordan.

[Razz]

Tort reform?

read the constitution carefully:

Amendment 7 - Trial by Jury in Civil Cases. Ratified 12/15/1791.

In Suits at common law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried by a jury, shall be otherwise re-examined in any Court of the United States, than according to the rules of the common law.


it's one of the Bills of Rights.

it's funny how people want to
go back" tot eh Constitution but only when it suits their desires.

Tort reform will only clean up 1% of the costs anyway.

Crossing State Lines to sell insurance?

that's how we ended up with 30% interest credit cards and the banking collapse.

Corporate entitites hide behind state lines to avoid regualtion.

we don't even a have Federal Insurance Commission now, we'd have to create whole new Bureacracy to manage interstate trading in insurance, so be careful what you ask for. especially if you want LESS government.
 
Posted by raybond on :
 
Open Letter to President Obama on Health Care Reform

By Margaret Flowers, M.D.
Op-Ed News
January 28, 2010

President Barack Obama|
1600 Pennsylvania Avenue
Washington, D.C. 20500

Dear President Obama,

I was overjoyed to hear you say in your State of the Union address last night:

"But if anyone from either party has a better approach that will bring down premiums, bring down the deficit, cover the uninsured, strengthen Medicare for seniors, and stop insurance company abuses, let me know."

My colleagues, fellow health advocates and I have been trying to meet with you for over a year now because we have an approach which will meet all of your goals and more.

I am a pediatrician who, like many of my primary care colleagues, left practice because it is nearly impossible to deliver high quality health care in this environment. I have been volunteering for Physicians for a National Health Program ever since. For over a year now, I have been working with the Leadership Conference for Guaranteed Health Care/ National Single Payer Alliance. This alliance represents over 20 million people nationwide from doctors to nurses to labor, faith and community groups who advocate on behalf of the majority of Americans, including doctors, who favor a national Medicare-for-All health system.

I felt very optimistic when Congress took up health care reform last January because I remember when you spoke to the Illinois AFL-CIO in June, 2003 and said:

"I happen to be a proponent of a single-payer universal health care program." (applause) "I see no reason why the United States of America, the wealthiest country in the history of the world, spending 14 percent of its Gross National Product on health care cannot provide basic health insurance to everybody. And that's what Jim is talking about when he says everybody in, nobody out. A single-payer health care plan, a universal health care plan. And that's what I'd like to see. But as all of you know, we may not get there immediately. Because first we have to take back the White House, we have to take back the Senate, and we have to take back the House."

And that is why I was so surprised when the voices of those who support a national single-payer plan/Medicare for All were excluded in place of the voices of the very health insurance and pharmaceutical industries which profit off the current health care situation.

There was an opportunity this past year to create universal and financially sustainable health care reform rather than expensive health insurance reform. As you well know, the United States spends the most per capita on health care in the world yet leaves millions of people out and receives poor return on those health care dollars in terms of health outcomes and efficiency. This poor value for our health care dollar is due to the waste of having so many insurance companies. At least a third of our health care dollars go towards activities that have nothing to do with health care such as marketing, administration and high executive salaries and bonuses. This represents over $400 billion per year which could be used to pay for health care for all of those Americans who are suffering and dying from preventable causes.

The good news is that it doesn't have to be this way. You said that you wanted to "keep what works" and that would be Medicare. Medicare is an American legacy of which we can feel proud. It has guaranteed health security to all who have it. Medicare has lifted senior citizens out of poverty. Health disparities, which are rising in this nation, begin to disappear as soon as patients reach 65 years of age. And patients and doctors prefer Medicare to private insurance. Why, our Medicare has even been used as a model by other nations which have developed and implemented universal health systems.

Mr. President, we wanted to meet with you because we have the solution to health care reform. The United States has enough money already and we have the resources, including esteemed experts in public health, health policy and health financing. Our very own Dr. William Hsiao at Harvard has designed health systems in five other countries.

I am asking you to meet with me because the solution is simple. Remove all of the industries who profit off of the American health care catastrophe from the table. Replace them with those who are knowledgeable in designing health systems and who are without ties to the for-profit medical industries. And then allow them to design an improved Medicare-for-All national health system. We can implement it within a year of designing such a system.

What are the benefits of doing this?

* It will save tens of thousands (perhaps hundreds of thousands) of American lives each year, not to mention the prevention of unnecessary suffering.

* It will relieve families of medical debt, which is the number one cause of bankruptcy and foreclosure despite the fact that most of those who experienced bankruptcy had health insurance.

* It will relieve businesses of the growing burden of skyrocketing health insurance premiums so that they can invest in innovation, hiring, increased wages and other benefits and so they can compete in the global market.

* It will control health care costs in a rational way through global budgeting and negotiation for fair prices for pharmaceuticals and services.

* It will allow patients the freedom to choose wherever they want to go for health care and will allow patients and their caregivers to determine which care is best without denials by insurance administrators.

* It will restore the physician-patient relationship and bring satisfaction back to the practice of medicine so that more doctors will stay in or return to practice.

* It will allow our people in our nation to be healthy and productive and able to support themselves and their families.

* It will create a legacy for your administration that may someday elevate you to the same hero status as Tommy Douglas has in Canada.

Mr. President, there are more benefits, but I believe you get the point. I look forward to meeting with you and am so pleased that you are open to our ideas. The Medicare-for-All campaign is growing rapidly and is ready to support you as we move forward on health care reform that will provide America with one of the best health systems in the world. And that is something of which all Americans can be proud.

With great anticipation and deep respect,

Margaret Flowers, M.D.
Maryland chapter, Physicians for a National Health Program

http://www.opednews.com/articles/There-is-Still-Time-For-Re-by-Margaret-Flowers- -100127-703.html
 
Posted by raybond on :
 
Yes Jordan you are right the Republicans have brought nothing to the table and the door is open to them Obama himself has said many times over that he wants there input.

There response has been as it is now they want to make this Obamas first failing his high water mark. This an immoral and criminal mind set since it being done at the expense of sick people and poor that are in need of help. In other words they are waging class warfare.
 
Posted by jordanreed on :
 
I agree..except with the poor there is healthcare available,,I, for one, am on medical assistance and take full advantage of the program...however..it needs to be expanded...the lower middle class, cant afford there own premiums and deductibles...and this pre=existing conditions clause..another problem is when they assess your income, it is based on gross income rather than net..which for the self- employed is a killer.
 
Posted by raybond on :
 
REPUBLICAN OBSTRUCTION PLAN


Democratic Caucus's Senate Journal

December 15, 2009
Dear Diary: Documenting Daily Republican Health Care Obstruction

Since the debate began two weeks ago on the Patient Protection and Affordable Care Act, Democratic Senators have been committed to passing a bill that saves lives, makes health insurance more affordable and ends insurance company abuses.

In contrast, Senate Republicans have approached this debate with the shared goal of killing health reform. Senate Republicans have cast votes against transparency, protecting Social Security and Medicare, expanding women’s preventive care access and fiscal responsibility. They have even used precious time to create and publish an obstruction manual.

In case you've missed the first several weeks of the debate, here’s a brief recap of Senate Republicans’ attempts to undercut reform:

MONDAY – November 30



Democrats Asked to Hold Votes on Protecting Women’s Health and Protecting America’s Seniors... Republicans refuse to say yes to anything, including simple vote scheduling. Majority Leader Reid asked for consent to hold votes today and said, “I think it would be very good that we could move this bill along, have some votes tomorrow afternoon. We’d have four votes. We have two amendments pending. This, in fact, would dispose of those amendments.” [Senate Floor, 12/1/09]



…And Republicans Objected. Republican Leader McConnell said, “I have to object.” [Senate Floor, 12/1/09]



TUESDAY - December 1



Coburn Continues Fear and Smear, Says Seniors Will “Die Sooner” if Reform Passes. On the Senate floor, Senator Coburn continued to spread fear in the senior community and said, “…seniors, I have a message for you: you’re going to die sooner.” [Senate Floor, 12/1/09]



WEDNESDAY - December 2



Gregg’s Guide to Obstruction Becomes Public. Senator Gregg authored a memo for the Republican caucus outlining all the procedural games at the minority’s disposal during the health care debate. As TPM noted, “Most of the steps Gregg suggests his colleagues take don't serve any substantive purpose at all, but simply cause the debate proceedings to grind to a halt.” [TPM,12/2/09]



First GOP Action on the Bill – a Motion to Start Over. Instead of beginning to legislate, the Republicans offered a motion to commit the bill back to the Finance Committee to continue overpayments to insurance companies in Medicare Advantage and continue to let waste, fraud and abuse in Medicare occur. [McCain Motion, introduced 12/2/09, S.V. 358]



Real Republican Agenda Revealed: Use “Esoteric” Procedural Tactics to Delay Needed Health Reform. Roll Call reported on just what the Republicans are up to and wrote, “But instead of offering a conventional amendment, they decided to use an esoteric procedural tactic that would send the bill back to committee with instructions to eliminate the cuts. If successful, the GOP’s gambit would force Majority Leader Harry Reid (D-Nev.) to use time-consuming procedures and hold another filibuster-killing vote on whether to restart debate on the bill.” [Roll Call, 12/2/09]



THURSDAY - December 3



Hatch Motion Yet Another Delay Tactic: Senator Hatch, who introduced the second measure to delay the bill, attempted to send the legislation back to the Finance Committee with instructions to keep overpayments for private insurance companies in Medicare Advantage. [Hatch Motion, introduced 12/3/09]



Majority of Republicans Voted Against Protecting Women’s Access to Mammograms, Preventive Services. The Mikulski Amendment protected women’s right to preventive services, including mammograms. The vast majority of republicans voting did not support the amendment. [Mikulski Amendment, 12/3/09]



Majority of Republicans Voted to Support McCain Motion to Delay Health Reform Legislation. The McCain motion to commit the bill back to the Finance Committee would protect insurance companies by continuing the overpayments they receive in Medicare Advantage. It would also let waste, fraud and abuse in the Medicare system continue to occur. [McCain Motion, 12/3/09, S.V. 358]



FRIDAY - December 4



All Republicans Voting Supported the Hatch Amendment to Delay the Bill. 39 Republicans – all the Republicans voting that day – voted in support of this motion to delay real legislation on the bill. [Hatch Motion, 12/4/09, S.V. 362]



Johanns Motion Falls in Line With the Republicans Strategy on the Bill. Senator Johanns offered yet another Republican motion to commit the bill back to the Finance Committee. [Johanns Motion, introduced 12/4/09]



SATURDAY - December 5



All Republicans Voting Supported the Johanns Amendment to Delay the Bill. 37 Republicans – all the Republicans voting that day – voted in support of this motion to delay real legislation on the bill. [Johanns Motion, 12/5/09, S.V. 364]



SUNDAY – December 6 / MONDAY – December 7



Senate Republican Leader Sticks Finger in Air to Decide Medicare Position…



Sunday: McConnell Says “Cutting Medicare is Not What Americans Want.” On Monday, Republican Leader Mitch McConnell lauded Medicare and put out a press release titled: “Cutting Medicare is not what Americans want.” [McConnell press release, 12/6/09]



Monday: Umm Scratch That…McConnell Says “Expanding Medicare ‘a Plan for Financial Ruin.’” On Tuesday, Republican Leader Mitch McConnell put out a press release titled: “Expanding Medicare ‘a plan for financial ruin.’” [McConnell press release, 12/7/09]



TUESDAY – December 8



Limbaugh Calls Out McConnell – Not Enough Obstruction. “They are up there adding amendments. There’s no question they’re adding amendments to it. McConnell’s office did call here and say that they are opposing this, so I don’t know if adding amendments is a strategery [sic] to bollix it up and slow it down. But I — I disagree. They just need to say no; there’s nothing wrong with saying no to this!’ Limbaugh said Tuesday. Limbaugh took another shot at Senate Republicans on his show Wednesday. ‘The Senate Republican leadership strategy here was flawed because it allowed the Democrats to take the offensive, buy time to work out a deal,’ Limbaugh said. ‘I know a disaster when I see it. And I know that it’s gotta be stopped, and whatever parliamentary steps are available to people ... should have been taken.’” [The Hill, 12/10/09]



WEDNESDAY – December 9



DeMint: Health Care Debate Not About Health Care. In an opinion piece for FOXNews.com, Senator DeMint wrote, “But this debate is about much more than health care. It is a battle for the heart and soul of America. It is a struggle between freedom and socialism, between free markets and a centrally planned economy, and between ‘We the People’ and an entrenched class of elite politicians.” [FOXNews.com, 12/9/09]



Conservative Organizations Demand Continued Obstruction. In a letter to Republican Leaders McConnell and Kyl, conservative organizations – including Tea Party activists – demanded the GOP leaders use all procedural hurdles available to them to delay, derail and deny the health insurance reform. “Now that the majority has put together a one-party "compromise" it is critical that Republicans make it clear that you will use every prerogative of the minority to prevent them from jamming this new bill through. Please use every procedural tool available to you to ensure there is a full debate, including full debate on each amendment, and to ensure ample time for the American people to communicate their opposition to their elected representatives.” [12/9/09]



THURSDAY – December 10



Steele: Yup, Republicans are Definitely NOT Interested in Health Reform. “Steele encouraged the party leaders to ‘spend every bit of capital and energy you have to stop this health care reform’ and said Democrats are absolutely correct in charging that GOP of doing everything it can to slow down the bill. ‘The Democrats have accused us of trying to delay, stall, slow down, and stop this bill,’ he wrote. ‘They are right. We do want to delay, stall, slow down, and ultimately stop them from experimenting on our nation’s health care. And guess what, so do a majority of Americans.’” [Politico, 12/10/09]



DeMint Needs More Real Republicans to “Challenge the Republican Party and Our Leadership...” In an interview with the Christian Broadcasting Network, Senator DeMint lamented the lack of Republican Senators willing to challenge the leadership and promised to go “out across the country recruiting new Republicans” who will “be willing to even challenge the Republican Party and our leadership if they feel like we’re going in the wrong direction.” “Senator Jim DeMint: ‘I need some new Republicans, people who believe in constitutional government, a balanced budget and liberty and so I’m out across the country recruiting new Republicans who I think if they get here will not only challenge the institutions of government but be willing to even challenge the Republican Party and our leadership if they feel like we’re going in the wrong direction. I think just a handful of new Republicans in the Senate could help change the direction.’” [CBN, 12/10/09, video here]



DeMint: GOP Leadership has “Gone Left.” “Conservative Sen. Jim DeMint (R-S.C.) on Wednesday called out the leadership of the Republican Party for straying too far from conservative principles. DeMint, in an interview with the Christian Broadcast Network, also said that he is trying to recruit a new crop of GOP lawmakers to challenge the party establishment. ‘The problem in the Republican Party is that the leadership has gone to the left,’ he said. ‘I need some new Republicans.’” [Blog Briefing Room, The Hill, 12/10/09]



The Republican Leader Wants Votes on Health Reform So Bad…That He Objects to a Vote on Health Reform. Earlier in the day on Thursday, Senator McConnell said, “We have been anxious to have health care votes since Tuesday and we’ve had the Crapo amendment pending since Tuesday. … We would like to vote on amendments. … All we’re asking is the opportunity to offer amendments and get votes. … I think it is pretty hard to argue with a straight face that we’re not trying to proceed to amend and have votes on this bill. That’s what we desire to do.” Later that day, Senator Reid proposed a unanimous request and Senator McConnell objected. [Senate Floor, 12/10/09]
 
Posted by Lockman on :
 
Wait I know the answer....vote in a Republican majority and let Obama compromise with them.
 
Posted by Pagan on :
 
Wait.....I know the answer!Get rid of the Republican party altogether! Problem solved!
 
Posted by Lockman on :
 
quote:
Originally posted by Pagan:
Wait.....I know the answer!Get rid of the Republican party altogether! Problem solved!

Well the Democrat party has had an overwhelming majority and done nothing. Why is it that the Democrat controlled congress and white house have not voted thru their programs?

Their was nothing the Republican party could have done except to complain.

Is it because the Democrat party has no backbone and don't want to own a failed policy?

All of the Democrat bills could have been passed, but it looks like the members where more interested in shaking down the American people and protecting their own skin.

This administrations failure to pass their legislation has nothing to do with wheather the Republicans contributed anything, but more to do with their realization that these socialist policies preached by the White House and congressional leadership are not good for the American people.
 
Posted by T e x on :
 
I don't care for the "socialist" talk: I think it's misinformed. The "Nazi" talk really bothers me--it's a far-right hate meme.

But "no backbone"? I have to agree, there. Now that I understand the term stealth filibuster, the Dems look cowardly.
 
Posted by raybond on :
 
Since when is it socialism to give the insurance companies 30 million new customers
 
Posted by raybond on :
 
Flashback: In 2009, Scott Brown Said The Senate Health Bill ‘Mirrors’ The Massachusetts Plan He Supports

Later this afternoon, Sen. Harry Reid (D-NV) will expedite the process and seat Scott Brown (R-MA) as the next Senator from Massachusetts. In the last three months of his campaign, Brown attacked health reform efforts by largely misrepresenting the bills in Congress. Brown, who supports the Massachusetts universal health system, caustically sneered at national efforts to replicate their success. “Why would we go and subsidize the failure of other states?” Of course, Brown never mentioned that the Massachusetts system, which he voted for, is funded by $385 million in annual payments through the federal government.

Now, Brown is coming to the Senate promising to kill health reform. He reiterated this promise last Sunday, telling ABC’s This Week that legislators should scrap current legislation and “go back to the drawing board.”

But late last summer, before it was politically advantageous to capitalize on health reform misinformation, Brown actually endorsed the Senate bill he now wants to kill. In an interview with MSNBC’s Dylan Ratigan, Brown stated that the Senate health bill was “really mirroring” the “really great” Massachusetts health plan:

BROWN: Well it’s been interesting looking at the Senate and the US Senate is doing. They’re really mirroring what we did a couple of years ago through Governor Romney’s leadership. We had a bipartisan plan that was carefully crafted to make sure that everybody’s interests were taken into consideration: business, providers, individuals and obviously the Commonwealth. And as I said we have a plan that is somewhat similar to what the Federal plan [...] Without the Federal stimulus dollars and the waiver money filling our plan, it would fail. And you have a really great plan, we’ve gone from 10% uninsured to really 2.6 million people uninsured, er, 2.6% people uninsured. So it’s worked, but it also has its failures.
In the clip, Brown admits that the Massachusetts plan is buoyed by federal money. As the Wonk Room has reported, before the campaign heated up, Brown frequently bragged about relying on federal money and even floated support for the public option for other states. The health bill passed by the Senate would not penalize Massachusetts’ special funds. In fact, Sen. John Kerry (D-MA) has ensured that the Brown-backed Massachusetts system would become truly sustainable through “roughly $500 million” in expanded Medicaid funds for the Bay State.

The House-requested changes to the Senate bill, which can be passed at any point right now through reconciliation, would take out the subsidies to Nebraska that Brown has complained loudly about. Of course, for political reasons, Brown will still probably try to vote against reform. But he is doing so out of loyalty to his party, and certainly not by his own convictions that he spelled out so clearly last year. If the Senate bill is signed into law, Brown and his GOP allies fear that the country will act like Massachusetts — where an astounding 79% of people support the healthcare system and millions of previously uninsured people now have health care.
 
Posted by raybond on :
 
Obama Sends Congress Mixed Message On How To Move Forward With Health Reform
President Obama sent Democrats mixed signals about how to move forward on ahead health care reform during a question and answer session organized by Democracy for America. While he argued that the “key [is] to not let the moment slip away,” Obama did not pressure the House to accept the Senate health care bill or echo House Speaker Nancy Pelosi’s (D-CA) call for the Senate to pass a package of ‘fixes’ through reconciliation:

The next step, is what I announced at the State of the Union, which is to call on our Republican friends to present their ideas. What I’d like to do is to have a meeting where I’m sitting with the Republicans, sitting with the Democrats, sitting with health care experts and let’s just go through these bills. Their ideas, our ideas. Let’s just walk through them in a methodical way…and then we’ve got to move forward on a vote. We’ve got to move forward on a vote…We should be very deliberate, take our time. We’re going to be moving a job package forward over the next several weeks. That’s the thing that’s most urgent right now in the minds of Americans all across the country…That’s why I think it’s very important for us to have a methodical open process over the next several weeks, and then let’s go ahead and make a decision. And it may be that, you know, if Congress decides, if Congress decides we are not going to do it even after all the facts are laid out and all of the options are clear, then the American people can make a judgment as to whether this Congress has done the right thing for them or not.
Roll Call reported this morning that Democrats still can’t agree on how to proceed with health care reform. “Reid appears to be trying to get Senate Democrats to move forward with a health reconciliation package to accommodate the House, but Members want him to move more quickly.” Pelosi is asking the Senate to pass a package of fixes through the reconciliation process that would scale down the “Cadillac” tax on high cost plans, “add as much as $50 billion to increase subsidies to buy health insurance and even more money to close gaps in Medicare prescription drug coverage” before the House passes the Senate legislation.

Meanwhile, POLITICO has identified “at least 10 senators who have said they are opposed to reconciliation or have expressed strong reservations. Reid can only afford to lose nine senators and still pass a bill.”

Update POLITICO is reporting that following Obama's question and answer session with Democrats on Wednesday, Sen. Al Franken (D-MN) criticized David Axelrod for not doing more "to chart a course for getting a health care bill to the president’s desk." “There was a lot of frustration in there,” said a Democratic senator who declined to be identified. “People were hot,” another Democratic senator said.
 
Posted by raybond on :
 
February 9, 2010
On Health Bill, G.O.P.’s Road Is a New Map
By ROBERT PEAR and DAVID M. HERSZENHORN
WASHINGTON — When Republicans take President Obama up on his invitation to hash out their differences over health care this month, they will carry with them a fairly well-developed set of ideas intended to make health insurance more widely available and affordable, by emphasizing tax incentives and state innovations, with no new federal mandates and only a modest expansion of the federal safety net.

It is not clear that Republicans and the White House are willing to negotiate seriously with each other, and Mr. Obama has rejected Republican demands that he start from scratch in developing health care legislation.

But Congressional Republicans have laid out principles and alternatives that provide a road map to what a Republican health care bill would look like if they had the power to decide the outcome.

The different approaches will be on display Feb. 25, when lawmakers from both parties are scheduled to go to Blair House, across the street from the White House, for a televised clash of health policy ideas.

The Republicans rely more on the market and less on government. They would not require employers to provide insurance. They oppose the Democrats’ call for a big expansion of Medicaid, which Republicans say would burden states with huge long-term liabilities.

While the Congressional Budget Office has not analyzed all the Republican proposals, it is clear that they would not provide coverage to anything like the number of people — more than 30 million — who would gain insurance under the Democrats’ proposals.

But Republicans say they can make incremental progress without the economic costs they contend the Democratic plans pose to the nation. As one way to encourage competition and drive down costs, Republican members of Congress want to make it easier for insurance companies to sell their policies across state lines, an idea included in a limited form in the Democratic bills.

Republicans would offer federal money as a reward to states that achieve specified reductions in premiums or in the number of people without insurance.

Republicans would provide federal money to states to establish and expand high-risk pools, for people with chronic illnesses who cannot find private insurance at an affordable price.

Republicans also contend that changes in state medical malpractice laws could lower costs and slow the growth of premiums. However, some of these proposals — like federal limits on damages for pain and suffering and punitive damages — are potentially in conflict with the Republicans’ emphasis on federalism and state autonomy.

In contrast to the bills passed by the House and the Senate, which would remake the health care system, Republican leaders favor a more modest approach.

Senator Lamar Alexander of Tennessee, the No. 3 Republican in the Senate, said he and his colleagues were skeptical of “grand legislative policy schemes” and favored “a step-by-step approach” focused on lowering health costs for families and businesses.

“It is arrogant to imagine that 100 senators are wise enough to reform comprehensively a health care system that constitutes 17 percent of the world’s largest economy and affects 300 million Americans of disparate backgrounds and circumstances,” Mr. Alexander said.

The Republican health care agenda can be inferred from bills they have offered in the last few years and from their criticism of Mr. Obama’s proposals and of Democratic bills passed by both houses of Congress last year.

Republicans want to expand the use of health savings accounts, to cover routine expenses for people who enroll in high-deductible health plans. Democrats denounce such accounts as a tax shelter for higher-income people.

Many Republicans want to expand the role of private insurance companies in Medicare. Insurers already manage Medicare’s prescription drug benefit, and Republicans see that as a model.

Republicans agree on the need to slow the explosive growth of Medicare, but say the savings should be used to shore up Medicare, not to help finance a new entitlement program.

Democrats said the Republican proposals would do little to solve the crisis in health care. The proposals are “as skimpy as a hospital gown,” said Representative Lloyd Doggett, Democrat of Texas.

Representative George Miller, Democrat of California, said, “If the Republicans’ health care plan was a plan for a fire department, they would rush into a burning building, and they would rush out and leave everybody behind.”

Like Democrats, Republicans are divided on some questions, including the taxation of employer-provided health benefits.

Some Republicans, like Senator Tom Coburn of Oklahoma and Representative Paul D. Ryan of Wisconsin, would replace the tax-free treatment of health benefits with a refundable tax credit for the purchase of insurance — an idea similar to one advanced in the 2008 presidential campaign by Senator John McCain, Republican of Arizona.

Other Republicans say that eliminating the current tax break for employer-provided insurance would amount to a tax increase and should be opposed.

Some Republicans, like Mr. Coburn and Mr. Ryan, would encourage but not require states to set up health insurance exchanges, or marketplaces, where consumers could compare and buy coverage. The exchanges would require insurers to offer coverage to all applicants, regardless of their age or medical history. Insurers participating in the exchange would have to offer at least the same benefits made available to members of Congress.

While Republicans generally oppose any new entitlement or tax increase, they do have some areas of potential agreement with Democrats. They agree, for example, on the need to emphasize wellness and preventive health programs; to provide more transparency for price and quality data on doctors and hospitals; and to speed the approval of lower-cost generic versions of high-cost biotechnology medicines.

Many Republicans would also join Democrats in requiring insurers to let dependent children stay on their parents’ policies through age 25 or 26.

Democrats and Republicans share another goal: making it easier for small businesses to buy insurance. The House and Senate bills would offer tax credits for two years to businesses with 25 or fewer employees to help them buy coverage.

Republicans would help small businesses band together and buy insurance through trade associations and professional societies.

But Democratic lawmakers, like consumer advocates and many state officials, oppose Republican suggestions that such small-business health plans should be exempt from state regulation, including requirements for the coverage of specific services.

In a letter to the White House on Monday, the top two House Republicans, Representatives John A. Boehner of Ohio and Eric Cantor of Virginia, said members of their party would be “reluctant to participate” in the meeting with Mr. Obama if the bills passed by the House and the Senate were the starting point. The American people have “soundly rejected” those bills, they said.

Senator Judd Gregg of New Hampshire, the senior Republican on the Budget Committee, welcomed Mr. Obama’s invitation. But like many in his party, he expressed concern that the session would be used as “an arena for political theater.”


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Posted by SeekingFreedom on :
 
quote:
In a letter to the White House on Monday, the top two House Republicans, Representatives John A. Boehner of Ohio and Eric Cantor of Virginia, said members of their party would be “reluctant to participate” in the meeting with Mr. Obama if the bills passed by the House and the Senate were the starting point. The American people have “soundly rejected” those bills, they said.
Seeing as how Brown just ran on a 'elect me and I will kill the bill' platform and won, I would have to say that Boehner's assessment of the the public's opinion of the current bill as accurate.
 
Posted by raybond on :
 
Weiner Offends The GOP On House Floor: You’re All ‘Owned’ By The ‘Insurance Industry’!
Today, the House of Representatives debated the Health Insurance Industry Fair Competition Act, legislation that would repeal the 65 year exemption health insurance companies have from anti-trust regulations.

Speaking on the House floor this afternoon, Rep. Anthony Weiner (D-NY) lambasted Republicans for being “a wholly owned subsidiary of an insurance industry,” prompting an offended Rep. Dan Lungren (R-CA) to lodge a complaint:

WEINER: You guys have chutzpah. The Republican Party is the wholly owned subsidiary of the insurance industry. They say this isn’t going to do enough, but when we propose an alternative to provide competition, they’re against it. They say we want to strengthen state insurance commissioners and they’ll do the job. But when we did that in our national health care bill, they said we’re against it. They said we want to have competition but when we proposed requiring competition they’re against it. They’re a wholly owned subsidiary of the insurance industry. That’s the fact!

LUNGREN: Mr. Speaker I ask that the gentleman’s words be taken down.

WEINER: You really don’t want to go there, Mr. Lungren.

A minute later, Weiner returned to the floor and withdrew his words, and then substituted them by clarifying, “Make no mistake about it, every single Republican I have ever met in my entire life is a wholly owned subsidiary of the insurance industry!”

Lungren once again immediately demanded that Weiner’s words be taken down. Weiner once more finally returned to the floor to withdraw his words, and ended his statement by saying that he has had “enough of the phoniness. We are gonna solve this problem because for years our Republican friends have been unable to and unwilling to. Deal with it!” His colleagues applauded his remarks.
At the end of the debate, the House voted 406-19 to repeal the insurers’ long-held exemption from anti-trust laws.

Transcript:
WEINER: You guys have chutzpah. The Republican Party is the wholly owned subsidiary of the insurance industry. They say this isn’t going to do enough, but when we propose an alternative to provide competition, they’re against it. They say we want to strengthen state insurance commissioners and they’ll do the job. But when we did that in our national health care bill, they said we’re against it. They said we want to have competition but when we proposed requiring competition they’re against it. They’re a wholly owned subsidiary of the insurance industry. That’s the fact!

LUNGREN: Mr. Speaker I ask that the gentleman’s words be taken down.

WEINER: You really don’t want to go there, Mr. Lungren. [...] Make no mistake about it. Every single Republican I have ever met in my entire life is wholly owned subsidiary of the insurance industry. That is why —

LUNGREN: Mr. Speaker I ask that the gentleman’s words be taken down once more.

WEINER: Look, the point is very simple, there are inequities in the present way we distribute insurance. There are winners and there are losers. The winners are the insurance industry. [...] There is not bipartisanship on this particular issue. The people who sit on this side, at the risk of offending anyone, generally support the idea of standing up for the American people in their battle against big insurance. And the people generally speaking who sit on this side of the chamber and specifically speaking as well in a lot of cases, simply won’t permit that to happen and haven’t for a generation. Well, that is going to end now. [...] Enough of the phonyness. We are gonna solve this problem because for years our Republican friends have been unable to and unwilling to. Deal with it!” (applause)

Update The roll call of the vote is now up. GOP Reps. Akin (MO), Boehner (OH), Brady (TX), Broun (GA), Buyer (IN), Franks (AZ), Garrett (NJ), Jenkins, Jordan (OH), King (IA), Lamborn (CO), Linder (GA), Moran (KS), Paul (TX), Price (GA), Ryan (WI), Sensenbrenner (WI), Tiahrt (KS), and Westmoreland (GA) voted against.
 
Posted by raybond on :
 
Rockefeller: ‘The health insurance industry is the shark that sits right below the water.’
Today, the White House has been hosting the Bipartisan Health Care Summit, where “the one topic that Democrats keep hammering on over and over is the problem of insurance companies refusing to cover people with preexisting conditions.” For example, during the summit today, Sen. Jay Rockefeller (D-WV) ripped into the abusive behavior of insurance corporations, saying that the industry “is the shark that sits right below the water”:

ROCKEFELLER: The health insurance industry is the shark that swims just below the water and you don’t see that shark until you feel the teeth of that shark. … This is the way they operate. Nobody has any oversight over them. They’re not under any anti-trust rules. They can do what they want. … This is a rapacious industry that does what it wants.
The “rapacious” behavior that Rockefeller condemns includes raising premiums to increase their profits, denying coverage to women who have had Caesarean section pregnancies, and rescinding coverage of customers for frivolous reasons. Kevin Drum notes that Republican “have been relentlessly trying to talk about everything but this. They’ve barely acknowledged the preexisting conditions problem at all.”
 
Posted by The Bigfoot on :
 
I didn't get to watch all of it but enough to think I got the gist of the conversation at the round table today....

I thought positions crystallized pretty well today and a lot was talked about that will help the public understand what's in the bills and where the parties disagree.

Opinions??
 
Posted by SeekingFreedom on :
 
I only caught the very first and the very last parts, so I can't speak as to what was said beyond that.

But from Obama's closing "I'm going to do this with or without you (repubs)" I'm guessing not much middle ground was found.

(shrug)
 
Posted by SeekingFreedom on :
 
quote:
The “rapacious” behavior that Rockefeller condemns includes raising premiums to increase their profits, denying coverage to women who have had Caesarean section pregnancies, and rescinding coverage of customers for frivolous reasons. Kevin Drum notes that Republican “have been relentlessly trying to talk about everything but this. They’ve barely acknowledged the preexisting conditions problem at all.”
Why is it that everyone complaining about the 'rapacious behavior' seems to forget that these companies are 'for profit'?

Their objective is to make money...not provide humanitarian services...
 
Posted by The Bigfoot on :
 
Agree about the no common ground.

It was fairly evident at a couple points that Obama was frustrated by the lack of admission of possible bipartisan working points by those who chose to attend.

It will be interesting to see if there is anyone in the house/senate who will actually stick their necks out to work on a piece of the legislation or if the battle line are drawn and we just wait until the Dems push it through via reconciliation.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
quote:
The “rapacious” behavior that Rockefeller condemns includes raising premiums to increase their profits, denying coverage to women who have had Caesarean section pregnancies, and rescinding coverage of customers for frivolous reasons. Kevin Drum notes that Republican “have been relentlessly trying to talk about everything but this. They’ve barely acknowledged the preexisting conditions problem at all.”
Why is it that everyone complaining about the 'rapacious behavior' seems to forget that these companies are 'for profit'?

Their objective is to make money...not provide humanitarian services...

so SF, tell me who is supposed to pay for the care of the "uninsurable"?

taxpayers already pay, and we do that because we are basically decent.

so, as i've pointed out many times here before? we taxpayers subsidise the insurance co's. why would we do that?

oh yeah, because there's no public option
 
Posted by The Bigfoot on :
 
It's a valid question Seek. Is it wrong for a for-profit to try and maximize it's profit ratio?

Part of why some of us wonder if government run universal healthcare isn't a better option is precisely that question only turned about. Is it right for a company to attempt to increase profitability at the expense of the fiscal and physical health of its clients?

quote:
Health Care for America Now's study also highlighted the following statistics:

* The five largest insurance firms firms made $12.2 billion, an increase of $4.4 billion, or 56 percent, from 2008.
* Four out of the five companies saw earnings increases, with CIGNA’s profits jumping 346 percent.
* The companies provided private insurance coverage to 2.7 million fewer people than the year before.
* Four out of the five companies insured fewer people through private coverage. UnitedHealth alone insured 1.7 million fewer people through employer-based or individual coverage.
* All but one of the five companies increased the number of people they covered through public insurance programs (Medicaid, CHIP and Medicare). UnitedHealth added 680,000 people in public plans.
* The proportion of premium dollars spent on health care expenses went down for three of the five firms, with higher proportions going to administrative expenses and profits.

http://rawstory.com/2010/02/top-health-insurers-posted-57-percent-profit-gains-2 009/

P.S. According to the President more people are insured under government programs this year then under private plans. I haven't fact checked that yet though.
 
Posted by T e x on :
 
Remember the 11th Commandment? "You do, too, know what I'm talking about."

I swear, it's like trying to reason with teenagers, when they know they're caught--and they get that glazed-over expression.

Anyway, the best thing I've seen recently is from Fortune, an interview with a doctor/CEO at a well known hospital in Cleveland. Some takeaways (some stuff, you'll have to read the interview):

quote:
It's absolutely legitimate, and on top of that there's no incentive to stay well.
quote:
Let's take obesity. It accounts for 10% of the cost of health care in the U.S. -- we will never be able to control the cost of health care until we begin to control the epidemic of obesity.
quote:
Three things -- smoking, diet, and lack of exercise -- cause 40% of premature deaths in the U.S. They contribute to 70% of the chronic diseases, things like emphysema and heart disease. And that's 75% of the cost of health care. It's huge!
quote:
Right now hospitals lose about 5% on treating Medicare patients and about 14% on Medicaid patients. If we push more people into the Medicare and Medicaid categories and decrease the amounts that private insurers pay, that's going to be a problem for hospitals. I tell people at our hospital that we have to figure out how to treat people more efficiently with a higher quality.
Notice--he doesn't attack Medicare/caid

quote:
And part of the problem in health care is we really didn't have the numbers. We still don't have the numbers in lots of ways.
quote:
Most people don't realize that we are organized in a very different way -- very few hospitals are organized the way we are. First, all of us have salaries. It doesn't make any difference, if I'm a cardiac surgeon, whether I do two heart operations a day or four. I take home the same amount of money at the end of the week. So there's no incentive to do extra tests or any of that.

Second, we all have one-year contracts, and we have annual professional reviews. So the quality of the doctors is controlled, there's no tenure, and if you don't make it, you don't get a pay raise or you may not stay. That is one of the most important things we do. It's quite different from most places, where doctors can practice for as long as they want to practice.

Also, interestingly, we are physician-led, which is quite different from most medical organizations, which may have an administrator running the hospital and a dean running the medical school. This is more like a corporation, and the CEO is a doctor. The chief of staff is a doctor, and the CIO is a doctor.

There's more...

http://money.cnn.com/2010/02/17/news/companies/cleveland_clinic_cosgrove.fortune /index.htm
 
Posted by SeekingFreedom on :
 
quote:
so SF, tell me who is supposed to pay for the care of the "uninsurable"?
I would answer that one, Glass, but you already did...

quote:
taxpayers already pay,
And I even agree with why...

quote:
and we do that because we are basically decent.
Now, stop for a minute and let that last part percolate for a minute...we do it because we (as a society) feel that it should be done. If the Dems just wanted to create an expanded version of Medicare that would cover all of the 'uninsurables' I would say more power to them...IF it was part of a budgeted spending plan that didn't run up our national debt to achieve. As I have outlined in other threads, if Big G stayed within its budget, and through prioritization ranked public health care as high enough to receive funding, I'm all for it.

My beef is when they try to make the Insurance companies take people onto their roles that will NEVER produce a profit. The insurance model is based on the assumption that they will take in more money than they pay out. That's the only way the model works. To change that model destroys its viability and it will collapse.

As far as the assertion that we, the taxpayer, are subsidizing the insurers...that's (again) a false premise. The 'uninsurable' isn't part of the companies' pool. That means that they don't have to pay for their care, yes. But it also means that they aren't receiving money from them either. That's like saying that local 'feed the hungry' programs are subsidizing McDonalds. It's not McDonalds job or intent to feed everyone, only those that pay for the service. Same with Insurers. They never intend to cover everyone, only those they choose to do business with.
 
Posted by glassman on :
 
The insurance model is based on the assumption that they will take in more money than they pay out. That's the only way the model works. To change that model destroys its viability and it will collapse.

remember when you told me that "entitlements" are going to drive US bankrupt and i agreed? these medical costs are a major part of the entitlements that are going to BK US.

we already agree that "we do it because we (as a society) feel that it should be done." so why don't we just do it right? this way the costs are born up front and honestly, not buried in a deficit for children and their children to pay in the form of taxes.

As far as the assertion that we, the taxpayer, are subsidizing the insurers...that's (again) a false premise.

no it isn't. in essence? the insurance co's are allowed to discriminate in order to make profit. if we pass laws forcing them to offer the same policies to everybody? then the costs would also be passed along equally wouldn't it? no, instead they choose which customers they want...

according to the words of the GOP's i heard at the summit meeting, (i listened to it all while i was working) the GOP agrees that we should pass a law requiring insurance co's to stop declining new customers based on previous conditions and stop rescinding existing policies...
 
Posted by SeekingFreedom on :
 
Big, let me break your response into two parts if I may...

quote:
Part of why some of us wonder if government run universal healthcare isn't a better option is precisely that question only turned about.
The answer to that is based on what you mean by better. If by better you mean 'covers more people', then the answer is probably yes. But the current process isn't about simply covering more people. It's about soaking profitable companies to cover more people. The Democratic plans (in either version) are trying to force private companies to pay for the health care instead of the taxpayer. As I stated in my post to Glass, that's the part I disagree with. Not the expansion of health care to the less fortunate, but the offloading of the burden that is, by right, society's if anyone's.

Now, to the second part...

quote:
Is it right for a company to attempt to increase profitability at the expense of the fiscal and physical health of its clients?
Tex and I went the rounds on this part within this very thread and I stick by my previous stated stance...

Now. If some companies are truly abusing this clause and simply using it to get out of an honestly entered into contract, then by all means run them up the flag pole and sue the crap out of them.

I apply the same to your situation. If they broke contract with you...SUE THE #$#$ OUT OF THEM. I meant that when I wrote it. If they failed to live up to the contractual agreement that they entered into with you then litigate till they do.


If the insurers either choose not to do business with someone due to the negative profitability, or rescind their coverage through contractually agreed to clauses, then what business does the Government have interfering?

If, however, they break faith with a client or don't live up to their agreed to coverage, then litigation is the corrective path...not legislation.

Finally, your postscript...

quote:
P.S. According to the President more people are insured under government programs this year then under private plans. I haven't fact checked that yet though.
I have to say that even if it is true...so what. That means that those people aren't paying into the insurance companies. Why should they get service without payment?
 
Posted by glassman on :
 
so, you expect someone dying of cancer to find the extra money and energy to get better and ALSO sue thier insurer?

sorry man, that does not compute. lawyers don't do this work without retainers, and it takes months to get cases to court.

also? if you move to selling insurance across state lines? you'll find it much harder to sue...
 
Posted by SeekingFreedom on :
 
quote:
remember when you told me that "entitlements" are going to drive US bankrupt and i agreed? these medical costs are a major part of the entitlements that are going to BK US.
I know, Glass, I know. But how it running the Insurance companies out of business (which forcing unprofitability on them will do) and bringing everyone onto the Government plan going to help that downward spiral?

quote:
we already agree that "we do it because we (as a society) feel that it should be done." so why don't we just do it right? this way the costs are born up front and honestly, not buried in a deficit for children and their children to pay in the form of taxes.
Again, let's do it. But let's do it right, both financially and morally. If we as a society want to cover everyone, make Medicare into a publicly funded insurer available to everyone. Allocate the needed funding and simply do it. Don't go offloading the burden onto private companies through force. Just choose to do it as a nation and pay for it as a nation.

quote:
the insurance co's are allowed to discriminate in order to make profit
I don't see it that way, Glass. Companies have to be able to choose with whom they do business to maintain profitability. To force them to take losses (which pre-existing condition-ers are) can only end one of two ways: higher premiums for everyone or the collapse of the business. To date, noone on this board has disputed this because it is absolutely unavoidable. One or the other has to happen.

Again, it's not their job to cover everyone...it's ours...
 
Posted by glassman on :
 
now that suits are in the discussion? i think it's a good time to point out that doctors working under the umbrella of a public option would also be immune to liability. that would be tort reform in big way...
 
Posted by raybond on :
 
insurance involved in health care is insane they are being left in for a few more years as a gift. They are crooks and we are forced into there hands.They don't have to worry if they are making money or not they can pack it in and leave as far as I care and most doctors have pretty much the same attitude to.
 
Posted by glassman on :
 
Companies have to be able to choose with whom they do business to maintain profitability.

that's the excuse they used at the whites only lunch counters.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by glassman:
Companies have to be able to choose with whom they do business to maintain profitability.

that's the excuse they used at the whites only lunch counters.

Flag on the field, Glass...

This isn't about race, age, religion, sexual preference, etc.

This is about profit and business sustainability. Period.
 
Posted by glassman on :
 
the way i see this whole battle shaping up?

the insurance co's have been villified more than they deserve.
they can and will absorb the "uninsurable" if forced to.

they'll charge everybody more, until doctors themselves are held accountable for what they are doing.

they blame tort on all these tests they perform, well those tests are profitable. I have refused treatmetns and or tests quite a few times, some of the doctors were pricks about it, i found others.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
quote:
Originally posted by glassman:
Companies have to be able to choose with whom they do business to maintain profitability.

that's the excuse they used at the whites only lunch counters.

Flag on the field, Glass...

This isn't about race, age, religion, sexual preference, etc.

This is about profit and business sustainability. Period.

you forgot the Americans with Disabilities Act (ADA) which prohibits discrimination against people with disabilities
 
Posted by SeekingFreedom on :
 
Ray..Pagan and I already hit on this part too...in this thread...

quote:
They are crooks and we are forced into there hands.
You're not forced into anything. You don't want to pay them their due premiums? Don't. Noone is forcing you. Just start saving your pennies and get ready to pay for medical expenses yourself. That's your right...for now. (shrug)
 
Posted by SeekingFreedom on :
 
Being sick is not,yet, a recognized disability, Glass.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by glassman:
the way i see this whole battle shaping up?

the insurance co's have been villified more than they deserve.
they can and will absorb the "uninsurable" if forced to.

they'll charge everybody more, until doctors themselves are held accountable for what they are doing.

they blame tort on all these tests they perform, well those tests are profitable. I have refused treatmetns and or tests quite a few times, some of the doctors were pricks about it, i found others.

Lest you have forgotten, Glass...under the current 'exchange' plans...there will be caps on insurance premium hikes.

The Insurance companies won't be allowed to compensate for the influx of uninsurables...

They WILL go out of business under these plans.
 
Posted by glassman on :
 
please show me the actual verbiage.

the Congress has a pretty good exchange plan, i am familiar with how it works and they are doing quite well.

my understanding is that the law would offer the same plans as the Congress already enjoys, yet "everybody" says it's bad. Congress likes what they have.
 
Posted by T e x on :
 
quote:
Now, stop for a minute and let that last part percolate for a minute...we do it because we (as a society) feel that it should be done. If the Dems just wanted to create an expanded version of Medicare that would cover all of the 'uninsurables' I would say more power to them...IF it was part of a budgeted spending plan that didn't run up our national debt to achieve. As I have outlined in other threads, if Big G stayed within its budget, and through prioritization ranked public health care as high enough to receive funding, I'm all for it.

That's not bad. lol, I don't hate that.

What's wrong with that, as a starting place?

Now, listen, I still smoke and drank and occasionally raise a lil hell.

I don't cook with salt or trans fats. I get plenty of exercise in good weather, so right now I'm a lil overweight. I don't smoke much pot anymore, but when I do, I'd pay a little tax to support health care--and also to support a home-grown industry that sucks the violence outta Juarez and Mexico et al.

That being said, what's wrong with a "tax" on unhealthy products? Instead of the BS taxes on tobacco, earmark them for health care. Same with trans fats, etc... Give healthy-veggie producers a break over hormone-injecting meat producers.

Extend it all the way to crap going into the landfills.

Really, accountants are good at this stuff--you could *not* pay tax on a healthy salad from Mickey D's, but pay your share when gotta have a triple-cheesy double-cow.

I'm reminded of Amory Lovins: "do an energy audit."
 
Posted by T e x on :
 
quote:
Originally posted by SeekingFreedom:
quote:
Originally posted by glassman:
the way i see this whole battle shaping up?

the insurance co's have been villified more than they deserve.
they can and will absorb the "uninsurable" if forced to.

they'll charge everybody more, until doctors themselves are held accountable for what they are doing.

they blame tort on all these tests they perform, well those tests are profitable. I have refused treatmetns and or tests quite a few times, some of the doctors were pricks about it, i found others.

Lest you have forgotten, Glass...under the current 'exchange' plans...there will be caps on insurance premium hikes.

The Insurance companies won't be allowed to compensate for the influx of uninsurables...

They WILL go out of business under these plans.

what *current plans* ???

It's all BS and clusterphuk, so far
 
Posted by SeekingFreedom on :
 
quote:
please show me the actual verbiage.
(2) ANNUAL LIMITATION ON DEDUCTIBLES FOR
EMPLOYER SPONSORED PLANS
(A) IN GENERAL
.—In the case of a health plan offered in the small group market, the deductible under the plan shall not exceed—(i) $2,000 in the case of a plan covering a single individual; and(ii) $4,000 in the case of any other plan. The amounts under clauses (i) and (ii) may be increased by the maximum amount of reimbursement which is reasonably available to a participant under a flexible spending arrangement described in section 106(c)(2) of the Internal Revenue Code of 1986 (determined without regard to any salary reduction arrangement).

.....

(4) PREMIUM ADJUSTMENT PERCENTAGE
.—For purposes of paragraphs (1)(B)(i) and (2)(B)(i), the premium adjustment percentage for any calendar year is the percentage (if any) by which the average per capita premium for health insurance coverage in the United States for the preceding calendar year (as estimated by the Secretary no later than October 1 of such preceding calendar year) exceeds such average per capita premium for 2013 (as determined by the Secretary).

.....

(5) PREMIUMS
.— 16(A) PREMIUMS SUFFICIENT TO COVERCOSTS
.—The Secretary shall establish geographically adjusted premium rates in an amount sufficient to cover expected costs (including claims and administrative costs) using methods in general use by qualified health plans.

.........


Just pull up this link and do a search document for premiums, Glass. It's loaded with restrictions and outright price setting by the Secretary.

http://www.foxbusiness.com/story/markets/read-senate-health-care-reform-bill/
 
Posted by SeekingFreedom on :
 
quote:
That's not bad. lol, I don't hate that.

What's wrong with that, as a starting place?

Glad you like it, Tex. [Smile]

As for what's wrong with starting there...nothing.

quote:
what *current plans* ???

It's all BS and clusterphuk, so far

I'd agree with that assessment, Tex. But I'm referring to the Bills already passed in both houses of Congress. They are three votes away from becoming the law of the land.
 
Posted by T e x on :
 
SF, you think there's a Senate bill close to a House bill, that's also about to be passed?
 
Posted by T e x on :
 
anyway, just a reminder:

http://money.cnn.com/2010/02/17/news/companies/cleveland_clinic_cosgrove.fortune /index.htm
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
quote:
please show me the actual verbiage.
(2) ANNUAL LIMITATION ON DEDUCTIBLES FOR
EMPLOYER SPONSORED PLANS
(A) IN GENERAL
.—In the case of a health plan offered in the small group market, the deductible under the plan shall not exceed—(i) $2,000 in the case of a plan covering a single individual; and(ii) $4,000 in the case of any other plan. The amounts under clauses (i) and (ii) may be increased by the maximum amount of reimbursement which is reasonably available to a participant under a flexible spending arrangement described in section 106(c)(2) of the Internal Revenue Code of 1986 (determined without regard to any salary reduction arrangement).

.....

(4) PREMIUM ADJUSTMENT PERCENTAGE
.—For purposes of paragraphs (1)(B)(i) and (2)(B)(i), the premium adjustment percentage for any calendar year is the percentage (if any) by which the average per capita premium for health insurance coverage in the United States for the preceding calendar year (as estimated by the Secretary no later than October 1 of such preceding calendar year) exceeds such average per capita premium for 2013 (as determined by the Secretary).

.....

(5) PREMIUMS
.— 16(A) PREMIUMS SUFFICIENT TO COVERCOSTS
.—The Secretary shall establish geographically adjusted premium rates in an amount sufficient to cover expected costs (including claims and administrative costs) using methods in general use by qualified health plans.

.........


Just pull up this link and do a search document for premiums, Glass. It's loaded with restrictions and outright price setting by the Secretary.

http://www.foxbusiness.com/story/markets/read-senate-health-care-reform-bill/

OK, now do a search for state laws making the same determinations. You will find that these laws are standard. Instead of the Secretary making the ruling? It will be the State insurance Commission(er)...

selling insurance across state lines will create a huge debate between states over whether or not the state of the insurance buyer has control of the rules or the state of the seller has control of the rules.

assuming the rule will be "business favorable" as you seem to be the proponent of? then you will end up with all insurance coming out of one or two states that have the least restrictive laws that favor the screwing of customers.

it's the same argument used to kill the public option.

if you think i'm wrong? look at the credit card business.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Being sick is not,yet, a recognized disability, Glass.

face it, the insurance co's are not denying coverage to people that are merely sick. nor are they rescinding people for having the flu....

if cancer is not a disability? then please define what it really is....

cuz that's who is being dumped, people with health care problems that are expensive.

1. When is diabetes a disability under the ADA?

Diabetes is a disability when it substantially limits one or more of a person's major life activities. Major life activities are basic activities that an average person can perform with little or no difficulty, such as eating or caring for oneself. Diabetes also is a disability when it causes side effects or complications that substantially limit a major life activity. Even if diabetes is not currently substantially limiting because it is controlled by diet, exercise, oral medication, and/or insulin, and there are no serious side effects, the condition may be a disability because it was substantially limiting in the past (i.e., before it was diagnosed and adequately treated). Finally, diabetes is a disability when it does not significantly affect a person's everyday activities, but the employer treats the individual as if it does. For example, an employer may assume that a person is totally unable to work because he has diabetes. Under the ADA, the determination of whether an individual has a disability is made on a case-by-case basis.


http://www.eeoc.gov/facts/diabetes.html
 
Posted by The Bigfoot on :
 
quote:
Originally posted by SeekingFreedom:


The answer to that is based on what you mean by better. If by better you mean 'covers more people', then the answer is probably yes. But the current process isn't about simply covering more people. It's about soaking profitable companies to cover more people. The Democratic plans (in either version) are trying to force private companies to pay for the health care instead of the taxpayer. As I stated in my post to Glass, that's the part I disagree with. Not the expansion of health care to the less fortunate, but the offloading of the burden that is, by right, society's if anyone's.

Your response to Glass in your second post...

quote:
Again, let's do it. But let's do it right, both financially and morally. If we as a society want to cover everyone, make Medicare into a publicly funded insurer available to everyone. Allocate the needed funding and simply do it. Don't go offloading the burden onto private companies through force. Just choose to do it as a nation and pay for it as a nation.
To my mind you just made a very compelling argument for a public option Seek, which last month you were saying would destroy the insurance business. On a personal note I agree that would be better but our pro-business conservative friends stuck up for the industry so now that isn't going to happen.

Instead we are going to regulate the current industry in their administration of national healthcare and see if they can make it work and keep it profitable. If they can great. If they can't then we look at the evidence and figure out what they did wrong and create a new plan.

This is what happens when lies are told. Sometimes they stop forward action, sometimes they just skew the trajectory. In this I agree (less vehemently) with Ray. Those who fought for status quo using unethical tactics may have bought the industry a little time but in the process have ensured a painful transition for the healthful industry sector IMO and gave the nation a worse health plan in the bargain. Say La Vie. You reap what you sow.

On another note: Tex, I agree with you. Costs may go down some with better administrative practices at the top but it won't be until we change the process at ground level that true savings are seen. A national campaign promoting healthy living with the willingness to tax unhealthy activities and foodstuffs would do much to help.
 
Posted by raybond on :
 
Seeking Freedom says you are not bound to health coverage just don't pay. What a bright statement if you are not wealthy where do you go. And if this weren't trure why do the ins co.s fight a public option so hard?
 
Posted by raybond on :
 
--------------------------------------------------------------------------------

February 26, 2010
The Cost of Doing Nothing on Health CareBy REED ABELSON
“Hands off my health care,” goes one strain of populist sentiment.

But what if?

Suppose Congress and President Obama fail to overhaul the system now, or just tinker around the edges, or start over, as the Republicans propose — despite the Democrats’ latest and possibly last big push that began last week at a marathon televised forum in Washington.

Then “my health care” stays the same, right?

Far from it, health policy analysts and economists of nearly every ideological persuasion agree. The unrelenting rise in medical costs is likely to wreak havoc within the system and beyond it, and pretty much everyone will be affected, directly or indirectly.

“People think if we do nothing, we will have what we have now,” said Karen Davis, the president of the Commonwealth Fund, a nonprofit health care research group in New York. “In fact, what we will have is a substantial deterioration in what we have.”

Nearly every mainstream analysis calls for medical costs to continue to climb over the next decade, outpacing the growth in the overall economy and certainly increasing faster than the average paycheck. Those higher costs will translate into higher premiums, which will mean fewer individuals and businesses will be able to afford insurance coverage. More of everyone’s dollar will go to health care, and government programs like Medicare and Medicaid will struggle to find the money to operate.

Policy makers, in the end, may be forced to address the issue.

“It will break all of our banks if we do nothing,” said Peter V. Lee, who oversees national health policy for the Pacific Business Group on Health, which represents employers that offer coverage to workers. “It is a course that is literally bankrupting the federal government and businesses and individuals across the country.”

Even those families that enjoy generous insurance now are likely to see the cost of those benefits escalate. The typical price of family coverage now runs about $13,000 a year, but premiums are expected to nearly double, to $24,000, by 2020, according to the Commonwealth Fund. That equals nearly a quarter of the median family income today.

While some employers will continue to contribute the lion’s share of those premiums, there will be less money for employees in the form of raises or bonuses.

“It’s also cramping our economic growth,” said Frank McArdle, a consultant with Hewitt Associates, which advises large employers and reported on the need for change for the Business Roundtable, an association of C.E.O.’s at major companies. Spending so much on health care is “really a waste of people’s money,” Mr. McArdle said.

The higher premiums will also persuade more businesses, especially smaller ones, to decide not to offer insurance. More people who buy coverage on their own or are asked to pay a large share of premiums will find the price too high. It doesn’t take too many 39-percent increases, like the recent one proposed in California that has garnered so much attention, to put insurance out of reach.

“We have an affordability problem that is moving up through the middle class now,” said Paul B. Ginsburg, the president of the Center for Studying Health System Change, a nonprofit Washington research group.

While estimates vary, the number of people without insurance is expected to increase by more than a million a year, said Ron Pollack, the executive director of Families USA, a Washington consumer advocacy group that favors the Democrats’ approach. The Urban Institute, for example, predicts that the number of uninsured individuals will increase from about 49 million today to between 57 million and 66 million by 2019. The Democrats’ plan is expected to cover as many as 30 million individuals who now are uninsured.

There will be a cost in lives, too. Mr. Pollack’s organization estimates that as many as 275,000 people will die prematurely over the next 10 years because they do not have insurance. Even people with insurance will find their coverage providing much less protection from financial catastrophe than it does now. Individuals will pay significantly more in deductibles and co-payments, for example. “More and more families will experience huge debts and bankruptcies,” Mr. Pollack said.

Federal and state governments will also feel the squeeze. Medicare, the federal program for the elderly, is already the subject of much hand-wringing as its spending balloons. Medicaid, a joint program of the federal government and the states, is already struggling as states try to balance budgets hit hard by the economic downturn. Many states may be forced to cut benefits sharply as well as reduce financing for community health centers and state hospitals that serve the poor.

“I think we’ll just see the decline of public services,” said John Holahan, the director of the Health Policy Center at the Urban Institute.

Exactly how politicians, or anyone else, will react to the increasing pressures on the system is anyone’s guess. If the system actually collapses, could there be a movement to adopt a government-run system, something like Medicare for all, where the whole health care system would be much more heavily regulated?

Or maybe employers would take up the effort to figure out a better way of providing coverage.

The states may also step up their role. Some may try to follow the lead of Massachusetts, which overhauled its own insurance market for individuals and small businesses, while others may try a series of regulatory fixes. A state senator in New Hampshire, for example, recently introduced legislation that regulates hospital prices in a fashion similar to an approach favored in Maryland.

What seems unlikely, say policy analysts, is that Congress would try to pass anything nearly as ambitious as the bills that went through the House and Senate last year.

“If we fail this time, you’re not going to get this Congress to take this up on a big scale,” said Len Nichols, a health policy analyst at George Mason University who says he thinks the Democrats should go ahead and pass legislation.

But few policy analysts think Congress can afford to do absolutely nothing. Lawmakers are instead likely to try a series of smaller fixes, said Stuart Butler, a health policy analyst at the Heritage Foundation, a research group that favors market solutions over a larger government role.

After President Bill Clinton failed to get Congress to pass his health care bill in 1994, Republicans, who then had substantial victories in the House and Senate, worked with him to pass legislation like the health care privacy bill, a children’s health insurance program and the Balanced Budget Act, which contained significant changes to the Medicare program. Under President George W. Bush, the Republicans went on to pass a drug benefit under Medicare. “In the space of less than 10 years, you have several major bills,” Mr. Butler said.

If nothing passes now, Mr. Butler says he thinks Congress will tackle narrower areas, like insurance regulation, to make it easier for people with pre-existing medical conditions to find coverage, or maybe it will try another expansion of Medicaid or the children’s program.

But President Obama clearly prefers passage of a broader bill. In wrapping up Thursday’s session with lawmakers, he and other Democrats warned that an incremental approach was likely to provide too little relief to the people already feeling the effects of a broken system. “It turns out that baby steps don’t get you to the place that people need to go,” he said.

And even some people without a partisan point to make argue that the series of bills passed in the last 15 years have not made enough of a dent in slowing down medical costs. “We’ve had a lot of incremental reforms already,” said Mr. McArdle, the Hewitt consultant.

And many argue that putting off the inevitable has an additional cost. The Commonwealth Fund estimates that the nation would be spending hundreds of billions of dollars less than it does today if any of the health care legislation proposed by previous administrations had been enacted, assuming that they reduced costs by about 1.5 percentage points. If President Nixon’s plan had passed, the United States might be spending a trillion dollars a year less than it does now, and President Clinton’s plan would have reduced spending by some $500 billion a year.

“It makes a huge difference over a long period of time,” said Ms. Davis of the Commonwealth Fund.
 
Posted by The Bigfoot on :
 
healthful industry sector? Please read Healthcare Insurance sector. Must of been distracted while speell chequing...
 
Posted by SeekingFreedom on :
 
quote:
To my mind you just made a very compelling argument for a public option Seek, which last month you were saying would destroy the insurance business.
I'm not against a public funded health care program, Big. A public option, if you will. What I'm against, previously and still, is forcing the insurance companies to abide by rules that will drive them out of business. If we, as a people, want a public option, do it. But don't expect 'for profits' to have to run by 'not for profit' standards.

It's the mandatory rules of the current exchange plan that I object to.
 
Posted by glassman on :
 
What I'm against, previously and still, is forcing the insurance companies to abide by rules that will drive them out of business.

as usual, everybody is skirting the real issue here
it's the doctors that are actually spending all the money. The current system is unsustainable. doctors have a very breif window of opportunity to fix the problems or they will become govt employees. all of them...

i think they have about 5 to 7 years to figure this out.

in the 50's and before? doctors typically had a large percentage of patients that just did not pay, because they couldn't. they also lived among their patients instead of gated communities.. Medicare changed that but, they are headed back to that very fast.
 
Posted by SeekingFreedom on :
 
Glass, I've actually thought about this part and would like to hear your take on it...

Why aren't the legislators dragging Hospital Administrators and prominent doctor's up to capital hill and demanding answers as to why they change so much for care?

I've heard some talk about how, by law, they have to take care of people whether they can pay or not. Of course that cost has to be offset through raising the bills of others to pay for it. I've even read that this is a driving factor for wanting to get everyone insured...so that they pay their fair share. (momentary pause for sarcastic effect) The problem that I see with that is in each of the two bills in Congress, low income families\individuals (the ones that aren't paying their 'fair share' of the medical care cost burden now, receive subsidies from the taxpayers to cover the costs. So we're still back to everyone not paying their own way\fair share.

So, given that, by law, doctors HAVE to care for those that can't pay for the service; and given that they have to charge others more to make up for the negative profitability mandated by said law, what is the best way to reduce overall costs without reducing the level of care provided? And why are we, or rather our representatives (longer pause for sarcastic effect) going after those that are already trying to spread the costs around through insurance pools, instead of looking for the actual reasons that costs are so high?
 
Posted by glassman on :
 
Why aren't the legislators dragging Hospital Administrators and prominent doctor's up to capital hill and demanding answers as to why they change so much for care?

because the legislators need doctors too... there aren't enough doctors, and that is because the AMA has been controlling the number of enrollees to medical school for decades.

i don't really care if an insurance co is profitable or not.

what i would like to see is doctors not having 2o people in the waiting room at all times.

five to ten consult rooms and ten minutes allotted to each patient.

20 minutes if it's a first time visit.

hasn't this become the norm all over the country?

tests to protect themselves from malpracice hell! the tests are a way of charging your insurance co money.

if your doctor had to tell you that he/she needs to do a test that will cost YOU a weeks pay and you asked them why? they would have to convince YOU why. they don't in this process. they have a blank check and they have a process in deciding just what your insuracne co will tolerate. Heck i have BC BS and i see that the doctor tries to overcharge them on every item. BC BS sends me notes telling me i am not responsible for the difference every time too.. how much does it cost to do this "billing war" that they engage in?

so the game here is that the insurance co's are going to have to be forced to be the "heavy" and ask the doctors to cut back so they can stay in business, instead of the patients asking.

every single drug commercial on TV comes out of our insurance money too... do you actually listen to the side effects? and in the end? those commercials are designed to make you go demand the drugs from your doctor and he/she has two choices, argue with you (even tho they only have two minutes to) or lose your business, either way? the insurance costs go up again.

the insurance co's could stop those commercials by refusing to pay what they feel is the cost of them, they don't (yet) so the insurance co's need to become the "heavy" again and tell the drug co's to stop wasting money advertising to patients instead of the person who actually decides and spends the dough.
 
Posted by raybond on :
 
FEBRUARY 26, 2010.Race to Pin Blame For Health Costs .ArticleComments (60)more in Health ».
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By AVERY JOHNSON
A battle over who to blame for rising health-care costs is escalating, as groups seek to pin the problem on each other and say none of the health-care legislation under consideration does enough to solve it.

U.S. spending on health care reached $2.5 trillion in 2009, according to federal estimates. It is expected to jump to $4.5 trillion in 10 years.

Insurers contend that they must pass on ever-higher bills from hospitals and doctors. Hospitals say they are struggling with more uninsured patients, demands by doctors for top salaries, and underpayments from Medicare and Medicaid.

And doctors say they are strong-armed by insurance monopolies and hampered by medical malpractice costs.

In the rush to point fingers, few solutions are emerging.

"It's always someone else's fault," said Robert Laszewski, president of health-care consulting firm Health Policy & Strategy Associates. "There is not an incentive for these people to cooperate because the game they are all playing is getting a bigger piece of the pie."

The issue has come into sharp relief as WellPoint Inc. has sought to defend its plan to raise some prices in California by up to 39%.

In a hearing Wednesday on Capitol Hill, WellPoint Chief Executive Angela Braly singled out dominant hospital systems for demanding 40% rate increases and drug companies for roughly 20% profit margins.

A WellPoint spokeswoman said that at least one hospital had asked for a 220% payment increase.

Many Democrats have cited lack of competition among insurers as a driver of higher prices. On Wednesday, the House of Representatives voted to repeal a longstanding insurance-industry exemption from federal antitrust laws. The bill now heads to the Senate, where its future is less certain.

Doctors complain of a lack of competition among insurers, as well.

A report by the American Medical Association this week argues that 500 insurance-company mergers in the past 12 years have led to markets dominated by one or two health plans.

This year, two insurers control 70% of the market in 24 states, up from 18 last year, the report said.

"There is no other company for doctors to go to" when an insurer comes to them with terms that they find unfavorable, said AMA President James Rohack.

But insurers say is it doctors and hospitals that have gotten too powerful through consolidation.

A study published Thursday in the journal Health Affairs appears to back up their point, saying that insurers are weakened in their negotiations by their inability to exclude prominent doctors and hospitals from networks.

Authors from the Center for Studying Health System Change, a nonpartisan research group, conducted 300 interviews with California doctors and hospital and insurance executives in late 2008.

The study said two big networks of providers now dominate the northern part of the state: Sutter Health owns two dozen California hospitals and medical centers, and Catholic Healthcare West runs 33 hospitals.

In addition, the study said, doctors who are increasingly banding together for negotiating power are commanding yearly double-digit payment increases.

Hospitals and doctors shot back that the study was largely anecdotal and said integration improved efficiency.

Catholic Healthcare West said it took on $1.5 billion in bad debt from government underpayments last year; its size, it added, makes it possible to achieve some savings.

Sutter Health said increases in its reimbursement rates from private insurers have been in the single digits.

"We are doing our best to keep costs down because these health-care premium increases are not sustainable," said Bill Gleeson, vice president of communications a Sutter Health.

Printed in The Wall Street Journal, page A5
 
Posted by glassman on :
 
Catholic Healthcare West said it took on $1.5 billion in bad debt from government underpayments last year; its size, it added, makes it possible to achieve some savings.

these are the people that are really driving the argument against single payer.

i am not for single payer, but i think a public option would garantee a minimum level of health care with a wellness program that should lower overall health care costs...

insurance co's work on a percentage of gross receipts to determine their profits. they like seeing gross receipts go up.
 
Posted by a surfer on :
 
http://www.youtube.com/watch_popup?v=7n2m-X7OIuY
 
Posted by Peaser on :
 
"Health care bill getting disected"

I remember back in middle school dissecting a frog, worm, and cows eye in science class.

What did we do with the dissected specimen?
 
Posted by glassman on :
 
quote:
Originally posted by Peaser:
"Health care bill getting disected"

I remember back in middle school dissecting a frog, worm, and cows eye in science class.

What did we do with the dissected specimen?

fish bait
 
Posted by Peaser on :
 
lol

Sorry it took so long to respond, I was just re-watching the "Indoctrinating Our Youth" special that I posted.
 
Posted by CashCowMoo on :
 
So isnt tort reform the real problem that needs fixing? Problem is, a lot of these superlawyers are in cahoots with the dem party so we know how that is going to work. Dont destroy the system when you can fix a few things in it.
 
Posted by glassman on :
 
Tort reform is unconstitutional:

Bill of Rights

Amendment VII

In suits at common law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried by a jury, shall be otherwise reexamined in any court of the United States, than according to the rules of the common law.
 
Posted by CashCowMoo on :
 
Interesting...
 
Posted by CashCowMoo on :
 
So why are we not going to get the benefits of the new health care plan for another 4 years, but the taxes start immediately? Does anyone trust the government that they will use 4 years of that tax revenue for health care only and not get cherry picked?
 
Posted by raybond on :
 
back
Don't pay, don't sell Medicare D
Fox Insurance Company loses contract for improperly denying critical prescription drugs

By CATHLEEN F. CROWLEY, Staff writer
Click byline for more stories by writer.

First published: Saturday, March 13, 2010

The federal government took an unprecedented step Tuesday when it terminated the contract of a Medicare prescription drug insurance company that was unfairly deterring beneficiaries from using expensive drugs.
Medicare cut off Fox Insurance Company, which provided Medicare Part D coverage to 10,000 New Yorkers over 65 years old. About 400 people in the Capital Region are affected, according to state officials.

According to the Centers for Medicare & Medicaid Services, which oversees Medicare, Fox improperly denied critical drugs to people with HIV, cancer and seizure disorders. In many cases, Fox enrollees were required to get invasive medical procedures to prove they needed the drugs even though they had a doctor's prescription.

Michael Burgess, director of the state's Office for the Aging, said it's a sign that the Obama administration should review the Part D program that was introduced in 2006.

"It is the only part of Medicare where you have to have a private operator for the coverage," Burgess said. "It has been a beef of mine that we have allowed all these plans to come in. They come in because they smell a profit and they think they can do this on the cheap by restricting people and, as (the Medicare statement about Fox) said, 'jeopardizing their health and safety.' "

There are 50 companies that offer Part D coverage in New York. Burgess said the number should be reduced to a few high-quality plans.

Fox, which is based in New York City, entered the New York insurance market just this year and was one of 10 "benchmark" plans. The designation means that it was priced at less than $33.32 a month -- a price tag low enough to allow the federal government to fully subsidize low-income beneficiaries enrolled in Fox.

"Being a benchmark plan is a sure way for these plans to get membership," said Linda Petrosino, coordinator of the state Health Insurance Information Counseling Assistance Program.

Indeed, Fox was able to enroll 10,000 people even though the plan is new to New Yorkers. Nationwide, the company has 123,000 Part D participants. The company could not be reached for comment.

Petrosino called the company's behavior "egregious."

The Centers for Medicare & Medicaid Services has arranged for Fox participants to receive their prescriptions through LI-NET, a program run by Medicare and administered by the health care corporation Humana. Even through open enrollment for Part D programs ended on Dec. 31, Fox enrollees will be allowed to select a new program. If they don't choose one by April 30, CMS will enroll them automatically in another plan.

Cathy Roberts, senior paralegal at the Empire Justice Center, said that there were few complaints about Fox in New York because the state's Elderly Pharmaceutical Insurance Coverage program pays for drugs if a Medicare enrollee's plan denies coverage.

However, Roberts said Gov. David Paterson has proposed cutting this "wrap" coverage to save $4 million.

"If this happens again after July, people won't have that kind of protection," Roberts said.


For help

Medicare beneficiaries who were enrolled in Fox Insurance Company's Part D plan can still get prescriptions filled at their pharmacy through a federal safety-net program. If you have problems filling a prescription, call Medicare at (800) MEDICARE. Fox enrollees must choose a new plan by April 30.

For guidance, go to http://www.Medicare.gov to see what plans are available, or get advice from an insurance counselor through the state insurance assistance hotline at (800) 701-0501.
 
Posted by raybond on :
 
--------------------------------------------------------------------------------

March 12, 2010
Op-Ed ColumnistHealth Reform Myths By PAUL KRUGMAN
Health reform is back from the dead. Many Democrats have realized that their electoral prospects will be better if they can point to a real accomplishment. Polling on reform — which was never as negative as portrayed — shows signs of improving. And I’ve been really impressed by the passion and energy of this guy Barack Obama. Where was he last year?

But reform still has to run a gantlet of misinformation and outright lies. So let me address three big myths about the proposed reform, myths that are believed by many people who consider themselves well-informed, but who have actually fallen for deceptive spin.

The first of these myths, which has been all over the airwaves lately, is the claim that President Obama is proposing a government takeover of one-sixth of the economy, the share of G.D.P. currently spent on health.

Well, if having the government regulate and subsidize health insurance is a “takeover,” that takeover happened long ago. Medicare, Medicaid, and other government programs already pay for almost half of American health care, while private insurance pays for barely more than a third (the rest is mostly out-of-pocket expenses). And the great bulk of that private insurance is provided via employee plans, which are both subsidized with tax exemptions and tightly regulated.

The only part of health care in which there isn’t already a lot of federal intervention is the market in which individuals who can’t get employment-based coverage buy their own insurance. And that market, in case you hadn’t noticed, is a disaster — no coverage for people with pre-existing medical conditions, coverage dropped when you get sick, and huge premium increases in the middle of an economic crisis. It’s this sector, plus the plight of Americans with no insurance at all, that reform aims to fix. What’s wrong with that?

The second myth is that the proposed reform does nothing to control costs. To support this claim, critics point to reports by the Medicare actuary, who predicts that total national health spending would be slightly higher in 2019 with reform than without it.

Even if this prediction were correct, it points to a pretty good bargain. The actuary’s assessment of the Senate bill, for example, finds that it would raise total health care spending by less than 1 percent, while extending coverage to 34 million Americans who would otherwise be uninsured. That’s a large expansion in coverage at an essentially trivial cost.

And it gets better as we go further into the future: the Congressional Budget Office has just concluded, in a new report, that the arithmetic of reform will look better in its second decade than it did in its first.

Furthermore, there’s good reason to believe that all such estimates are too pessimistic. There are many cost-saving efforts in the proposed reform, but nobody knows how well any one of these efforts will work. And as a result, official estimates don’t give the plan much credit for any of them. What the actuary and the budget office do is a bit like looking at an oil company’s prospecting efforts, concluding that any individual test hole it drills will probably come up dry, and predicting as a consequence that the company won’t find any oil at all — when the odds are, in fact, that some of the test holes will pan out, and produce big payoffs. Realistically, health reform is likely to do much better at controlling costs than any of the official projections suggest.

Which brings me to the third myth: that health reform is fiscally irresponsible. How can people say this given Congressional Budget Office predictions — which, as I’ve already argued, are probably too pessimistic — that reform would actually reduce the deficit? Critics argue that we should ignore what’s actually in the legislation; when cost control actually starts to bite on Medicare, they insist, Congress will back down.

But this isn’t an argument against Obamacare, it’s a declaration that we can’t control Medicare costs no matter what. And it also flies in the face of history: contrary to legend, past efforts to limit Medicare spending have in fact “stuck,” rather than being withdrawn in the face of political pressure.

So what’s the reality of the proposed reform? Compared with the Platonic ideal of reform, Obamacare comes up short. If the votes were there, I would much prefer to see Medicare for all.

For a real piece of passable legislation, however, it looks very good. It wouldn’t transform our health care system; in fact, Americans whose jobs come with health coverage would see little effect. But it would make a huge difference to the less fortunate among us, even as it would do more to control costs than anything we’ve done before.

This is a reasonable, responsible plan. Don’t let anyone tell you otherwise.
 
Posted by SeekingFreedom on :
 
This is a reasonable, responsible plan. Don’t let anyone tell you otherwise.


No, it's not. I am telling you otherwise. [Razz]
 
Posted by raybond on :
 
It is no matter what you say
 
Posted by SeekingFreedom on :
 
Then debate my main concern, Ray. Seriously.

If the final version of this bill becomes law...

If it forces insurance companies (private companies) to accept pre-existing condition patients...

If it imposes limits on premium hikes...

How is this NOT going to drive them out of business and onto government roles?

It's one thing to sit there and blindly copy and paste from ThinkProgress.org and stick your head in the sand and dream of a Utopia that will never exist...

It's quite another to rationally look at things and debate them...

Which is it going to be for you?

I don't mean this to sound as angry as I'm sure its going to come accross...but NOONE has ever offered an answer to this for me.

Again...

How is this NOT going to drive private insurers out of business?
 
Posted by glassman on :
 
SF, the insurance co's are being put on the spot here.

fact is? the insurance co's have not done enough in the past to look out for their customers. in fact? they have treated their customers pretty badly.

who represents you, the customer, in all this? your doctor? heck, he/she is milking the insurance co's not (milking) you, right?
somebody somewhere has to be bringing some accountability to the table.

the insurance co's have the purse strings.

this isn't about running them out of business, this is about putting the bite on the real spenders of the money without having to be the bad guy and tell the doctors they have to go on a diet.
 
Posted by SeekingFreedom on :
 
That makes it even worse imo, Glass.

If it's really the Doc's milking the public (indirectly) then take them to task. Don't destroy an entire market because you don't want to tell "the doctors they have to go on a diet."

That's just cowardly.
 
Posted by SeekingFreedom on :
 
Just curious...

Doesn't Medicare\Medicaid already lowball doctor's?

I seem to remember that being a reason why many doctor's didn't like taking Medicare\Medicaid patients now...

So if they bankrupt the private insurers and we're all forced into Medicare\Medicaid then they can lowball the doctors for all of us!

What a way to bring down the cost of medical care!!

Sheesh...
 
Posted by Pagan on :
 
quote:
Originally posted by SeekingFreedom:
Just curious...

Doesn't Medicare\Medicaid already lowball doctor's?

I seem to remember that being a reason why many doctor's didn't like taking Medicare\Medicaid patients now...

So if they bankrupt the private insurers and we're all forced into Medicare\Medicaid then they can lowball the doctors for all of us!

What a way to bring down the cost of medical care!!

Sheesh...

WOW! You are quite the naive imbecile SF. If a Doc charges $500 for a test, and Medicare/Medicaid pays $200, that means the Doc is getting lowballed? You need to drop the crackpipe, and realize that Docs are WAY overcharging. I hate to think you are actually that dense. But per your recent posts.....it's looking like you are.
 
Posted by SeekingFreedom on :
 
Pagan...please stop insulting people and think for a minute...

If the Doctors ARE overcharging (and I'm not saying they aren't), and the Insurers have to pay for those tests regarless of how high the price goes, why are we regulating the insurers out of business instead of going after the doctors?

And yes, the Gov is lowballing the doctors if they are making them accept a price that is below market value for their services. That's what lowballing means. Whether you think it's warranted or not does not change the definition of the term.
 
Posted by Pagan on :
 
quote:
Originally posted by SeekingFreedom:
Pagan...please stop insulting people and think for a minute...

If the Doctors ARE overcharging (and I'm not saying they aren't), and the Insurers have to pay for those tests regarless of how high the price goes, why are we regulating the insurers out of business instead of going after the doctors?

And yes, the Gov is lowballing the doctors if they are making them accept a price that is below market value for their services. That's what lowballing means. Whether you think it's warranted or not does not change the definition of the term.

Quit posting non-sense then SF. What is fair value from a Doc? Please explain in detail for all procedures/tests they proscribe. Next, how will the insurance industry be ruined? Actually specific facts this time....not just fear mongering SF. Answer those 2 questions.
 
Posted by Peaser on :
 
 -
 
Posted by Pagan on :
 
quote:
Originally posted by Pagan:
quote:
Originally posted by SeekingFreedom:
Pagan...please stop insulting people and think for a minute...

If the Doctors ARE overcharging (and I'm not saying they aren't), and the Insurers have to pay for those tests regarless of how high the price goes, why are we regulating the insurers out of business instead of going after the doctors?

And yes, the Gov is lowballing the doctors if they are making them accept a price that is below market value for their services. That's what lowballing means. Whether you think it's warranted or not does not change the definition of the term.

Quit posting non-sense then SF. What is fair value from a Doc? Please explain in detail for all procedures/tests they prescribe. Next, how will the insurance industry be ruined? Actually specific facts this time....not just fear mongering SF. Answer those 2 questions.

 
Posted by raybond on :
 
Some kind of healthcare is coming to America I would like to see Ins co's taken out of the picture all togrther. They are weak pain in the azz always whinning about making know money yet fighting like a crazy man to keep the system the same they are crooks and thieves and should be in jail. They do not seve the heath market any more and have live out there use.

Obama's plan will work as he said. if the Republican obstructionist have something better to offer bring it to the table.Instead of acting very foolish none of them have shown any thing better.
 
Posted by SeekingFreedom on :
 
Have you been reading this thread, Pagan?

I HAVE posted the actual text from the Senate Bill. That's right, the one they're trying to force the House to swallow.

They WILL force Insurance Co's to accept people with pre-existing conditions...

Do you disagree with this part?

They WILL limit how much the Insurance Co's will be able to raise their premiums to compensate...

Do you disagree with this part?

This will bankrupt the Insurance Co's because they will be paying out more than they will be bringing in...

Is this the part you don't agree with?

On both of the first two points I have listed the text of the actual bill and the last point is a forgone conclusion based on the Insurance Co. business model (and Economics in general).

So, where exactly am I posting nonsense?

As far as fair market pricing for Doctors, what do you think is fair market? Whatever the market will bear...just like any other industry, either product or service based.

If you (or Government) don't like the prices address those charging the prices...not those already trying to spread the cost around. Tell me, Pagan, what part of this, specifically, do you find logically lacking?
 
Posted by SeekingFreedom on :
 
ROFLMAO


Peaser....that is funny beyond any words I could find....

[Were Up]
 
Posted by SeekingFreedom on :
 
quote:
Some kind of healthcare is coming to America I would like to see Ins co's taken out of the picture all togrther.
And what good does that server, Ray? You will be left with two choices...medicare\medicaid or dealing directly with the Doctor yourself (which you can already do if you feel so inclined).

Removing them doesn't change what the Doctors' are charging...just removes the ability to collectively bargain for lower prices (which is all the insurance companies do) for a set fee.

Again...what purpose is served by bankrupting them?
 
Posted by glassman on :
 
They WILL force Insurance Co's to accept people with pre-existing conditions...

Do you disagree with this part?

They WILL limit how much the Insurance Co's will be able to raise their premiums to compensate...

Do you disagree with this part?

This will bankrupt the Insurance Co's because they will be paying out more than they will be bringing in...

Is this the part you don't agree with?

On both of the first two points I have listed the text of the actual bill and the last point is a forgone conclusion based on the Insurance Co. business model (and Economics in general).

So, where exactly am I posting nonsense?

As far as fair market pricing for Doctors, what do you think is fair market? Whatever the market will bear...just like any other industry, either product or service based.


we've been over this before SF. when the insurance co's reject or rescind patients, we end up paying for them with our tax dollars.

i called it subsidization, you disagreed, but the fact is? they get to keep th e"profitable" people and the unprofitable people either die, so we have private, for profit death panels at the insurance co's or the taxpayers pick up the tab and we get death panels in the govt.

by telling the insurance co's they have to take on these patients? the insurance co's will be forced to demand that the doctors and the hospitals and the drug co's will have to bear the costs too.


you say medicare lowballs doctors? well, actually before medicare? the doctors still took on those patients without getting paid.

back in the day? they took a chicken for pay and they lived on the same block as their patients.

they didn't NEED malpractice cuz they didn't get sued because the lawyers would not bother to sue them.

creating this huge insurance pool (private or public) is what gave them the incentive to charge so much.

it's just like the fees universities charge. they were still relatively cheap back in the late seventies and early 80's... i think i payed 600$ for fulltime tuition for my first semester at my state university.... then the Govt started this huge lending program and NOW? you can't get a semester at a major State University for less than 5000$ that i know of, and that's instate....

do they offer more now than they did then? hell no...
 
Posted by SeekingFreedom on :
 
Technologically, Glass, they can offer a hell of a lot more. But that's a debate for another day.

You're right though on one point...we have been through this already. And I'm still not sure why you think that it's a good idea to try and strong arm the Insurance Co's in an attempt to drive down prices. What's going to happen is that they WILL go out of business. Period. They will have no way to offset the increased costs that are guaranteed by the(forced) acceptance of pre-existing conditioners. If they try to 'lowball' the Doctors one of two things will happen.

1) Doctors will start dropping insurance companies that they accept making people pay the higher prices themselves.

or

2) Fewer people will become doctor's based on the lowered projected income possibilities. This one creates higher demand for the services of those that remain again raising prices.

Which of these would you prefer?
 
Posted by glassman on :
 
1) Doctors will start dropping insurance companies that they accept making people pay the higher prices themselves.

it's not just doctors, it's also hospitals and drug co's and manfacturers... and they will all have to accept lower profit margins/ cut costs no matter what happens you don't really beleive that doctors want to be suing patients to get paid do you? cuz they won't be able to get paid what they have been accustomed to if the insurance co's fail

this whole situation has been outofhand for a couple decades.

or

2) Fewer people will become doctor's based on the lowered projected income possibilities. This one creates higher demand for the services of those that remain again raising prices.


the AMA already striclty controls how many doctors they train...

they could train twice as many for a lower cost per doctor and still have very high standards, getting into med school is extremely cuthtroat and many good people do not get accepted. they mainatin a very high graduation rate once they are accepted...

the doctor supply/demand ratio is one of the reasons we pay so much now.
 
Posted by glassman on :
 
Technologically, Glass, they can offer a hell of a lot more. But that's a debate for another day.

it's all realtive tho, you don't get more personalised training than yo did then.. if anything? i think it's much less personalised
 
Posted by glassman on :
 
here's a list of patients per doctor by country:

Cuba 170
Belarus 220
Belgium 220
Greece 230
Russia 230
Georgia 240
Italy 240
Turkmenistan 240
Ukraine 240
Lithuania 250
Uruguay 270
Bulgaria 280
Iceland 280
Kazakhstan 280
Switzerland 280
Portugal 290
France 300
Germany 300
Hungary 300
South Korea 300
Spain 300
Denmark 310
Sweden 310
Finland 320
Netherlands 320
Norway 320
Argentina 330
Latvia 330
Ireland 360
Uzbekistan 360
Mongolia 380
United States 390
Australia 400
Kirgizstan 400
Poland 400
New Zealand 420
 
Posted by CashCowMoo on :
 
What is the quality ranking I wonder in that order.
 
Posted by The Bigfoot on :
 
Compile the list that glass put up against the World Health Organization's rank list of world health systems and you get:


Cuba 170 ~ Ranking 39
Belarus 220 ~ Ranking 72
Belgium 220 ~ Ranking 21
Greece 230 ~ Ranking 14
Russia 230 ~ Ranking 130
Georgia 240 ~ Ranking 114
Italy 240 ~ Ranking 2
Turkmenistan 240 ~ Ranking 153
Ukraine 240 ~ Ranking 79
Lithuania 250 ~ Ranking 73
Uruguay 270 ~ Ranking 65
Bulgaria 280 ~ Ranking 102
Iceland 280 ~ Ranking 15
Kazakhstan 280~ Ranking 64
Switzerland 280 ~ Ranking 20
Portugal 290 ~ Ranking 12
France 300 ~ Ranking 1
Germany 300 ~ Ranking 25
Hungary 300 ~ Ranking 66
South Korea 300 ~ Ranking 58
Spain 300 ~ Ranking 7
Denmark 310 ~ Ranking 34
Sweden 310 ~ Ranking 23
Finland 320 ~ Ranking 31
Netherlands 320 ~ Ranking 17
Norway 320 ~ Ranking 11
Argentina 330 ~ Ranking 75
Latvia 330 ~ Ranking 105
Ireland 360 ~ Ranking 19
Uzbekistan 360~ Ranking 117
Mongolia 380 ~ Ranking 145
United States 390 ~ Ranking 37
Australia 400 ~ Ranking 32
Kirgizstan 400 ~Ranking 151
Poland 400 ~ Ranking 50
New Zealand 420 ~ Ranking 41

http://www.photius.com/rankings/healthranks.html
 
Posted by SeekingFreedom on :
 
I know this may come as no surprise to most, but I loathe the use of this list by WHO.It is so subjective and based on several difficult to quantify criteria...

Factors forMeasuring the
Quality of Health Care


The WHO health care rankings result
from an index of health-related statistics. As
with any index, it is important to consider
how it was constructed, as the construction
affects the results. WHO’s index is based on
five factors, weighted as follows:

1. Health Level: 25 percent
2. Health Distribution: 25 percent
3. Responsiveness: 12.5 percent
4. Responsiveness Distribution: 12.5 percent
5. Financial Fairness: 25 percent


http://www.cato.org/pubs/bp/bp101.pdf

Financial Fairness?!?!?

Really? That's how you measure how good a country's system is? How fair it is?
 
Posted by The Bigfoot on :
 
lol ok. That's legitimate. I had to look at the description in your link to figure out how they would even quantify such a term.

quote:

Financial Fairness. A health system’s financial
fairness (FF) is measured by determining a
household’s contribution to health expenditure
as a percentage of household income
(beyond subsistence), then looking at the dispersion
of this percentage over all households.
The wider the dispersion in the percentage of
household income spent on health care, the
worse a nation will perform on the FF factor
and the overall index (other things being
equal).

If I am reading the description right then in a society where wealth levels vary greatly there is no way to NOT fail the Financial Fairness factor unless it is a single payer system where everyone pays a fixed percentage of income into healthcare.

I wonder where the rankings would shake out if that part of the grading system were removed?

Anyway CCM, that is an example (if a disputed one) of how the ppd list and the quality of care list would match up.
 
Posted by The Bigfoot on :
 
http://www.cnn.com/2010/HEALTH/03/12/maternal.mortality/index.html?hpt=Sbin

Another reason why we have to do better
 
Posted by glassman on :
 
Loathing the WHO ratings?

comeon, when rating a NATION? you have to take into account the whole nation, not just the part of the population you want.

how would you set a rating system for a whole nation?

infant mortality? i live in the worst US state at 11.4 deaths per 1000

Country or territory Infant mortality rate- (deaths/1,000 live births)-Under-five mortality rate(deaths/1,000 live births)
1 Iceland 2.9 3.9
2 Singapore 3.0 4.1
3 Japan 3.2 4.2
4 Sweden 3.2 4.0
5 Norway 3.3 4.4
6 Hong Kong 3.7 4.7
7 Finland 3.7 4.7
8 Czech Republic 3.8 4.8
9 Switzerland 4.1 5.1
10 South Korea 4.1 4.8
11 Belgium 4.2 5.3
12 France 4.2 5.2
13 Spain 4.2 5.3
14 Germany 4.3 5.4
15 Denmark 4.4 5.8
16 Austria 4.4 5.4
17 Australia 4.4 5.6
18 Luxembourg 4.5 6.6
19 Netherlands 4.7 5.9
20 Israel 4.7 5.7
21 Slovenia 4.8 6.4
22 United Kingdom 4.8 6.0
23 Canada 4.8 5.9
24 Ireland 4.9 6.2
25 Italy 5.0 6.1
26 Portugal 5.0 6.6
27 New Zealand 5.0 6.4
28 Cuba 5.1 6.5
29 Channel Islands ( Jersey and Guernsey) 5.2 6.2
30 Brunei 5.5 6.7
31 Cyprus 5.9 6.9
32 New Caledonia 6.1 8.7
33 United States 6.3 7.8
34 Croatia 6.4 7.7
35 Malta 6.5 7.6
36 Martinique 6.6 8.3
37 Poland 6.7 8.0
38 Greece 6.7 7.8
39 Guadeloupe 6.8 8.8
40 Hungary 6.8 8.5
 
Posted by glassman on :
 
i'm interested in hearing how to rate a nations health care--

life expaectancy?

we are still 38th and moslty the same countries are higher on the list:

Country (State/territory)Life expectancy at birth (years)
Overall Life expectancy at birth (years)
Male Life expectancy at birth (years)
Female
1 Japan 82.6 79.0 86.1
2 Hong Kong 82.2 79.4 85.1
3 Iceland 81.8 80.2 83.3
4 Switzerland 81.7 79.0 84.2
5 Australia 81.2 78.9 83.6
6 Spain 80.9 77.7 84.2
7 Sweden 80.9 78.7 83.0
8 Israel 80.7 78.5 82.8
9 Macau 80.7 78.5 82.8
10 France (metropolitan) 80.7 77.1 84.1
11 Canada 80.7 78.3 82.9
12 Italy 80.5 77.5 83.5
13 New Zealand 80.2 78.2 82.2
14 Norway 80.2 77.8 82.5
15 Singapore 80.0 78.0 81.9
16 Austria 79.8 76.9 82.6
17 Netherlands 79.8 77.5 81.9
18 Martinique ( France) 79.5 76.5 82.3
19 Greece 79.5 77.1 81.9
20 Belgium 79.4 76.5 82.3
21 Malta 79.4 77.3 81.3
22 United Kingdom 79.4 77.2 81.6
23 Germany 79.4 76.5 82.1
24 U.S. Virgin Islands ( US) 79.4 75.5 83.3
25 Finland 79.3 76.1 82.4
26 Guadeloupe ( France) 79.2 76.0 82.2
27 Channel Islands ( Jersey and Guernsey) ( UK) 79.0 76.6 81.5
28 Cyprus 79.0 76.5 81.6
29 Ireland 78.9 76.5 81.3
30 Costa Rica 78.8 76.5 81.2
31 Puerto Rico ( US) 78.7 74.7 82.7
32 Luxembourg 78.7 75.7 81.6
33 United Arab Emirates 78.7 77.2 81.5
34 South Korea 78.6 75.0 82.2
35 Chile 78.6 75.5 81.5
36 Denmark 78.3 76.0 80.6
37 Cuba 78.3 76.2 80.4
38 United States 78.2 75.6 80.8
39 Portugal 78.1 75.0 81.2
40 Slovenia 77.9 74.1 81.5
41 Kuwait
 
Posted by glassman on :
 
the CIA factbook has US life expectancy at 49th

This entry contains the average number of years to be lived by a group of people born in the same year, if mortality at each age remains constant in the future. The entry includes total population as well as the male and female components. Life expectancy at birth is also a measure of overall quality of life in a country and summarizes the mortality at all ages. It can also be thought of as indicating the potential return on investment in human capital and is necessary for the calculation of various actuarial measures.

https://www.cia.gov/library/publications/the-world-factbook/rankorder/2102rank.h tml
 
Posted by glassman on :
 
the US spends more than 16% of GDP on helath care and that is project to double again in the next 20 years:
Americans widely believe that while the our health system is expensive it is nevertheless the best in the world. However, a new report from the Organization for Economic Cooperation and Development suggests otherwise.

According to the OECD, the U.S. spends 5% of GDP more on health than France, the nation with the second highest level of health spending among the 30 wealthy countries in the organization. The average for all OECD countries is 8.9% of GDP.

We spend $7,290 per person on average versus $2,964 among all OECD countries. Norway, the nation with the second most expensive health system on a per capita basis, spends $4,763. (Currency conversions based on purchasing power parity.)

Of course, Americans know that they pay a lot for health; the rising cost of health insurance for employers is the main reason why wages have been stagnant for years.

The international data, however, show no evidence that increasing government's share of health care expenditures raises health spending as a share of GDP. The top five countries with the highest government share of total health outlays spend almost exactly the same percentage of GDP on health as the lowest five countries excluding the U.S.: 8.2% of GDP on average for the former versus 8.3% of GDP for the latter. (I left out the U.S. because it skews the data; the bottom five countries including the U.S. spend 9.7% of GDP on health on average.)


http://www.forbes.com/2009/07/02/health-care-costs-opinions-columnists-reform.ht ml

trying to say that health care reform is not about economics or jobs is ridiculous.

the reform that congress has created is pretty ridiculous too, but doing nothing is more ridiculous.
 
Posted by glassman on :
 
i cannot find any metrics that suggest we have better health care than the other industrialised nations anywhere..

maybe you can?
 
Posted by raybond on :
 
We don't glass thats the crime of the whole system. Health care of a nation is different than making cars or steel. If everyone was born healthy fine we would have a good system. But that is not so it really takes an entire nation to view health care as a right which in my opion it is.

Look at what is happening now because of economic conditions insurance companies say they have a right to raise rates some cases up to 79% mostly 39%,Why is this? Insurance co's say they are loosing a big percentage of young workers through lay offs and no new hires so they are loosing money because all they have are us old folks with health problems. That is why insurance co's let the government take on medicare.

This way of thinking is what the insurance co's call the law of large numbers and they say it must apply to all sittuations and for the market place in our society it does. As for a moral sittuation such as the health of a nation and its people the answer is no. As other countries have found out the exspence of health care is very small compared to the good it does for a people who have to live together and productiveity of a nation.The longer we let these criminals influance our nation and politicians with our own money that we have turned over to them for health protection that they try not to provide things will never change.
 
Posted by SeekingFreedom on :
 
Glass, I'll assume this is a test because both those stats are misleading...

Lies...Damned Lies...and Statistics....

First, Infant mortality rates:

http://en.wikipedia.org/wiki/Infant_mortality#Comparing_infant_mortality_rates

The biggest problem with using this stat to compare health care systems is the lack of uniform definition. There is no set criteria between nations to decide what is listed in this category. This leads to skewed data sets that are impossible to compare (if one is being objectively honest at least).

Second, the life expectancy:

This one has more to do with lifestyles of a nation that it does with the healthcare system. You can have the best system in the world but if you eat lard by the pound and drink soda\beer by the gallon you're going to die sooner than a population living on rice and beans. That's simply limitations of the human body, not a lack of the health care system's ability to prolong its use.

Look at this obesity comparison:

http://www.nationmaster.com/graph/hea_obe-health-obesity

We're the fattest, most unhealthy nation in the world. Few would even try to dispute that. This is what is causing us to die sooner as a nation, not the quality of care from our health care providers.

That's why the WHO listing is bogus. It is based on subjective statistics created by people who want more government involvement in health care already and the improper use of statistics that are neither uniform nor singularly defining.

Bogus political crap.
 
Posted by SeekingFreedom on :
 
Still waiting for an answer Ray....

Remove the Insurance companies tomorrow...you will have to deal directly with the Doctors.

Which you can do now...

What is gained?

Still waiting, Ray...
 
Posted by raybond on :
 
the ability to pay them for there work what else if not by insuance than by government.

But the answer is meaningless the insurance co's are involved and they always will be with any health care reform in this country so your question is meaningless.

And I don't remember you asking me any questions
 
Posted by raybond on :
 
Every body knows that A government plan would be run like medicare. Would it work yes it would with the mix of healthy people in the mix it would work as well as with the insurance co's. Why do it is because people would have more control
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Glass, I'll assume this is a test because both those stats are misleading...

Lies...Damned Lies...and Statistics....

First, Infant mortality rates:

http://en.wikipedia.org/wiki/Infant_mortality#Comparing_infant_mortality_rates

The biggest problem with using this stat to compare health care systems is the lack of uniform definition. There is no set criteria between nations to decide what is listed in this category. This leads to skewed data sets that are impossible to compare (if one is being objectively honest at least).

Second, the life expectancy:

This one has more to do with lifestyles of a nation that it does with the healthcare system. You can have the best system in the world but if you eat lard by the pound and drink soda\beer by the gallon you're going to die sooner than a population living on rice and beans. That's simply limitations of the human body, not a lack of the health care system's ability to prolong its use.

Look at this obesity comparison:

http://www.nationmaster.com/graph/hea_obe-health-obesity

We're the fattest, most unhealthy nation in the world. Few would even try to dispute that. This is what is causing us to die sooner as a nation, not the quality of care from our health care providers.

That's why the WHO listing is bogus. It is based on subjective statistics created by people who want more government involvement in health care already and the improper use of statistics that are neither uniform nor singularly defining.

Bogus political crap.

i asked you to give me something (anything) to back up the claim that we have the best health care in the world, or at least above the 30th place, and your response is to call the country a bunch of fat slobs who are killing themselves thru stupidity and lack of self discipline?

LOL... hopeless. esp. politically

how come Americans buy the same drugs from Canada or at least try to for less than they pay here?
 
Posted by raybond on :
 
I hope Rush Limbaugh the dopper is the first to go fat slob that he is
 
Posted by SeekingFreedom on :
 
quote:
i asked you to give me something (anything) to back up the claim that we have the best health care in the world, or at least above the 30th place,
Glass, the only metric I need is the human one..

If you have the means, and can get health care anywhere in the world, where do people go?

That's right...here.

Even foreign policy makers come here. (cough)Danny Williams(cough)

As for the U.S. buying it drugs from Canada? Everyone wants to save a penny and if Canada is willing to subsidize the world's drug consumption then so be it. (shrug)

quote:
and your response is to call the country a bunch of fat slobs who are killing themselves thru stupidity and lack of self discipline?

LOL... hopeless. esp. politically

I'm not trying to be political, Glass. You should know that by now. [Smile]

Do you deny my claim? We are killing ourselves through our lifestyle choices. It's not medicine's fault we're dying sooner. It's our own damn fault and it's about time we recognize that.
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by raybond:
Every body knows that A government plan would be run like medicare. Would it work yes it would with the mix of healthy people in the mix it would work as well as with the insurance co's. Why do it is because people would have more control

You really think that the people will have any control?

That's cute, Ray. Really...
 
Posted by glassman on :
 
If you have the means, and can get health care anywhere in the world, where do people go?

what metric do you have to show that?

that's what i'm asking.

i know plenty of people that were buying their meds from outside the US cuz they were the SAME meds at half price or even less...

what does "having means" mean? isn't that more of your squooshy statistics?

America was founded by people that were running away from the Aristocratic Governance of Europe.

the whole point of this health care debate is the having the means is escaping the average US citizen.

the average household income in the US is just under 50,000$ and the average household cost of insurance is just under 15,000$ and going up very fast.

average people without insurance cannot afford to get cancer treatments

What Does It Cost to Have Cancer?
February 23rd, 2007

We all hear that cancer is big business, involving expensive treatment, but how expensive is it exactly?

I was recently reviewing my medical expenses for last year and was shocked at the numbers. I decided to share them to give my readers an idea of what cancer treatment can really cost. Keep in mind that this is nine months of treatment for early-stage breast cancer in a 40-year old woman with a strong family history. All treatment was provided at cancer centers in the San Francisco Bay Area.

Total cost of care billed: $224,725
Total paid by insurance: $134,110
Total paid by patient: $5,706

Includes: screening and diagnostic tests, genetic testing, predictive (Oncotype-DX) testing, surgery (lumpectomy, sentinel node biopsy, additional breast biopsy), four rounds of Taxotere/Cytoxan chemotherapy, three doses of Neulasta, two doses of Arinesp, setup and treatment for 33 rounds of breast radiation, plus all associated doctors visits.

Does not include: cost of non-injectable prescriptions (my cost was a few hundred dollars for my prescription co-pays), cost of parking at the medical center (also hundreds), my hypothermia mitts and slippers, and any over-the-counter drugs to help with treatment side effects.

I think we can agree that $224,725 is a lot of money! If you add the amount I paid to the amount that insurance paid, you'll see that the cancer centers received about 62% of what they billed. In some cases, insurance paid all of the billing. In most cases, they paid 50-70%. In a few cases, I have no idea how the provider is able to operate, as insurance paid only 15% of the billed amount!


http://www.alixnorth.com/what-does-it-cost-have-cancer
 
Posted by glassman on :
 
It is a big surprise that 20 percent of people with health insurance can't afford to have the cancer therapy they need to save their lives," said John Seffrin of the American Cancer Society.

The survey, jointly conducted by ACS and the Kaiser Family Foundation, includes 20 profiles of cancer patients and their struggles to find affordable medical coverage.

The report was presented at a news conference Thursday, the same day U.S. Supreme Court Justice Ruth Bader Ginsburg had surgery for pancreatic cancer in New York.

Ten-year-old Taylor Wilhite's leukemia means cancer in her bones and blood. The cost of treatment and medicine since last March is now approaching the lifetime limit of $1 million from her father's family health insurance plan.


http://www.cnn.com/2009/HEALTH/02/05/cancer.spending/index.html
 
Posted by glassman on :
 
"with means" and having cancer seems to me to mean that you are in the top 5% since that's a million$
 
Posted by raybond on :
 
sf yes I do think people will have more control over Health Care if government controled, they have the vote thats what will control it.

Don't forget the first thing any ceo makes perfectly clear is that his corporation or any is not a democracy.
 
Posted by Peaser on :
 
The main problem with that is your vote only stipulates that you can pick one candidate over another. It doesn't stipulate what that candidate does once elected.
 
Posted by raybond on :
 
Try going into a board room and say you want them to put an issue up for vote that affects there profits
 
Posted by Lockman on :
 
quote:
Originally posted by raybond:
I hope Rush Limbaugh the dopper is the first to go fat slob that he is

Aren't you the compassionate one.
Has Rush Limbaugh done something personal to you we don't know about?
 
Posted by raybond on :
 
to those that give compassion, and are grateful I give compassion. Rush Limbaugh is an disgrace to society and is a very poor American.

How ever if he came to me in need and I had time to sawllow my emotions I would help.
 
Posted by glassman on :
 
i wouldn't spit on him if he was on fire
 
Posted by Pagan on :
 
quote:
Originally posted by glassman:
i wouldn't spit on him if he was on fire

I gotta say Glassman...you are the better man than me. Because, I wouldn't piss in his mouth if his teeth were on fire!
 
Posted by SeekingFreedom on :
 
quote:
Originally posted by Lockman:
quote:
Originally posted by raybond:
I hope Rush Limbaugh the dopper is the first to go fat slob that he is

Aren't you the compassionate one.
Has Rush Limbaugh done something personal to you we don't know about?

Compassion has never been the motivating factor for progressives, Lockman. It's always been about 'fairness' and 'justice'. Love for their fellow man, regardless of political opinion, has never been the overriding goal.

Sadly, the actions have never been as lofty as the rhetoric...as we see...
 
Posted by glassman on :
 
LOL, now it's "progressives" that are the enemy SF? you been drinking that koolaid too?

i got news for ya, without "progressives"? children would be still be working in factories, slavery would still be legal, and your wife and mother and sister and daughters would be without the vote.
 
Posted by SeekingFreedom on :
 
Would you prefer 'liberal'? How about 'leftists'? 'Statists'?

(Shrug)

Any ideology, including those on the right, that move the power of choice away from the individual in favor of the 'rights of the whole' is not about compassion...it's about control.

As regarding the last few posts, hate does not excuse hate. I don't care how much one disagrees with someone politically, that does not lessen their worth as a human being.
 
Posted by glassman on :
 
quote:
Originally posted by SeekingFreedom:
Would you prefer 'liberal'? How about 'leftists'? 'Statists'?

(Shrug)

Any ideology, including those on the right, that move the power of choice away from the individual in favor of the 'rights of the whole' is not about compassion...it's about control.

As regarding the last few posts, hate does not excuse hate. I don't care how much one disagrees with someone politically, that does not lessen their worth as a human being.

i prefer? what's that got to do with it?

you think we should not be progressive in this country?

cuz i have no problem with being progressive, and quite frankly you put yourself into a strange position to claim we should not progress.

it's a bad term.

Bush got away for years calling himself a conservative and others who called themselves conservative voted for him because he said he was.

i don't know anybody who has run on the "progressive" platform, but i m not joking about the sufferage issue or the slavery issue as being progressive.


Any ideology, including those on the right, that move the power of choice away from the individual in favor of the 'rights of the whole' is not about compassion...it's about control.

yeah and i seem to recall that you took the position that corporations should have the same rights as individuals? LOL... that is the same kind of power grab and dilutes/reduces the power of the individual
 
Posted by SeekingFreedom on :
 
I still disagree on the Corporations question, Glass, but that is a debate for other threads.

All idelogies have some good in them. That is how 'normal' people get enamored of them. However, that does not extend a blanket 'ok-ness' to all ideas espouced by said ideology. Was getting rid of slavery and the acceptance of women's sufferage 'progressive'? By one definition, of course. But neither were solely the property of the Progressive movement.

Most of the ideas that are being defined as 'Progressive' right now are simply moves toward a version of 'equality' that is neither realistic nor sustainable.

Each idea must be evaluated on it's own merits...and this reform bill has been found lacking. We all agree that something needs to be done...I just don't think that this is it.
 
Posted by glassman on :
 
i don't like it either, and i don't think it's very bright pushing this thru without an up or down vote so people can be held answerable.


i think we should have a crappy govt run public option that poor people can at least have access to health care. it would not cost US anymore than the system we have now, it should be cheaper if get some basic care to people before they get really expensively sick.

but for some reason that scares the "for profit" crew...

we are in this exact place right now because the GOP refuses to do anything at all. they have blocked any type of progress and if they win back control because of that? we as a nation will be no better off than we were two-5 years ago, or are today.

what was that old song? if you choose not to decide you still have made a choice?


the GOP has set out to "prove" that Obama cannot lead a nation, by not allowing the nation to be led IMO. That's not leadership, that's constipation
 
Posted by raybond on :
 
Kucinich will vote for health care bill, says he’s bothered by ‘the attempt to delegitimize Obama’s presidency.’
In recent weeks, it has become clear that the vote in the House of Representatives for the Senate’s health care bill will be very close. The lone progressive holdout on the bill had been Rep. Dennis Kucinich (D-OH), who had previously announced his intention to vote against the bill because it lacks both a strong public option and a waiver from ERISA laws for states to pursue their own single-payer systems. Today, during a press conference on Capitol Hill, Kucinich recounted his own struggles growing up with poverty and lack of health insurance and announced that he will vote in favor of the Senate health care bill, even though the bill “isn’t the one [he] wanted to support”:

KUCINICH: I lived in twenty-one different places by the time I was seventeen, including a couple cars. I understand the connection between poverty and poor health care…I struggled with Crohn’s disease for much of my adult life. [...] I have doubts about the bill. I do not think it a step towards anything I supported in the past. This is not the bill I wanted to support, even as I continued efforts until the last minute to try to modify the bill. However, after careful discussions with President Obama, Speaker Pelosi, my wife Elizabeth, and close friends, I’ve decided to cast a vote in favor of the legislation. If my vote is to be counted, let it count now for passage of the bill — hopefully in the direction of comprehensive health care reform.

Kucinich explained his “real desire” see “our President succeed.” He added, “We have to look at what’s going on in this country. One of the things that’s bothered me is the attempt to delegitimize his presidency. That hurts the nation, when that happens. He was elected. Even though I’ve had some serious differences of opinion with the administration, this is a defining moment for whether or not we’ll have any opportunity to move off of square one on the issue of health care.


Kucinich is one of the co-authors of H.R. 676, which would create a single-payer, Medicare-for-all health care system. It currently has 78 co-sponsors. The congressman ran twice for president on the platform of establishing a single-payer health care system, in 2004 and 2008. During the press conference Kucinich reiterated that he will continue to advocate for such a system.

Update Donna Brazille tweets a comment Kucinich made during the press conference: "I have taken a detour in supporting this bill, but I know the destination."
 
Posted by raybond on :
 
Tea party nit wits mock a sick man and call him a commie.


watch it

http://thinkprogress.org/2010/03/17/tea-party-parkinsons/#comments
 


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