I was wondering if anyone here could give me some tips and advice on a mutual fund, or something else possibly that will give me a decent return.

I have a nice chunk of savings sitting in my savings account, but it is only getting 1.16% interest. What can I do with it to get more return? I was thinking mutual funds.

Here's the scoop: I'm 25 years old and am saving for a house. Hoping to be able to afford a down payment by the middle of 2004. So, i guess I would like something with a quick decent return, but not something real risky.