posted
Anyone with any experience/insight with these programs?
My daughter will be starting college this semester for pharmacy and is talking about contracting for one of these programs to pay off her student loans.
Looking for some pros and cons.
Posts: 184 | Registered: Sep 2005
| IP: Logged |
posted
Not even sure what you're talking about, but I did hear today on Dave Ramsey that "loan forgiveness" is treated by IRS as income; thus, whatever amount is forgiven, is taxable...
just in case that applies...
if it's scammy, or just a bad financial move, Ramsey would prolly know...try calling into the show or maybe there's contact methods on the Web site:
posted
Its a program where you promise to work in an underprivileged area of the U.S. in exchange for them paying off your student loans. There used to be a program on TV about a doctor working in Alaska. Remember? That's what that was about.
You have to make a commitment of at least 2 years and each program pays a diff amount annually. Some 10K, 15k, 20k. Like that. The Indian programs pay the taxes on the "income." The others don't. But still, the taxes on the income is still less than the 20K a year tuition. I just don't understand how salary works. Pharmacists make good bucks. If she's not going to earn a decent living then its not worth the promise.
Her other plan is to live home for an additional 3 years post-grad school to pay off the loans. lol
They apply mostly to healthcare professions and I think also lawyers. Its administered by local governments mostly.
Posts: 184 | Registered: Sep 2005
| IP: Logged |
Is there a connection so that the family businesses can use it to take monies from the treasury?
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
| IP: Logged |
posted
It could all be a big conspiracy by the Liar and his family to loot the treasuries of local govt and tax the students to bring xtra money to the fed treasury for his benefit. And, let's not forget, the skimming that Cheney could do with that too.
Posts: 184 | Registered: Sep 2005
| IP: Logged |
Dubya don't know what atonement means. (It does, after all, directly imply one is admitting mistakes.)
More like his push for periodically requiring standardized testing of school kids has nothing to do with education and a lot to do with the fact that the Bush family world wide owns most of the providers of standardized test.
Anyway, there is NO WAY EVER the Bush family can atone for providing financial and political support for the fascist Germans and Italians from the 20s to the end of WWII.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
| IP: Logged |
posted
They aren't difficult to find. The bro that hangs out in Colorado is in charge of it.....
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
| IP: Logged |
posted
Check out Molly Ivan's books on the family for those references, Tex.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
| IP: Logged |
Dubya don't know what atonement means. (It does, after all, directly imply one is admitting mistakes.)
More like his push for periodically requiring standardized testing of school kids has nothing to do with education and a lot to do with the fact that the Bush family world wide owns most of the providers of standardized test.
Anyway, there is NO WAY EVER the Bush family can atone for providing financial and political support for the fascist Germans and Italians from the 20s to the end of WWII.
I wish it were that naive. Standardized tests is yet another tool used to force government to take control of our children. Choose the end result either facism or communisim.. I doubt they care.. the end result is their control over us.
Posts: 2965 | Registered: Aug 2005
| IP: Logged |
quote:Originally posted by bdgee: More like his push for periodically requiring standardized testing of school kids has nothing to do with education and a lot to do with the fact that the Bush family world wide owns most of the providers of standardized test.
If this is true, then thank God for President Bush and his family.
It is those standardized tests which help the Munchkin Man pay his bills on time with all the proofreading work the Munchkin Man does for those textbooks and practice workbooks on standardized test problems.
The standardized test movement has been a major boon for the Munchkin Man's textbook proofreading business.
Best Wishes,
Munchkin Man
Posts: 558 | From: Munchkin Man | Registered: Jun 2006
| IP: Logged |
-------------------- "Gentleman, you have come sixty days too late. The depression is over." Herbert Hoover 1930 Posts: 678 | From: currently in hiding due to investigation | Registered: Oct 2004
| IP: Logged |
It gives enough to go find the more extensive involvement of the Bush family in standardized testing.
"It is those standardized tests which help the Munchkin Man pay his bills...",
Which goes to show you how ineffectual and dangerous the damed things are. If the Village Idiot can use them to indoctrinate our children, stop and think before it is too late, do you really want to have your children end up like hum?
Of course not.
And though I can't find an honest way to factor in communism as Relentless does, he has the right idea about the eventual effect of standardization of education.
Posts: 11304 | From: Fort Worth, Texas | Registered: Mar 2005
| IP: Logged |
-------------------- "Gentleman, you have come sixty days too late. The depression is over." Herbert Hoover 1930 Posts: 678 | From: currently in hiding due to investigation | Registered: Oct 2004
| IP: Logged |
quote:Originally posted by Sunnyside: Its a program where you promise to work in an underprivileged area of the U.S. in exchange for them paying off your student loans.
Unless that area isss sayyyy uhhhhhhh....CAMDEN NEW JERSEY!
-------------------- "Simplicity is the ultimate sophistication" Posts: 4005 | From: Shaolin | Registered: Oct 2005
| IP: Logged |
posted
sunny, there are many employers that will pay off student loans as part of their recruitment packages, but you HAVE TO ASK for it! , have her check the VA for starters....
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
| IP: Logged |
posted
sunny, we are in a certified rural development area now, (most of our teachers are in this type of program) and i have to say it's been a big change after living most of my life in or close to major universities, i won't say it's bad, cuz we have certain opportunities to take advantage of, but culturally it's been a serious shock. tell her to be prepared to make some big life/attitude changes
i do know for a fact that the US Govt has these plans cuz we took advantage of one that nobody knew about, i found it on-line by digging deep...
here (this only took one google search, first page)
The Education Debt Reduction Program (EDRP) repays up to $44,000 in education loans for newly-appointed health care professionals in certain hard to fill occupations. Education loans must be used to pay for courses that directly lead to qualification for an appointed position.
as a Vet? i can say that she would probably end up in a major city and the VA pharmacists are very very professional... i stopped using my bene's (obviously we have Federal Blue Cross and blue sheild too) when the Iraq vets started coming home, but i saw it go from an absolute mess (80's) to a much better program (by '97) (under Clinton no less , go figure)
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
| IP: Logged |
posted
also? i dunno how you feel about this, but being an officer in the military right now (i would expect) would have major league benefits that should include loan pay-offs
-------------------- Don't envy the happiness of those who live in a fool's paradise. Posts: 36378 | From: USA | Registered: Sep 2003
| IP: Logged |
quote:Originally posted by bdgee: "It is those standardized tests which help the Munchkin Man pay his bills...",
Which goes to show you how ineffectual and dangerous the damed things are. If the Village Idiot can use them to indoctrinate our children, stop and think before it is too late, do you really want to have your children end up like hum?
One reason why the Munchkin Man likes standardized tests is because they typically consist of multiple choice questions.
The Munchkin Man loves multiple choice questions.
The Munchkin loves to compose them, write them, edit them, and revise them.
A large part of the Munchkin Man's work is involved with the reconstruction and repair of poorly worded multiple choice questions until they become works of art.
When the Munchkin Man works on a multiple choice question, the Munchkin Man goes about it with an artistic passion, which the Munchkin Man feels is comparable to the artistic passion that ran through the soul of Michelangelo, as he painted the ceiling of the Sistine Chapel.
The Munchkin Man believes that many of the multiple choice questions the Munchkin Man has composed, written, and revised throughout the years are every bit as breathtakingly beautiful as Michelangelo's paintings.
A multiple choice question can be a masterpiece when composed by a skilled and passionate writer.
The same thing can be said for a standardized test.
However............
The Munchkin Man has a confession to make.
Once upon a time, the Munchkin Man did not approach the task of composing multiple choice questions with the same level of artistic passion and reverence.
Back during the 1970s, the Munchkin Man got a job as a guidance counselor in a rural high school.
In addition to the Munchkin Man's duties as a guidance counselor, the Munchkin Man was asked to teach one period of psychology each day.
One day the Munchkin Man decided to get "cute" when composing one of his multiple choice questions.
The question was as follows:
Who was the father of the modern mental hygiene movement?
A) Clifford Blow B) Clifford Beers C) Clifford Wine D) Clifford Weed
The Munchkin Man got fired for that.
From that day forward, the Munchkin Man vowed to treat the writing and the composition of multiple choice questions with the dignity and the respect which they deserved.
The Munchkin Man would never make a mockery of another multiple choice question again.
The Munchkin Man now treats all multiple choice questions, and the standardized tests which include them, with the reverence they deserve.
The Munchkin Man is much more than an artist.
The Munchkin Man is a vigilant guardian of the literacy of America's precious school children, who seeks out, destroys, and repairs the many faulty multiple choice questions which pass before the Munchkin Man's meticulous eyes.
The Munchkin Man's commitment to excellence, for the multiple choice questions which comprise these standardized tests, helps to promote the scholarship of America's precious school children.
God Bless America.
Munchkin Man
Posts: 558 | From: Munchkin Man | Registered: Jun 2006
| IP: Logged |
UBBFriend: Email this page to someone!
Printer-friendly view of this topic
![[Big Grin]](biggrin.gif)
![[Eek!]](eek.gif)
![[Wink]](wink.gif)
, have her check the VA for starters....
